Index of references to London in Global Information Space with daily updates

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New headings with London from Top 1,000,000 websites extracted on 2019-09-11

# Headings H1-H6 Count
London – England 9
Hong Kong stock exchange swoops in for London rival 8
Photos and Review: The Cribs at the Roundhouse London 10/28/15 7
Two arrested in football transfer fraud inquiry involving London Belgium 6
5 Best Airbnb Management Companies in London 5
Hong Kong make shock £32 billion bid for the London Stock Exchange 5
Recruitment Agency in London and Its Role to Headhunt Stellar Performers 5
Hong Kong makes 37 billion bid for London Stock Exchange 5
London Love Story 3 2018 4
Super League: Wakefield Trinity v London Broncos 4
Diet Coke Tries for Trendy with ‘You Do You’ Campaign by Wieden amp Kennedy London 4
The Everymom’s City Guide for Traveling to London With Kids 4
London Escort 4
Billboard / Theophilus London 4
London – The O2 4
First Class in LLB Hons University of London in 2018 4
New restaurant in Central London: Xier and XR Marylebone review 4
PHP Developer London 4
London aquarium to raise ‘genderless’ penguin 4
The Londonball 4
En Mary Poppins-Guide till London 4
We’ve Found The Best Spot In London To Watch The Rugby World Cup 4
Blockchain Live Returns to London Olympia 25th September 2019 4
London regeneration: Old Oak Common a scheme in trouble 4
It’s time for London and the encircling counties to begin scrapping golf programs 3
Für 33 Milliarden Euro: Börse Hongkong will Londoner Börse übernehmen 3
British parliament London 3
Hong Kong Exchanges bids 39 billion to take over London Stock Exchange 3
ESI London: Building on the biggest year in UK esports history 3
Hospitalised Majek Fashek in London Cries out for Financial Help 3
Embassy in London 3
CMS Developer London 3
Top 10 Attractions in London 3
Startups pinpointed as key to digital transformation at London Shipping Week 3
Non-touristy London: 19 best off the beaten path places in London 3
HKEX makes US366 billion surprise bid to take over London Stock Exchange 3
Best Places To Propose In London 3
McFly Are Returning To London For A One-Off Reunion Show And Here’s How 3
PIA nay Sialkot ta London parwazen sharon kardi 3
Millionaire’s Club Rishi Sethia brings the Power to the Table for Annabel’s in London 3
Wastra Nusantara Di Fashion Scout London 3
Literary London – Time travel with a whisky twist 3
Jeny Tjahyawati Memukau London Dengan Bunga Loppo 3
Mirror Editor says many in the media world don’t ever leave London ahead of Mirror Live 3
How Millenials Are Getting Rid Ofloans In London 3
Lola is the London RampB singer floating up from the underground 3
Hong Kong Exchange makes surprise 366 bn bid to buy London Stock Exchange 3
London Escorts 3
Sàn chứng khoán Hong Kong đề xuất mua lại Sàn chứng khoán London với giá 32 tỷ bảng Anh 3
Hong Kong Exchanges proposes 39 billion London Stock Exchange takeover 3
Brunch in London 3
Selfridges to open cinema at flagship London store in world first 3
World’s First Cheese Conveyor-Belt Restaurant Opens in London! 3
Airport Bus London 3
How to rent out your home in London when going on holiday 3
Hong Kong Exchanges bids to buy London Stock Exchange 3
Londonda ən böyük Aşura mərasimi keçirilib 3
Instagrammable places in London by lizatripsget – The most complete guide in 2019 3
Set de regalo de Beautik London 3
How We Almost Bought a Flat in London and What Went Wrong 3
The Reality Of Renting In London 2
Malta United States and Italy top league table of exhibitor nations as international industry prepares for ICE London 2
Fulham RoadLondon 2
“The Director and the faculty of TILS congratulates Muhammad Kazim Final year student – Lahore Campus for achieving a First Class Award in LLB University of London for the year 2015 – 2016 2
Museum of London 2
London Business School Grooms Sahara Group’s Future Leaders 2
The Top 15 Most Instagrammable Restaurants in London 2
Hongkongi kézbe kerülhet a londoni tőzsde 2
London – Manchester – Birmingham – Essex – M Keynes 2
Bowtie Risk Management Training Course – London 2
David Icke Live On London Real Now – Watch Live 2
London’s Heathrow Airport registers 01 passenger growth in August 2
Hotels London 2
DIPLOMAT MAGAZINE SCHOLARSHIP WITH GLASGOW CALEDONIAN UNIVERSITY LONDON 2
Histories of London 2
MeToo in the London Market: Do’s and Don’ts for Executives 2
Hong Kong makes 37 billion bid for the London Stock Exchange 2
Where are the best places to pick pumpkins near London 2
Asthma attack on first day of classes killed London boy mother says 2
One of the best Indian restaurants in London – Lokhandwala restaurant review 2
Bespoke decorative screens for London public realm 2
London Guides 2
Annual Conference on Pervasive and Ubiquitous Computing London September 11-13 2
Luxury Jo Malone London Scented Candles 2
METAL MATSURI is London’s first all-Japanese Heavy Metal festival 2
Sở giao dịch Hong Kong muốn chi 39 tỷ đô la mua Sở giao dịch London 2
London Fashion Week: Make the most of visual merchandising 2
London-based Veloce Esports gains investment 2
London Stock Exchange gets £32bn Hong Kong bid 2
7 Reasons why you can’t miss the 2019 UK Guitar Show amp London Bass Guitar Show 2
Ingunn Weekly: London og Palma 2
Fashion Scout : Ajang Desainer Kreatif London Fashion Week 2
Information Retrieval Meetup Feb 2019 London 2
HKEx makes US39 billion bid for London Stock Exchange 2
Premier League’s 20 clubs to gather in London on Thursday to discuss CL schedules summer transfer window and VAR 2
Boba Tea London 2
Travel Diary: When in London 2
Hong Kong exchange bids for London Stock Exchange – what does it mean 2
ICONOC London BROW SILK 2
London’s Bitcoin And Blockchain Nightmare Could Be Coming True 2
MBFWA 2018 WEARING RIXO LONDON WITH DYSON HAIR 2
Upcoming Event: London Design Festival 2
Honkonq London birjasını almağa hazırlaşır – 36 milyarda 2
Central London Pubs: Historic Watering Holes 2
أكشن فيلم London Has Fallen مترجم 2
Yardley London – Lace – 150ml 2
Top 5 London nightclubs 2
Malvern House Malvern House London ‘da sabah kurslarında 20 öğleden sonra kurslarında 30 indirim 2
What is the average cost and size of London homes by borough 2
Video: Drake’s Speech At Netflix’s ‘Top Boy’ Premiere In London 2
London Sunday Telegraph / William Shatner 2
Two arrested in transfer fraud raids in Belgium Monaco London 2
A London startup guide for international founders 2
Top 8 Hotels with a View in London 2
Browse Tutors by London Locations 2
Bong Jun-ho’s ‘The Host’ Screened at London’s River Thames 2
Independent London Escorts 2
London UK Website Directory – Local information for London 2
McDonald’s and Leo Burnett London Officially Launch ‘McDelivery’ with UK-wide Push 2
Международная программа «Менторинг в бизнесе» CCE ICF London UK-Moscow Russia 2
King’s College London 2
Hong Kong muốn chi hơn 36 tỷ USD mua sàn chứng khoán London 2
Designer plus size fashion in London 2
We ship from London Gatwick UKand Warsaw Poland 2
London Centre 2
Honkonq London birjasını almağa hazırlaşır 2
Kawasan Wisata Mandeh Di Sumbar Dipromosikan Ke London 2
Regent’s Canal Walk a different way to explore London 2
BRITISH PARLIAMENT LONDON 2
Թարթիչների սերտաճեցման նյութ London Vivenne 3մլ 2
Aphex Twin Announces London Printworks Show Live-Stream Red Bull Webcast 2
Hong Kong Stock Exchange unveils shock £32bn bid for London rival 2
London-Based Koru Kids Raise £10 Million In New Round Of… 2
Dentists in Muswell Hill London 2
Working at West London NHS Trust 2
MCCREESH CÙNG BẢN GIAO HƯỞNG LONDON 2
Clients from London The UK and Around the World 2
Radical Acts of Kindness Ep 5 – DAYNA GIVES FREE HUGS IN LONDON 2
London School of Commerce 2
Exploring London from the water 2
Capital Requirements: CRD IV to CRD V and Basel IV London 2
70s London 2
London Has Fallen 2016 Dual Audio DD 51ch 720p BRRip 900mb 2
Top Activities to Do in London 2
10 Reasons To Send Your Child to This New West London Nursery 2
LSE takeover offer shoots London markets higher 2
Börse Hongkong greift nach der London Stock Exchange 2
Bocconcino Restaurant Mayfair London 2
London – Paris and Beyond 2
5 Best Street Food Markets in London 2
National Account Manager – London 2
Flat For Sale in LONDON 2
ran mit gleich VIER Football-Parties in London 2
YEC Unveils Silent Arrow Cargo Drone in London 2
2019 World Aeropress Championship Coming to London in November 2
LONDON STREETS 2
London Paris New York Florence Rockland 2
Yardley London – Royal Red Rose – 150ml 2
Queen invites Boris Johnson for ‘a quick chat’ at the Tower of London 2
San Francisco Ballet in London Roundup 2
London Is Cool 2
What’s the Best Bubble Tea in London Testing 10 Boba Tea Spots 2
JO MALONE LONDON ALTERNATIVE FRAGRANCES 2
Some of The Best London Thames River Cruise Tours 2
Photographer Captures London’s Most Beautiful amp Colorful Front Doors amp Entrances 2
Hotel amp Restaurant Marketing ExpertLONDON UK 2
Study Business English in London 2
Independent London Escort 2
House For Sale in LONDON 2
Хонконгската борса дава 36 милиарда за London Stock Exchange 2
DASA DEVOPS MEETUP LONDON amp EXPLEO 2
Discover your favorite photography brands at CameraWorld Live in London 2
Gendersemleges pingvint nevel egy londoni akvárium 2
La Bourse de Hong Kong fait une offre de rachat surprise sur le London Stock Exchange 2
Head of National Sales – London 2
Soushiant earned his BA PoliSci amp IR from the University of British Columbia a Diplôme in International Affairs from Sciences-po Paris an MPP Public Policy amp Economics from the University of London’s School of Oriental and African Studies SOAS and attended Singularity University’s Global Solutions Program as a Google Scholar He was awarded a full scholarship by the UK’s Foreign Office as one of four Canadian Chevening Scholars for his Masters 2
Plum’s Wine on Demand Amenity Installed in all 226 Suites at Star-Studded London West Hollywood at Beverly Hills 2
Will It Be Business as Usual for Saudis at London’s Arms Fair 2
Medialab UGR UGR Granada Presencia en medios Papers Research Wikipedia Política Humanidades Digitales Knowmetrics Contabilidad Economistas Empresa Educación Formación México Internet participación ciudadana Cultura digital Universidad Uncategorized Cultura libre LabIN Granada Evento e-gobierno Libros Cultura Science Congreso PSOE Creación de empresas Charlas de bar Innovación Seminarios Conference Personal Actividades Emprendimiento Learning Design Thinking Docencia Profesional Marketing GrinUGR Diario de lecturas Economía PLE Productivity Vídeos King’s College London 2
A Look at the Upcoming Biomaterials On Show at London Design Fair 2
Lisa London and Karyn Turk talk new movie Nearly Departed 2
TEMPERLEY LONDON 2
Bye bye London 2
ICONIC LONDON Prep-Set-Glow 2
Renee Zellweger recalls being called ‘stupid’ on London subway after plastic surgery rumors 2
Sở giao dịch Hong Kong muốn mua Sở giao dịch London 2
London Cannabis Film Festival 2019 2
Party leaders Bernier and Singh jumpstart their campaigns in London 2
New Years Eve in London 2
New right-wing party’s founder visits London for campaign kick-off 2
Komšić u Londonu: Cijenimo podršku vrijeme je za BiH u 2
Uppåt på Europabörserna – Londonbörsens ägare stärktes efter bud 2
Ace Garden Maintenance London 2
Here’s why you can’t afford to miss the UK Guitar Show and London Bass Guitar Show 2
The Ultimate Checklist for Traveling to London 2
WS3012 – Walplus Educational London Zoo Alphabet 2
The London Orthopaedic Clinic 2
London Elephant amp Castle Hostel 2
Al Duca d Aosta BARNEYS BERGDORF GOODMAN Bloomingdale Bluefly Christian Louboutin FORWARD Farfetch Jimmy Choo LUISAVIAROMA Lane Crawford MATCHESFASHIONCOM Moda Operandi Neiman Marcus Net-A-Porter Nordstrom SSENSE STYLEBOPcom Saks Fifth Avenue Shopbop TOM FORD mytheresacom shoescribecom thecornercom yooxcom AFVANDEVORST ALAIA ALEXANDER MCQUEEN ALEXANDRE BIRMAN ANN DEMEULEMEESTER ANTHONY VACCARELLO ANTONIO BERARDI AQUAZZURA BALENCIAGA BALMAIN BARBARA BUI BOTTEGA VENETA BRIAN ATWOOD BURBERRY CASADEI CHARLOTTE OLYMPIA CHLOE CHRISTIAN LOUBOUTIN CHRISTOPHER KANE COURREGES DOLCE amp GABBANA DSQUARED2 EMANUEL UNGARO EMILIO PUCCI ETRO FAUSTO PUGLISI FENDI GARETH PUGH GIAMBATTISTA VALLI GIANVITO ROSSI GIORGIO ARMANI GIUSEPPE ZANOTTI GIVENCHY GOTHENBURG LONDON BOOTS GUCCI HAIDER ACKERMANN ISABEL MARANT JWANDERSON JIL SANDER JIMMY CHOO JOHN RICHMOND KARDINALE KTZ LANVIN LAURENCE DACADE LE SILLA LOEWE MAISON MARTIN MARGIELA MANISH ARORA MANOLO BLAHNIK MARNI MARSELL MARY KATRANTZOU MISSONI MOSCHINO MULBERRY NICHOLAS KIRKWOOD NINA RICCI NO21 PACO RABANNE PETER PILOTTO PHILIPP PLEIN PRADA PROENZA SCHOULER RENE CAOVILLA RICK OWENS ROBERT CLERGERIE ROBERTO CAVALLI ROCHAS ROGER VIVIER SAINT LAURENT SALVATORE FERRAGAMO SERGIO ROSSI SIMONE ROCHA SONIA RYKIEL STELLA MCCARTNEY STUART WEITZMAN TODS TOM FORD VALENTINO VERONIQUE BRANQUINHO VERSACE VIONNET VIVIENNE WESTWOOD ZAHA HADID FOR UNITED NUDE 2
0-32 MHz SDR with Active Loop Flamingo AM notch filter West London England UK 2
The London Look 2
A Sunday Lunch Jazz Cruise With Bateaux London Cruises Review 2
London Birjasına 32 milyard sterlinqlik təklif 2
Conrad Afternoon Tea X Jo Malone London 2
An Afternoon with Aspinal of London 2
Jobs – London ̵ 2
London Fashion Week AW2019 2
HP Omen Challenge will see five top CSGO players battle it out for 50000 in London 2
London 2119 2
London at a glance 2
Yardley London – English Lavender – 150ml 2
Looking for a beautiful girl Moscow London Brussels Rome 2
Don’t bottle it up: The London venture tackling mental health one vine at a time 2
London UK 2
London Design Festival Alpine Fuck ISIS™ in the Butt T-Shirt 2
5 of the best London Hotels for large groups 2
A preview of what’s to come at ESI London 2
Five Places To Visit In London amp Their Unusual History 2
London Kensington Holland Park Hostel 2
Xing Fu Tang London – My first impressions 2
in London 2
CNN Names Elle Reeve Lucy Kafanov as Correspondents Scott McLean To Transfer to London 1
Sunborn Yacht Hotel London 1
Desainer Indonesia Tuai Pujian di Ajang London Fashion Week 1
The London College of Massage is celebrating 30 years of massage training! 1
New York Puzzle London Collage 500 Pcs 1
Ereignisse in London überschlagen sich 1
Digital Marketing Agency Servicing Essex and London 1
With tips from a Londoner 1
“Sri Lanka Revival” in London boosts private sector confidence on tourism recovery 1
9/13 – London 1
Ivo Dawnay London Director The National Trust 1
THE INSTITUTE OF CANCER RESEARCH ICR LONDON 1
September Theatre: London 2019 highlights 1
Divine Visit – London – April 02 to April 04 2019 1
We’re a global live events agency with teams in London Dublin and New York We’re experts at helping companies engage their internal and external audiences through creative face-to-face events 1
Beyond London Tours 1
Things to do in London now 1
Why Choose Minibus Taxi London UK 1
FilmPlus London 1
LONDON Bus 1
London EnglandNovember 11-12 2019 1
HKEX makes offer to acquire London Stock Exchange Group 1
Šalia Londono Hitrou oro uosto įsiplieskė didžiulis gaisras 1
MOCK Q435 WILL BE UPLOADED ON 6TH SEPTEMBER 2019 MOCK Q434- FRAMED FROM LAXMIKANT-INDIAN POLITY Q Consider the following statements :1 Under the Vote of Credit Lok Sabha authorizes the council of ministers to continue to incur expenditure out of the consolidated fund of India till next appropriation bill is adopted2In Budget 2017 Lok Sabha adopted Vote of CreditSelect the correct answer using the codes given below :A Only 1B Only 2C Both are correctD Both are incorrectAns DVote of Credit – It is granted for meeting an unexpected demand upon the resources of India when on account of the magnitude or the indefinite character of the service the demand cannot be stated with the details ordinarily given in a budget Hence it is like a blank cheque given to the Executive by the Lok SabhaSo far it has not been adopted in IndiaUnder the Vote of Account Lok Sabha authorizes the council of ministers to continue to incur expenditure out of the consolidated fund of India till next appropriation bill is adoptedMOCK Q433- FRAMED FROM LAXMIKANT-INDIAN POLITY Q Which among the following motions can be moved in Lok Sabha only 1 Call Attention Motion 2 Adjournment Motion3 Cut Motions4 Censure MotionSelect the correct answer using the codes given below :A Only 2 amp 4B 134C 234D 1234Ans CAdjournment Motion Cut Motions Censure Motion- can be moved in Lok Sabha onlyCall attention motion in the Rajya Sabha is called Motion For Papersi Adjournment Motion:At the end of the question-hour in the Parliament motion moved by a member when it is desired to draw the attention of the Executive for the purpose of discussing a definite matter of urgent public importanceii Privilege Motion:A motion moved by a member if he feels that a Minister has committed a breach of privilege of the House or of any one or more of its members by withholding the facts of a case or by giving a distorted version of facts etciii Censure Motion:A motion which seeks to censure the government for its “lapse” If the motion is passed in the Popular House the Cabinet resignsiv ‘No-Confidence’ Motion:A motion moved by a member to express lack of confidence in the government for any reason The motion if allowed be debated upon At the conclusion of such debate a vote of confidence is sought by the government and if it fails to get the required majority of votes it has to resignv Calling Attention Motion:A member may with prior permission of the Speaker call the attention of a Minister to any matter of urgent public importance and the Minister may make a brief Statement regarding the matter or ask for time to make a Statementvi Cut Motion:A motion that seeks reduction in the amount of a demand presented by the government is known as a cut motion Such motions are admitted at the Speaker’s discretion It is a device through which members candraw the attention of the government to a specific grievance or problem There are three types of Cut Motion:a Disapproval of Policy Cut:It means to express disapproval of the policy underlyingb Economy Cut:Asks for a reduction of the amount of the demand by a specific amountc Token Cut:Is a device to ventilate specific grievances within the sphere of the government’s responsibility The grievances have to be specified Usually the motion envisages a small reduc¬tion in the demandMOCK Q432- FRAMED FROM SHANKAR IAS Q Which among the following statements is/are correct with reference to the Climate Investment Funds 1 The operation of the Financial Mechanism is partly entrusted to the Global Environment Facility GEF2 These funds were approved by MIGA Multilateral Investment Guarantee Agency in 2008 to address climate changeSelect the correct answer using the codes given below :A Only 1B Only 2C Both are correctD Both are incorrectAns DThe Climate Investment Funds CIFs were designed by developed and developing countries and are implemented with the multilateral development banks MDBs to bridge the financing and learning gap between now and the next international climate change agreement CIFs are two distinct funds: the Clean Technology Fund and the Strategic Climate FundThe CIFs are additional to existing Official Development Assistance ODA and aim to enable countries to continue on their development path and achieve the Millennium Development Goals These funds will be operated in close coordination with existing bilateral and multilateral effortsThe funds were approved by the World Bank Board of Directors in July 2008 and on September 26 2008 received pledges of US65 billionThe Climate Investment Funds include the:• Clean Technology Fund• Strategic Climate Fund• Forest Investment Program• Pilot Program for Climate Resilience• Scaling Up Renewable Energy Program and• Private SectorMOCK Q431- FRAMED FROM LAXMIKANT-INDIAN POLITY Q Which among the following statements is/are correct with reference to the Charged Expenditure 1It is that part of the appropriation bill which does not require approval of the Parliament2 If the appropriation bill is defeated in the Lok Sabha it has no impact on the charged expenditureSelect the correct answer using the codes given below :A Only 1B Only 2C Both are correctD Both are incorrectAns CCharged Expenditure :It is that part of the appropriation bill which does not require approval of the ParliamentIf the appropriation bill is defeated in the Lok Sabha it has no impact on the charged expenditureMOCK Q430- FRAMED FROM LAXMIKANT-INDIAN POLITY Q With reference to the Parliamentary form of Government consider the following statements :1Members of executive amp legislature may be different hence coordination between them may be weak2Executive has a definite majority in Lok Sabha thus a check of legislature over executive is weakSelect the correct answer using the codes given below :A Only 1 B Only 2C Both are correctD Both are incorrectAns BPresidential Government : Members of executive amp legislature are different hence coordination between them may be weakParliamentary form of Government : Members of executive are appointed from the legislature the ability of executive to influence legislature is highExecutive has a definite majority in Lok Sabha thus a check of legislature over executive is weakMOCK Q429- FRAMED FROM LAXMIKANT-INDIAN POLITY Q With reference to the Deputy Prime Minister consider the following statements :1 It is the second highest rank in the council of Ministers who are given full powers in the absence of Prime Minister2 It is not a constitutional position3 Deputy Prime Minister also enjoys the rank of a Cabinet MinsterSelect the correct answer using the codes given below :A Only 2B 1 amp 3C Only 3D 2 amp 3Ans DIst statement is a fabricated statementMinisters of State : They are the second highest ranking ministers who are not given independent charge of ministry or department Deputy Prime Minister is not a constitutional positionSupreme Court has held that Deputy Prime Minister also enjoys the rank of a Cabinet MinsterMOCK Q428- FRAMED FROM LAXMIKANT-INDIAN POLITY Q Who among the following is considered as the custodian of the Constitution of India A Chief Justice of IndiaB Supreme Court of IndiaC President of IndiaD Attorney General of IndiaAns CPresident of India is considered as the custodian of the Constitution of India Supreme Court is considered as the Guardian of the Constitution of India MOCK Q427- FRAMED FROM LAXMIKANT-INDIAN POLITY Q Consider the following statements :1 Discretionary powers of the President of India are exercised without the aid amp advice of council of ministers242nd amendment act restored the discretion of President to refer the advice back to the council of Ministers Select the correct answer using the codes given below :A Only 1B Only 2C Both are correctD Both are incorrectAns A44th amendment act restored the discretion of President to refer the advice back to the council of Ministers Discretionary powers of the President of India are exercised without the aid amp advice of council of ministersMOCK Q426- FRAMED FROM RAMESH SINGH-INDIAN ECONOMY Q With reference to the Trade Facilitation Agreement TFA consider the following statements :1 TFA was the first multilateral trade deal in 21 years signed in Bali in 2013 for easing cross border custom rules for faster movement of goods2TFA requires developed countries should reduce the domestic support given to agriculture in the form of Green box subsidies3 It contains provisions for technical amp financial assistance in trade facilitation Select the correct answer using the codes given below :A Only 2B 2 amp 3C Only 1D 1 amp 3Ans CTrade Facilitation Agreement TFA : TFA was the first multilateral trade deal in 21 years signed in Bali in 2013 for easing cross border custom rules for faster movement of goodsTFA contains provisions for technical assistance amp capacity building in trade facilitationProvision of Fourth Ministerial Meeting in Doha Qatar 2001 : TFA requires developed countries should reduce the domestic support given to agriculture in the form of Green box subsidiesMOCK Q425- FRAMED FROM RAMESH SINGH-INDIAN ECONOMY Q Which one of the following does not comes under the category of Back Office Outsourcing A Call centre servicesB Banking C Media amp Entertainment D Travel amp HospitalityAns ACall centre services : Front Office OutsourcingBack Office Business Process Outsourcing BPO ServicesAn organization’s back office management can significantly impact its success Large volumes of data accrue on a daily basis from various transactional processes such as order fulfilment applications processing transaction processing billing and collections that require effective back office solutions Invensis is a reputed leader in empowering numerous global businesses and organizations through high quality back office BPO services that promote enhanced business efficiency and improved bottom-lineback office outsourcing services extend across industries such as:• Finance• Banking• Insurance• Healthcare• Manufacturing amp Chemical• Travel amp Hospitality• Media amp Entertainment• Utilities• Logistics and Customs Brokerage• Automotive• Education• Mortgage• GovernmentMOCK Q424- FRAMED FROM Shankar IAS Q Which of the following best describes the Blue Carbon Initiative A It is an international initiative to prevent climate change through conservation restoration of marine ecosystems by focusing on Mangroves Salt marshes amp SeagrassesB It refers to the technique of capturing carbon dioxide from the atmosphere amp keeping it stored over a long period timeC It is an initiative to understand quantify amp manage greenhouse gas emissions so that rise in temperature by the end of century does not exceed 20 c or even 150c above pre-industrial levelsD It is an international initiative by providing technical amp financial support to targeted developing countries to integrate climate change into their development policies amp budgetsAns AIt is an international initiative to prevent climate change through conservation restoration of marine ecosystems by focusing on Mangroves Salt marshes amp SeagrassesThe Initiative is coordinated by Conservation International CI the International Union for Conservation of Nature IUCN and the Intergovernmental Oceanographic Commission of the United Nations Educational Scientific and Cultural Organization IOC-UNESCO The Initiative works through two working groups: the International Blue Carbon Scientific Working Group and the International Blue Carbon Policy Working GroupMOCK Q423- FRAMED FROM Shankar IAS Q Consider the following :Protected Area Network Fauna1 Great Nicobar Biosphere Reserve : Saltwater crocodile2 Seshachalam hills : Sloth bear3 Cold Desert : Snow LeopardWhich of the pairs given above is/are correctly matched A 1 amp 3B Only 1C 2 amp 3D 123Ans ASeshachalam hills : Slender LorisPanna : Tiger Chittal Chinkara Sambhar amp Sloth BearMOCK Q422- FRAMED FROM Shankar IAS Q With reference to the Hope Spots consider the following statements :1 Andaman amp Nicobar Islands amp Lakshadweep Islands have very recently been named as the new Hope Spots2 These are declared under the Wildlife protection Act 1972Select the correct answer using the codes given below :A Only 1B Only 2C Both are correctD Both are incorrectAns D-Andaman amp Nicobar Islands amp Lakshadweep Islands have recently Not very recently been named as the new Hope Spots-List of Hope spots is prepared by the IUCN amp Mission Blue-Hope Spots are areas of an ocean that need special protection because of their wildlife amp significant underwater habitatsMOCK Q421- FRAMED FROM Shankar IAS Q In which of the following region in India are you most likely to come across the ‘Golden Langur’ in its natural habitat A Grasslands of Western GhatsB Malabar region of KeralaC Western AssamD Sand deserts of north-west IndiaAns CGolden langur is an Old World monkey found in a small region of western Assam India and in the neighboring foothills of the Black Mountains of Bhutan It is one of the most endangered primate speciesof India The regions of its distribution are very small the main region is limited to an area approximately 60 miles square bounded on the south by the Brahmaputra River on the east by the Manas River on the west by the Sankosh River all in Assam India and on the north by the Black Mountains of BhutanMOCK Q420- FRAMED FROM Indian Express Q On account of which of the following reasons Chabahar port is relevant for India 1 Chabahar port will increase dependence of Afghanistan which is a landlocked country on Pakistan2 In October 2017 India began shipment of Rice Wheat amp Pulses to Afghanistan through the Iranian portof Chabahar3 Indian presence at Chabahar port will help in countering Chinese presence at Gwadar port of PakistanSelect the correct answer using the code given below :A Only 3B 2 amp 3C 1 amp 2D 123Ans A-Chabahar port will reduce dependence of Afghanistan which is a landlocked country on Pakistan- In October 2017 India began shipment of Wheat to Afghanistan through the Iranian port of Chabahar- Indian presence at Chabahar port will help in countering Chinese presence at Gwadar port of PakistanMOCK Q419- FRAMED FROM Indian Express Q With reference to the Official Development Assistance consider the following statements :1 ODA was coined by the Development Assistance Committee of the Organization for Economic Co-operation amp Development OECD for the first time in 19592Japan is the only developed nation that signed a free trade agreement FTA with IndiaSelect the correct answer using the code given below :A Only 1B Only 2C Both are correctD Both are incorrectAns BODA was coined by the Development Assistance Committee of the Organization for Economic Co-operation amp Development OECD for the first time is 1969India is the largest recipient of Japanese Official Development Assistance ODA MOCK Q418- FRAMED FROM Google Books Q With reference to the Dongria Kondh consider the following statements :1 These are the Particularly Vulnerable Tribal groups worshiping Niyam Raja of sacred Niyamgiri mountain 2 Racially these belong to the Mongoloid group amp linguistically they belong to the Tibeto-Burman groupSelect the correct answer using the code given below :A Only 1B Only 2C Both are correctD Both are incorrectAns AKarbi tribe : Racially these belong to the Mongoloid group amp linguistically they belong to the Tibeto-Burman groupDongria Kondh : Of Odisha These are the Particularly Vulnerable Tribal groups who worship Niyam Raja of sacred Niyamgiri mountain They also won legal battle against Vedanta group over Bauxite mining in the region MOCK Q417- FRAMED FROM Google Books Q Every year a community celebrates a festival Hari Jyoti for planting fruit bearing trees at the beginning of the rains amp the new sowing season Which of the following is such community/ tribe A GondsB Dongria KondhC BondaD KarbiAns AGonds : Of Madhya PradeshKorku tribe : Of Madhya PradeshKarbi tribe : Of AssamLimbo tribe : Of SikkimBonda : Of OdishaDongria Kondh : Of OdishaKorku tribe : Of Madhya PradeshMOCK Q416- FRAMED FROM THE HINDU Q To fulfill the Government of India’s mission amp to promote the spirit of entrepreneurship in the country Academia Alliance Programme has been formed With whose initiative Academia Alliance Programme has been formed A Niti AyogB Confederation of Indian IndustriesC Startup IndiaD Ministry of New amp Renewable EnergyAns CTo fulfill the Governmentof India’s mission to promote the spirit of entrepreneurship in the country Startup India launched the Startup Academia Alliance programme a unique mentorship opportunity between academic scholars and startups working in similar domains The Startup Academia Alliance aims to reduce the gap between scientific research and its industrial applications in order to increase the efficacy of these technologies and to widen their impact By creating a bridge between academia and industry the Alliance strives to create lasting connections between the stakeholders of the startup ecosystem and implement the third pillar on which the Startup India Action Plan is based – Industry Academia Partnerships and Incubation The first phase of Startup Academia Alliance was kickstarted through partnering with Regional Centre for Biotechnology The Energy and Resources Institute TERI Council on Energy Environment and Water and TERI School of Advanced Studies Renowned scholars from these institutes in fields such as renewableenergy biotechnology healthcare and life sciences were taken on board to provide mentorship and guidance to startups working in relevant arenasMOCK Q415- FRAMED FROM SPECTRUM HISTORY Q Consider the following statements :1 In 1916 session Congress accepted theMuslim League demand of separate electorates 2 Communal award accepted all the muslim communal demands contained in the 14 pointsSelect the correct answer using the codes given below :A Only 1B Only 2C Both are correctD Both are incorrectAns CIn 1916 session Congress accepted the Muslim League demand of separate electorates amp the Congress amp The League presented joint demands to the governmentCommunal award accepted all the muslim communal demands contained in the 14 pointsMOCK Q414- FRAMED FROM THE HINDU Q With respect to the South Asia Sub Regional Economic Cooperation SASEC consider the following statements :1 SASEC program set up in 2001 to promote regional prosperity by improving cross border connectivity 2 World Trade Organisation serves as the secretariat for the SAESC member CountriesSelect the correct answer using the codes given below :A Only 1B Only 2C Both are correctD Both are incorrectAns ASASEC program set up in 2001 to promote regional prosperity by improving cross border connectivityIt brings together Bangladesh Bhutan India Maldives Myanmar Nepal Srilanka Manila Phillipines based Asian development Bank ADB serves as the secretariat for the SAESC member CountriesMOCK Q413- FRAMED FROM THE HINDU Q With respect to the Permanent Court of Arbitration PCA consider the following statements :1 PCA was established by treaty at the first Hague Peace Conference at Netherlands2 The order is not binding on the countries as it can be appealed in the UN tribunal3 121 member states are the part of the PCA including IndiaSelect the correct answer using the codes given below :A 1 amp 3B Only 2C 2 amp 3D 123Ans APermanent Court of Arbitration PCA:PCA was established by treaty at the first Hague Peace Conference at Netherlands in 1899The order is binding on the countries as there is no appeal process in the UN tribunal121 member states 119 members of the United Nations as well as Kosovo amp Palestine are the part of the PCA India is a part to the PCA according to the Hague Convention on 1899 MOCK Q412- FRAMED FROM THE HINDU Q With respect to the Asia Pacific Ministerial Conference on Housing amp Urban Development APMCHUD consider the following statements :1 Sixth edition of the conference held in New Delhi in 2016 with the theme “ A Vision for sustainable Urbanisation in The Asia Pacific by 2020”2 It was established under the aegis amp support of UN HabitatSelect the correct answer using the codes given below :A Only 1B Only 2C Both are correctD Both are in correctAns BSixth edition of the conference held in New Delhi in 2016 with the theme “ Emerging Urban Forms –Policy Reforms amp Governance Structures in the Context of New Urban Agenda”2006 THEME : “ A Vision for sustainable Urbanisation in The Asia Pacific by 2020MOCK Q411- FRAMED FROM THE HINDU Q With respect to the International Trade Centre consider the following statements :1 ITC is the joint technical corporation agency of the UN conference on trade amp Development UNCTAD amp World Trade Organisation WTO2 They are subordinate to the United Nations amp derive most of their financial resources other than the Union Nation BudgetsSelect the correct answer using the codes given below :A Only 1B Only 2C Both are correctD Both are in correctAns AITC is the joint technical corporation agency of the UN conference on trade amp Development UNCTAD amp World Trade Organisation WTOITC’s regular programme is financed in equal parts by WTO amp UNMOCK Q410- FRAMED FROM THE HINDU Q Which among the following crops have been classified under the category of Minor Forest products 1 Tendu Patta2 Bamboo3 Pulpwood 4 SoapnutSelect the correct answer using the codes given below :A 124B Only 1 amp 3C 134D Only 1 amp 4Ans AThe Major Forest Products comprise Pulpwood Sandalwood Social Forestry that incudes Fuel and Timber The Minor Forest Products include the items such as tamarind curry leaf Tendu Patta gallnut Cane Soapnut tree moss and now Bamboo alsoMOCK Q409- FRAMED FROM THE HINDU Q With reference to the news what is “INSTEX” A It is a 2000 ft long device to start clean up in the North Pacific OceanB It is a transaction channel that will allow companies to continue trading with Iran despite US sanctionsC It is a natural gas pipeline being developed with the participation of the Asian Development BankD It is the rule book that sets out how countries will provide information about their Nationally Determined Contributions Ans B• The transaction channel will allow European businesses to trade with Iran despite strict US sanctions• Though the payment channel is a project of Britain France and Germany it will receive the formal endorsement of all 28 EU members• It will support legitimate European trade with Iran focusing initially on the sectors most essential to the Iranian population such as pharmaceutical medical devices and agri-food goods• In the longer term INSTEX aims to be open to third countries wanting to trade with Iran• However INSTEX is not yet operational as it needs Iran to set up a parallel structure of its own which may take some time to complete• While it is aimed at small and medium-sized companies it is expected to send an important message to Iran about Europe’s commitment to keep the nuclear deal aliveObjective The launch of the special payment channel is a clear and practical demonstration of Europe’s commitment to continuing the nuclear dealIt however does not in any way preclude the European Union from addressing Iran’s hostile and destabilising activitiesEurope has toughened its tone on Iran’s ballistic missile programme human rights record and interference in Middle East conflictsMOCK Q408- FRAMED FROM THE HINDU Q With reference to the Pradhan Mantri Shram Yogi Maan-dhan Yojana consider the following statements :1 Spouse will not be entitled to receive pension in case of death2 Workers covered under the Employees’ Provident Fund Organisation will not be entitled to pension3 It is 100 funded by the Union government Select the correct answer using the codes given below :A 1 amp 3B 2 amp 3C Only 2D 1 amp 2Ans C• The unorganised sector workers with income of less than Rs 15000 per month and who belong to the entry age group of 18-40 years will be eligible for the scheme • Those workers should not be covered under New Pension Scheme NPS Employees’ State Insurance Corporation ESIC scheme or Employees’ Provident Fund Organisation EPFO• He or she should not be an income tax payerThe workers of unorganised sector can be home based workers street vendors mid-day meal workers head loaders brick kiln workers cobblers rag pickers domestic workers washer men rickshaw pullers landless labourers own account workers agricultural workers construction workers beedi workers handloom workers leather workers audio- visual workers and similar other occupationsBenefits under Pradhan Mantri Shram Yogi Maan-dhan YojanaMinimum Assured Pension: Each subscriber under the scheme will receive minimum assured pension of Rs 3000 per month after attaining the age of 60 yearsIn case of death during receipt of pension: If the subscriber dies during the receipt of pension his or her spouse will be entitled to receive 50 percent of the pension as family pension This family pension is applicable only to spouseIn case of death before the age of 60 years: If a beneficiary has given regular contribution and dies before attaining the age of 60 years his or her spouse will be entitled to continue the scheme subsequently by payment of regular contribution or may even exit the schemeEqual contribution by the Central Government: Under the PM-SYM the prescribed age-specific contribution by the beneficiary and the matching contribution by the Central Government will be made on a ‘50:50 basis’MOCK Q407- FRAMED FROM THE HINDU Q Which of the following best describes SHREYAS scheme A It is the scheme launched by HRD Ministry to promote entrepreneurship by mentoring nurturing and facilitating startupsB It is the scheme implemented by Sector Skill Council for Higher Education Youth in Apprenticeship and SkillsC It is the scheme launched by HRD ministry for translational and advanced research in Science to fund science projectsD It is the scheme implemented by Institution’s Innovation Council for self-actualisation providing opportunities for a life-long learningAns CSHREYAS: Scheme for Higher Education Youth in Apprenticeship and SkillsFunctioning of the Scheme:The scheme will be operated in conjunction with National Apprenticeship Promotion Scheme NAPS which provides for placing of apprentices or trainees up to 10 percent of the total work force in every industry The scheme will be implemented by the Sector Skill Councils SSCs initially in the Banking Finance Insurance Services BFSI Retail Health care Telecom Logistics Media Management services ITeS and Apparel More sectors would be added over time with emerging apprenticeship demandMOCK Q406- FRAMED FROM IUCN WEBSITE Q With reference to the Sandbag Climate Campaign consider the following statements :1 It was launched as a campaign on the European Union’s Emission Trading Scheme2 It addresses the negative effects of global warming as a result of heightened socioeconomic and environmental vulnerabilitiesSelect the correct answer using the codes given below :A Only 1B Only 2C Both are correctD Both are incorrectAns A–Sandbag or Sandbag Climate Campaign is a Community Interest Company campaigning for changes to European climate change policy especially emissions trading The organisation was launched in 2008 by Bryony Worthington and was the first and founding member of The Guardian’s Environment NetworkSandbag was launched as a campaign on the European Union’s Emission Trading Scheme allowing its members to campaign to reduce the number of permits in circulation and to purchase permits and cancel themClimate Vulnerable Forum CVF: The forum addresses the negative effects of global warming as a result of heightened socioeconomic and environmental vulnerabilitiesMOCK Q405- FRAMED FROM THE HINDU Q With reference to the Pradhan Mantri Kisan Samman Nidhi Yojana consider the following statements :1 It will provide assured income to all Institutional Land holders of Rs 6000 per year2 It is based on providing guaranteed amount of Rs 1000/- or Rs2000 per hectare in case of drought or loss of crop by the animalsSelect the correct answer using the codes given below :A Only 1B Only 2C Both are correctD Both are incorrectAns D• The Pradhan Mantri Kisan Samman Nidhi will provide assured income to small and marginal farmers• All Small and Marginal Farmers SMF with 2 hectares of cultivable land will be provided income support of Rs 6000 per year• The amount will be transferred directly into their account in 3 equal installments• The complete expenditure of Rs 75000 crore for the scheme will borne by the Union Government in 2019-20• Over 12 crore farmer families will be benefitted under the schemeThe scheme is being implemented with effect from December 2018The following categories of beneficiaries of higher economic status shall not be eligible for benefit under the scheme A All Institutional Land holders B Farmer families in which one or more of its members belong to following categories: 1 Former and present holders of constitutional posts2 Former and present Ministers/ State Ministers and former/present Members of LokSabha/ RajyaSabha/ State Legislative Assemblies/ State Legislative Councilsformer and present Mayors of Municipal Corporations former and present Chairpersons of District Panchayats3 All serving or retired officers and employees of Central/ State Government Ministries /Offices/Departments and its field units Central or State PSEs and Attached offices /Autonomous Institutions under Government as well as regular employees of the Local Bodies Excluding Multi Tasking Staff /Class IV/Group D employees4 All superannuated/retired pensioners whose monthly pension is ₹10000/-or more Excluding Multi Tasking Staff / Class IV/Group D employees of above category5 All Persons who paid Income Tax in last assessment year6 Professionals like Doctors Engineers Lawyers Chartered Accountants and Architects registered with Professional bodies and carrying out profession by undertaking practicesMOCK Q404- FRAMED FROM Spectrum- Modern India Q Swadeshi Sangam was formed to ispire the local masses through magic lantern lectures Swadeshi songsWho was/were the members of the Swadeshi Sangam 1 VO Chidambaram Pillai2 Abanindranath Tagore3 Subramania SivaSelect the correct answer using the codes given below :A 1 amp 3B Only 1C 2 amp 3D 123Ans AIn Tirunelveli Tamil Nadu VO Chidambaram Pillai Subramania Siva amp Some lawyers formed the Swadeshi Sangam which inspired the local massesMOCK Q403- FRAMED FROM Spectrum- Modern India Q With reference to the Indian National Movement What was Official Secrets Act A Under this act Natu brothers were deported without trial amp Tilak imprisoned on charges of seditionB Repressive laws under IPC section 124 A were amplified with new provisions under IPC 156 AC It was the administrative measure to curb the freedom of pressD Under this act It ensured greater government control over the universitiesAns COfficial Secrets Act : 1904 It was the administrative measure to curb the freedom of press1897 : Natu brothers were deported without trial amp Tilak imprisoned on charges of sedition1898 : Repressive laws under IPC section 124 A were amplified with new provisions under IPC 156 AIndian Universities Act 1904 : greater government control over the universitiesMOCK Q402- FRAMED FROM The Hindu Q With reference to the Halogen Light Bulbs consider the following statements :1 White coating also known as Phosphor coating on the glass absorbs UV light amp protect from the UV rays2 They have the same tungsten filament as the typical incandescent light bulbs 3 Fluorescent coating is often used in these bulbs to add brightnessSelect the correct answer using the codes given below :A 2 amp 3B 123C Only 2D 1 amp 2Ans CFluorescent bulbs : White coating also known as Phosphor coating on the glass absorbs UV light amp protect from the UV raysVapour lamps : Fluorescent coating is often used in these bulbs to add brightnessA halogen lamp also known as a tungsten halogen quartz-halogen or quartz iodine lamp is an incandescent lamp consisting of a tungsten filament sealed into a compact transparent envelope that is filled with a mixture of an inert gas and a small amount of a halogensuch as iodine or bromine The combination of the halogen gas and the tungsten filament produces a halogen cycle chemical reaction which redeposits evaporated tungsten to the filament increasing its life and maintaining the clarity of the envelope For this to happen a halogen lamp must be operated at a higher envelope temperature 250° C 482° F1 than a standard vacuum incandescent lamp of similar power and operating life this also produces light with higher luminous efficacy and color temperature The small size of halogen lamps permits their use in compact optical systems for projectors and illumination The small glass envelope may be enclosed in a much larger outer glass bulb for a bigger package the outer jacket will be at a much lower and safer temperature and it also protects the hot bulb from harmful contamination and makes the bulb mechanically more similar to a conventional lamp that it might replaceStandard and halogen incandescent bulbs are much less efficient than LED and compact fluorescent lamps and have been banned in many jurisdictions because of thisMOCK Q401- FRAMED FROM The Hindu Q Consider the following statements :1 Origin of Bitcoin is virtually anonymous amp is not monitored by any Central bank or Government2 Anyone with a bitcoin address can send amp receive bitcoins from anyone else with a bitcoin address Select the correct answer using the codes given below :A Only 1B Only 2C Both are correctD Both are incorrectAns CBitcoin is a cryptocurrency a form of electronic cash It is a decentralized digital currency without a central bank or single administrator that can be sent from user to user on the peer-to-peer bitcoin network without the need for are verified by network nodes through cryptography and recorded in a public distributed ledger called a blockchain Bitcoin was invented by an unknown person or group of people using the name Satoshi Nakamoto and released as open-source software in 2009 Bitcoins are created as a reward for a process known as mining They can be exchanged for other currencies products and services Research produced by the University of Cambridge estimates that in 2017 there were 29 to 58 million unique users using a cryptocurrency wallet most of them using bitcoin Bitcoin has been criticized for its use in illegal transactions its high electricity consumption price volatility thefts from exchanges and the possibility that bitcoin is an economic bubble Bitcoin has also been used as an investment although several regulatory agencies have issued investor alerts about bitcoinMOCK Q400- FRAMED FROM M LAXMIKANTH Q Consider the following statements :1In India Only the powers of the Federal Government are enumerated in the constitution amp the residuary powers are left to the states 2 Government of India Act 1935 provided for three fold enumeration ie Federal Provincial amp CurrentSelect the correct answer using the codes given below :A Only 1 B Only 2C Both are correct D Both are incorrectAns B-In US Only the powers of the Federal Government are enumerated in the constitution amp the residuary powers are left to the states -Power to make laws with respect to the residuary subjects which are not enumerated in any of the three list is vested in the ParliamentMOCK Q399- FRAMED FROM M LAXMIKANTH Q Which among the following statement best describes “Discretionary Grants” A It empowers the Parliament to make grants to the states which are in need of financial assistance B These are the grants in lieu of export duties on Jute amp Jute products to the states of Assam BiharOrissa amp West BengalC Theses are the grants for promoting welfare of the scheduled tribes in a stateD These are the grants that empower both the centre amp states to make any grants for any public purpose even if it is not within their respective legislative competenceAns DStatutory Grants : Article 75 empowers the Parliament to make grants to the states which are in need of financial assistanceOther Grants : These are the grants in lieu of export duties on Jute amp Jute products to the states of Assam Bihar Orissa amp West BengalDiscretionary Grants :These are the grants that empower both the centre amp states to make any grants for any public purpose even if it is not within their respective legislative competenceMOCK Q398- FRAMED FROM THE HINDU Q With reference to the news what is Talanoa dialogue A It is a process designed to help countries enhance and implement their Nationally Determined Contributions by 2020B It is a process to help countries by forming the rule book to implement the Paris Climate AgreementC It gives countries a common framework for reporting and reviewing progress towards their climate targetsD It provides a global platform for the conservation of Migratory animals amp their habitatsAns A–The 2017 United Nations Climate Change Conference COP23 was an international meeting of political leaders non-state actors and activists to discuss environmental issues It was held at UN Campus in Bonn Germany from 6–17 November 2017Although COP23 focused primarily on technical details of the Paris Agreement COP23 concluded with what was called the ‘Fiji Momentum for Implementation’ which outlined the steps that need to be taken in 2018 to make the Paris Agreement operational and launched the –Talanoa Dialogue – a process designed to help countries enhance and implement their Nationally Determined Contributions by 2020MOCK Q397 – FRAMED FROM THE HINDU Q Consider the following statements :1 Mangroves for the Future MFF has participation of Asian amp African nations only2 IUCN amp United Nation Development Programme UNDP developed MFF in 20063 MFF not only conserves Mangrove forests but includes all types of coastal ecosystems like coral reefsestuaries wetlands etcSelect the correct answer using the correct codes given below :A 1 amp 3B Only 2C 2 amp 3D 123Ans DMangroves for the Future MFFLocation: Member countries: Bangladesh Cambodia India Indonesia Maldives Myanmar Pakistan Seychelles Sri Lanka Thailand and Viet Nam Outreach countries: Malaysia Dialogue countries: Kenya and TanzaniaDuration: Established in 2006 MFF is currently in its third phase 2015 – 2018 Project Background: The devastation caused by the Indian Ocean tsunami of December 2004 laid bare the vital link between coastal ecosystems and human livelihoods It was United States President Bill Clinton’s vision that rebuilding in tsunami-hit areas should improve natural infrastructure and strengthen resilience against future natural disasters In response to this vision IUCN International Union for Conservation of Nature and the United Nations Development Programme UNDP developed Mangroves for the Future in 2006 Since then MFF has grown to include eight institutional partners plus a growing number of countries At the launch of the Tsunami Legacy report at the United Nations in New York in April 2009 Bill Clinton acclaimed MFF as one of the most positive and forward-looking developments of the post-tsunami periodMangroves for the Future MFF is a unique partner-led initiative to promote investment in coastal ecosystem conservation for sustainable development Co-chaired by IUCN and UNDP MFF provides a platform for collaboration among the many different agencies sectors and countries which are addressingchallenges to coastal ecosystem and livelihood issues The goal is to promote an integrated ocean-wide approach to coastal management and to building the resilience of ecosystem-dependent coastal communities Mangroves are the flagship of the initiative but MFF is inclusive of all types of coastal ecosystem such as coral reefs estuaries lagoons sandy beaches seagrass and wetlandsMOCK Q396 – FRAMED FROM THE HINDU Q Which one of the following best describes the term Malacca Dilemma sometimes seen in news A It refers to the demarcation line used initially by the government of republic of China B ONGC Videsh Limited signed a contract with the petro Vietnam to jointly explore petroleum resourcesC It is the Nine Dash line area that covers most of the South China sea amp overlaps exclusive economic zoneD It signifies China’s dependency for the energy needs on West AsiaAns DThe “Malacca Dilemma” is a term coined by their President Hu Jintao2003 on the over-reliance on the Malacca Straitssea-route where 80 of their energy needsoil imports pass en-route from the Middle East Angola etcshipping lanes through the Malacca Straitsbetween Malaysia and Indonesia This area is also prone to piracy sometimesConflict in the region and their effect on China’s geopolitical and energy strategies and other issues that can crop up from time to time together constitute the “Malacca Dilemma”MOCK Q395 – FRAMED FROM GCCA WEBSITE Q Global Climate Change Alliance Initiative for country’s vulnerability to climate change is managed by the :A The European CommissionB The Global Environment FacilityC UNDPD World BankAns AThe Global Climate Change Alliance Plus GCCA is a European Union flagship initiative which is helpingthe world’s most vulnerable countries to address climate change Having started with just four pilot projects in 2008 it has become a major climate initiative that has funded over 70 projects of nationalregional and worldwide scope in Africa Asia the Caribbean and the Pacific This EU initiative helps mainly Small Islands Developing States SIDS and Least Developed Countries LDCs increase their resilience to climate change The GCCA also supports these group of countries in implementing their commitments resulting from the 2015 Paris Agreement on Climate Change COP21 in line with the2030 Agenda for Sustainable Development and the new European Consensus on DevelopmentThe GCCA initiative is making a significant contribution towards achieving the overall target of at least 20 of the EU budget spent for climate action All GCCA projects must primarily aim at facilitating the transition to a climate-resilient low-carbon future in line with the 2°C targetGCCA funding increased from EUR 3175 million in the first phase 2007-2014 to EUR 420 million in the second phase 2014-2020 Read more on financial resourcesMOCK Q394 – FRAMED FROM THE HINDU Q Which among the following topics are exempted from the courses covered under the LEAP amp ARPIT PROGRAMME for higher education faculty 1 Establishment of the National Anti-profiteering Authority2 Internet of Things3 Tools techniques and experiments in reducing Greenhouse gases emission4 Methodology of Teaching SanskritSelect the correct answer using the codes given below :A 2 amp 4B Only 1C 1 amp 3D 124Ans CHRD Ministry launches LEAP and ARPIT programmes for higher education facultyThe courses cover a diverse range of topics such as:Indian culture and Heritage Studies Tribal and Regional languages Urdu French StudiesPedagogical Innovations amp Research Methodology Tools techniques and experiments in Earth ScienceLatest Trends in Pedagogy and Assessment Mathematics Statistics Zoology Chemistry Physics Biotechnology Development and Counselling Marine Science Calculus Real Time Power Analysis and Smart GridNeural Networks and Deep Learning amp Knowledge discovery Civil Infrastructure for Smart City DevelopmentICT in Science and Maths teaching Engineering Mechanics Design Spectrum DIY Manufacturing TechnologyInnovation and Best Practices in Educational Skills Advanced Concepts in Fluid Mechanics Energy Systems EngineeringLeadership and Governance in Higher Education Engineering Mechanics Physics of Semiconductors and Devices Electrical EngineeringPublic Policy and Administration Bio-Medical engineering Metallurgical Engineering and Materials Sciences Chemical EngineeringEnglish Language Teaching Internet of ThingsHindi Literature amp Linguistics Astronomy and AstrophysicsMethodology of Teaching Sanskrit Aerospace Engineering Tourism and Hospitality ManagementEffective Creations and Innovative Researches in Medieval Gujarati Literature Political Science Economics Psychology Development Perspectives in AgricultureLibrary amp Information Science Ethics Human Rights and Environment Anthropology Gender/Women’s studies Law Social and Rural DevelopmentDisaster Management Climate change MOCK Q393 – FRAMED FROM NITIN SIGHANIA Q Which among the following is/are correctly matched :Community Place1 Dangasia Gujarat2 Gond Madhya Pradesh3 Mirgan OdishaSelect the correct answer using the codes given below :A 1 amp 3B Only 2C 2 amp 3D 123Ans DDangasia GujaratGond Madhya PradeshMirgan Odisha MOCK Q392 – FRAMED FROM SPECTRUM HISTORY Q BR Ambedkar is associated With Which of the following 1 Bahishkrita Hitkarini Sabha2 Hindu Mahasabha3 Hindu Code billSelect the correct answer using the codes given below :A 1 amp 3B Only 1C 2 amp 3D 123Ans ALala Lajpat Rai involvement with Hindu Mahasabha leaders gathered criticism from the Naujawan Bharat Sabha as the Mahasabhas were non-secular which did not conform with the system laid out by the Indian National CongressHindu MahasabhaMOCK Q391 – FRAMED FROM IUCN WEBSITE Q With reference to the Least Developed Countries Fund consider the following statements:1 This fund has been initiated in 2002 by the The Global Environment Facility GEF2 Adaptation amp Mitigation are one of the area of focus of this fundSelect the correct answer using the codes given below :A Only 1B Only 2C Both are correctD Both are incorrectAns AThis fund has been initiated in 2002 by the The Global Environment Facility GEFAdaptation is one of the area of focus of this fundMOCK Q390 – FRAMED FROM INDIAN CULTUREGOV Q Consider the following :Sites Place1 Aalampur Temple : Telanagana2 European Tomb : Gujarat3 Khajurao Monuments : Madhya PradeshSelect the correct answer using the codes given below :A 1 amp 3B Only 3C 2 amp 3D 123Ans D Other Important Sites :Maharaja Chhatrasal Museum Complex : Madhya PradeshMahabalipuram : Tamil NaduUparkot : GujaratKumarakom : KeralaMOCK Q389 – FRAMED FROM IUCN WEBSITE Q389 The Climate Chain Coalition CCC to support collaboration among members and stakeholders to advance blockchain and related digital solutions emerged at :A 2017 United Nations Climate Change ConferenceB One Planet SummitC COP-24 Katowice D Paris Climate SummitAn BThe Climate Chain Coalition CCC was born during the One Planet Summit in December in Paris France The Coalition engages a multi-stakeholder group working on distributed ledger technology DLT to collaborate on mobilizing climate financePlz Note : The 2017 United Nations Climate Change Conference was an international meeting of political leaders non-state actors and activists to discuss environmental issues It was held at UN Campus in Bonn from 6–17 November 2017 Also known as: COP23 UNFCCC CMP13 Kyoto Protocol CMA2 Paris AgreementMOCK Q388 – FRAMED FROM IUCN WEBSITE Q “Partnership for Market Readiness” is an initiative which is managed by the :A Global Environment FacilityB World BankC United Nation Environment ProgrammeD UNDPAns BPartnership for Market Readiness ADMINISTERED BY: The World BankAREA OF FOCUS Mitigation DATE OPERATIONAL: 2011MOCK Q387 – FRAMED FROM THE HINDU Q387 With reference to the religious practices in India Sarvastivadin belongs to which ancient school A TheravadaB MahayanismC RajagirikarsD HetuvadinsAns ASarvāstivāda were an early school of Buddhism established around the reign of Asoka third century BCEIt was particularly known as an Abhidharma tradition with a unique set of seven Abhidharma worksMOCK Q386 – FRAMED FROM THE HINDU Q386 With reference to the Initial Coin Offerings ICO consider the following statements :1 It is like Initial Public Offer that refers to the issue of cryptocurrency in consideration of funds received from investors2 17 billion has been raised globally through ICOs between 2014 amp 2017Select the correct answer using the codes given below :A Only 1B Only 2C Both are correctD Both are incorrectAns A27 billion has been raised globally through ICOs between 2014 amp 2017- An initial coin offering ICO or initial currency offering is a type of funding using cryptocurrenciesMostly the process is done by crowdfunding but private ICO’s are becoming more common In an ICO a quantity of cryptocurrency is sold in the form of tokens coins to speculators or investors in exchange for legal tender or other cryptocurrencies such as Bitcoin or Ethereum The tokens sold are promoted as future functional units of currency if or when the ICO’s funding goal is met and the project launches In some cases like Ethereum the tokens are required to use the system for its purposesAn ICO can be a source of capital for startup companiesMOCK Q385 – FRAMED FROM THE HINDU Q385 Nanotechnology can significantly increase manufacturing at far reduced costs What are the advantages of the Nanotechnology 1 Anti scratch components of the automobiles are possible using the Nanotechnology2 Bullet proof amp stain resistant clothing can be made using the Nanotechnology3 Nanotechnology offer cleaner technologies amp cleaner environmentSelect the correct answer using the codes given below :A 1 amp 2B Only 2C 2 amp 3D 123Ans ANano sized particles can acculumate in various body parts such as nasal cavities lungs amp brainDue to their minute size nano particles are able to accumulate in the environmentMOCK Q384 – FRAMED FROM THE HINDU Q With reference to the “India International Exchange” consider the following statements :1 It was opened very recently at the International Financial Services Centre IFSC in Gujarat2 With this it will be the third largest International Exchange in the world in terms of order responseSelect the correct answer using the using the codes given below :A Only 1B Only 2C Both are correctD Both are incorrectAns D-It was opened IN 2017 at the International Financial Services Centre IFSC in GujaratBUT NOT VERY RECENTLY – With this it will be the fastest International Exchange in the world in terms of order response with the trade speed of four microseconds-This is better than BSE’s domestic exchange in Mumbai which has an order response time of six microseconds- Singapore is the second fastest International exchange has the order response of 60 microsecondsMOCK Q383 – FRAMED FROM THE HINDU Q383 In Context with the “Bio-energy with carbon capture and storage BECCS” consider the following statements :1 It is a greenhouse gas mitigation technology which produces negative carbon dioxide emissions2 BECSS works by involving the process of pyrogenic carbon capture and storage PyCCS or biocharSelect the correct answer using the codes given below :A Only 1B Only 2C Both are correctD Both are incorrectAns A-Bio-energy with carbon capture and storage BECCS is a potential greenhouse gas mitigation technology which produces negative carbon dioxide emissions by combining bioenergy energy from biomass use with geologic carbon capture and storage1 The concept of BECCS is drawn from the integration of trees and crops which extract carbon dioxide CO2 from the atmosphere as they grow the use of this biomass in processing industries or power plants and the application of carbon capture and storage via CO2injection into geological formations2 There are other non-BECCS forms of carbon dioxide removal and storage that include technologies such as biochar carbon dioxide air captureand biomass burial3 and enhanced weatheringAccording to a recent Biorecro report there is 550 000 tonnes CO2/year in total BECCS capacity currently operating divided between three different facilities as of January 2012In the IPCC Fourth Assessment Report by the Intergovernmental Panel on Climate Change IPCC BECCS was indicated as a key technology for reaching low carbon dioxide atmospheric concentration targets8 The negative emissions that can be produced by BECCS has been estimated by the Royal Society to be equivalent to a 50 to 150 ppmdecrease in global atmospheric carbon dioxide concentrations9 and according to the International Energy Agency the BLUE map climate change mitigation scenario calls for more than 2 gigatonnes of negative CO2 emissions per year with BECCS in 205010 According to Stanford University 10 gigatonnes is achievable by this dateAccording to the OECD Achieving lower concentration targets 450 ppm depends significantly on the use of BECCS13An alternative to BECSS is pyrogenic carbon capture and storage PyCCS or biochar14 Which are superior in order to fix carbon in a more stable way: solid C for longer times Carbon dioxide injected into geologic formations eventually leaks back into the atmosphere due to seismic activity and natural faults and problems with the seal of the ancient injection pitsFRAMED FROM THE HINDU Q382 Consider the following :Tribes Place1 Bhoksa Uttarakhand2 Misting Sikkim3 Gonds Madhya PradeshSelect the correct answer using the codes given below :A 1 amp 3B Only 2C 1 amp 2D 123Ans AMisting tribe is in AssamFRAMED FROM THE HINDU Q381 Which of the following best describes Forward linkages with respect to the economic activity 1 These refer to the transactions with the consumers2 For food processing industry these linkages are associated with the primary processing centresSelect the correct answer using the codes given below :A Only 1B Only 2 C Both are correctD Both are incorrectAns AForward linkages :-These refer to the transactions with the consumers- These linkages are associated with the retail storesBackward linkages :-These refer to the transactions with the suppliers-For food processing industry these linkages are associated with the primary processing centresFRAMED FROM LUCENT PUBLICATIONS Q380 Consider the following :Hill Ranges Place1 Rajpipla : Gujarat2 Mahadeo : Madhya Pradesh3 Maikala range : Andhra PradeshSelect the correct answer using the codes given below :A 1 amp 3B Only 2C 1 amp 2D 123Ans CMaikala range : Madhya Pradesh amp ChhatisgarhFRAMED FROM WIKIPEDIA Q379 Consider the following statements :1 Loktak lake the biggest fresh water lake is home to the endangered Sangai deer2 Keibul Lamjao is an integral part of the Loktak LakeSelect the correct answer using the codes given below :A Only 1 B Only 2C Both are correctD Both are incorrectAns CLok tak lake is the largest freshwater lake in Northeast India and is famous for the phumdis heterogeneous mass of vegetation soil and organic matter at various stages of decomposition floating over it The lake is located near Moirang in Manipurstate IndiaThe etymology of Loktak is Lok stream and tak the endThe largest of all the phumdis covers an area of 40 km215 sq mi and is situated on the southeastern shore of the lake Located on this phumdi Keibul Lamjao National Park is the only floating national park in the world The park is the last natural refuge of the endangered Sangai state animal Rucervus eldii eldii or Manipur brown-antlered deer Cervus eldi eldi one of three subspecies of Eld’s deerThe Keibul Lamjao National Park is a national park in the Bishnupur district of the state of Manipur in India It is 40 km2 154 sq mi in area the only floating park in the world located in North East India and an integral part of Loktak LakeThe national park is characterized by many floating decomposed plant materials locally called phumdis To preserve the natural refuge of the endangered Manipur Eld’s deer or brow-antlered deer Cervus eldi eldi or sangai also called the dancing deer listed as an endangered species by IUCN the park which was initially declared to be a sanctuary in 1966 was subsequently declared to be a national park in 1977 through a gazette notification The act has generated local support and public awarenessFRAMED FROM SUSTAINABLE DEVELOPMENTUNORG Q378 “Championing Green Growth and Climate Resilience” to promote green growth emerged at :A Global Green Growth InstituteB GreenpeaceC European Environment Agency D World Sustainable Development Summit 2011Ans AThe Global Green Growth Institute GGGI is a treaty-based international organization headquartered in Seoul South Korea The organization aims to promote green growth a growth paradigm that is characterized by a balance of economic growth and environmental sustainability GGGI provides research and stakeholder engagement for green growth plans especially in developing countries aiming to replace the more typical paradigm based on industrial developmentFounded to support green economic growth that simultaneously addresses poverty reduction job creation social inclusion and environmental sustainability GGGI works across four priority areas that are considered to be essential to transforming national economies including energy water land use and green citiesMotto Championing Green Growth and Climate ResilienceFormation 16 June 2010Headquarters Seoul Republic of KoreaMembership 30 Member countriesCouncil chair Ban Ki MoonDirector-General Frank RijsbermanBudget USD 55 million 2018Q377 The term “Climate Neutrality” sometimes mentioned in the news are related to :A World Wild life FundB UNFCCC SecretariatC Biocarbon FundD World wildlife TrustAns BThe UNFCCC secretariat launched its Climate Neutral Now initiative in 2015 The following year the secretariatlaunched a new pillar under its Momentum for Change initiative focused on Climate Neutral Nowas part of larger efforts to showcase successful climate action around the worldThe UNFCCC secretariat UN Climate Change was established in 1992 when countries adopted the United Nations Framework Convention on Climate Change UNFCCCWith the subsequent adoption of the Kyoto Protocol in 1997 and the Paris Agreement in 2015 Parties to these three agreements have progressively reaffirmed the secretariat’s role as the United Nations entity tasked with supporting the global response to the threat of climate changeSince 1995 the secretariat is located in Bonn GermanyThe secretariat provides technical expertise and assists in the analysis and review of climate change information reported by Parties and in the implementation of the Kyoto mechanisms It also maintains the registry for Nationally Determined Contributions NDC established under the Paris Agreement a key aspect of implementation of the Paris AgreementThe secretariat organizes and supports between two and four negotiating sessions each year The largest and most important is the Conference of the Parties held annually and hosted in different locations around the globe It is the largest annual United Nations conference attended on average by around 25000 participants In addition to these major conferences the secretariat organizes annual sessions of the so-called subsidiary bodies as well as a large number of meetings and workshops throughout the yearIn recent years the secretariat also supports the Marrakech Partnership for Global Climate Action agreed by governments to signal that successful climate action requires strong support from a wide range of actors including regions cities business investors and all parts of civil society At UN Climate Change Conferences a large number of events demonstrate how non-Party stakeholders are working with governments and the UN system to implement the Paris AgreementFRAMED FROM NDC PARTNERSHIPORG Q376 With reference to the Special Climate Change Fund consider the following statements :1 It was established in 1991 under UNFCCC to finance projects which enable the adaptation to climate change2 It is operated by United Nation Environment Programme UNEP amp World Meteorological Organisation WMOSelect the correct answer using the codes given below :A Only 1B Only 2C Both are correctD Both are incorrectAns DIt was established in 2001 under UNFCCC to finance projects which enable the adaptation to climate changeIt is operated by Global Environment Facility GEFEXPLANATION :In 2001 Parties to the UNFCCC established the Special Climate Change Fund SCCF to support climate change activities that are complementary to the GEF’s climate change projects with a special focus on the most vulnerable countries The objective of the Special Climate Change Fund SCCF is to support adaptation and technology transfer projects and programs that: are countryFRAMED FROM IUCNORG Q375 Which among the following country is not the member of the “Mangroves for The Future” A Cambodia B MyanmarC LaosD MaldivesAns CMangroves for the Future MFFLocation: Member countries: Bangladesh Cambodia India Indonesia Maldives Myanmar Pakistan Seychelles Sri Lanka Thailand and Vietnam Outreach countries: Malaysia Dialogue countries: Kenya and TanzaniaDuration: Established in 2006 MFF is currently in its third phase 2015 – 2018 Project Background: The devastation caused by the Indian Ocean tsunami of December 2004 laid bare the vital link between coastal ecosystems and human livelihoods It was United States President Bill Clinton’s vision that rebuilding in tsunami-hit areas should improve natural infrastructure and strengthen resilience against future natural disasters In response to this vision IUCN International Union for Conservation of Nature and the United Nations Development Programme UNDP developed Mangrovesfor the Future in 2006 Since then MFF has grown to include eight institutional partners plus a growing number of countries At the launch of the Tsunami Legacy report at the United Nations in New York in April 2009 Bill Clinton acclaimed MFF as one of the most positive and forward-looking developments of the post-tsunami periodMangroves for the Future MFF is a unique partner-led initiative to promote investment in coastal ecosystem conservation for sustainable development Co-chaired by IUCN and UNDP MFF provides a platform for collaboration among the many different agencies sectors and countries which are addressing challenges to coastal ecosystem and livelihood issues The goal is to promote an integrated ocean-wide approach to coastal management and to building the resilience of ecosystem-dependent coastal communities Mangroves are the flagship of the initiative but MFF is inclusive of all types of coastal ecosystem such as coral reefs estuaries lagoons sandy beaches seagrass and wetlandsFRAMED FROM The Hindu Q374 Which among the following is/are classified under the Third Generation Vaccines 1 DTP vaccine2 DNA Vaccine3 Polio VaccineSelect the correct answer using the codes given below :A Only 3B 2 amp 3C 1 amp 2D Only 2Ans DDTP vaccine – Second generation VaccineDNA Vaccine- Third generation VaccinePolio Vaccine- First generation VaccineDNA vaccination is a technique for protecting against disease by injection with genetically engineered DNA so cells directly produce an antigen producing a protective immunological response DNA vaccines have potential advantages over conventional vaccines including the ability to induce a wider range of immune response typesSeveral DNA vaccines are available for veterinary use Currently no DNA vaccines have been approved for human use Research is investigating the approach for viral bacterial and parasitic diseases in humans as well as for several cancersApplicationsNo DNA vaccines have been approved for human use in the United States Few experimental trials have evoked a response strong enough to protect against disease and the technique’s usefulness remains to be proven in humans A veterinary DNA vaccine to protect horses from West Nile virus has been approvedFirst-Generation Vaccines Attenuated and inactivated vaccines are identified in the first generation which use a primary method in their production Attenuated pathogens full organisms or inactivated bacterial toxin which are effectively immunogenic are used in making these vaccines2nd Generation Vaccines:-The second generation vaccines were created in order to minimize the risks of having the pathogen revert to a dangerous formThe way these vaccines work is that they do not contain the whole organism but rather subunits Subunits may consist of the toxins that the pathogen create if they are bacterial Another example of subunit vaccines are those that only contain protein sections of the pathogen such as an acellular formA great example of a 2nd generation vaccine is DTaP The vaccine contains diptheria toxoid tetanus toxoid pertussis toxoid as well as the acellular version of pertussisAs with the issues with the 1st generation of vaccines the 2nd generation vaccines can generate antibody response and T-helper response but AGAIN no T-Killer responseFRAMED FROM INDIAN EXPRESS Q373 Which among the following is/are the examples of The Near Field Communication 1 Public transport card readers2 Smart phones3 Touch payment terminalsSelect the correct answer using the codes given below :A 1 amp 3B Only 2C 2 amp 3D 123Ans DNear-field communication NFC is a set of communication protocols that enable two electronic devices one of which is usually a portable device such as a smartphone to establish communication by bringing them within 4 cm 16 in of each other1NFC devices are used in contactless payment systems similar to those used in credit cards and electronic ticket smartcards and allow mobile payment to replace or supplement these systems This is sometimes referred to as NFC/CTLS Contactless or CTLS NFC NFC is used for social networking for sharing contacts photos videos or files2 NFC-enabled devices can act as electronic identity documents and keycards3 NFC offers a low-speed connection with simple setup that can be used to bootstrap more capable wireless connectionsFRAMED FROM SHANKAR ENVIRONMENT Q372 With respect to the Global Tiger Forum GTF consider the following statements :1 It is an international symposium to save Tigers in the world with support of South Asian Countries2 Headquarter of the GTF is located in India because India has the largest tiger population in the world Select the correct answer using the codes given below :A Only 1B Only 2C Both are correctD Both are incorrectAns BGTF is an intergovernmental body to undertake worldwide campaign amp a common programme to save tigers in the worldInternational Symposium on Tiger held at New Delhi during February 1993 adopted a Delhi declaration on Tiger conservation Headquarter of the GTF is located in India because India has the largest tiger population in the world FRAMED FROM MAJID HUSSAIN’S INDIAN GEOGRAPHY Q371 Consider the following :1 Jai Samand Lake : Largest Artificial lake2 Pulicat lake : Has a largest number of islands within3 Vembanad lake : Largest KayalsWhich among the above is/are correctly matched A Only 2B 1 amp 3C 2 amp 3D 123Ans BExplanation :1Kolleru lake has the largest number of islands within Kolleru lake is formed between deltas of Godavari amp Krishna riversKolleru Lake is one of the largest freshwater lakes in India located in state of Andhra Pradesh and formsthe largest shallow freshwater3 lake in Asia 15 kilometers away from the city of Eluru Kolleru is located between Krishna and Godavari deltas4 Kolleru spans into two districts – Krishna and West Godavari The lake is fed directly by water from the seasonal Budameru and Tammilerustreams and is connected to the Krishna and Godavari irrigation systems by over 67 major and minor irrigation canals This lake is a major tourist attraction Many birds migrate here in winter such as Siberian crane ibisand painted storks The lake was an important habitat for an estimated 20 million resident and migratorybirds including the grey or spot-billed pelican Pelecanus philippensis The lake was declared as a wildlife sanctuary in November 1999 under India’s Wildlife Protection Act of 1972 and designated a wetland of international importance in November 2002 under the international Ramsar Convention The wildlife sanctuary covers an area of 308 km2Egrets grey herons painted storks and black-headed ibises gathering in thousands at Kolleru Lake Andhra Pradesh IndiaKolleru Lake under Ramsar Convention allowing local communities Here: Vaddi Community to continue their occupation of culture fish and caught fish covers 90100 hectares 222600 acres and Kolleru Lake underWildlife Sanctuary covers 166000 acres 67200 ha2Pulicat lake : Pulicat Lagoon is the second largest brackish water lagoon in India after Chilika Lake Pulicat Lagoon is considered to be the second largest brackish water body in India measuring 759 km2 The Lagoon is one the three important wetlands to attract North-East Monsoon rain clouds during October to December season to Tamil Nadu The lagoon comprises the following regions which adds up 759 km2 according to Andhra Pradesh Forest Department: 1 Pulicat Lake Tamil Nadu-TN amp Andhra Pradesh-AP 2 Marshy/WetlandLand Region AP 3 Venadu Reserve Forest AP 4 Pernadu Reserve Forest AP The lagoon was cut across in the middle the Sriharikota Link Road which divided the water body into lake and marshy land The lake encompasses the Pulicat Lake Bird Sanctuary The barrier island of Sriharikota separates the lake from the Bay of Bengal and is home to the Satish Dhawan Space Centre1 Major part of the lake comes under Nellore district of Andhra pradesh3 Vembanad lake:Vembanad Vembanad Kayal or Vembanad Kol is the longest lake in India1 and the largest lake in the state of Kerala Spanning several districts in the state of Kerala it is known as Vembanadu Lake in Kottayam Punnamada Lake in Kuttanad and Kochi Lake in Kochi Several groups of small islands including Vypin Mulavukad Vallarpadam Willingdon Island are located in the Kochi Lake portion Kochi Port is built around the Willingdon Island and the Vallarpadam islandThe Nehru Trophy Boat Race is conducted in a portion of the lake High levels of pollution have been noticed at certain hotspots of the Vembanad backwaters Government of India has identified the Vembanad wetland under National Wetlands Conservation Programme4 Jai Samand Lake:Dhebar Lake also known as Jaisamand Lake is India’s second-largest artificial lake after Govind Ballabh Pant Sagar1 It is located in the Udaipur District of Rajasthan State in western India It has an area of 87 km2 34 sq mi when full and was created in the 17th century when Rana Jai Singh of Udaipur built a marble dam across the Gomati River It is about 450 km 280 mi from the district headquarters of Udaipur When first built it was the largest artificial lake in the world The surrounding Jaisamand Wildlife Sanctuary around Dhebar Lake can be reached by the state highway to Banswara from Udaipur It is about 270 km 168 mi from Parsad A village on National Highway No 8 Jaisamand Wildlife Sanctuary protects about 1620 square kilometres 16200 ha mostly teakforest on the shores of Dhebar Lake The lake has three islands measuring from 10 to 40 acres 40000 to 162000 m2 each The Dhebar Lake Marble Dam is 3000 m 9843 ft long and is a part of the Heritage Monuments of India The dam also has the Hawa Mahal Palace winter Capital of the erstwhile Maharanas of MewarFRAMED FROM THE HINDU -MAY 2018 Q370 With reference to the CLOUD ACT consider the following statements :1 It has been passed by the US Congress very recently to make artificial rain by spraying clouds with substances like Silver Iodide 2 US has enacted in 2018 by passing the Consolidated Appropriations ActSelect the correct answer using the codes given below :A Only 1B Only 2C Both are correctD Both are incorrectAns BCloud act – The Clarifying Lawful Overseas Use of Data CLOUD Act passed by the US Congress earlier this year seeks to de-monopolise control over data from US authorities  The law will for the first time allow tech companies to share data directly with certain foreign governments This however requires an executive agreement between the US and the foreign country certifying that the state has robust privacy protections and respect for due process and the rule of law Before this Cloud Act an Indian officer investigating would have to raise a request for data to the US government where it is storedHow CLOUD act impacts law enforcement in India :- Timely access to electronic data for police is required to prevent mitigate or prosecute even a routine crime With the enactment of the CLOUD Act an Indian officer for the purposes of an investigation will no longer have to make a request to the US government but can approach the company directlyFRAMED FROM INDIAN EXPRESS -AUGUST 2018 Q369 Which among the following is/are the expected benefits to a country by signing the pact of Duqm port in Oman 1 Port is located near the Persian Gulf through which half of the world’s oil tanker pass2 It has a special economic zone where 25 billion investments are expected to be made by the Indian companiesWhich of the statements given above is/are correct A Only 1B Only 2C Both are correctD Both are incorrectAns AIt has a special economic zone where 18 billion investments are expected to be made by the Indian companiesPort is located near the Persian Gulf through which half of the world’s oil tanker passIt is also near the Chabahar port of IranFRAMED FROM INDIAN EXPRESS -AUGUST 2018 Q368 What is/are the consequence/ consequences of a country becoming the member of the ‘European Bank for Reconstruction amp Development’ 1 Membership would provide access to the technical amp financial assistance of the bank related to the development of the private sector2 Co-financing opportunities access to the international markets will be enhanced through the membershipWhich of the statements given above is/are correctA 1 onlyB 2 onlyC Both 1 amp 2D Neither 1 nor 2 Ans BMembership would provide access to the technical assistance amp sectoral knowledge of the bank related to the development of the private sectorCo-financing opportunities access to the international markets will be enhanced through the membershipExplanation:The European Bank for Reconstruction and Development EBRD is an international financial institution founded in 1991 As a multilateral developmental investment bank the EBRD uses investment as a tool to build market economies Initially focused on the countries of the former Eastern Bloc it expanded to support development in more than 30 countries from central Europe to central Asia Similar to other multilateral development banks the EBRD has members from all over the world North America Africa Asia and Australia see below with the biggest shareholder being the United States but only lends regionally in its countries of operations Headquartered in London the EBRD is owned by 69 countries and two EU institutions 69th being Indiarecently in July 2018 Despite its public sector shareholders it invests in private enterprises together with commercial partnersThe EBRD is not to be confused with the European Investment Bank EIB which is owned by EU member states and is used to support EU policy EBRD is also distinct from the Council of Europe Development Bank CEBFRAMED FROM INDIAN EXPRESS -AUGUST 2018 Q367 STARLINK refers to :A It is a research amp development project developed by Google X to provide internet access to rural amp remote areasB It is the solar powered drone launched by facebook to provide internet access to four billion people around the world C Any type of drone that can be controlled by the Microwave signals of high wavelengthD It is the planned constellation of satellites that would provide high speed global internet connectionAns DStarlink is a satellite constellation development project underway by SpaceX1 to develop a low-cost high-performance satellite bus and requisite customer ground transceivers to implement a new space-basedInternet communication system23 By 2017 SpaceX submitted regulatory filings to launch nearly 12000 satellites to orbit by the mid-2020s4SpaceX also plans to sell satellites that use a satellitebus that may be used for military5 scientific or exploratory purposes6 In November 2018 SpaceX received FCC approval to deploy 7518 broadband satellites in addition to the 4425 satellites that were approved in March 2018 Development began in 2015 and prototype test-flight satellites were launched on 22 February 2018Initial operation of the constellation could begin in 2020 with satellite deployment beginning mid 2019The SpaceX satellite development facility in Redmond Washington houses the research and development operations for the satellite Internet projectFRAMED FROM THE HINDU -AUGUST 2018 Q366 Which among the following sites have been identified for the development of Water Aerodromes 1 Wular lake2 Sabarmati river front3 Chilika lakeSelect the correct answer using the codes given below :A 1 amp 3B Only 3C 2 amp 3D 123Ans CChilika lake IN Orissa Gujarat’s Sardar Sarovar Dam Sabarmati river front have been identified for the development of Water AerodromesFRAMED FROM THE HINDU -AUGUST 2018 Q365 Which among the following products have been classified into Minor Forest Products 1 Tamarind 2 Sandalwood3 Bamboo4 Cane5 Fuel amp TimberSelect the correct answer using the codes given below :A 1345B 245C Only 2 amp 5D 134Ans DMajor Forest Produce and Minor Forest Products The Major Forest Products comprise Pulpwood SandalwoodSocial Forestry that incudes Fuel and Timber The Minor Forest Products include the items such as tamarind curry leaf Tendu Patta gallnut Cane Soapnut tree moss and now Bamboo alsoFRAMED FROM THE HINDU -AUGUST 2018 Q364 Consider the following :1 Magnetic Rheological Fluid Damper2 Macro encapsulation device for treatment of Diabetes3 Smartphone based Camera SensorWhich among the above projects have been developed under the Imprint-2 Initiative A 1 amp 3B Only 2C 2 amp 3D Only 1Ans BMagnetic Rheological Fluid Damper Smartphone based Camera Sensor- are the projects of IMPRINT INITIATIVEFor details of the projects open the link : FROM THE HINDU -AUGUST 2018 Q363 Which among the following have been accorded Geographical Indication status 1 Blue pottery of Jaipur2 Tirupati ladoos3 Mahabaleshwar Strawberry4 Nagpur OrangeSelect the correct answer using the codes given below :A 124B 2 amp 4C 234D 1234Ans DFRAMED FROM THE HINDU -SEPTEMBER 2018 Q362 With reference to the news what is Blockchain Bond A It is the new debt instrument issued by World Bank by using ledger technology B It is a type of bond purchased by buyers interested in earning a revenue stream from the British pound or sterlingC Republic of Seychelles has launched the Bond a novel financing initiative which taps into capital markets to fund ocean-related environmental projectsD It is the bond issued outside India but denominated in Indian Rupees rather than the local currencyAns AThe World Bank is turning to blockchain to help it raise moneyThe international lender is planning to issue what it says is the world’s first global blockchainbond a notable mainstream endorsement of the emerging technologyBlockchain is best known as the technology underpinning bitcoin and other cryptocurrencies It serves as a digital record of financial transactionsThe World Bank has hired Commonwealth Bank of Australia CBAUF to manage the bond which is expected to raise as much as 100 million Australian dollars 73 millionFRAMED FROM THE HINDU -SEPTEMBER 2018 Q361 Which of the following best describes the term “Mobilise Your City” sometimes seen in news A It is an initiative to support three Indian cities to reduce Green House Gas emissionsB It is a part of Swacch Bharat Mission to make Indian cities clean C It is the Heat Action Plan adopted in Climate Change Conference to keep global average temperature below 20 CD It is an initiative to support Indian cities to reduce atmospheric pollution as a part of health initiativeAns AIndia and France sign an implementation agreement on “MOBILISE YOUR CITY” MYC European Union agrees to Euro 35 million for investments and technical assistance within the Mobilise Your City MYC programme in India MYC aims at supporting three pilot cities viz Nagpur Kochi and Ahmedabad for reduction of Green House Gas GHG emissions related to urban transportFRAMED FROM THE HINDU -SEPTEMBER 2018 Q360 With reference to the PISA Programme For International Student Assessment consider the following statements :1 PISA test introduced in the year 2000 by UNICEF United Nations International Children’s Emergency Fund 2 The test is carried out once in every two yearsWhich of the statements given above is/are correct A Only 1B Only 2C Both are correctD Both are incorrectAns DPISA test introduced in the year 2000 by OECDThe test is carried out once in every three yearsThe Programme for International Student Assessment PISA is a worldwide study by the Organisation for Economic Co-operation and Development OECD in member and non-member nations intended to evaluate educational systems by measuring 15-year-old school pupils’ scholastic performance on mathematics science and reading It was first performed in 2000 and then repeated every three years Its aim is to provide comparable data with a view to enabling countries to improve their education policies and outcomes It measures problem solving and cognition The 2015 version of the test was published on 6 December 2016FRAMED FROM THE HINDU -SEPTEMBER 2018 Q359 With reference to O-Smart scheme consider the following statements :1 It is the Earth Ministry’s scheme to address Ocean development activities 2 The scheme covers 16 sub projects with an overall cost of Rs 1700 croresWhich of the statements given above is/are correct A Only 1B Only 2C Both are correctD Both are incorrectAns AThe scheme covers 16 sub projects with an overall cost of Rs 1623 croresFRAMED FROM THE HINDU -SEPTEMBER 2018 Q358 Which among the following is/are modified Operational Guidelines for Pradhan Mantri Fasal Bima Yojana 1 Only Perennial horticulture crops are included on pilot basis under the ambit of PMFBY 2 Farmers will be paid 11 interest by insurance companies Which of the statements given above is/are correct A Only 1B Only 2C Both are correctD Both are incorrectAns D-Farmers will be paid 12 interest by insurance companies-State Governments will have to pay 12 interest for delay in release of state share of subsidy-It includes Perennial horticulture crops on pilot basis under the ambit of PMFBY -It provides add on coverage for crop loss -Release of upfront premium subsidy FRAMED FROM THE HINDU -SEPTEMBER 2018 Q357 With reference to the Pradhan Mantri Jeevan jyoti Bima Yojana consider the following statements :1 It is a life insurance scheme which includes age between 18 to 50 years2 The annual premium of Rs12 will be paid by the Union government 3 The benefit includes Rs 2 lakhs in case of death due to any causeWhich of the statements given above is/are correct A 1 amp 3B Only 3C 1 amp 2D 123Ans BPradhan Mantri Jeevan jyoti Bima Yojana is a accident insurance scheme which includes age between 18 to 50 yearsPradhan Mantri Suraksha Bima Yojana is a life insurance which includes age between 18 to 70 yearsPradhan Mantri Suraksha Bima Yojana : The annual premium of Rs12 will be paid by the Union government Pradhan Mantri Jeevan jyoti Bima Yojana : The annual premium of Rs330 will be paid by the Union government FRAMED FROM THE HINDU -SEPTEMBER 2018 Q356 Which among the following are mandatory to mention on the label of the food items as per regulations of Food Safety amp Standards Regulations Act2018 1Trans fats2 Sugar 3 Salt4 Genetically Engineered Goods / ingredients derived from GMO5 Folic acidWhich of the statements given above is/are correct A 145B 1234C 123D 12345Ans BThe Food Safety and Standards Authority of India FSSAI on August 17 2018 constituted a group of experts from health and nutrition sector to look into the issue of food labellingThe expert panel will be headed by B Sesikeran former director of National Institute of Nutrition NIN and comprises Hemalatha and Dr Nikhil Tandon The panel will study in detail the concerns of the industry and make recommendations The announcement regarding the constitution of the Committee was made by FSSAI CEO Pawan Kumar Agarwal while addressing a national consultation on the draft regulation on food labelling organised by the CUTS InternationalAgarwal also made it clear that Food Safety and Standards Authority of India FSSAI will go ahead with the labelling norms even if there is no full consensus on the matter after the panel’s suggestionsIn April 2018 the FSSAI had come out with the draft of ‘Food Safety and Standards Labelling and Display Regulations 2018’ that propose mandatory red-label marking on packaged food products containing high levels of fat sugar and saltHowever for now the government has put on hold these draft regulations following the concerns raised by stakeholdersDraft provisions of Food Safety and Standards Labelling and Display Regulations 2018• The draft regulations suggest for mandatory declaration by packaged food manufacturers about nutritional information such as calories total fat trans fat sugar and salt per serve on the front of the pack• The draft pitches for a colour code proposes that the high fats such as sugar and salt trans-fat and sodium content should be coloured as ‘red’ if the value of energy from total sugar or fat is more than 10 percent of the total energy in the 100 grams or 100 ml of the product • The colour coding will make it easier for consumers to know about the nutritional value of food products and will help them make choices as per their requirements • It also makes mandatory to label food stuffs as ‘Contains GMO/Ingredients derived from GMO’ if the items contain 5 percent or more Genetically Engineered GE ingredients • The nutritional information should also be provided in the form of bar codeFRAMED FROM THE HINDU -SEPTEMBER 2018 Q355 Consider the following statements with reference to the Great Pacific Garbage Patch that sometimes seen in news :1 It is a gyre of marine debris particles in the central North Pacific Ocean2 It is located from 135°E to 155°WWhich of the statements given above is/are correct A Only 1B Only 2C Both are correctD Both are incorrectAns AThe Great Pacific garbage patch also described as the Pacific trash vortex is a gyre of marine debris particles in the central North Pacific Ocean It is located roughly from 135°W to 155°W and 35°N to 42°NThe collection of plastic floating trash halfway between Hawaii and California extends over an indeterminate area of widely varying range depending on the degree of plastic concentration used to define itThe patch is characterized by exceptionally high relative pelagic concentrations of plastic chemical sludge and other debris that have been trapped by the currents of the North Pacific Gyre3 Despite the common public image of islands offloating rubbish its low density 4 particles per cubic meter prevents detection by satellite imagery or even by casual boaters or divers in the area It consists primarily of an increase in suspended often microscopic particles in the upper water columnThe patch is not easily seen from the sky because the plastic is dispersed over a large area Researchers from The Ocean Cleanup project claimed that the patch covers 16 million square kilometers The plastic concentration is estimated to be up to 100 kilograms per square kilometer in the center going down to 10 kilograms per square kilometer in the outer parts of the patch An estimated 80000 metric tons of plastic inhabit the patch totaling 18 trillion pieces 92 of the mass in the patch comes from objects larger than 05 centimetersResearch indicates that the patch is rapidly accumulatingA similar patch of floating plastic debris is found in the Atlantic Ocean called the North Atlantic garbage patchFRAMED FROM THE HINDU -SEPTEMBER 2018 Q354 Consider the following statements with reference to the Heritage Irrigation Structures that sometimes seen in news :1 These structures have been created to ease irrigation by creating partition between the acidic amp alkaline soil2 This scheme has excluded old operational irrigation structures Which of the statements given above is/are correct A Only 1B Only 2C Both are correctD Both are incorrectAns DAt the 63rd meeting of International Executive Council IEC held at Adelaide Australia on 28 June 2012 President Gao Zhanyi suggested that a process for recognition of the historical irrigation structures on the lines of World Heritage Sites as recognized by UNESCO shall be initiated Accordingly a Task Team comprising of the following members was set up to work out objectives guidelines and procedures to select the historical irrigation structures The Scheme was discussed during the meeting of WG-HIST at 65th IEC meeting The members suggested changes in the scope of the Scheme The present Scheme has been revised and updated to include both the old operational irrigation structures as well as structures that have primarily archival value It is proposed that a historical irrigation and/or drainage structure fulfilling the criterion laid down in this document shall be recognized as “Heritage Irrigation Structure” HIS The nomination forms received by 30 June every year will be processed together and presented to the following Executive Council meeting after due processing Nominations are invited from ICID National Committees for selection of “World Heritage Irrigation Structures” WHIS thatincludes both old operational irrigation structures as well as those having an archival value A Task Team is set up every year to select historical drainage/drainage structures as received from various National Committees NCs to give recognition to the historical irrigation structures on the lines of World Heritage Sites as recognized by UNESCO National Committee can nominate more than one structure using separate nomination form for each Associated Members and non-member countries can nominate their structures through the neighboring active national committees or by submitting directly to the ICID Central OfficeFRAMED FROM THE HINDU -SEPTEMBER 2018 Q353 Which of the following best describes “MOVE” sometimes seen in news A It is the Global Mobility Summit organized by Niti Ayog to make Indian cities pollution freeB It is an Intergovernmental agreement on the National Redress Scheme for Institutional Child Sexual Abuse C It is the Global Mobility Summit organized by UNFCCC between the Commonwealth and the States on environment issuesD It is an inter governmental agreement for the promotion of political amp economic relations with the ASEANAns ATo showcase innovation and build a platform to shape the future of mobility NITI Aayog is proud to host the first Move Summit 2018 In New Delhi on 7th and 8th September 2018 stakeholders from across the sectors of mobility and transportation will gather to co-create a public interest framework to revolutionize transport Together government industry academia civil society and media will set the base for a transport system which is safe clean shared and connected and affordable accessible and inclusiveThe Move Summit will address these challenges through two major channels:THE CORE SUMMIT AND PARALLEL EVENTS It will help leverage a number of unique features of India’s mobility ecosystem:a Tremendous potential for a fundamental shiftb Low lock-in-effectc Scale and size d Frugal innovation ande Globally-recognized technological prowessThe Move Summit will seek to integrate India’s efforts around sustainable development urbanization clean energy and more through the unique lens of mobilityFRAMED FROM THE HINDU -SEPTEMBER 2018 Q352 With reference to the Pradhan Mantri Jan Arogya Yojana consider the following statements :1 Institutional treatment is the part of this Scheme2 It will cover over 10 crore people for secondary amp tertiary care hospitalization 3 Members of the family should not be more than 5 to be eligible for the scheme Which of the statements given above is/are correct A 1 amp 3B Only 2C 2 amp 3D 123Ans B1st statement : Institution treatment means a hospital nursing facility or other It is a fabricated statement3rd statement : It is also wrong It is not the feature of this schemePrime Minister Narendra Modi launched ambitious Pradhan Mantri Jan Arogya Yojana PMJAY under Ayushman Bharat umbrella at Ranchi Jharkhand The scheme aims to provide annual health insurance cover of Rs 5 lakh to 1074 crore beneficiary families ie over 50 crore beneficiaries across India It is touted as world’s largest healthcare scheme that will serve beneficiary population that equals 27-28 European countries and almost equal to population of Canada Mexico and US put together The scheme will become operational from September 25 2018 ie on birth anniversary of Deendayal Upadhyay FRAMED FROM THE HINDU -JUNE 2018 Q351 Which of the following best describes “RIMPAC” sometimes seen in news A It is a specialised agency of the United Nations responsible for regulating shippingB It is the world’s largest military exercise between United States amp South Korea C It is a naval ship that is built and primarily intended for naval warfareD It is the world’s largest international maritime warfare exercise administered by the United States Navy’s pacific fleetAns DRIMPAC the Rim of the Pacific Exercise is the world’s largest international maritime warfare exercise RIMPAC is held bienniallyduring June and July of even-numbered years from Honolulu Hawaii It is hosted and administered by the United States Navy’s Pacific Fleet headquartered at Pearl Harbor in conjunction with the Marine Corps the Coast Guard and Hawaii National Guard forces under the control of the Governor of Hawaii The US invites military forces from the Pacific Rim and beyond to participate With RIMPAC the United States Pacific Command seeks to enhance interoperability among Pacific Rim armed forces ostensibly as a means of promoting stability in the region to the benefit of all participating nations Described by the US Navy as a unique training opportunity that helps participants foster and sustain the cooperative relationships that are critical to ensuring the safety of sea lanes and security on the world’s oceansRIMPAC 2018On 23 May 2018 the Pentagon announced that it had disinvited China because of recent militarization of islands in the South China Sea after China had announced in January that it had been invitedThe PRC has previously attended RIMPAC 2014 amp 2016On 30 May 2018 the US Navy announced that the following navies would take part in the exercise FRAMED FROM THE HINDU -JUNE 2018 Q350 With reference to the “Polargap Project” consider the following statements :1 It is an international mission to capture data about the Earth’s electrical amp magnetic field2 This project is largely funded by the World bankWhich of the statements given above is/are correct A Only 1B Only 2C Both are correctD Both are incorrectAns DPolarGAP is an ambitious international mission to capture new and critical data about the Earth’s global gravity field Innovative radar systems and Lidar technologies will also be deployed from Twin Otter aircraft to fill the ‘data gap’ in measurements of surface elevation over the South Pole region south of 835°Two earth observing satellite missions GOCE and CryoSat 2 mounted by the European Space Agency ESA revolutionised scientists’ ability to ‘map’ the Earth’s global gravity field and monitor how Earth’s ice fields are responding to global change However because GOCE’s orbit did not cross the Poles there is a data gap at the South PoleThe PolarGAP project will collect new gravity data and combine them with datasets from other Antarctic missions to build the first accurately constrained global gravity model This is essential as global gravity data provide unique informationon mass distribution and transport in the Earth System linked to processes and changes in the Solid Earth hydrology cryosphere oceans and atmosphere Key applications of gravity data include geodetic studies levelling and mapping navigation GPS/GLONASS and satellite orbit planningFRAMED FROM THE HINDU -JULY 2018 Q349 Recently environment minister inaugurates advanced system of air quality “SAFAR” With reference to this project consider the following statements :1 It will monitor all the weather parameters like temperature wind speed amp wind direction 2 The system will also monitor existence of Benzene Methane amp TolueneWhich of the statements given above is/are correct A Only 1B Only 2C Both are correctD Both are incorrectAns AScienceamp Technology Earth Sciences Environment Forest amp Climate Change Minister Dr Harsh Vardhan unveiled a state-of-the-art Air Quality and Weather Forecast System– SAFAR System of Air Quality and Weather Forecastingat ChandniChowkin Delhi today The giant true colour LED display gives out real-time air quality index on 24×7 basis with colour coding alongwith 72-hour advance forecastThe system first of its kind in the country was developed indigenously in record time by Indian Institute of Tropical Meteorology Pune and operationalized by India Meteorological Department IMDThe minister said based on the Air Quality Index on a particular day Health advisory and related precaution will be notified to prepare citizens well in advance Dr Harsh Vardhan further added that in addition to monitoring and forecasting of regular air quality and weather parameters the ChandniChowk air quality station will also measure sun’s UV-Index and will provide measurement of online automatic ultrafine particles PM1 and Mercury both of which have direct relevance to human health Based on UVI skin advisories will be issued on display“Our mission model project SAFAR is implemented in four cities of India – Delhi Pune Mumbai and Ahmedabad as an operational service Accordingto a preliminary economic assessment of the benefits of the system if 5 of people suffering from air-pollution related diseases take advantage of the advisories and precautionsin Delhi alone it would result in a saving of nearly Rs 2500 crores in terms of health-related cost benefit” said Dr Harsh Vardhan addressing a large gathering at Town Hall in ChandniChowkThe system will be an integral part of India’s first Air Quality Early Warning System operational in Delhi and will strengthen the existing air quality network of SAFAR Central Pollution Control Board and Delhi Pollution Control CommitteeSAFAR will accelerate public awareness and preparedness of air pollution and weather extremes It will also lead to better understanding of linkages among emissions weather pollution and climate It will monitor all weather parameters like temperature rainfall humidity wind speed and wind directionIn addition to regular air quality parameters like PM25 PM10 Sulfur Dioxide Ozone Nitrogen Oxides Carbon Monoxide the system will also monitor the existence of Benzene Toluene and XyleneBesides health SAFAR system would benefit cost savings to several other sectors like agriculture aviation infrastructure disaster management skill tourism and many others which directly or indirectly get affected by air quality and weather FRAMED FROM THE HINDU -SEPTEMBER 2018 Q348 Which of the following best describes “Global Green Bond Partnership” sometimes seen in news A This partnership will spread catchment area over 689 sq km to provide water for irrigation to cities states regionsB These bonds are issued by world bank in partnership with the government bodies private organisations or individual scientists to increase forest cover C This partnership will support efforts of cities states regions corporations private companies to accelerate issuance of green bondsD These bonds are issued by world bank in partnership with the government bodies private organisations or individual scientists to provide precious water for paddy cropsAns CThe Global Green Bond Partnership GGBP launched at the Global Climate Action Summit GCAS This new partnership will support efforts of sub-national entities such as cities states and regions corporations and private companies and financial institutions to accelerate the issuance of green bondsThe founding members of the Global Green Bond Partnership GGBP include the World Bank IFC – a member of the World Bank Group Amundi European Investment Bank Climate Bonds Initiative Ceres ICLEI – Local Governments for Sustainability Global Covenant of Mayors for Climate amp Energy GCoM and the Low Emissions Development Strategies Global Partnership LEDS GPFRAMED FROM THE HINDU -SEPTEMBER 2018 Q347 With reference to the Price Deficiency Payment Scheme consider the following statements :1 It is proposed to cover all the oil seeds for which minimum support price is notified2 It does not involve any physical procurement of the crops3 All the payments will be done directly into registered bank account of the farmer Which of the statements given above is/are correct A Only 2B 2 amp 3C 1 amp 2D 123Ans DThe Niti Aayog has released a three-year agenda for the Centre Of the several things it has touched upon one is agriculture with a focus on doubling farmers’ income The think-tank has recommended reforms in the APMC Act and tenancy laws and tweaks to the eNAM electronic National Agriculture Market It has also suggested ‘Price Deficiency Payment’ system to address the gaps in Minimum Support Price MSP based procurement of cropsWhat is itUnder Price Deficiency Payment farmers are proposed to be compensated for the difference between the government-announced MSPs for select crops and their actual market prices For crops such as rice and wheat where it is effective now MSP announcements will continue For other targeted crops price deficiency payments will be made However it has to be noted that there may be a cap on the extent to which the Centre will bridge the gap between MSP and market priceNiti Aayog has said that the farmer may be entitled to the difference up to say 10 per cent To avail this benefit eachfarmer would have to register with the nearest APMC mandi and report the total area sown The subsidy may be paid via Direct Benefit Transfer DBT into the farmer’s Aadhaar-linked bank accountWhy is it importantThe key benefit from the price deficiency payment is that it will reduce the need for the government to actually procure food crops transport and store them and then dispose of them under PDS The difference between the support and market prices can instead simply be paid in cash to the farmer Price deficiency payment can also keep India’s bill on food subsidies under check believes Niti Aayog India’s food subsidy schemes have frequently come under the WTO scanner Even in the meeting held in March this year there were questions raised on the minimum support price programmes for wheat sugarcane and pulses by the US EU and AustraliaThese countries see India’s procurement subsidies as trade-distorting In recent years the government has been seeing the accumulation of large food grain stocks in its godowns over and above the buffer requirement This entails storage and wastage costs that add on to the subsidy billFRAMED FROM THE HINDU -SEPTEMBER 2018 Q346 Recently Government has hiked customs duties of several items to curb imports of non-essential goods Which among the following items are exempted under the custom duty 1 E-cigarettes2 Aviation turbine fuel3 Decorative sheets4 Beeds amp BanglesWhich of the options given above is/are correct A 234B Only 1C 1 amp 3D Only 4Ans BCustom DutySno Item 1 Air Conditioner 2 Refrigerators3 Washing Machines Less than 10kg 4 Compressor for ACs Refrigerators 5 Speakers 6 Footwear 7 Radial car tyres 8 Non-industrial diamonds 9 Diamonds semi-processed 10 Lab grown diamonds 11 Cut polished coloured gem stones 12 Jewellery- precious metal or metal clad with precious metal 13 Goldsmith or Silversmith wares – precious metal or metal clad with precious metal 14 Shower bath bath sink wash basin of plastic 15 Plastic items- boxes case containers bottles insulated ware 16 Kitchenware tableware household items of plastic 17 Other plastic items- office stationary fitting for furniture decorative sheets statuettes beads and bangles18 Trunks suitcases brief cases travel bags and other bags 19 Aviation turbine fuel FRAMED FROM THE HINDU -SEPTEMBER 2018 Q345 With reference to the Price Support scheme consider the following statements :1 Physical procurement of the oilseeds pulses amp Copra will be done by NAFED amp Food Corporation of India2 Procurement expenditure amp losses due to procurement will be borne by the State governmentWhich of the statements given above is/are correct A Only 1B Only 2C Both are correctD Both are incorrectAnsAProcurement expenditure amp losses due to procurement will be borne by the Union government as per normsPhysical procurement of the oilseeds pulses amp Copra will be done by Central Nodal agencies with the proactive role of the State governments FRAMED FROM THE HINDU -SEPTEMBER 2018 Q344 India has recently signed COMCASA Agreement What is/are the consequence/consequences for India by signing the agreement 1 It allows the India to transfer electronic systems amp ensure secrecy of its C4ISR systems2 By signing the agreement India would have to buy American Military equipmentWhich of the statements given above is/are correct A Only 1B Only 2C Both are correctD Both are incorrectAns D-It allows the US to transfer high tech electronic systems amp ensure secrecy of its C4ISR Command Control Communications Computers Intelligence Surveillance amp Reconnaissance systems-By signing the agreement It is not mean that India would have to necessarily buy American Military equipmentExplanation :It is one of the three foundational defence pacts that needs to be signed by a country in order to obtain high-tech military hardware from the US Before COMCASA India had signed only one of these agreements – Logistics Exchange Memorandum of Agreement LEMOA – in 2016 The two countries are yet to begin talks on the third agreement – Basic Exchange and Cooperation Agreement for Geo-spatial Cooperation BECA2 The agreement will give Indian military access to function on high-end secured and encrypted communication equipment which are installed on American platforms obtained by Indian Armed Forces These platforms include C-130 J C-17 P-8I aircraft and Apache and Chinook helicopters3 The act is usually known as the Communication and Information on Security Memorandum of Agreement CISMOA But it was changed to COMCASA to signify its India-specific alterations4 It will also provide a legal framework for the transfer of encrypted communication security equipment from the US to India It is believed to be safer and more secure than the system that India uses right now “Signing of Communications Compatibility and Security Agreement COMCASA will enable India to access advanced technologies from USA” Defence Minister Nirmala Sitharaman said while addressing the media5 The agreement was pending for almost ten years One of the major reasons for this was the fear that India may compromise its operational independence Critics had also pointed out that the agreement could jeopardise India’s established military ties with Russia and access to their weapons systemsThe agreement is also of political significance with the general elections scheduled to take place next year In 2016 the BJP government had to face a lot of criticism from the opposition parties for signing LEMOAThese agreements and Donald Trump administration’s decision to give India STA-1 status Strategic Trade Authorization-1 shows the country’s importance in the US strategic calculus“We’ll be meeting PM Modi on how to advance relationship in the new era of growth under his leadership and President Trump We had many productive and forward thinking conversations on our bilateral relationship and our shared future” Pompeo said after ‘22’ talksFRAMED FROM THE HINDU -SEPTEMBER 2018 Q343 Currently India is a member of which among the following organizations / groups 1 Missile Technology Control Regime2 Australia Group3 Wassenaar Arrangement4 Nuclear Suppler GroupWhich of the statements given above is/are correct A Only 2 amp 3B 234C Only 1 amp 2D 123Ans DSome countries are opposing the Indian entry into NSG because India has not signed the Non-Proliferation Treaty NPTQ342 With respect to the Pradhan Mantri Ujjwala Yojana which among the following is NOT correctA It is a social welfare scheme to provide LPG connections in BPL householdsB The scheme was launched in the year 2015C The Government has set a target of 5 crores LPG connections under the YojanaD The objective of the scheme is to safeguard the health of women and children by providing them with clean cooking fuelAns B- The Pradhan Mantri Ujjwala Yojana PMUY is a welfare program of the government of India launched by Indian Prime Minister Narendra Modi in 2016The stated objective of the program is providing 50000000 LPG connections to women from families below the poverty lineFRAMED FROM WIKIPEDIAQ341 Which among the following is/are correctly matched 1 COP 11 : Minimata convention on mercury2 COP 3 : Kyoto protocol on climate change3 COP 1 : Montreal ProtocolSelect the correct answer using the codes given below :A 1 amp 3B Only 3C 2 amp 3D Only 2Ans BCOP-4 conference in Buenos COP 3 : Kyoto protocol on climate changegtCOP 11 : Montreal It took place between 28 November and 9 December 2005 in Montreal Quebec Canada It was the first Meeting of the Parties CMP 1 to the Kyoto Protocol since their initial meeting in Kyoto in 1997 It was one of the largest intergovernmental conferences on climate change ever gtCOP1 : Minimata convention on mercuryFRAMED FROM MAP SECTION Q340 Consider the following :1 Rajpipla range : Rajasthan2 Suket hills : Himachal Pradesh3 Kali river : DelhiSelect the correct answer using the codes given below :A 1 amp 3B Only 2C 123D 2 amp 3Ans BRajpipla range : GujaratKali river : Source : Doon valley in UttarakhandFRAMED FROM WIKIPEDIA Q339 Which of the following is/are true with respect to the petroleum Panchayat yojna 1 It has replaced Pradhan Mantri Ujwal Yojana to deal with issue of safe use of LPG2 It was launched in 20153 Availability of refill cylinders is one of the key feature of this schemeSelect the correct answer using the codes given below :A 1 amp 3B Only 2C 2 amp 3D Only 3Ans DIt was launched in 23rd September 2017It is backup scheme to existing Pradhan Mantri Ujjwala Yojana LPG Panchayat will serve as an interactive platform between those who received LPG cylinders under PMUY One panchayat will have around 100 LPG customers of nearby areas The panchayats discuss issues such as safe practices quality of service provided by distributors and availability of refill cylindersFRAMED FROM WIKIPEDIA Q338 Which among the following species is/are the examples of the Waterfowl 1 Wood Sandpiper2 Little cormorant3 Painted StorkSelect the correct answer using the codes given below :A 2 amp 3B Only 3C 1 amp 2D 123Ans D The most common waterfowl are :Gadwall shoveler common teal cotton teal tufted duck knob-billed duck little cormorant great cormorant Indian shag ruff painted stork white spoonbill Asian open-billed stork oriental ibis darter common sandpiper wood sandpiper and green sandpiper The sarus crane with its spectacular courtship dance is also found hereFRAMED FROM WIKIPEDIA Q337 Which among the following statements is/are true with respect to the Special Drawing Rights 1 These are the foreign-exchange reserve assets defined and maintained by the World Bank 2 Private parties are restricted to hold or use them3 South African Rand amp British pound have been added to the XDR basket effectively from October 1 2016Select the correct answer using the codes given below :A 1 amp 3B Only 3C 2 amp 3D Only 2Ans DSpecial drawing rights ISO 4217 currency code XDR1 also abbreviated SDR are supplementary foreign-exchange reserve assets defined and maintained by the International Monetary Fund IMF The XDR is the unit of account for the IMF and is not a currency per se2 XDRs instead represent a claim to currency held by IMF member countries for which they may be exchanged3 The XDR was created in 1969 to supplement a shortfall of preferred foreign-exchange reserve assets namely gold and the US dollar3XDRs are allocated to countries by the IMF3 Private parties do not hold or use them4 The amount of XDRs in existence was around XDR 214 billion in August 2009 During the global financial crisis of 2009 an additional XDR 1826 billion were allocated to provide liquidity to the global economic system and supplement member countries’ official reserves By October 2014 the amount of XDRs in existence was XDR 204 billion5The value of the XDR is based on a basket of key international currencies reviewed by IMF every five years3 The weights assigned to each currency in the XDR basket are adjusted to take into account their current prominence in terms of international trade and national foreign exchange reserves3 In the review conducted in November 2015 the IMF decided that the Renminbi Chinese yuan would be added to the basket effective October 1 20166 From that date the XDR basket now consists of the following five currencies: US dollar 4173 Euro 3093 Renminbi Chinese yuan 1092 Japanese yen 833 British pound 809FRAMED FROM WIKIPEDIA Q336 Which among the following is/are true with respect to the Deen Dayal SPARSH Yojana 1 it is an annual scholarships to children of Standard VI to IX having good academic records only2 Philately as a hobby is an important component of this scheme3 Children must be between 10 to 18 years of age to be eligible for this schemeSelect the correct answer using the codes given below :A 2 amp 3B Only 3C 1 amp 2D Only 2Ans DDeen Dayal Sparsh YojanaMinister of Communications Shri Manoj Sinha launched a Pan India scholarship program for school children called Deen Dayal SPARSH Yojana to increase the reach of Philately Under the scheme of SPARSH Scholarship for Promotion of Aptitude amp Research in Stamps as a Hobby it is proposed to award annual scholarships to children of Standard VI to IX having good academic record and also pursuing Philately as a hobby through a competitive selection process in all postal circles Briefing the media after the launch of the scheme Shri Sinha said that under the scheme it is proposed to award 920 scholarships to students pursuing Philately as a hobby Every Postal Circle will select a maximum of 40 scholarships representing 10 students each from Standard VI VII VIII amp IX The amount of Scholarship will be Rs 6000/- per annum Rs 500/- per monthPhilately is the hobby of collection and study of Postage stampsFRAMED FROM WIKIPEDIA Q335 Which among the following is/are the cryptocurrencies 1 Litecoin2 Bitcoin3 NamecoinSelect the correct answer using the codes given below :A 1 amp 3B Only 2C 1 amp 2D 123Ans Dcryptocurrencies such as Litecoin Namecoin and PPCoinThe first cryptocurrency to capture the public imagination was Bitcoin which was launched in 2009 by an individual or group known under the pseudonym Satoshi Nakamoto As of September 2015 there were over 146 million bitcoins in circulation with a total market value of 34 billion Bitcoin’s success has spawned a number of competing cryptocurrencies such as Litecoin Namecoin and PPCoinCryptocurrencies make it easier to transfer funds between two parties in a transaction these transfers are facilitated through the use of public and private keys for security purposesThese fund transfers are done with minimal processing fees allowing users to avoid the steep fees charged by most banks and financial institutions for wire transfersFRAMED FROM WIKIPEDIA Q334 With reference to the news what are Bug Zappers A It is is a bio-remediation technique to get rid of oil spillB These are the fluorescent traps to eliminate bugs amp small insectsC These are the tools or methods to reduce the greenhouse gases D These are the Ultraviolet traps to eliminate various small flying insectsAns DUltraviolet traps called bug zappers are used to eliminate various small flying insects They are attracted to the UV and are killed using an electric shock or trapped once they come into contact with the device FRAMED FROM WIKIPEDIA Q333 Which among the following are the migratory wetland species 1 White-bellied Heron2 Siberian Crane3 Red-headed Vulture4 Spoon-billed SandpiperSelect the correct answer using the codes given below :A 1 amp 4B 2 amp 3C 1 amp 2D 2 amp 4Ans DMigratory wetland species: Baer’s Pochard Siberian Crane and Spoon-billed Sandpiper Non-migratory wetland species: White-bellied Heron Grassland species:Bengal Florican Great Indian Bustard Jerdon’s Courser and Sociable Lapwing Forest species:Forest Owlet Scavengers: Indian Vulture Red-headed Vulture White-backed Vulture and Slender-billed Vulture Himalayan Quail and Pink-headed Duck are now considered Extinct for all practical purposesFRAMED FROM WIKIPEDIA Q332 With reference to the CITES what are Appendix II species A species that are listed after one member country has asked other CITES Parties for assistance in controlling trade in a speciesB species that are threatened with extinction and are or may be affected by tradeC species that are not necessarily threatened with extinction but may become so unless trade in specimens of such speciesD Species that are preserved under the biosphere reserves to prevent their extinctionAns CAppendix I : species that are threatened with extinction and are or may be affected by tradeAppendix II : species that are not necessarily threatened with extinction but may become so unless trade in specimens of such speciesAppendix III : species that are listed after one member country has asked other CITES Parties for assistance in controlling trade in a speciesFRAMED FROM WIKIPEDIA Q331 What does Hedge Fund means A Funds provided for replacement and renovation of industriesB Open ended funds that pools capital from accredited individuals or institutional investorsC Start-up capital provided to new entrepreneursD Fund created by the Government of India for enhancing infrastructure financing in the countryAns BHedge Funds :A hedge fund is an investment fund that pools capital from accredited individuals or institutional investors and invests in a variety of assets often with complex portfolio-construction and risk-management techniquesIt is administered by a professional investment management firm and often structured as a limited partnership limited liability company or similar vehicleHedge funds are generally distinct from mutual funds as their use of leverage is not capped by regulators and distinct from private equity funds as the majority of hedge funds invest in relatively liquid assetsHedge funds are made available only to certain sophisticated or accredited investors and cannot be offered or sold to the general publicHedge funds are almost always open-ended and allow additions or withdrawals by their investors generally on a monthly or quarterly basis1 The value of an investor’s holding is directly related to the fund net asset valueFRAMED FROM WIKIPEDIA Q330 Which among the following is/are true with respect to the Vernacular Press Act 1 The Act provided for submitting to police all the proof sheets of contents of papers before publication2 Final decision on the seditious news was to be determined by the Judiciary Select the correct answer using the codes given below :A Only 1B Only 2C Both are correctD Both are incorrectAns AVernacular press act:It was enacted to curtail the freedom of the Indian press and prevent the expression of criticism toward British policies—notably the opposition that had grown with the outset of the Second Anglo-Afghan War 1878–80The act was proposed by Lord Lytton then Viceroy of India and was unanimously passed by the Viceroy’s Council on March 14 1878 The act excluded English-language publications as it was meant to control seditious writing in ‘publications in Oriental languages’ everywhere in the country except for the SouthLord Wellesley regulated the press again in 1799 according to which press had to show and get approval of the government before the publication of any manuscript including advertisement During the Indian Rebellion of 1857 the Gagging Act” had been passed by Lord Canning which sought to regulate the establishment of printing presses and to restrain the mad of printed mater All presses had to have a license from the government with distinction between publications in English and other regional languages The Act also held that no printed material shall impugn the motives of the British Raj tending to bring it hatred and contempt and exciting unlawful resistance to its ordersAt the time the Vernacular Press Act was passed there were thirty five vernacular papers in Bengal including the Amrita Bazar Patrika the editor of which was one Sisir Kumar GhoseThe Vernacular Press Act stated that any magistrate or Commissioner of Police had the authority to call upon any printer or publisher of a newspaper to enter into a bond undertaking not to print a certain kind of material and could confiscate any printed material it deemed objectionable The Act provided for submitting to police all the proof sheets of contents of papers before publication What was seditious news was to be determined by the police and not by the judiciaryFRAMED FROM WIKIPEDIA Q329 Who among the following is/are associated with the Poona Sarvajanik Sabha 1 G SubramaniaIyer2 Ganesh Vasudeo Joshi3 P AnandacharluSelect the correct answer using the codes given below :A 1 amp 3B Only 2C 2 amp 3D 1 amp 2Ans BPoona Sarvajanik Sabha:It was a sociopolitical organisation in British India which started with the aim of working as a mediating body between the government and people of India and to popularise the peasants’ legal rights1 2 It started as an elected body of 95 members elected by 6000 persons on April 2 1870The Pune Sarvajanik Sabha provided many of the prominent leaders of national stature to the Indian freedom struggle including Bal Gangadhar Tilak It was formed in 1870 by S H Chiplunkar Ganesh Vasudeo Joshi Mahadev Govind Ranade et alMany eminent personalities such as Bal Gangadhar Tilak Gopal Hari Deshmukh Maharshi Annasaheb Patwardhan5 etc served as the Presidents of the organizationMadras Mahajan Sabha:The first organisation in the Madras Presidency to agitate for the rights of Indians was the Madras Native Association which was established by publicist GazuluLakshminarasu Chetty in 1849 This organisation did not survive for long and was eventually disbandedIn May 1884 M Veeraraghavachariar G SubramaniaIyer and P Anandacharlu established the Madras Mahajana SabhaFRAMED FROM WIKIPEDIA Q328 Consider the following statements :1 Deposition of iron-rich dust into ocean waters enhances carbon sequestration2 Biochar is added to a landfill or used as a soil improver to create terra preta3 Harvesting of Seeweed is done to generate electricity or as a replacement for natural gasSelect the correct answer using the codes given below :A 1 amp 3B Only 2C 2 amp 3D 123Ans DCarbon SequestrationCarbon sequestration is the process involved in carbon capture and the long-term storage of atmospheric carbon dioxide1 Carbon sequestration involves long-term storage of carbon dioxide or other forms of carbon to mitigate or defer global warming It has been proposed as a way to slow the atmospheric and marine accumulation of greenhouse gases which are released by burning fossil fuels artificial capture and sequestration of industrially produced CO2 using subsurface saline aquifers reservoirs ocean water aging oil fields or other carbon sinksCarbon dioxide may be captured as a pure by-product in processes related to petroleum refining or from flue gases from power generation5 CO2 sequestration includes the storage part of carbon capture and storage which refers to large-scale artificial capture and sequestration of industrially produced CO2 using subsurface saline aquifers reservoirs ocean water aging oil fields or other carbon sinksBiosequestration or carbon sequestration through biological processes affects the global carbon cycle Examples include major climatic fluctuations such as the Azolla event which created the current Arctic climate Such processes created fossil fuels as well as clathrate and limestone By manipulating such processes geoengineers seek to enhance sequestrationPeat bogs are a very important carbon store Wetland soil is an important carbon sink 145 of the world’s soil carbon is found in wetlands while only 6 of the world’s land is composed of wetlandsOcean iron fertilization is an example of such a geoengineering technique23 Iron fertilization24 attempts to encourage phytoplankton growth which removes carbon from the atmosphere for at least a period of timeNatural iron fertilisation events eg deposition of iron-rich dust into ocean waters can enhance carbon sequestration The iron rich feces causes phytoplankton to grow and take up more carbon from the atmosphereWhen the phytoplankton dies some of it sinks to the deep ocean and takes the atmospheric carbon with it By reducing the abundance of sperm whales in the Southern Ocean whaling has resulted in an extra 200000 tonnes of carbon remaining in the atmosphere each year’Seaweed grows very fast and can theoretically be harvested and processed to generate biomethane via Anaerobic Digestion to generate electricity via Cogeneration/CHP or as a replacement for natural gas Ideal species for such farming and conversion include Laminaria digitata Fucus serratus and Saccharina latissimaBio-energy with carbon capture and storage BECCS‘BECCS refers to biomass in power stations and boilers that use carbon capture and storageBiochar is charcoal created by pyrolysis of biomass waste The resulting material is added to a landfill or used as a soil improver to create terra pretaFRAMED FROM WIKIPEDIA Q327 Which among the following is/are true with respect to the CITES 1 CITES is the conservation agreement with the largest membership with 183 Parties2 It is legally binding on the PartiesSelect the correct answer using the codes given below :A Only 1B Only 2C Both are correctD Both are incorrectAns CCITES the Convention on International Trade in Endangered Species of Wild Fauna and Flora is an international agreement between governments Its aim is to ensure that international trade in specimens of wild animals and plants does not threaten their survivalIt was drafted as a result of a resolution adopted in 1963 at a meeting of members of IUCNIt provides a framework to be respected by each Party which has to adopt its own domestic legislation to ensure that CITES is implemented at the national levelFor many years CITES has been among the conservation agreements with the largest membership with now 183 PartiesCITES is legally binding on the PartiesFRAMED FROM WIKIPEDIA Q326 Which among the following is/are true with respect to the Bronze icon of Nataraja 1 The classical form of the depiction appears in stone reliefs by around the 6th-century2 Torso movements are visible as the most common form of Shiva’s dance 3 It typically shows Shiva dancing holding Agni fire in his left back hand the front hand in gajahasta or dandahasta mudraSelect the correct answer using the codes given below :A Only 3B 2 amp 3C Only 1D 1 amp 3Ans DBronze icon of NatarajaAffiliation Shiva SymbolsAgni TextsAnshumadbhed agamaUttarakamika agamaThe classical form of the depiction appears in stone reliefs as at the Ellora Caves and the Badami Caves by around the 6th-century45 Around the 10th century it emerged in Tamil Nadu in its mature and best-known expression in Chola bronzes of various heights typically less than four feet6 some over7 The Nataraja reliefs have been identified in historic artwork from many parts of South Asia in southeast Asia such as in Bali Cambodia and in central AsiaIt typically shows Shiva dancing in one of the Natya Shastra poses holding Agni fire in his left back hand the front hand in gajahasta or dandahasta mudra the front right hand with a wrapped snake that is in abhaya fear not mudra while pointing to a Sutratext and the back hand holding a musical instrument usually a damaru6 His body fingers ankles neck face head ear lobes and dress are shown decorated with symbolic items which vary with historic period and region111 He is surrounded by a ring of flames standing on a lotus pedestal lifting his left leg or in rare cases the right leg and balancing over a demon shown as a dwarf Apasmara2 or Muyalaka who symbolizes ignoranceThe dance of Shiva in Tillai the traditional name for Chidambaram forms the motif for all the depictions of Shiva as Nataraja He is also known as Sabesan which splits as Sabayil aadum eesan in Tamil which means The Lord who dances on the dais The two most common forms of Shiva’s dance are the Lasya the gentle form of dance associated with the creation of the world and the Tandava the violent and dangerous dance associated with the destruction of weary worldviews – weary perspectives and lifestyles• The arch of fire emerges from two makara on each end which are water creatures of water and part of Hindu mythologies • • The upper right hand holds a small drum shaped like an hourglass that is called a ḍamaru in Sanskrit2728 A specific hand gesture mudra called ḍamaru-hasta Sanskrit for ḍamaru-hand is used to hold the drum• • His legs are bent which suggests an energetic dance• The second left hand points towards the raised foot which suggests the viewer to be active and dance despite the circumstances or alternatively as a sign of upliftment and liberation• • The face shows two eyes plus a slightly open third on the forehead which symbolize the triune in Shaivism The Asanapat inscription also mentions a Shiva temple in the Saivacaryas kingdomStone reliefs depicting the classical form of Nataraja are found in numerous cave temples of India such as the Ellora Caves Maharashtra the Elephanta Caves and the Badami Caves Karnataka by around the 6th-centuryNataraja is celebrated in 108 poses of Bharatanatyam with Sanskrit inscriptions from Natya Shastra at the Nataraja temple in Chidambaram Tamil Nadu IndiaFRAMED FROM WIKIPEDIA Q325 Which among the following is/are true with respect to the Pradhan Mantri Vaya Vandana Yojana 1 It is a Pension Scheme for the senior citizens aged 70 years and above2 The scheme is exempted from Service Tax/ GST3 On Premature exit 100 of the Purchase Price shall be refundedSelect the correct answer using the codes given below :A 1 amp 3B Only 2C 2 amp 3D Only 3Ans BPradhan Mantri Vaya Vandana Yojana PMVVY is a Pension Scheme announced by the Government of India exclusively for the senior citizens aged 60 years and above which is available from 4th May 2017 to 3rd May 2018Following are the major benefits under the Pradhan Mantri Vaya Vandana Yojana PMVVY:• Scheme provides an assured return of 8 pa payable monthly equivalent to 830 pa effective for 10 years• Pension is payable at the end of each period during the policy term of 10 years as per the frequency of monthly/ quarterly/ half-yearly/ yearly as chosen by the pensioner at the time of purchase• The scheme is exempted from Service Tax/ GST• On survival of the pensioner to the end of the policy term of 10 years Purchase price along with final pension installment shall be payable• Loan upto 75 of Purchase Price shall be allowed after 3 policy years to meet the liquidity needs Loan interest shall be recovered from the pension installments and loan to be recovered from claim proceeds• The scheme also allows for premature exit for the treatment of any critical/ terminal illness of self or spouse On such premature exit 98 of the Purchase Price shall be refunded• On death of the pensioner during the policy term of 10 years the Purchase Price shall be paid to the beneficiary• The ceiling of maximum pension is for a family as a whole the family will comprise of pensioner his/her spouse and dependants• The shortfall owing to the difference between the interest guaranteed and the actual interest earned and the expenses relating to administration shall be subsidized by the Government of India and reimbursed to the CorporationEligibility Conditions and Other Restrictions1 Minimum Entry Age: 60 years completed2 Maximum Entry Age: No limit3 Policy Term : 10 years4 Minimum Pension: Rs 1000/- per monthRs 3000/- per quarterRs6000/- per half-yearRs12000/- per year5 Maximum Pension: Rs 5000/- per monthRs 15000/- per quarterRs 30000/- per half-yearRs 60000/- per yearThe modes of pension payment are monthly quarterly half-yearly amp yearly The pension payment shall be through NEFT or Aadhaar Enabled Payment SystemThe first instalment of pension shall be paid after 1 year 6 months 3 months or 1 month from the date of purchase of the same depending on the mode of pension payment ie yearly half-yearly quarterly or monthly respectivelyFRAMED FROM WIKIPEDIA : FROM OUR MOCK SERIES 2018 PRELIMSQ324 With reference to the incarnation of the Buddhas what does Ruru Jataka signifies A It is the tale of the three friends who lived in a forest: an antelope a woodpecker and a tortoiseB It is the story of The dumb Prince that is also known as Muga Pakaya JatakaC In this jataka tale the Buddha in a previous incarnation as a monkey king self-sacrifyinly offers his own body as a bridge by which his fellow monkeys can escape from a human king who is attacking themD is the story of how a past incarnation of the Buddha incarnated as a golden deer rescues a merchant from drowning in the riverAns DMahakapi Jataka : In this jataka tale the Buddha in a previous incarnation as a monkey king self-sacrifyinly offers his own body as a bridge by which his fellow monkeys can escape from a human king who is attacking them Ruru Jataka :The Ruru Jataka is the story of how a past incarnation of the Buddha incarnated as a golden deer rescues a merchant from drowning in the river bottom of medallionKurunga Miga Jataka :This story is about three friends who lived in a forest: an antelope a woodpecker and a tortoise Muga Pakaya Jataka/ Mugapakkha Jataka/ Temiya Jataka : This is the story of The dumb PrinceFRAMED FROM WIKIPEDIA : FROM OUR MOCK SERIES 2018 PRELIMSQ323 Which among the following is/are true with respect to the GSF certification Gold standard foundation certificate 1 It is a standard for creating high-quality emission reductions projects in the Clean Development Mechanism CDM2 It was developed in 2003 by World Wide Fund for Nature WWF and Helio International onlySelect the correct answer using the codes given below :A Only 1B Only 2C Both are correctD Both are incorrectAns D GSF Gold standard foundation certificate certificationThe Gold Standard is a standard for creating high-quality emission reductions projects in the Clean Development Mechanism CDM Joint Implementation JI and Voluntary Carbon Market It was designed to ensure that carbon credits are not only real and verifiable but that they make measurable contributions to sustainable development worldwide Its objective is to add branding a label to existing and new Carbon Credits generated by projects which can then be bought and traded by countries that have a binding legal commitment according to the Kyoto ProtocolThe Gold Standard for CDM GS CER was developed in 2003 by World Wide Fund for Nature WWF SouthSouthNorth and Helio International The Voluntary Gold StandardGS VER a methodology for use within the voluntary carbon market was launched in May 2006To be eligible for Gold Standard Certification a project must:1 Be an approved Renewable Energy Supply or End use Energy Efficiency Improvement project type2 Be reducing one of the three eligible Green House Gases: Carbon Dioxide CO2 Methane CH4 and Nitrous Oxide N2O3 Not employ Official Development Assistance ODA under the condition that the credits coming out of the project are transferred to the donor country4 Not be applying for other certifications to ensure there is no double counting of credits5 Demonstrate its additionality by using the United Nations Framework Convention on Climate Change’s UNFCCC Large Scale Additionality Tool6 and show that the project is not a ‘business-as-usual’ scenario6 Make a net-positive contribution to the economic environmental and social welfare of the local population that hosts itFRAMED FROM WIKIPEDIA : FROM OUR MOCK SERIES 2018 PRELIMSQ322 Consider the following statements :1 Barail range is an eastern extension of the Himalayan Range System in north eastern India2 The Garo Khasi and Jaintia hills are part of Deccan Plateau and not part of the Purvanchal rangeSelect the correct answer using the codes given below :A Only 1B Only 2C Both are correctD Both are incorrectAns CBarail range :The Purvanchal Mountains or Eastern Mountains are a sub-mountain range of the Himalayas in northeast IndiaThe Purvanchal Mountains cover the states of Assam Arunachal Pradesh Manipur Tripura Nagaland Meghalaya and MizoramThe range is an eastern extension of the Himalayan Range System in north eastern India It bends sharply to the south beyond the Dihang River gorge and spreads along the eastern boundary of India with Myanmar The Purvanchal range includes the hill ranges of the Patkai Barail range Manipur Mizoram Mizodisambiguation needed and Naga HillsThe Garo Khasi and Jaintia hills are part of Deccan Plateau and not part of the Purvanchal rangeFRAMED FROM WIKIPEDIA : FROM OUR MOCK SERIES 2018 PRELIMSQ321 Which among the following protocols employed the principle of differential treatment in respect to climate change 1 Washington Naval Treaty2 Cartagena Protocol3 Part IV of General Agreement on Tariffs and Trade GATTSelect the correct answer using the codes given below :A 1 amp 3B Only 2C 2 amp 3D 123Ans ACommon but Differentiated responsibilities amp respective capabilities :Common But Differentiated Responsibilities CBDR was formalized in United Nations Framework Convention on Climate Change UNFCCC of Earth Summit in Rio de Janeiro 1992 It was the first international legal instrument to address climate change and the most comprehensive international attempt to address negative impacts to global environment3 CBDR principle acknowledges all states have shared obligation to address environmental destruction but denies equal responsibility of all states with regard to environmental protectionCBDR is based on relationship between industrialization and climate changeCBDR was not the first differential treatments of countries in international agreements There were other protocols agreements that employed principle of differential treatment• Montreal Protocol on Substances that Deplete the Ozone layer Montreal Protocol• • Washington Naval Treaty• Part IV of General Agreement on Tariffs and Trade GATT 19799• principle 23 of Declaration of the United Nations Conference on the Human Environment 1972FRAMED FROM WIKIPEDIA : FROM OUR MOCK SERIES 2018 PRELIMSQ320 Recently a national park has been set up in the Sipahijola Wildlife Sanctuary where clouded leopards are kept in enclosures in a zoological park Where this wildlife sanctuary is located A MeghalayaB TripuraC SikkimD Arunachal PradeshAns BFRAMED FROM WIKIPEDIA : FROM OUR MOCK SERIES 2018 PRELIMSQ319 Recently in the news there was a term Superbugs What is this A These are the microorganism that are essential for the vital functions of the bodyB These are the enzymes that makes bacteria resistant to broad range of beta-lactam antibioticsC These are the bacteria that causes infection which is difficult to treatD These are the super weeds that are essential in the treatment of less fertile soilsAns CNew Delhi Metallo-beta-lactamase-1 NDM-1 is an enzyme that makes bacteria resistant to a broad range of beta-lactam antibiotics These include the antibiotics of the carbapenem family which are a mainstay for the treatment of antibiotic-resistant bacterial infections The gene for NDM-1 is one member of a large gene family that encodes beta-lactamase enzymes called carbapenemases Bacteria that produce carbapenemases are often referred to in the news media as superbugs because infections caused by them are difficult to treat Such bacteria are usually susceptible only to polymyxins and tigecyclineThe most common bacteria that make this enzyme are gram-negative such as Escherichia coli and Klebsiella pneumoniae but the gene for NDM-1 can spread from one strain of bacteria to another by horizontal gene transferFRAMED FROM WIKIPEDIA : FROM OUR MOCK SERIES 2018 PRELIMSQ318 With reference to the ancient Pandu caves consider the following statements:1 These caves depicts the characters of the Pandavas of the Mahabharata epic2 They are a significant group of Indian rock-cut architecture representing the Hinayana tradition 3 These are a group of 22 caves carved between the 1st century BCE and the 3nd century CESelect the correct answer using the codes given below :A 1 amp 3B Only 2C 2 amp 3D Only 3Ans BPandav Caves:Pandu Caves or Trirashmi Leni Leni being a Marathi word for caves are a group of 24 caves carved between the 1st century BCE and the 3nd century CE though additional sculptures were added up to about the 6th century reflecting changes in Buddhist devotional practicesThey are a significant group of early examples of Indian rock-cut architecture initially representing the so-called Hinayana tradition Most of the caves are viharas except for Cave 18 which is a chaitya of the 1st century BCEThe location of the caves is a holy Buddhist site and is located about 8 km south of the center of Nashik or Nasik Maharashtra IndiaTheir name has nothing to do with the characters Pandavas characters in the Mahabharata epicFRAMED FROM WIKIPEDIA : FROM OUR MOCK SERIES 2018 PRELIMSQ317 For which among the following purpose National Water Resource Council has been constituted A It is an international thin tank established in 1996 to promote awareness build political commitment and trigger action on critical water issues at all levelsB To advise the Prime Minister on expenditure of the Australian Government Water Fund between 2004 and 2010C To resolve the water disputes that would arise in the use control and distribution of an interstate riverD It is a non-profit organization that drives economic technology and talent development to support the global water industryAns BNational Water Resource CouncilDissolved 25 November 2014Jurisdiction Commonwealth of AustraliaHeadquarters Turner Australian Capital Territory Motto Australia’s independent voice on national water issuesEmployees 48The key function that the Commission provided was to advise the Prime Minister on expenditure of the Australian Government Water Fund between 2004 and 2010 FRAMED FROM WIKIPEDIA :FROM OUR MOCK SERIES 2018 PRELIMSQ316 Who among the following are the members of the Western Pacific Naval Symposium 1 India2 China3 Malaysia4 Australia5 JapanSelect the correct answer using the codes given below :A 245B 1345C 2345D All are correctAns CThe Western Pacific Naval Symposium are a series of biennial meetings of the Pacific nations to discuss naval matters held on even numbered years A WPNS workshop is held on odd numbered years in between the symposiumsMember countries as of 2010: Australia Brunei Cambodia Canada Chile France Indonesia Japan Malaysia New Zealand Papua New Guinea Peoples’ Republic of China Philippines Republic of Korea Russia Singapore Thailand Tonga United States of America Vietnam Observers: Bangladesh India Mexico PeruFRAMED FROM GK TODAY MAGAZINEQ315 Who among the following is/are the members of the Boao Forum for Asia BFA 1 China2 India3 FICCI Federation of Indian Chambers of CommerceSelect the correct answer using the codes given below :A 1 amp 3B Only 2C 2 amp 3D 1 amp 2Ans AIt is a non-profit organisation that hosts high-level forums for leaders from government business and academia in Asia and other continents to share their vision on the most pressing issues in this dynamic region and the world at large BFA is modeled after the World Economic Forum held annually in Davos SwitzerlandThe Forum is committed to promoting regional economic integration and bringing Asian countries even closer to their development goals FRAMED FROM WIKIPEDIA :FROM OUR MOCK SERIES 2018 PRELIMSQ314 Terai Arc Landscape program aims to protect which among the following terrestrial flagship species 1 African elephant2 Great Horned Rhinoceros3 Asian Elephant4 Golden LionSelect the correct answer using the codes given below :A 1 amp 2B 234C Only 2 amp 3D 124Ans CTerai Arc Landscape Program:The program aims to protect three of the five terrestrial flagship species the tiger the Asian elephant and the great one-horned rhinoceros by restoring corridors of forest to link 13 protected areas of Nepal and India to enable wildlife migrationFROM IES 2018 PRELIMSQ313 What is crowdfunding A Money collected for public welfare projects by levying an entry fee to exhibitions shows etcB Money collected by charitable organisations by placing a donation box at a prominent locationsC Money raised by innovators amp inventors by launching their products amp services through the internetD Money raised by individuals by passing the hat around to onlookers at a street performanceAns CCrowdfunding is the practice of funding a project or venture by raising many small amounts of money from a large number of people typically via the Internet1 Crowdfunding is a form of crowdsourcing and of alternative finance In 2015 it was estimated that worldwide over US34 billion was raised this waythe term crowdfunding refers to Internet-mediated registries This modern crowdfunding model is generally based on three types of actors: the project initiator who proposes the idea and/or project to be funded individuals or groups who support the idea and a moderating organization the platform that brings the parties together to launch the idea Crowdfunding has been used to fund a wide range of for-profit entrepreneurial ventures such as artistic and creative projects medical expenses travel or community-oriented social entrepreneurship projectsWar bonds are theoretically a form of crowdfunding military conflictsThe Crowdfunding Centre’s May 2014 report identified two primary types of crowdfunding:1 Rewards crowdfunding: entrepreneurs presell a product or service to launch a business concept without incurring debt or sacrificing equity/shares2 Equity crowdfunding: the backer receives shares of a company usually in its early stages in exchange for the money pledgedFROM IES 2018 PRELIMSQ312 The meaning of carbon footprint is described by the amount of :A Carbon dioxide released into the atmosphere as a result of the activities of a particular individual organization or communityB Greenhouse gases emitted by industries contributing to global warmingC Carbon emissions released by the burning of jet fuelD Increase in the carbon content of the atmosphere due to the felling of treesAns AA carbon footprint is historically defined as the total set of greenhouse gas emissions caused by an individual event organisation or product expressed as carbon dioxide equivalentA measure of the total amount of carbon dioxide CO2 and methane CH4 emissions of a defined population system or activity considering all relevant sources sinks and storage within the spatial and temporal boundary of the population system or activity of interest Calculated as carbon dioxide equivalent using the relevant 100-year global warming potentialGWP100Carbon footprint is one of a family of footprint indicators which also includes water footprint and land footprint• 4Indirect carbon emissions: the carbon footprints of productso 41Foodo 42Textileso 43Materialso 44Cement• 5Schemes to reduce carbon emissions: Kyoto Protocol carbon offsetting and certificatesCarbon dioxide emissions into the atmosphere and the emissions of other GHGs are often associated with the burning of fossil fuels like natural gas crude oil and coal The Kyoto Protocol defines legally binding targets and timetables for cutting the GHG emissions of industrialized countries that ratified the Kyoto Protocol Accordingly from an economic or market perspective one has to distinguish between a mandatory market and a voluntary market Typical for both markets is the trade with emission certificates:• Certified Emission Reduction CER• Emission Reduction Unit ERU• Verified Emission Reduction VERlocal emissions reduction schemes have no status under the Kyoto Protocol itself they play a prominent role in creating the demand for CERs and ERUs stimulating Emissions Trading and setting a market price for emissionsFROM IES 2018 PRELIMSQ311 Non-performing Assets decline in value when 1 Demand revives in the economy 2 capacity utilization increases3 Capacity utilization through substantive is yet optimal4 Capacity utilization decreases consequent upon merger of unitsSelect the correct answer using the codes given below :A 134B 124C 123D 1234Ans CA Non-performing asset NPA is defined as a credit facility in respect of which the interest and/or installment of principal has remained ‘past due’ for a specified period of time In simple terms an asset is tagged as non performing when it ceases to generate income for the lenderA Non-performing asset NPA is defined as a credit facility in respect of which the interest and/or installment of Bond finance principal has remained ‘past due’ for a specified period of time NPA is used by financial institutions that refer to loans that are in jeopardy of default the so called NPL Once the borrower has failed to make interest or principal payments for 90 days the loan is considered to be a non-performing asset Non-performing assets are problematic for financial institutions since they depend on interest payments for income Troublesome pressure from the economy can lead to a sharp increase in NPLs and often results in massive write-downsAccordingly with effect from March 31 2004 a non-performing asset NPAis a loan or an advance where• Interest and/or installment of principal remain overdue for a period of more than 91 days in respect of a term loan• The account remains ‘out of order’ for a period of more than 90 days in respect of an Overdraft/Cash Credit OD/CC• The bill remains overdue for a period of more than 90 days in the case of bills purchased and discounted• Interest and/or installment of principal remains overdue for two harvest seasons but for a period not exceeding two half years in the case of an advance granted for agricultural purposes and• Any amount to be received remains overdue for a period of more than 90 days in respect of other accounts• Non submission of Stock Statements for 3 Continuous Quarters in case of Cash Credit Facility• No active transactions in the account Cash Credit/Over Draft/EPC/PCFC for more than 91daysFROM IES 2018 PRELIMSQ310 Which of the following concepts are relatable to income of members of the public while considering public welfare 1 Sensitivity of demand2 Elasticity of demand3 Sensitive of expenditure 4 Elasticity of expenditureA 1 amp 2B 2 amp 3C 3 amp 4D 1 amp 4Ans BFRAMED FROM WIKIPEDIAQ309 Consider the following statements :1 Foods containing carotene Vitamin A or cooking oils are safe to be cooked in a microwave2 Thermocol plates are poor barrier to oxygen and water vapor and has a relatively high melting pointSelect the correct answer using the codes given below :A Only 1B Only 2C Both are correctD Both are incorrectAns DThermocol plates:-It is a synthetic aromatic polymer made from the monomer styrene Polystyrene can be solid or foamed General-purpose polystyrene is clear hard and rather brittle It is an inexpensive resin per unit weight It is a rather poor barrier to oxygen and water vapor and has a relatively low melting pointPolystyrene is one of the most widely used plastics the scale of its production being several million tonnes per yearPolystyrene can be naturally transparent but can be colored with colorants Uses include protective packaging such as packing peanuts and CD and DVD cases containers such as clamshells lids bottles trays tumblers disposable cutlery5 and in the making of modelsPolystyrene is very slow to biodegrade and is therefore a focus of controversy among environmentalists It is increasingly abundant as a form of litter in the outdoor environment particularly along shores and waterways especially in its foam form and also in increasing quantities in the Pacific OceanPolystyrene is chemically very inert being resistant to acids and bases but is easily dissolved by many chlorinated solvents and many aromatic hydrocarbon solvents Because of its resilience and inertness it is used for fabricating many objects of commerce It is attacked by many organic solvents which dissolve the polymer Foamed polystyrene is used for packaging chemicalsLike all organic compounds polystyrene burns to give carbon dioxide and water vapor Polystyrene being an aromatic hydrocarbon typically combusts incompletely as indicated by the sooty flamePolystyrene is generally non-biodegradable Polystyrene is commonly used in containers for food and drinks The styrene monomer from which polystyrene is made is a cancer suspect agentAnother Japanese study conducted on wild-type and AhR-null mice found that the styrene trimer which the authors detected in cooked polystyrene container-packed instant foods may increase thyroid hormone levelsWhether polystyrene can be microwaved with food is controversial Some containers may be safely used in a microwave but only if labelled as such67 Some sources suggest that foods containing carotene Vitamin A or cooking oils must be avoidedLike other organic compounds polystyrene is flammableFRAMED FROM WIKIPEDIAQ308 Bio-ethanol can be produced from which of the following feedstocks 1 Bagasses2 Sorghum3 Sugar beetSelect the correct answer using the codes given below :A 1 amp 3B Only 2C 2 amp 3D 123Ans DBio-Ethanol:Ethanol can be produced from a variety of feedstocks such as sugar cane bagasse miscanthus sugar beet sorghum grain switchgrass barley hemp kenaf potatoes sweet potatoes cassava sunflower fruit molasses corn stover grain wheat straw cotton Two types of second generation processes are under development The first type uses enzymes and yeast fermentation to convert the plant cellulose into ethanol while the second type uses pyrolysis to convert the whole plant to either a liquid bio-oil or a syngas Second generation processes can also be used with plants such as grasses wood or agricultural waste material such as strawBy-products such as straw or wood chips can be converted to ethanol Fast growing species like switchgrass can be grown on land not suitable for other cash crops and yield high levels of ethanol per unit areaFRAMED FROM WIKIPEDIAQ307 Which among the following has been classified under the category of Eurythermal organism 1 Red Algae2 Coral reefs3 Golden brown AlgaeSelect the correct answer using the codes given below :A 1 amp 3B Only 2C 1 amp 2D 2 amp 3Ans AEurythermal organisms:Which can tolerate amp thrive in wide range of temperaturesEx: Cat Dog Tiger Red Algae Golden brown Algae Angiosperms sea GrassCryophillic organisms:Which can thrive at lower temperature as low as zero degree centigradeSeals Coral reefs Arctic Crustaceans Salmon FRAMED FROM WIKIPEDIAQ306 As per Kyoto Protocol agreement which among the following is/are the parties of Annex-I Countries 1 Kazakhstan2 Belarus3 TurkeySelect the correct answer using the codes given below :A 1 amp 3B 2 amp 3C Only 3D 123Ans BBelarus Malta and Turkey are Annex I Parties but do not have first-round Kyoto targetsFRAMED FROM WIKIPEDIAQ305 Consider the following :1 Bastar Iron Craft : Chhatisgarh2 Screw Pine handicraft : Odisha3 Pipili Aplique Work : KeralaSelect the correct answer using the codes given below :A 2 amp 3B Only 2C 1 amp 3D Only 1Ans DBastar Iron Craft : ChhatisgarhScrew Pine handicraft : KeralaPipili Aplique Work : OdishaFROM CAPFQ304 Which of the following was/were not related to the Buddha’s life 1 Kanthaka2 Alara Kalama3 Channa4 Goshala MaskariputraWhich among the above statements is/are correct A Only 1B Only 4C 1 amp 2D 3 amp 4AnsBFROM CAPFQ303 With reference to the Wavell plan consider the following provisions :1 Under this plan India was granted dominion status2 Indians would themselves draft the constitution3 Position of secretary of state amp viceroy would remain the same4 Viceroy would retain the power of vetoWhich among the above statements is/are correct A 134B 234C Only 1 amp 4D 1234Ans DThese proposals were not to be applied to the Indian statesFRAMED FROM WIKIPEDIA Q302 Which among the following is/are the examples of the Invasive Species 1 Water Hyacinth2 Wild rose3 Mimosa InvisaSelect the correct answer using the codes given below :A Only 1B 1 amp 3C 1 amp 2D 123Ans DThe invasive water hyacinth is very common often choking the water bodies but it is cleared during destructive floods Another invasive species Mimosa invisa which is toxic to herbivores was cleared by Kaziranga staff with help from the Wildlife Trust of India in 2005Invasive species such as Mimosa and wild rose have posed a threat to the native plants in the regionFRAMED FROM WIKIPEDIA Q301 Consider the following :1 Ambubachi mela : Assam2 Anthurium Festival : Manipur3 Kut-Festival : MizoramSelect the correct answer using the codes given below :A 2 amp 3B Only 1C 1 amp 3D 1 amp 2Ans B1 Ambubachi mela : Assam2 Anthurium Festival : Mizoram3 Kut-Festival : Manipur It is an autumn festival of the different tribes of Kuki-Chin-Mizo groups of Manipur FROM IES 2018 PRELIMS Q300 Consider the following statements :Consider the following statements :1 IPDS strengthens the distribution network in urban areas while DDUGJY does the same in rural areas2 DELP focuses to substitute LED bulbs for incandescent bulbs Which of the following statements is/are correct A Only 1B Only 2C Both are correctD Both are incorrectAns C 1
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2016 KATA PENGANTAR Bismillahirrahmanirrahim Puji dan syukur penyusun panjatkan kehadirat Allah SWT yang telah senantiasa melimpahkan nikmat yang tiada tara yang tidak hentinya memberikan kesabaran dan kekuatan kepada penyusun sehingga dalam penulisan makalah ini penyusun senantiasa diberikan kemudahan Shalawat beserta salam semoga tercurah limpah kepada junjunan alam yang telah membawa perubahan zaman dari zaman jahiliyah ke zaman ilmiah yakni nabiyyina Muhammad SAW beserta keluarga sahabat beserta umat yang tunduk dan patuh terhadap sunahnya Makalah ini disusun untuk memenuhi tugas terstruktur pada mata kuliah Manajemen Investasi jurusan Manajemen Keuangan Syariah Fakultas Syariah dan Hukum Universitas Islam Negeri Sunan Gunung Djati Bandung tahun akademik 2015/2016 Dalam penyusunan makalah ini penyusun telah berusaha semaksimal mungkin agar penyajiannya sesuai dengan harapan dan tuntutan sebuah makalah yang sempurna Penyusun menyadari atas segala kekurangan dan keterbatasan baik dari segi teknik maupun isi Oleh karena itu diharapkan makalah ini dapat memberikan sumbangan pemikiran yang berharga dalam dunia pendidikan dan khususnya bagi saya sebagai penyusun makalah ini Oleh karena itu penyusun mengharapkan segala kritik dan saran yang bersifat membangun bagi penyusun Bandung April 201 6 Penyusun DAFTAR ISI KATA PENGANTAR i DAFTAR ISI ii BAB I PENDAHULUAN A Latar Belakan g Masalah 1 B Rumusan Masalah 1 C Tujuan Penulisan 2 BAB II PEMBAHASAN A Sejarah Obligasi 3 B Pengertian Obligasi 5 C Jenis-jenis Obligasi 14 D Karakteristik Obligasi 34 E Risiko Obligasi 37 F Pihak-pihak yang Terlibat dalam Penerbitan Obligasi 40 G Struktur Obligasi Syariah 42 H Obligasi sebagai Sumber Pendanaan dalam Perusahaan 45 I Soal Latihan Obligasi 47 BAB III SIMPULAN 50 DAFTAR PUSTAKA 51 BAB I PENDAHULUAN A Latar Belakang Masalah Obligasi atau Bonds adalah surat utang jangka panjang yang memiliki kewajiban membayar bunga pinjaman secara periodik dan mengembalikan pinjaman pokoknya pada waktu jatuh tempo Sebagai surat utang penerbitan obligasi melibatkan perjanjian kontra yang meningkat antara pihak penerbit issure dengan pihak Pembeli Pinjaman/investor/ bondbolder Obligasi sebelum diperdagangkan harus mengikuti proses pemeringkatan Pemeringkatan terhadap obligasi akan diterbitkan bertujuan untuk menilai kinerja perusahaan Surat berharga obligasi merupakan instrument utang bagi perusahaan yang hendak memperoleh modal Keuntungan dari membeli obligasi diwujudkan dalam bentuk kupon Berbeda dengan saham maka obligasi tidak mempunyai hak terhadap manajemen dan kekayaan Obligasi terdiri atas dua macam yakni obligasi konvensional dan obligasi syariah B Rumusan Masalah Berdasarkan latar belakang masalah di atas maka dapat dirumuskan masalah sebagai berikut: 1 Bagaimana sejarah munculnya obligasi 2 Apa pengertian obligasi 3 Apa saja jenis-jenis obligasi 4 Apa karakteristik obligasi 5 Bagaimana risiko obligasi 6 Siapa saja pihak-pihak yang terlibat dalam penerbitan obligasi 7 Bagaimana struktur obligasi 8 Bagaimana peran obligasi dalam perusahaan 9 Bagaimana soal latihan obligasi C Tujuan Penulisan Berdasarkan latar rumusan masalah di atas maka dapat dirumuskan tujuan masalah sebagai berikut: 1 Mahasiswa mampu mendeskripsikan tentang sejarah obligasi 2 Mahasiswa dapat mendeskripsikan tentang pengertian obligasi 3 Mahasiswa mampu mendeskripsikan tantang jenis-jenis obligasi 4 Mahasiswa dapat mendeskripsikan tentang karakteristik obligasi 5 Mahasiswa mampu mendeskripsikan tentang risiko obligasi 6 Mahasiswa mampu mendeskripsikan tentang pihak-pihak yang terlibat dalam penerbitan obligasi 7 Mahasiswa mampu mendeskripsikan tentang struktur obligasi 8 Mahasiswa mampu mendeskripsikan tentang obligasi sebagai sumber pendanaan dalam perusahan 9 Mahasiswa mampu mendeskripsikan tentang soal penghitungan obligasi BAB II PEMBAHASAN A Sejarah Obligasi Ketika Perang Dunia I pecah dana yang dimiliki pemerintah Amerika Serikat AS tidak seperti saat ini Kenyataannya jumlah dana yang tersedia saat itu tidak mampu menutup semua biaya perang yang diperlukan Perdebatan tentang biaya perang ini langsung menjadi isu topik dan permasalahan nasional Menghadapi situasi ini pemerintah AS memanfaatkan kendalinya atas uang rakyat Pemerintah AS menaikkan pajak warganya untuk mencukupi kekurangan biaya perang Tiga tahun setelah Perang Dunia I selesai tepatnya pada tahun 1917 pemerintah AS menemukan cara yang lebih mudah sekaligus menjadi solusi alternatif untuk menutupi hutang negara di tahun berikutnya dan juga untuk menyokong pertumbuhan ekonomi AS Solusi alternatif ini disebut Liberty Bond atau Obligasi Liberty yang telah membebaskan AS dari krisis keuangan Liberty Bond diterapkan pemerintah AS untuk mendapatkan uang lebih untuk menutupi defisit negara Caranya Obligasi tersebut dijual kepada warga negara Amerika dengan iming – iming premis atau imbalan yang tinggi Sungguh mengejutkan dalam waktu singkat pemerintah AS berhasil mengumpulkan dana yang begitu besar dari hasil penjualan obligasi ini Besarnya pajak yang berhasil dikumpulkan mampu mencegah terjadinya krisis keuangan akibat defisit anggaran negara Semakin lama penjualan obligasi menjadi semakin banyak dan membesar Tak ayal lagi surat utang yang disebut Obligasi Liberty itu pun semakin dikenal masyarakat luas Di bawah ini adalah salah satu contoh iklan yang digunakan pemerintah AS untuk mendorong masyarakat membeli obligasi Liberty Obligasi secara ringkasnya adalah utang tetapi dalam bentuk sekuriti Penerbit obligasi adalah sipeminjam atau debitur sedangkan pemegang obligasi adalah pemberi pinjaman atau kreditur dan kupon obligasi adalah bunga pinjaman yang harus dibayar oleh debitur kepada kreditur Dengan penerbitan obligasi ini maka dimungkinkan bagi penerbit obligasi guna memperoleh pembiayaan investasi jangka panjangnya dengan sumber dana dari luar perusahaan Faktor keamanan investasi inilah yang sangat penting untuk dipahami Sederhananya meskipun dunia berada dalam kekacauan akibat perang dan masih adanya kemungkinan pemerintah AS tidak mampu mengembalikan uang rakyat yang telah membeli obligasi investasi ini menawarkan tempat investasi yang tidak hanya aman tetapi juga memiliki resiko yang sangat kecil Dan memang benar setelah perang usai Departemen Keuangan AS tidak mampu membiayai Obligasi Liberty yang telah dibeli oleh masyarakat Untuk mengatasinya pemerintah AS mengeluarkan obligasi yang baru Hingga saat ini obligasi diciptakan terus menerus untuk membiayai investasi dari nasabah Karena pemerintah tidak mampu lagi membiayai maka solusi yang diambil adalah dengan memproduksi uang sebanyak mungkin tanpa menggunakan jaminan emas atau benda berharga lainnya Dengan kata lain pemerintah AS mencetak uang kertas sebagai alat pembayaran obligasi nasabahnya tanpa satu jaminan pun Dapat dibayangkan hal ini membawa akibat buruk bagi masa depan negara Amerika Serikat Memang benar negara dapat menciptakan banyak uang untuk membayar investasi dari pembelian obligasi dan dari situlah muncul problem baru yang harus dihadapi pemerintah B Pengertian Obligasi Obligasi atau Bonds adalah surat utang jangka panjang yang memiliki kewajiban membayar bunga pinjaman secara periodik dan mengembalikan pinjaman pokoknya pada waktu jatuh tempo Par value atau Maturity value adalah jumlah dana yang harus dibayar penerbit pada waktu jatuh tempo Kupon bunga coupon rate adalah suku bunga obligasi dan biasanya merupakan suku bunga tetap selama masa pinjaman Bila penerbit obligasi tidak dapat memenuhi pembayaran pada waktu jatuh tempo maka pemegang obligasi bondholders memiliki klaim atas asset penerbit Obligasi merupakan suarat utang dari suatu lembaga atau perusahaan yang dijual kepada investor untuk mendapatkan dana segar Obligasi memiliki beberapa karakteristik: 1 Surat berharga yang mempunyai kekuatan hukum 2 Memiliki jangka waktu tertentu atau masa jatuh tempo 3 Memberikan pendapatan tetap secara periodik 4 Ada nilai nominal yang disebut juga nilai pari par vaule stated value atau nilai kopur Besarnya persentase pembayaran yang diberikan secara periodik atas pembayaran persentase Tertentu didasarkan atas dasar nominalnya atau disebut pembayaran kupon cupon Kupon merupakan penghasilan bunga obligasi yang didasarkan atas nilai nominal yang dilakukan berdasarkan paejanjian biasanya setiap tahun atau setiap semester atau triwulan Penentuan tingkat kupon obligasi bisa ditetntukan tingkat bunga komersial yang sedang berlaku setelah obligasi memasuki masa jatuh tempo maturity date pemilik obligasi akan menerima pokok pinjaman dan satu kali pembayaran kupon Besarnya pelunasan obligasi oleh penerbit saat jatuh tempo akan ekuivalen dengan harganya Sebagai surat utang penerbitan obligasi melibatkan perjanjian kontra yang meningkat antara pihak penerbit issure dengan pihak Pembeli Pinjaman/investor/ bondbolder Kontrak perjanjian yang mengikat antara penerbit dengan pihak pemberi pi n jaman sebagai investor minimal harus berisi empat hal 1 Besarnya tingkat kupon serta periode pembayaranya 2 Jangka waktu jatuh tempo 3 Besarnya nominal dan 4 Jenis obligasi Obligasi sebelum diperdagangkan harus mengikuti proses pemeringkatan Pemeringkatan terhadap obligasi akan diterbitkan bertujuan untuk menilai kinerja perusahaan Surat berharga obligasi merupakan instrument utang bagi perusahaan yang hendak memperoleh modal Keuntungan dari membeli obligasi diwujudkan dalam bentuk kupon Berbeda dengan saham maka obligasi tidak mempunyai hak terhadap manajemen dan kekayaan Artinya perusahaan yang mengeluarkan obligasi hanya mengakui mempunyai utang kepada si pemegang obligasi sebesar obligasi yang dimilikinya Oleh karena itu dalam struktur modal perusahaan yang terlihat dalam neraca obligasi dimasukkan dalam modal asing atau utang jangka panjang Utang ini akan dilunasi apabila telah sampai waktunya Obligasi adalah surat berharga atau pun sertifikat yang berisi kontrak antara pemberi pinjaman dengan penerima pinjaman Surat obligasi adalah selembar kertas yang menyatakan bahwa pemilik kertas tersebut memberikan pinjaman kepada perusahaan yang menerbitkan obligasi Pada dasarnya memiliki obligasi sama persis dengan memiliki deposito berjangka Hanya saja obligasi dapat diperdagangkan Obligasi memberikan penghasilan yang tetap yaitu berupa bunga yang dibayarkan dengan jumlah yang tetap pada waktu yang telah ditetapkan Obligasi juga memberikan kemungkinan untuk mendapatkan capital gain yaitu selisih antara harga penjualan dengan harga pembelian Kesulitan untuk menentukan penghasilan obligasi disebabkan oleh sulitnya memperkirakan perkembangan suku bunga Apabila suku bunga bank menunjukkan kecenderungan meningkat pemegang obligasi akan menderita kerugian Pada beberapa negara istilah obligasi dan surat utang dipergunakan tergantung pada jangka waktu jatuh temponya Pelaku pasar biasanya menggunakan istilah obligasi untuk penerbitan surat utang dalam jumlah besar yang ditawarkan secara luas kepada publik dan istilah surat utang digunakan bagi penerbitan surat utang dalam skala kecil yang biasanya ditawarkan kepada sejmlah kecil investor Tidak ada pembatasan yang jelas atas penggunaan istilah ini Ada juga dikenal istilah surat perbendaharaan yang digunakan bagi sekuriti berpenghasilan tetap dengan masa jatuh tempo 3 tahun atau kurang Obligasi memiliki risiko yang tertinggi dibandingkan dengan surat utang yang memiliki risiko menengah dan surat perbendaharaan yang memiliko risiko terendah yang mana dilihat dari sisi durasi surat utang di mana makin pendek durasinya memiliki risiko makin rendah Obligasi dan saham keduanya adalah instrumen keuangan yang disebut sekuriti namun bedanya adalah bahwa pemilik saham adalah bagian dari pemilik perusahan penerbit saham sedangkan pemegang obligasi adalah semata merupakan pemberi pinjaman atau kreditur kepada penerbit obligasi Obligasi juga biasanya memiliki suatu jangja waktu yang ditetapkan di mana setelah jangka waktu tersebut tiba maka obligasi dapat diuangkan sedangkan saham dapat dimiliki selamanya terkecuali pada obligasi yang diterbitkan oleh pemerintah Inggris yang disebut gilts yang tidak memiliki jangka waktu jatuh tempo Penerbit obligasi ini sangat luas sekali hampir setiap badan hukum dapat menerbitkan obligasi namun peraturan yang mengatur mengenai tata cara penerbitan obligasi ini sangat ketat sekali Penggolongan penerbit obligasi biasanya terdiri atas: Lembaga supranasional seperti misalnya Bank Investasi Eropa European Investment Bank atau Bank Pembangunan Asia Asian Development Bank Pemerintah suatu negara menerbitkan obligasi pemerintah dalam mata uang negaranya maupun Obligasi pemerintah dalam denominasi valuta asing yang biasa disebut dengan obligasi internasional sovereign bond Sub-sovereign propinsi negara atau otoritas daerah Di Amerika dikenal sebagai Obligasi daerah municipal bond Di Indonesia dikenal sebagai Surat Utang Negara SUN Lembaga pemerintah Obligasi ini biasa juga disebut agency bonds atau agencies Perusahaan yang menerbitkan obligasi swasta Special purpose vehicles adalah perusahaan yang didirikan dengan suatu tujuan khusus guna menguasai aset tertentu yang ditujukan guna penerbitan suatu obligasi yang biasa disebut Efek Beragun AsetProses penerbitan obligasi : Proses yang umum dikenal dalam penerbitan suatu obligasi adalah melalui penjamin emisi atau juga dikenal dengan istilah underwriting Dalam penjaminan emisi satu atau lebih perusahaan sekuritas akan membentuk suatu sindikasi guna membeli seluruh obligasi yang diterbitkan oleh penerbit dan menjualnya kembali kepada para investor Pada penjualan obligasi pemerintah biasanya melalui proses lelang Fitur yang terpenting dalam suatu obligasi adalah : Nilai nominal atau nilai utang pokok yaitu nilai yang harus dibayar bunganya oleh penerbit dan harus dilunasi pada saat akhir masa jatuh tempo Harga penerbitan yaitu suatu harga yang ditawarkan kepada investor pada saat penjualan perdana obligasi Nilai bersih yang diterima oleh penerbit adalah setelah dikurangi dengan biaya-biaya penerbitan Tanggal jatuh tempo yaitu suatu tanggal yang ditetapkan di mana pada saat tersebut penerbit wajib untuk melunasi nilai nominal obligasi Sepanjang pembayaran kembali / pelunasan tersebut telah dilakukan maka penerbit tidak lagi memiliki kewajiban kepada pemegang obligasi setelah lewat tanggal jatuh tempo obligasi tersebut Beberapa obligasi diterbitkan dengan masa jatuh tempo hinga lebih dari seratus tahun Pada awal tahun 2005 pasar atas obligasi euro dengan masa jatuh tempo selama 50 tahun mulai berkembang Pada pasaran Amerika dikenal 3 kelompok masa jatuh tempo obligasi yaitu Jangka pendek surat utang atau bill: yang masa jatuh temponya hingga 1 tahun Medium Term Note: masa jatuh temponya antara 1 hingga 10 tahun Jangka panjang obligasi atau bond: jatuh temponya di atas 10 tahun Kupon suku bunga yang dibayarkan oleh penerbit kepada pemegang obligasi Biasanya suku bunga ini memeiliki besaran yang tetap sepanjang masa berlakunya obligasi tetapi juga bisa mengacu kepada suatu indeks pasar uang seperti LIBOR dan lain-lain Istilah kupon ini asal mulanya digunakan karena dimasa lalu secara fisik obligasi diterbitkan bersama dengan kupon bunga yang melekat pada obligasi tersebut Pada tanggal pembayaran kupon pemegang obligasi akan menyerahkan kupon tersebut ke bank guna ditukarkan dengan pembayaran bunga bank pemabagian hasil terhadap bank atas 20 pajk utang Tanggal kupon tanggal pembayaran bunga dari penerbit kepada pemegang obligasi Di Amerika kebanyakan pembayaran kupon obligasi dilakukan secara tengah tahunan yang artinya pembayaran kupon dilakukan setiap 6 bulan sekali Di Eropa kebanyakan obligasi adalah secara tahunan atau 1 kupon pertahun Dokumen resmi suatu dokumen yang menjelaskan secara terinci hak-hak dari pemegang saham Di Amerika ketentuan ini diatur oleh departemen keuangan pemerintah dan undang-undang komersial di mana dokumen ini di hadapan pengadilan diperlakukan sebagai suatu kontrak Ketentuan dalam dokumen resmi tersebut sulit sekali diubah di mana perubahan hanya dapat dilakukan atas persetujuan mayoritas pemegang obligasi Hak opsi: suatu obligasi dapat memuat ketentuan mengenai hak opsi kepada pembeli obligasi ataupun penerbit obligasi Hak pelunasan beberapa obligasi memberikan hak kepada penerbit untuk melunasi obligasi tersebut sebelum masa jatuh tempo obligasi Obligasi jenis ini dikenal sebagai obligasi opsi beli Kebanyakan obligasi jenis ini memberikan hak kepada penerbit untuk melakukan pelunasan obligasi pada nilai pari Pada beberapa obligasi mengharuskan penerbit untuk membayar premi yang disebut premi opsi Ini utamanya digunakan bagi obligasi berbunga tinggi Pada obligasi jenis ini terdapat banyak sekali persyaratan yang ketat yang membatasi kegiatan operasional penerbit maka guna membebaskan penerbit dari pembatasan-pembatasan dilakukanlah pelunasan dini atas obligasi tersebut namun dengan biaya yang lebih tinggi Hak jual beberapa obligasi memberikan hak kepada pemegang obligasi untuk memaksa penerbit melakukan pelunasan awal atas obligasinya sebelum masa jatuh tempo lihat opsi jual Tanggal pelaksanaan opsi adalah tanggal dimaka opsi beli atau opsi jual dapat dilaksanakan sebelum masa jatuh tempo obligasi di mana pada umumnya terdapat 4 cara pelaksanaan opsi yang demikian ini yaitu : a Gaya Bermuda memiliki beberapa tanggal pelaksanaan yang biasanya disesuaiakan dengan tanggal kupon b Gaya Eropa hanya memiliki satu tanggal pelaksanaan ini merupakan kasus khusus gaya Bermuda c Gaya Amerika opsi dapat dilaksanakan setiap saat hingga masa jatuh tempo Penjualan karena kematian adalah opsi yang diberikan kepada ahli waris pemegang opsi untuk menjual kembali obligasinya kepada penerbit dalam hal terjadinya kematian pada pemegang obligasi atau menderita cacat tetap Dana jaminan atau yang juga dikenal dengan istilah sinking fund adalah suatu syarat dalam dokumen resmi yang mensyaratkan adanya suatu porsi tertentu dari obligasi yang dapat dicairkan berkala Penerbit juga dapat membayar kepada wali amanat yaitu dengan cara melakukan pembelian secara acak atas obligasi yang diterbitkannya atau pilihan lainnya dengan membeli obligasi di pasaran lalu menyerahkannya kepada wali amanat Obligasi konversi adalah obligasi yang mengizinkan pemegang obligasi untuk menukarkan obligasi yang dipegangnya dengan sejumlah saham perusahaan penerbit Obligasi tukar atau dikenal juga dengan nama Exchangeable bond XB yang memperkenankan pemegang obligasi untuk menukarkan obligasi yang dipegangnya dengan saham perusahaan selain daripada saham perusahaan penerbit biasanya dengan saham anak perusahaan penerbit Di samping menghadapi risiko perkembangan suku bunga yang sulit dipantau pemegang obligasi juga menghadapi risiko kapabilitas capabilities risk yaitu pelunasan sebelum jatuh tempo Sebelum obligasi ditawarkan di pasar terlebih dulu dibuat peringkat rating oleh badan yang mempunyai wewenang Rating tersebut disebut sebagai credit rating yang merupakan skala risiko dari semua obligasi yang diperdagangkan Skala ini menunjukkan seberapa aman suatu obligasi bagi pemodal Keamanan ini ditunjukkan dengan kemampuannya untuk membayar bunga dan melunasi pokok pinjaman Salah satu varian produk obligasi adalah obligasi konversi Obligasi konversi sekilas tidak ada bedanya dengan obligasi biasa misalnya memberikan kupon yang tetap memiliki jatuh tempo dan memiliki nilai nominal atau nilai pari var value Hanya saja obligasi konversi memiliki keunikan yaitu dapat ditukar dengan saham biasa Pada obligasi konversi selalu tercantum persyaratan untuk melakukan konversi Misalnya setiap obligasi konversi bisa dikonversi menjadi 3 saham biasa setelah 1 Januari 2005 dengan harga konversi yang telah ditetapkan sebelumnya Sama dengan alat investasi yang lainnya obligasi konversi tidak ubahnya dengan menabung Bedanya surat tanda menabung tidak dapat diperjualbelikan sedangkan obligasi konversi dapat diperjualbelikan Pilihan terhadap alat investasi ini karena kemampuannya memberikan penghasilan optimal sebab obligasi konversi bisa digunakan sebagai obligasi atau saham Apabila suku bunga yang ditawarkan obligasi konversi lebih tinggi dari suku bunga bank atau perusahaan tidak membagikan dividen yang besar maka pemegang obligasi konversi tidak perlu mengonversikan obligasi konversinya Bila diperkirakan emiten berhasil mendapatkan laba yang tinggi sehingga mampu membagi dividen yang lebih besar daripada bunga obligasi konversi pemegang obligasi konversi lebih baik mengonversi obligasinya menjadi saham untuk mendapatkan dividen Imbalan yang dapat diperoleh pemegang obligasi konversi dapat terdiri dari bunga bila mempertahankan sebagai obligasi dividen bila melakukan konversi capital gain bila berhasil menjual obligasinya dengan harga lebih tinggi daripada harga perolehannya atau mendapatkan diskon saat membeli Capital gain juga bisa didapat jika pemegang obligasi konversi melakukan konversi kemudian berhasil menjual saham tersebut di atas harga perolehannya C Jenis Obligasi Beberapa perusahaan bank pemerintah dan lembaga berwenang lainnya dapat menerbitkan obligasi dalam denominasi mata uang valuta asing lainnya yang tampak lebih stabil dibandingkan mata uang domestiknya Penerbitan obligasi dalam denominasi valuta asing ini juga memberikan kemungkinan bagi penerbit obligasi ini memasuki pasar perdagangan obligasi di luar negaranya Penerbitan obligasi ini juga sering digunakan sebagai suatu sarana lindung nilai terhadap risiko gejolak perubahan nilai tukar Beberapa obligasi ini dijuluki dengan nama panggilan yang khas seperti terlihat di bawah ini : Obligasi Eurodollar atau Eurodollar bond Obligasi berdenominasi USD yang diterbitkan oleh penerbit obligasi dari suatu negara di luar Amerika Obligasi Kangguru atau Kangaroo bondadalah obligasi dalam denominasi mata uang dolar Australia AUD yang diterbitkan oleh penerbit obligasi dari suatu negara di luar Australia dan diperdagangkan pada pasar Australia Obligasi Maple atau Maple bond adalah obligasi dalam denominasi mata uang dolar Kanada yang diterbitkan oleh penerbit obligasi dari suatu negara di luar Kanada dan diperdagangkan pada pasar Kanada Obligasi Samurai atau Samurai bond adalah obligasi dalam denominasi mata uang yen yang diterbitkan oleh penerbit obligasi dari suatu negara di luar Jepang dan diperdagangkan pada pasar Jepang Obligasi Yankee atau Yankee bond adalah obligasi dalam denominasi mata uang USD yang diterbitkan oleh penerbit obligasi dari suatu negara di luar Amerika dan diperdagangkan pada pasar Amerika Obligasi Shogun atau Shogun bond adalah obligasi dalam denominasi mata uang dolar yen yang diterbitkan di Jepang oleh penerbit obligasi dari suatu negara di luar Jepang Bulldog bond adalah obligasi dalam denominasi mata uang poundsterling yang diterbitkan di London oleh suatu lembaga atau pemerintahan asing Pinjaman Ninja atau Ninja loan suatu pinjaman sindikasi dalam denominasi mata uang yen oleh kreditur asing Obligasi Formosa atau Formosa bond adalah obligasi dalam denominasi mata uang dolar baru Taiwan yang diterbitkan oleh penerbit obligasi dari suatu negara di luar Taiwan dan diperdagangkan pada pasar Taiwan Obligasi Panda atau Panda bond adalah obligasi dalam denominasi mata uang renminbi RMB yang diterbitkan oleh penerbit obligasi dari suatu negara di luar RRT dan diperdagangkan pada pasar Cina Ada dua jenis pasar obligasi yaitu: 1 Pasar Primer Merupakan tempat diperdagangkannya obligasi saat mulai diterbitkan Salah satu persyaratan ketentuan Pasar Modal obligasi harus dicatatkan di bursa efek untuk dapat ditawarkan kepada masyarakat dalam hal ini lazimnya adalah di Bursa Efek Surabaya BES sekarang Bursa Efek Indonesia BEI 2 Pasar Sekunder Merupakan tempat diperdagangkannya obligasi setelah diterbitkan dan tercarat di BES perdagangan obligasi akan dilakukan di Pasar Sekunder Pada saat ini perdagangan akan dilakukan secara Over the Counter OTC Artinya tidak ada tempat perdagangan secara fisik Pemegang obligasi serta pihak yang ingin membelinya akan berinteraksi dengan bantuan perangkat elektronik seperti email online trading atau telepon Sebagai fatwa Dewan Syariah Nasional DSN No 32/DSN-MUI/IX/2002 obligasi syariah adalah suatu surat berharga jangka panjang berdasarkan prinsip syariah yang dikeluarkan emiten kepada pemegang obligasi syariah yang mewajibkan emiten untuk membayar pendapatan kepada pemegang obligasi syariah berupa bagi hasil/margin/fee serta membayar kembali dana obligasi pada saat jatuh tempo Obligasi syariah bukan merupakan utang berbunga tetap tetapi lebih merupakan penyerta dana yang didasarkan pada prinsip bagi hasil Transaksinya bukan akad utang-piutang melainkan pernyataan Obligasi sejenis ini lazim dinamakan muqaradhah bond dimana merupakan nama lain dari mudharabah Dalam bentuknya yang sederhana obligasi syariah diterbitkan oleh sebuah perusahaan atau emiten sebagai pengelola atau mudharib dan dibeli oleh investor atau shahib maal Dana yang terhimpun disalurkan untuk mengembangkan usaha lama atau pembangunan suatu unit baru yang benar-benar berbeda dari usaha lama Bentuk alokasi dana yang khusus specially dedicated dalam syariah di kenal dengan istilah mudharabah muqayyadah Atas penyertaannya inversot berhak mendapatkan nisbah keuntungan tertentu yang dihitung secara proporsional dan dibayarkan secara periodik Berdasarkan pengertian dan karakteristik obligasi syariah yang telah diapaparkan maka dapat diketahui bahwa obligasi syariah berbeda dengan konsep obligasi konvensional yang sudah dikenal di kalangan praktisi dan masyarakat pada umumnya Menurut Magginson 1997 obligasi adalah instrumen hutang jangka panjang yang digunakan oleh perusahaan atas pemerintah untuk meningkatkan uang modal khusus dari sekelompok pemberi pinjaman yang berbeda Kebanyakan obligasi membayar bunga secara semesteran tiap enam bulan pada tingkat bunga kupon yang telah ditentukan memiliki jatuh tempo awal 10 sampai 30 tahun Dan par value nilai nominal yang harus dibayar kembali pada saat jatuh tempo Menurut definisi dari Bursa Efek Indonesia obligasi merupakan surat utang jangka menengah-panjang yang dapat dipindahtangankan yang berisi janji dari pihak yang menerbitkan untuk membayar imbalan berupa bunga pada periode tertentu dan melunasi pokok hutang pada waktu yang telah ditentukan kepada pihak pembeli obligasi tersebut Obligasi ini merupakan fixed income security yang memberikan bunga kepada pemegangnya sebagai pendapatan bondholder Hal ini sangat berbeda dengan karakteristik obligasi syariah yang tidak mendasar pada bunga tetapi pada bagi hasil/margin/fee Selain itu ada beberapa hal lain yang membedakan antara obligasi syariah dengan obligasi konvensional diantaranya tentang syarat adanya underlying asset dalam penerbitan Perbedaan antara obligasi syariah obligasi konvensional dan saham menurut Adam amp Thomas 2004 adalah sebagai berikut: Perbedaan antara Obligasi Syariah dan Obligasi Konvensional Instrumen Obligasi Syariah sukuk Obligasi Sifat Bukan merupakan hutang bagi penerbitnya tetapi merupakan lembar saham kepemilikan atas asset/ proyek/jasa spesifik yang tidak dibagikan Hutang bagi penerbitnya Nilai buku asset Minimum 51 asset berwujud tangible asset pada kontrak mereka disyaratkan untuk menyokong penerbitan sukuk al-ijarah Secara umum tidak mensyaratkan Tuntutan claim Pemilik menuntut atas asset/proyek/jasa yang dijaminkan dan lain-lain Kreditor menuntut atas peminjaman hutang dan pada beberapa kasus menerapkan hokum gadai atas asset Keamanan Keamanan dijamin oleh hak kepemilikan atas asset atau proyek yang dijaminkan Dalam penjaminan asset atau proyek selain bentuk-bentuk peningkatan jaminan yang telah ditentukan Secara umum obligasi tidak aman kecuali pada kasus seperti firs mortgage bond obligasi yang dijamin dengan properti equipment trust certificates obligasi yang dijamin dengan asset tertentu dan lain-lain Prinsip dan pengembalian return Tidak dijamin oleh penerbit Dijamin oleh penerbit Tujuan Harus diterbitkan hanya untuk tujuan halal secara Islami Dapat diterbitkan untuk beberapa tujuan Perdagangan Sekuritas Penjualan atas minat kepemilikan pada asset/proyek/jasa yang spesifik dan lain-lain Penjualan atas intrumen hutang Tanggung jawab pemegang/pemilik Tanggung jawab untuk kewajiban yang telah ditentukan berkaitan dengan asset/proyek/transaksi yang dijaminkan terbatas pada partisipasi dalam penerbitan Bondhoder / pemegang obligasi tidak bertanggungjawab atas kondisi keuangan penerbit Obligasi yang dikeluarkan oleh emiten juga beragam jenisnya tergantung keinginan dari emiten itu sendiri Jenis-jenis obligasi seperti halnya saham dapat dilihat dari berbagai segi sebagai berikut: 1 Ditinjau dari segi peralihan a Obligasi atas unjuk bearer bonds Obligasi atas unjuk adalah obligasi yang tidak tercantum nama pemiliknya dan dapat ditransfer dari satu pemilik ke pemilik lain cukup melalui penyerahan saja b Obligasi atas nama registered bonds Obligasi atas nama yang harus diperjualbelikan melalui bursa efek 2 Ditinjau dari segi cara penetapan dan pembayaran bunga dan pokok a Obligasi dengan bunga tetap Bunga pada obligasi ini ditetapkan pada awal penjualan obligasi dan tidak berubah sampai dengan jatuh tempo b Obligasi dengan bunga tidak tetap mengambang Bunga pada obligasi ini ditetapkan pada waktu pertama kali untuk kupon pertama sedangkan pada waktu jatuh tempo kupon pertama akan ditentukan tingkat bunga untuk kupon berikutnya demikian seterusnya Biasanya obligasi dengan bunga mengambang ini ditentukan relatif terhadap suatu patokan suku bunga misalnya 1 di atas JIBOR Jakarta Inter Bank Offering Rate 15 di atas LIBOR London Inter Bank Offering Rate c Obligasi tanpa bunga Obligasi tanpa bunga atau biasa dikenal dengan nama Zero coupon bonds adalah suatu obligasi yang tidak memberikan pembayaran bunga secara berkala atau tanpa kupon sebagaimana obligasi pada umumnya Obligasi ini diperdagangkan dengan menggunakan harga diskonto dari nilai pari Pemegang obligasi berhak untuk menerima pembayaran secara penuh pada saat yang telah ditentukan pada masa jatuh tempo obligasi Investor menerima keuntungan bunga berupa selisih antara harga diskonto dan nilai pari obligasi saat jatuh tempo 3 Ditinjau dari segi penerbit a Obligasi oleh pemerintah Obligasi pemerintah atau biasa juga disebut government bond adalah suatu obligasi yang diterbitkan oleh pemerintahan suatu negara dalam denominasi mata uang negara tersebut Obligasi pemerintah dalam denominasi valuta asing biasa disebut dengan obligasi internasional sovereign bond b Obligasi oleh swasta Obligasi swasta atau obligasi perusahaan yang dalam istilah asing dikenal sebagai corporate bond adalah suatu istilah yang digunakan bagi instrumen utang jangka panjang yang pada umumnya berjangka waktu sekurangnya 1 tahun sejak tanggal penerbitannya Istilah surat berharga komersial atau commercial paper kadangkala digunakan bagi instrumen utang dengan jangka waktu jatuh tempo yang lebih pendek Kadangkala istilah obligasi swasta digunakan bagi seluruh obligasi yang diterbitkan oleh lembaga non pemerintah dalam denominasi mata uang setempat Namun secara tegas istilah ini hanya digunakan bagi obligasi yang diterbitkan oleh perusahaan Obligasi yang diterbitkan oleh penguasa setempat dan organisasi supranasional tidak termasuk dalam kategori ini Obligasi swasta ini seringkali terdaftar pada bursa efek dan Jaringan komunikasi elektronik Electronic communication network – ECN seperti Market Axess dan kupon obligasi biasanya tidak dikenai pajak Kadangkala pula obligasi ini diterbitkan dengan tanpa kupon bunga namun dengan nilai pencairan obligasi yang tinggi sekali dibandingkan dengan nilai jualnya Walaupun obligasi ini terdaftar di pasar modal namun perdagangan terbesar dari obligasi ini yang paling berkembang dibeberapa pasar perdagangan adalah terpusat pada suatu pasar tertentu atau pialang tertentu dan sering pula dilakukan perdagangan di luar bursa over the counter Beberapa obligasi swasta diterbitkan dengan memiliki unsur opsi beli yang memberikan hak kepada penerbit obligasi untuk melunasi / menebus obligasinya sebelum tanggal jatuh tempo yang tercantum Dan pada obligasi konversi dapat pula dikonversikan dengan saham perusahaan tersebut 4 Ditinjau dari segi jatuh tempo a Obligasi jangka pendek b Obligasi jangka menengah c Obligasi jangka panjang Di Amerika obligasi dibedakan menjadi beberapa jenis yaitu Treasury bond obligasi pemerintah pusat Municipal bond obligasi pemerintah negara bagian dan Corporate bond obligasi perusahaan swasta Namun di Indonesia hanya dikenal dua jenis obligasi yaitu obligasi negara dan obligasi korporasi 1 Treasury Bond Pemerintah dalam hal ini Treasury department di Indonesia disebut dengan kantor kas dan pendapatan negara atau Departemen Keuangan dapat meminjam dana jangka panjang dari masyarakat dengan menerbitkan treasury note yang memiliki waktu jatuh tempo satu sampai 10 tahun atau treasury bond yang memiliki waktu jatuh tempo 10 sampai 30 tahun Ingat kembali bahwa surat utang pemerintah jangka pendek yang memiliki waktu jatuh tempo kurang dari satu tahun disebut treasury bills Surat utang jangka panjang pemerintah pusat bebas dari risiko default free of default risk karena pemerintah pasti mengembalikan utangnya Hal itu dimungkinkan karena pemerintah pusat memiliki hak untuk mencetak uang untuk membiayai utangnya bila diperlukan Akan tetapi hal itu tidak berarti bahwa sekuritas tersebut tidak berisiko risk-free Investor masih menghadapi risiko naiknya suku bunga yang akan membuat nilai atau harga sekuritas tersebut menurun ingat bahwa harga obligasi berbanding terbalik dengan suku bunga Karena treasury bond tidak memiliki risiko default sekuritas tersebut memberikan suku bunga yang sangat rendah Meskipun demikian suku bunga rata-ratanya masih diatas rata-rata suku bunga pasar uang yang merupakan instrumen jangka pendek Pada tahun 1985 departemen keuangan mulai menerbitkan sekuritas dengan system book entry transaksi dilakukan melalui media elektronik tanpa dokumen dimana pembayaran suku bunga secara periodik dibedakan dari pembayaran kembali pinjaman pokok yang disebut Separate Trading of Registered Interest and Principal Securities STRIPS Dengan memiliki sekuritas tersebut investor biasanya lembaga penyimpanan dapat menjualnya kembali secara terpisah pinjaman pokoknya saja atau suku bunganya saja Sebelumnya pada tahun 1982 sektor swasta sudah menciptakan sekuritas yang mirip disebut Treasury Investment Growth Funds yaitu dengan membeli sekuritas treasury dengan pembayaran kupon secara periodik disebut coupon bond kemudian memecahnya menjadi sekuritas baru yaitu obligasi tanpa pembayaran kupon disebut zero-coupon bond Swasta dan pemerintah menciptakan sekuritas tersebut memecah sekuritas untuk meningkatkan keuntungan dengan menjawab kebutuhan investor yang ingin menghindari risiko reinvestasi reinvestmenr risk Bagi investor meskipun obligasi memberikan bunga tetap investasi tersebut mengandung risiko ketidakpastian pengembalian Risiko itu muncul karena pembayaran kupon bunga obligasi selama periode investasi misalnya sepuluh tahun harus diinvestasikan kembali Reinvestasi mengandung risiko karena suku bunga yang berlaku pada saat reinvestasi tidak dapat dipastikan berfluktuasi sehingga tingkat pengembalian obligasi secara keseluruhan juga berfluktuasi Sebaliknya tingkat pengembalian dari ­zero coupon bond tanpa pembayaran kupon bunga dapat diketahui pada awal pembelian obligasi sehingga tidak terdapat risiko reinvestasi reinvestment risk Dengan demikian investor bersedia menerima suku bunga yang lebih rendah dibandingkan jenis obligasi dengan pembayaran kupon Dengan melakukan pemecahan treasury coupon bond menjadi treasury strip tanpa pembayaran kupon zero coupon bond maka investor dapat menghindari reinvestment risk dan penerbit obligasi dapat meningkatkan keuntungannya Sebagai contoh sebuah bank membeli treasury dengan nilai 1juta dengan kupon sebesar 10 selama periode 10 tahun dan dijual pada harga par pada waktu jatuh tempo Pembayaran kupon cash payment dari obligasi tersebut tertera dalam tabel nanti Bank tersebut kemudian membuat sekuritas baru dengan memecah strip obligasi tersebut menjadi sepuluh zero coupon bond masing-masing seharga 100000 dengan suku bunga lebih rendah misalnya 975 Untuk memudahkan perhitungan suku bunga pasar untuk mengukur present value dari pembayaran kupon diasumsikan sama Dengan menghitung present value dari zero coupon bond diperoleh nilai 1015528 yang lebih besar dari harga beli treasury coupon bond sebesar 1juta Apabila biaya menerbitkan sekuritas baru tersebut yaitu jika bank mengumpulkan pembayaran treasury coupun bond kemudian meneruskannya pass them through kepada pemegang zero coupon strip lebih rendah dari 15528 maka bank akan memperoleh keuntungan 2 Municipal Bond Municipal Bond adalah surat utang jangka panjang obligasi yang diterbitkan oleh pemerintah negara bagian di Amerika Serikat untuk membiayai kepentingan publik atau umum seperti membangun gedung sekolah jalan umum dan prasarana umum lainnya Obligasi jenis itu bebas dari pajak Ada dua jenis municipal bond yaitu general obligation bond dan revenue bond General obligation bond tidak memiliki sumber pembayaran yang jelas hanya dijamin dengan full faith and credit dari penerbitnya yaitu janji akan membayar utangnya dari semua sumber daya yang ada Biasanya dibayar dari penghasilan pajak sehingga untuk menerbitkan sekuritas itu harus mendapat persetujuan dari pembayar pajak Revenue bond dijamin dari pendapatan suatu proyek revenue generating project Sebagai contoh obligasi yang diterbitkan untuk membiayai pembangunan jalan tol akan dibayar dari pendapatan pengoperasian jalan tol tersebut Jika pendapatannya tidak cukup maka investor akan mengalami kerugian Hal ini menunjukkan municipal bond tidak default free Tahun Pembayaran Kupon Suku Bunga Zero Coupon Bond Nilai Sekarang PV Zero Coupon Bond 1 100000 975 91116 2 100000 975 83022 3 100000 975 75646 4 100000 975 68926 5 100000 975 62802 6 100000 975 57223 7 100000 975 52140 8 100000 975 47508 9 100000 975 43287 10 100000 975 39442 11 1000000 975 394416 Total 1015528 3 Corporate Bond Corporate bond atau Obligasi korporasi adalah surat utang yang diterbitkan oleh perusahaan besar untuk mencari dana jangka panjang Pada umumnya sekuritas itu memiliki face value 1000 dan memberikan pembayaran bunga dua kali dalam setahun semiannually Selain itu corporate bond pada umumnya bersifat callable yaitu penerbit dapat menarik kembali to redeem obligasinya setiap saat Derajat risiko corporate bond bervariasi bergantung pada kondisi kesehatan perusahaan penerbitnya Suku bunga corporate bond dan obligasi lainnya bervariasi selain dipengaruhi risiko default juga tingkat likuiditas pembebanan pajak penghasilan dan jangka waktu pinjaman a Risiko default Obligasi yang memiliki risiko default seperti obligasi korporasi akan memiliki risk premium premi risiko yaitu selisih antara suku bunga obligasi yang memiliki risiko default dengan obligasi yang bebas risiko default free seperti treasury bond Semakin tinggi derajat risiko obligasi semakin tinggi risk premium sehingga suku bunga yang diberikan obligasi tersebut akan lebih tinggi dibandingkan obligasi yang bebas risiko Untuk mengetahui derajat risiko obligasi tertentu dapat diperoleh dengan mempelajari bond rating peringkat obligasi seperti yang disediakan oleh lembaga pemeringkat terkenal Moody’s Investors Service dan Standard and Poor’s Corporation Obligasi yang memiliki risiko default rendah dengan peringkat Baa BBB atau lebih tinggi disebut Speculative-grade atau dikenal dengan sebutan junk bond dan memberikan suku bunga yang tinggi b Likuiditas Suku bunga obligasi juga dipengaruhi tingkat likuiditas yaitu kemudahan atau kecepatan sekuritas untuk dikonversi menjadi dana tunai dengan biaya rendah Sekuritas dengan tingkat likuiditas yang tinggi akan lebih disukai dibandingkan sekuritas dengan tingkat likuiditas yang rendah faktor lain dianggap tetap Treasure bond memiliki tingkat likuiditas yang paling tinggi karena sekuritas tersebut memiliki pasar yang luas deep mudah dijual secara cepat dengan biaya rendah Obligasi korporasi memiliki tingkat likuiditas yang relative rendah karena hanya sedikit sekuritas dari suatu perusahaan tertentu yang ditransaksikan di pasar sehingga dalam keadaan darurat emergency akan sangat mahal menjual sekuritas tersebut karena sulit untuk mendapatkan pembeli dengan cepat c Pembebanan pajak penghasilan Municipal Bond yang tidak default free dalam kurun waktu yang lama lebih dari 40 tahun ternyata memberikan suku bunga yang lebih rendah dibandingkan dengan treasury bond yang default free Keanehan tersebut terjawab karena municipal bond tidak dikenakan pajak penghasilan Dengan tingkat pajak penghasilan sebesar 40 municipal bond dengan nilai 1000 dan memberikan kupon sebesar 80 yanglebih menguntungkan dibandingkan dengan treasury bond dengan nilai yang sama dan pembayaran kupon sebesar 100 Karena municipal bond tidak dikenakan pajak pembayaran kupon sebesar 80 setara dengan suku bunga sebesar 8 Sebaliknya meskipun suku bunga treasury bond lebih besar yaitu 10 pajak penghasilan sebesar 40 mengurangi kupon yang diterima yaitu hanya sebesar 60 atau setara dengan suku bunga 6 Dengan demikian pembebanan pajak penghasilan menurunkan suku bunga riil dari treasury bond dan hal itu sejalan dengan risiko default yang dikandungnya Obligasi korporasi memiliki beberapa karakteristik antara lain: · Registered bond Pada awalnya obligasi merupakan bearer bond yang memberikan pembayaran bunga kepada mereka yang memegang kupon bond Kini bearer bond telah diganti dengan registered bond yang dijual tanpa kupon Meskipun demikian suku bunga obligasi tetap disebut dengan coupon interest payment Untuk memperoleh pembayaran bunga pemegang obligasi mendaftarkan dirinya ke penerbit · Restrictive covenants Karena manajer perusahaan lebih memperhatikan kepentingan para pemegang saham daripada pemegang obligasi manajer direkrut diberhentikan dan besaran kompensasinya ditentukan oleh dewan direksi yang mewakili pemegang saham maka pemegang obligasi menginginkan adanya Restrictive covenants yaitu perjanjian yang membatasi perilaku penerbit seperti: membatasi jumlah dividen yang dapat dibayar oleh perusahaan membatasi kemampuan perusahaan untuk menerbitkan tambahan uang dan menghalangi manajer untuk melakukan merger Semakin banyak batasan yang dikenakan terhadap manajemen dalam Restrictive covenants semakin aman obligasi tersebut sehingga suku bunga yang diberikan juga rendah · Call provision Karakteristik ini memberi hak kepada perusahaan penerbit untuk menarik kembali obligasinya disebut callable bond Alasan perusahaan untuk menarik kembali obligasinya antara lain: 1 Dapat membeli kembali obligasinya dengan harga lebih murah apabila suku bunga turun ingat bila suku pasar turun kewajiban penerbit dengan bunga tetap jangka panjang menjadi sangat mahal 2 Menghindari sinking fund yaitu kewajiban membayar bagian dari utang pokok setiap tahun 3 Menghindari batasan terhadap manajemen untuk menerbitkan saham apabila kondisi menguntungkan 4 Untuk merubah struktur capital misalnya: ketika perusahaan memiliki kelebihan dana Callable bonds tidak disukai oleh pemegang obligasi karena perusahaan penerbit memiliki hak untuk menarik kembali obligasinya Namun callable bonds memberikan pengembalian yang lebih tinggi apabila dibandingkan dengan noncallable bonds · Convertible bonds Beberapa obligasi dapat diubah menjadi saham sehingga memungkinkan pemegang obligasi menikmati keuntungan perusahaan apabila harga saham meningkat Selain itu pemegang obligasi memiliki opsi untuk tidak melakukan konversi bila kondisi perusahaan memburuk Karakteristik tersebut dapat menghindari pandangan negative pasar terhadap perusahaan penerbitnya Harga obligasi dengan konversi lebih mahal yang berarti juga memberikan suku bunga lebih rendah dibandingkan dengan obligasi tanpa konversi ingat harga obligasi berbanding terbalik dengan suku bunga Ada beberapa jenis obligasi korporasi yang dibedakan berdasarkan jenis jaminannya dan urutan pembayaran apabila perusahaan mengalami default yaitu: · Secured bond Adalah surat utang yang memiliki jaminan collateral Sebuah gedung dapat dijadikan jaminan untuk membiayai konstruksinya dan apabila perusahaan gagal maka pemegang obligasi dapat melikuidasi gedung tersebut Secured bond memiliki risiko rendah sehingga memberikan suku bunga yang rendah pula · Unsecured bonds Obligasi jenis ini hanya dijamin dengan kepercayaan dari penerbitnya disebut juga dengan debentures Surat utang tersebut memiliki prioritas klaim terhadap asset yang lebih rendah risiko lebih tinggi sehingga memberikan suku bunga yang lebih tinggi dibandingkan secured bonds Subordinated debentures memiliki prioritas klaim terhadap asset yang lebih rendah dibandingkan dengan debentures sehingga menghadapi risiko default yang lebih tinggi dan memberikan suku bunga yang lebih tinggi pula · Variable-rate bonds Dapat berupa obligasi yang dijamin atau tidak dijamin Suku bunga obligasi jenis itu berubah dengan berubahnya suku bunga pasar seperti suku bunga treasury bond Inovasi munculnya surat utang tersebut dipicu oleh suku bunga yang sangat berfluktuasi pada tahun 1980 dan 1990-an · Junk bonds Perusahaan pemberi peringkat seperti Moody’s Investors Service dan Standard and Poor’s Corporation memberi peringkat sekuritas menurut risiko default yang dikandungnya Obligasi dengan peringkat AAA dikatakan sebagai obligasi yang memiliki peringkat tertinggi yang memiliki tingkat risiko default terendah Obligasi di atas peringkat Baa menurut Moody’s dan BBB menurut Standard and Poor’s Corporation dikategorikan sebagai Investment grade Sedangkan obligasi dengan peringkat dibawahnya dikategorikan sebagai speculative grade atau disebut juga junk bonds Karena berisiko junk bonds memberikan suku bunga yang tinggi D Karakteristik Obligasi 1 Nilai nominal atau nilai utang pokok yaitu nilai yang harus dibayar bunganya oleh penerbit dan harus dilunasi pada saat akhir masa jatuh tempo 2 Harga penerbitan yaitu suatu harga yang ditawarkan kepada investor pada saat penjualan perdana obligasi Nilai bersih yang diterima oleh penerbit adalah setelah dikurangi dengan biaya-biaya penerbit 3 Tanggal jatuh tempo yaitu suatu tanggal yang ditetapkan dimana pada saat tersebut penerbit wajib untuk melunasi nilai nominal obligasi Sepanjang pembayaran kembali / pelunasan tersebut telah dilakukan maka penerbit tidak lagi memiliki kewajiban kepada pemegang obligasi setelah lewat tanggal jatuh tempo obligasi tersebut Beberapa obligasi diterbitkan dengan masa jatuh tempo hinga lebih dari seratus tahun Pada awal tahun 2005 pasar atas obligasi euro dengan masa jatuh tempo selama 50 tahun mulai berkembang Pada pasaran Amerika dikenal 3 kelompok masa jatuh tempo obligasi yaitu: a Jangka pendek surat utang atau bill: yang masa jatuh temponya hingga 1 tahun b Medium Term Note : masa jatuh temponya antara 1 hingga 10 tahun c Jangka panjang obligasi atau bond: jatuh temponya di atas 10 tahun 4 Kupon suku bunga yang dibayarkan oleh penerbit kepada pemegang obligasi Biasanya suku bunga ini memeiliki besaran yang tetap sepanjang masa berlakunya obligasi tetapi juga bisa mengacu kepada suatu indeks pasar uang seperti LIBOR dan lain-lain Istilah kupon ini asal mulanya digunakan karena dimasa lalu secara fisik obligasi diterbitkan bersama dengan kupon bunga yang melekat pada obligasi tersebut Pada tanggal pembayaran kupon pemegang obligasi akan menyerahkan kupon tersebut ke bank guna ditukarkan dengan pembayaran bunga 5 Tanggal kupon tanggal pembayaran bunga dari penerbit kepada pemegang obligasi Di Amerika kebanyakan pembayaran kupon obligasi dilakukan secara tengah tahunan yang artinya pembayaran kupon dilakukan setiap 6 bulan sekali Di Eropa kebanyakan obligasi adalah secara tahunan atau 1 kupon pertahun 6 Dokumen resmi suatu dokumen yang menjelaskan secara terinci hak-hak dari pemegang saham Di Amerika ketentuan ini diatur oleh departemen keuangan pemerintah dan undang-undang komersial dimana dokumen ini di hadapan pengadilan diperlakukan sebagai suatu kontrak Ketentuan dalam dokumen resmi tersebut sulit sekali diubah dimana perubahan hanya dapat dilakukan atas persetujuan mayoritas pemegang obligasi 7 Hak opsi: suatu obligasi dapat memuat ketentuan mengenai hak opsi kepada pembeli obligasi ataupun penerbit obligasi 8 Hak pelunasan beberapa obligasi memberikan hak kepada penerbit untuk melunasi obligasi tersebut sebelum masa jatuh tempo obligasi Obligasi jenis ini dikenal sebagai obligasi opsi beli Kebanyakan obligasi jenis ini memberikan hak kepada penerbit untuk melakukan pelunasan obligasi pada nilai pari Pada beberapa obligasi mengharuskan penerbit untuk membayar premi yang disebut premi opsi Ini utamanya digunakan bagi obligasi berbunga tinggi Pada obligasi jenis ini terdapat banyak sekali persyaratan yang ketat yang membatasi kegiatan operasional penerbit maka guna membebaskan penerbit dari pembatasan-pembatasan dilakukanlah pelunasan dini atas obligasi tersebut namun dengan biaya yang lebih tinggi 9 Hak jual beberapa obligasi memberikan hak kepada pemegang obligasi untuk memaksa penerbit melakukan pelunasan awal atas obligasinya sebelum masa jatuh tempo lihat opsi jual 10 Tanggal pelaksanaan opsi adalah tanggal dimaka opsi beli atau opsi jual dapat dilaksanakan sebelum masa jatuh tempo obligasi dimana pada umumnya terdapat 4 cara pelaksanaan opsi yang demikian ini yaitu: a Gaya Bermuda memiliki beberapa tanggal pelaksanaan yang biasanya disesuaiakan dengan tanggal kupon b Gaya Eropa hanya memiliki satu tanggal pelaksanaan ini merupakan kasus khusus gaya Bermuda c Gaya Amerika opsi dapat dilaksanakan setiap saat hingga masa jatuh tempo d Penjualan karena kematian adalah opsi yang diberikan kepada ahli waris pemegang opsi untuk menjual kembali obligasinya kepada penerbit dalam hal terjadinya kematian pada pemegang obligasi atau menderita cacat tetap E Risiko Obligasi Bagi penerbit dan pembeli obligasi risiko yang sering dihadapi adalah risiko karena perubahan suku bunga Apabila suku bunga naik harga obligasi akan turun pembeli obligasi rugi dan apabila suku bunga turun harga obligasi akan naik penerbit obligasi yang rugi Karena itu kemudian muncul obligasi yang ditawarkan dengan suku bunga mengambang floating rate Misalnya ditentukan bahwa suku bunga obligasi sama dengan suku bunga rata-rata deposito jangka waktu enam bulan pada bank-bank pemerintah ditambah dengan 100 Suad Husnan dan Enny Pudjiastuti 2004:370 Menurut Fabozzi dalam Maria Immacuatta 2006 ada beberapa risiko yang dihadapi oleh investor dalam investasi obligasi yaitu sebagai berikut: 1 Interest-Rate Risk Harga dari sebuah obligasi akan berubah pada arah yang berlawanan dari perubahan tingkat bunga: Jika tingkat suku bunga naik maka harga obligasi akan turun Begitu pula sebaliknya jika suku bunga turun maka harga obligasi akan naik Jika seorang investor harus menjual obligasi sebelum jatuh tempo peningkatan tingkat suku bunga bermakna bahwa investor akan mengalami capital loss misal investor menjual obligasi dibawah harga beli Risiko jenis ini dikenal dengan interest-rate risk atau market risk Risiko ini merupakan risiko yang pada umumnya dialami oleh investor pada pasar obligasi 2 Reinvestment Risk Variabilitas pada tingkat reinvestment akibat adanya perubahan pada tingkat bunga pasar dinamakan reinvestment risk 3 Call Risk Sebagian perusahaan menetapkan untuk menarik atau membeli obligasi yang diterbitkannya pada harga dan waktu tertentu Hal ini menyebabkan investor akan mengalami call risk dimana pada tanggal tertentu perusahaan penerbit obligasi akan menarik kembali obligasinya 4 Default Risk Default Risk juga berkaitan dengan risiko gagal bayar artinya risiko penerbit obligasi yang mengalami kebangkrutan Akibat adanya risiko ini obligasi yang memiliki Default Risk dalam perdagangan di pasar obligasi mempunyai harga yang rendah dibandingkan dengan US Treasury securities Dilain pihak obligasi ini dalam perdagangan di pasar obligasi memiliki yield yang lebih besar dari treasury bond 5 Inflation Risk Peningkatan Inflation risk atau purchasing power risk disebabkan oleh bervariasinya nilai aliran kas yang diterima oleh investor akibat dampak adanya security due inflasi Contohnya jika investor membeli obligasi pada coupon rate sebesar 7 tetapi tingkat inflasi adalah 8 maka purchasing power aliran kas secara nyata akan dikurangi 6 Exchange-Rate Risk Obligasi yang diperdagangkan denominasi valuta asing memiliki nilai yang tidak dapat diketahui dengan pasti Nilai obligasi dalam mata uang lokal baru dapat diketahui ketika pembayaran kupon atau nilai pokok pinjaman terjadi 7 Liquidity Risk Liquidity atau marketable risk bergantung pada kemudahan suatu obligasi untuk dijual kembali sebesar nilai obligasinya 8 Volatility Risk Harga suatu jenis obligasi tertentu bergantung pada tingkat suku bunga dan faktor-faktor lainnya yang mempengaruhi nilai obligasi tersebut Perubahan pada faktor-faktor tersebut berpengaruh pada harga obligasi Risiko jenis ini dikenal dengan volatility risk F Pihak-Pihak Yang Terlibat Dalam Penerbitan Obligasi Syariah Dalam penerbitan obligasi syariah akan melibatkan beberapa pihak yang saling terkait satu dengan yang lainnya Pihak-pihak tersebut menurut Sunarsih 2008 adalah: 1 Obligor Obligor adalah pihak yang bertanggungjawab atas pembayaran imbalan dan nilai nominal sukuk yang diterbitkan sampai dengan sukuk/obligasi syariah jatuh tempo Dalam hal sovereign sukuk obligor nya adalah pemerintah 2 Investor Investor adalah pemegang sukuk yang memiliki hak atas imbalan marjin dan nilai nominal sukuk sesuai partisipasi masing-masing Investor yang dimaksud disini bisa islamik investor ataupun investor konvensional 3 Special Purpose Vehicle SPV Special Purpose Vehicle SPV adalah badan hukum yang didirikan khusus untuk penerbitan sukuk Special Purpose Vehicle SPV berfungsi : i sebagai penerbit sukuk ii menjadi counterpart pemerintah atau corporate dalam transaksi pengalihan asset iii bertindak sebagai wali amanat trustee untuk mewakili kepentingan investor 4 Trustee bisa Principal Trustee atau Co Trustee Trustee mewakili kepentingan pembeli obligasi trustee melakukan semacam penilaian terhadap perusahaan yang akan menerbitkan obligasi untuk meminimalkan resiko yang akan ditanggung obligor 5 Appraiser Appraiser adalah perusahaan yang melakukan penilaian terhadap aktiva tetap perusahaan yang akan melakukan emisi untuk memperoleh nilai yang dipandang wajar 6 Custody Custody menyelenggarakan kegiatan penitipan bertanggungjawab untuk menyimpan efek milik pemegang rekening dan memenuhi kewajiban lain sesuai kontrak antara kustodian dan pemegang rekening Kustodian bisa berupa Lembaga Penyimpanan dan Penyelesaian Perusahaan Efek dan Bank Umum yang telah memperoleh persetujuan Bapepam 7 Shariah Advisor Penerbitan sukuk obligasi syariah harus terlebih dahulu mendapatkan pernyataan kesesuaian prinsip syariah syariah compliance endorsement untuk meyakinkan investor bahwa sukuk obligasi syariah telah distruktur sesuai syariah Pernyataan syariah compliance tersebut bisa diperoleh dari individu yang diakui secara luas pengetahuannya di bidang syariah atau institusi yang khusus membidangi masalah syariah Untuk penerbitan sukuk obligasi syariah di dalam negeri syariah compliance endorsement dapat dimintakan kepada Dewan Syariah Nasional-MUI Untuk penerbitan sukuk obligasi syariah internasional diperlukan endorsement dari ahli/lembaga syariah yang diakui komunitas syariah internasional misalnya IIFM 8 Arranger atau Manajer Investasi Manajer investasi merupakan pihak yang mengelola dana yang dititpkan investor untuk diinvestasikan di pasar modal 9 Paying Agent Agen biasanya sebuah bank komersial yang diberi wewenang oleh penerbit surat berharga untuk membayar kewajiban pokok dan bunga kepada pemegang surat berharga agen tersebut bertindak sebagai pembayar dan menarik biaya untuk jasa pelayanan G Struktur Obligasi Syariah Menurut Sunarsih 2008 obligasi syariah sebagai sumber pendanaan dan sekaligus investasi memungkinkan berbagai bentuk struktur yang dapat ditawarkan untuk tetap menghindarkan dari riba Berdasarkan pengertian obligasi syariah maka obligasi syariah dapat memberi : 1 Bagi hasil berdasarkan akad Mudharabah Muqaradhah Qiradh atau Musyarakah Karena akad Mudharabah atau Musyarakah adalah kerjasama dengan skema bagi hasil pendapatan atau keuntungan obligasi ini akan memberikan return dengan menggunakan term indicative/expected return karena sifatnya yang floating dan tergantung pada kinerja pendapatan yang dibagihasilkan 2 Margin/Fee berdasarkan akad Murabahah atau Salam atau Istishna’ atau Ijarah Dengan akad Murabahah/Salam/Istishna atau Ijarah sebagai bentuk jual beli dengan skema cost plus basis obligasi jenis ini akan memberikan fixed return Walaupun bentuk akad yang diterapkan dalam obligasi syariah itu banyak namun dilihat dari akad yang digunakan sampai saat ini baru dua jenis obligasi syariah yang sedang berkembang di Indonesia yaitu : obligasi dalam perhitungan penilaian dan pemberian hasil return 1 Obligasi Mudharabah Obligasi Mudharabah adalah skema kerja sama dengan skema bagi hasil pendapatan atau keuntungan obligasi jenis ini akan memberikan return dengan menggunakan term indicative/expected return karena sifatnya yang floating dan tergantung pada kinerja pendapatan yang dibagihasilkan Alasan memilih penerbitan obligasi syariah dengan struktur mudharabah dikarenakan obligasi syariah mudharabah ini telah memiliki pedoman khusus yaitu dengan disahkannya Fatwa No 33/DSN-MUI /IX/2002 Dalam fatwa tersebut dinyatakan bahwa obligasi syariah mudharabah adalah obligasi syariah yang menggunakan akad mudharabah Selain itu pemilihan obligasi mudharabah juga disebabkan karena : a Bentuk pendanaan yang paling sesuai untuk investasi dalam jumlah besar dan jangka yang relatif panjang b Dapat digunakan untuk pendanaan umum general financing c Mudharabah merupakan pencampuran kerja sama antara modal dan jasa kegiatan usaha sehingga menjadikan strukturnya memungkinkan untuk tidak memerlukan jaminan collateral atas asset yang spesifik Hal ini berbeda dengan struktur yang menggunakan dasar akad jual beli yang mensyaratkan jaminan atas asset yang didanai d Kecenderungan regional dan global dari penggunaan struktur mudharabah dan bai bi-tharman ajil menjadi mudharabah dan ijarah Dalam praktik obligasi ijarah dapat dilakukan dengan dua cara : a Investor sebagai penyewa musta‟jir dan emiten sebagai perwakilan agent investor dan pemilik properti sebagai orang yang menyewakan properti mu‟jir Dengan cara ini ada dua jenis kontrak yaitu: kontrak antara investor dengan emiten disebut kontrak wakala agent contract dan kontrak antara emiten dengan pemilik properti disebut kontrak ijarah b Investor menyewakan properti kepada emiten dengan kontrak ijarah dan menerbitkan obligasi syariah ijarah Emiten wajib membayar margin/fee kepada investor dan membayar dana obligasi syariah setelah waktu yang telah ditetapkan pada waktu obligasi jatuh tempo Berikut ini adalah model struktur obligasi syariah ijarah menurut Nafik 2009: Struktur Obligasi Syariah Ijarah diantaranya: 1 Obligator penjual/dealer 2 SPV/KIK 3 Obligator penyewa 4 Investor sukuk holder 5 Proses sukuk untuk membeli aset 6 Hak atas aset 7 Pendapatan sewa / Margin penjualan 8 Proses pembelian / penjualan aset 9 sewa 10 Sewa asset 11 Membeli sukuk 12 Sukuk Ijarah 13 Sertifikat Ijarah H Obligasi Syariah Sebagai Sumber Pendanaan Bagi Perusahaan Setiap perusahaan memerlukan modal untuk melakukan kegiatan operasionalnya Modal ini didapat dari ekuitas atau dari hutang Ekuitas disini adalah modal sendiri yang terdiri atas saham retained earnings dan agio saham Namun dari tiga jenis ekuitas itu yang bisa diperoleh dari masyarakat adalah saham dan agio saham Jika pemilik perusahaan bersedia berbagi kepemilikan dan menginginkan penggalian dana yang tidak terbatas maka perusahaan bisa menjual saham kepada masyarakat melalui pasar modal Sedangkan dana yang berasal dari hutang adalah berupa obligasi Obligasi yang diterbitkan di pasar modal tidak memerlukan jaminan aset karena sudah dijamin oleh penjamin emisi Selanjutnya hutang demikian memiliki jatuh tempo yang panjang karena memang obligasi didesain sebagai hutang jangka panjang Jumlahnya tidaknya terbatas karena dana digali dari masyarakat luas Sepanjang masyarakat masih memiliki dana dan percaya kepada pasar modal maka dana ini akan terus tersedia Widoatmodjo 2009 Upaya perusahaan untuk mendapatkan dan menambah modal ini menjadi bagian yang tidak terpisahkan dari kegiatan berinvestasi terutama di pasar modal Sejak tahun 2002 di Bursa Efek Indonesia diperdagangkan instrumen keuangan baru yaitu obligasi syariah Obligasi syariah ini diterbitkan selain untuk menutupi kebutuhan modal kerja juga bisa digunakan untuk pembangunan infrastruktur baik oleh perusahaan ataupun pemerintah Dengan demikian obligasi syariah bisa dimanfaatkan sebagai alternatif seumber pendanaan bagi perusahaan Obligasi syariah sebagai sumber pendanaan bagi perusahaan lebih kompetitif dibandingkan dengan obligasi konvensional hal ini disebabkan k emungkinan memperoleh dari bagi hasil pendapatan lebih tinggi daripada obligasi konvensional 1 Obligasi syariah aman karena digunakan untuk mendanai proyek-proyek yang prospektif 2 Bila terjadi kerugian di luar kontrol investor tetap memperoleh aktiva 3 Terobosan paradigma bukan lagi surat hutang tetapi surat investasi 4 Lebih lanjut Hanafi 2006 menyatakan bahwa obligasi syariah yang merupakan salah satu instrumen dalam pasar modal memiliki kelebihan dan kekurangan dibandingkan dengan instrumen yang lain yaitu: a Obligasi syariah meningkatkan likuiditas pemula dan investor dan hal ini akan mengurangi risiko tambahan risk premium pada produk pasar modal yang lain dan memberikan kontribusi pada biaya yang lebih rendah untuk wirausahawan b Obligasi syariah meningkatkan aliran dana terhadap total asset di pasar modal c Obligasi syariah meningkatkan diversifikasi instrumen di pasar modal d Beberapa model dapat di derivasi dari obligasi syariah selama dibutuhkan e Emiten terbatas dibanding dengan instrumen keuangan yang lain f Biaya obligasi syariah cukup tinggi dan memiliki skala yang luas I Soal Latihan Obligasi 1 Suatu obligasi mempunyai coupon rate sebesar 12 membayar couponnya per 6 bulan mempunyai 3 tahun sampai jatuh tempo dan sekarang dijual pada harga Rp 953500 Jika nilai nominalnya adalah 1 juta berapa YTM tahunannya Uraikan jawaban anda a 10 b 12 c 14 Dik: INT 12 X Rp 1000000 INT 120 M Rp 1000000 PV Rp 953500 n 3 tahun Dit: YTM YTM INT M-PV/n x 100 MPV/2 YTM 120000 1000000 – 953500/3 x 100 1000000 953500/2 YTM 135500 x 100 976750 YTM 14 gtgt Jadi besar nya nilai YTM yaitu 14 2 Berapa harga obligasi apabila obligasi tersebut mempunyai nilai par 100000 Obligasi akan jatuh tempo 4 tahun yang akan datang Rate of return yang diminta adalah 8 Kupon rate obligasi adalah 10 per tahun Jawab: Dik: par 100000 n 4 tahun r YTM 8 cpn 10 x 100000 10000 Dit: PV PV cpn cpn cpn cpn par 1r¹ 1r² 1r³ 1r ⁴ PV 10rb 10rb 10rb 10rb100rb 1008¹ 1008² 1008³ 1008 ⁴ PV 925926 857339 793832 8085328 PV 10662425 gtgt Jadi harga obligasi tersebut sebesar Rp 10662425 BAB III SIMPULAN Surat berharga obligasi merupakan instrument utang bagi perusahaan yang hendak memperoleh modal Obligasi adalah surat berharga atau pun sertifikat yang berisi kontrak antara pemberi pinjaman dengan penerima pinjaman Obligasi syariah adalah suatu surat berharga jangka panjang berdasarkan prinsip syariah yang dikeluarkan emiten kepada pemegang obligasi syariah yang mewajibkan emiten untuk membayar pendapatan kepada pemegang obligasi syariah berupa bagi hasil/margin/fee serta membayar kembali dana obligasi pada saat jatuh tempo Karakteristik obligasi diantaranya nilai nominal atau nilai utang pokok harga penerbitan tanggal jatuh tempo kupon tanggal kupon dokumen resmi hak opsi hak pelunasan hak jual tanggal pelaksanaan opsi Risiko yang akan dihadapi dalam obligasi adalah interest-rate risk reinvestment risk call risk default risk inflation risk exchange-rate risk liquidity risk volatility risk Pihak-pihak yang terlibat dalam penerbitan obligasi diantaranya Obligor investor special purpose vehicle spv trustee bisa principal trustee atau co trustee appraiser custody shariah advisor arranger atau manajer investasi paying agent Struktur obligasi syariah diantaranya Obligator penjual/dealer SPV/KIK Obligator penyewa Investor sukuk holder Proses sukuk untuk membeli aset Hak atas aset Pendapatan sewa / Margin penjuala n Proses pembelian / penjualan aset sewa Sewa asset Membeli sukuk Sukuk Ijarah Sertifikat Ijarah DAFTAR PUSTAKA Kasmir 2012 Bank dan Lembaga Keuangan Lainnya Jakarta: PT RajaGrafindo Persada Mangani Ktut Silvanita 2009 Bank dan Lembaga Keuangan Lain Jakarta: Erlangga Budisantoso Budi dan Sigit Triandaru 2006 Bank dan Lembaga Keuangan Lain Yogyakarta: Salemba Empat Buku catatan perkuliahan manajemen investasi Wikipediacoid 1
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View Details Part 1 Adolf Hitlers Childhood Part 1 Adolf Hitler’s childhood from his birth and early life View Details Part 2 The Early Years Part 2 The Early Years : Hitler goes to prison whilst Germany descends View Details Part 3 Origins Part 3 Origins of the NSDAP swastika including The Anschluss more on View Details Part 4 Cultural Clash Part 4 Cultural Clash with Germany and the Jews with Crystal Night and View Details Part 5 War Declared Part 5 War Declared and the truth behind WW1 and the Treaty of Versail View Details Part 6 Battle of Britain Part 6 Battle of Britain and England and France declaring War because View Details Part 7 Stalin Part 7 Stalin and the Allies mountain of War Crimes the America Racis View Details Part 8 Pearl Harbor Part 8 Pearl Harbor and the Japanese Conflict War in Europe and the d View Details Part 9 Betrayal of the Cossacks Part 9 Betrayal of the Cossacks after the bloodiest part of WW2 and mo View Details Part 10 Stalingrad Part 10 Stalingrad and the onslaught of German Forces East with Japan View Details Part 11 The Red Terror Part 11 The Red Terror and the Partisans as the Wermacht retreat Westw View Details Part 12 Mussolini Part 12 Mussolini: BREAKING MUSSOLINI OUT the daring Prison Break by t View Details Part 13 Roosevelt and Churchill Part 13 Roosevelt and Churchill This episode shows their hidden web o View Details Part 14 General Leon DeGrelle Part 14 General Leon DeGrelle the most famous of the Waffen SS ̶ View Details Part 15 Battle of the Bulge Part 15 Battle of the Bulge which nearly turned the War on it’s View Details Part 16 Treachery Part 16 The Treachery and the Bombing of Civilians by the Americans an View Details Part 17 Battle of Berlin Part 17 Battle of Berlin and The death of Adolf Hitler The Russians a View Details Part 18 Germany Defeated Part 18 Germany Defeated The horrific deaths of Joseph amp Magda G View Details Part 19 Nuremberg Trials Part 19 Nuremberg Trials and the De-Nazification and ethnic cleansing View Details Part 20 Confessions by Torture Part 20 Confessions by Torture in the London Cage a series of nine cag View Details Part 21 The Leuchter Findings Part 21 The Leuchter Findings: David Cole revisionist The History of View Details Part 22 Ocean of Death Part 22 Ocean of Death: Plunder of German technology Defeat brings R View Details Part 23 The Berlin Wall Part 23 The Berlin Wall: Return of the German POW’s The Rise a View Details Part 24 What If Germany Had Won Part 24 What If Germany Had Won Hitler’s economic miracle ̵ View Details Part 25 We Defeated The Wrong Enemy Part 25 We Defeated The Wrong Enemy: Operation Thunder fighting to sa View Details Part 26 Credits amp Thanks Part 26 Credits amp Thanks: Video list of all sources and links tha View Details Part 27 Babylon Before Hitler – Bonus Part 27 Babylon Before Hitler – Bonus Adolf Hitler was a man of 1
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North Indian temples are referred to as Nagara style of temple architecture They have sanctum sanctorum where the deity is present open on one side from where the devotee obtains darśana There may or may not be many more surrounding corridors halls etc However there will be space for devotees to go around the temple in clockwise fashion circumambulation In North Indian temples the tallest towers are built over the sanctum sanctorum in which the deity is installed The north India Nagara style of temple designs often deploy fractal-theme where smaller parts of the temple are themselves images or geometric re-arrangement of the large temple a concept found in French and Russian architecture such as the matryoshka principle One difference is the scope and cardinality where Hindu temple structures deploy this principle in every dimension with garbhgriya as the primary locus and each pada as well as zones serving as additional centers of loci This makes a Nagara Hindu temple architecture symbolically a perennial expression of movement and time of centrifugal growth fused with the idea of unity in everything TRIBHANGA It is the standing body position or stance used in the traditional Indian sculpture art and Indian classical dance forms like the Odissi Tribhanga literally meaning three parts break consists of three bends in the body at the neck waist and knee hence the body is oppositely curved at waist and neck which gives it a gentle S shape and is considered the most graceful and sensual of the Odissi positions It has been closely associated with the Hindu deity Krishna who is often portrayed in this posture It is characterized by various Bhangas or stance which involves stamping of the foot and striking various postures as seen in Indian sculptures they are four in number namely Bhanga Abanga Atibhanga and Tribhanga being the most common of all Q134 Chinook is :A Warm amp dry wind on the eastern slopes of the rockiesB Violent amp extremely cold wind of the TundrasC Extremely cold wind in central SiberiaD Dry amp dusty wind off the west coast of Africa blowing from the deserts Ans A Chinook means the ‘snow-eater’This is the hot and dry wind blowing along the eastern slope of the Rockies and covers an area from the southern part of Colorado in the south to British Columbia in Canada in the North The Chinook is a föhn wind a rain shadow wind which results from the subsequent adiabatic warming of air which has dropped most of its moisture on windward slopes orographic lift As a consequence of the different adiabatic rates of moist and dry air the air on the leeward slopes becomes warmer than equivalent elevations on the windward slopes As moist winds from the Pacific also called Chinooks are forced to rise over the mountains the moisture in the air is condensed and falls out as precipitation while the air cools at the moist adiabatic rate of 5 °C/1000 m 35 °F/1000 ft Plants can be visibly brought out of dormancy by persistent Chinook winds or have their hardiness reduced even if they appear to be remaining dormant Q133 Consider the following statements :1 Kandariya Mahadeo is the name of a famous temple built during the period of Gupta dominance in Central India2 The Martand temple in Kashmir was built during the reign of Lalitaditya MuktapidaWhich of the statements given above is/are correct A Only 1B Only 2C Both are correctD Both are incorrectAns B Kandariya Mahadeo is the name of a famous temple built during the period of Chandela rulers The Martand temple was built on top of a plateau from where one can view whole of the Kashmir Valley From the ruins and related archaeological findings it can be said it was an excellent specimen of Kashmiri architecture which had blended the Gandharan Gupta Chinese Roman Syrian-Byzantine and Greek forms of architecture The temple has a colonnaded courtyard with its primary shrine in its center and surrounded by 84 smaller shrines stretching to be 220 feet long and 142 feet broad total and incorporating a smaller temple that was previously built The temple turns out to be the largest example of a peristyle in Kashmir and is complex due to its various chambers that are proportional in size and aligned with the overall perimeter of the temple In accordance with Hindu temple architecture the primary entrance to the temple is situated in the western side of the quadrangle and is the same width as the temple itself creating grandeur The entrance is highly reflective of the temple as a whole due to its elaborate decoration and allusion to the deities worshiped inside The primary shrine is located in a centralized structure the temple proper that is thought to have had a pyramidal top – a common feature of the temples in Kashmir Various wall carvings in the antechamber of the temple proper depict other gods such as Vishnu and river goddesses such as Ganga and Yamuna in addition to the sun-god Surya FRAMED FROM THE HINDU-EDITORIAL Q132 Recently Zealandia has been given the status of a continent Which among the following habitable areas fall under zealandia 1 New Zealand2 New Caledonia3 Norfolk Island4 Lord Howe Island GroupSelect the correct answer using the codes given below :A 1 amp 3B Only 1C 123D All are correctAns DIt is located on the southwest Pacific Ocean mostly surrounding in what is the current land mass of New Zealand and its adjoining islandsZealandia has recently been given the status of a continent by several geologists who say that the long lost continent is submerged under water While there is no formal recognition of the same by the New Zealand government which is the major habitable administration on Zealandia there is however wide interest in the media about the continentQ131 Consider the following statements :1 Borobudur is a world renowned Buddhist monument of Cambodia2 Angkor wat is a well known Buddhist temple complex located in IndonesiaSelect the correct answer using the codes given below:A Only 1B Only 2C Both 1 amp 2D Neither 1 amp 2Ans DBorobodur is a 9th-century Mahayana Buddhist Temple in Magelang Central Java Indonesia Angkor Wat is a temple complex in Cambodia and the largest religious monument in the world It was originally constructed as a Hindu temple for the Khmer Empire gradually transforming into a Buddhist temple toward the end of the 12th century It was built by the Khmer King Suryavarman IIQ130 Subsistence amp commercial freshwater fisheries are well developed in south eastern Asia It is because of1 Low precipitation2 Large perennial streams3 Dense populationSelect the correct answer using the codes given below:A Only 2B 2 amp 3C 1 amp 3D 123Ans BQ129 The total number of members in the legislative council of a state shall not exceed :A One-fourth of the total members in the legislative assemblyB Two-third of the total members in the legislative assemblyC Half of the total members in the legislative assemblyD One third of the total members in the legislative assembly Ans DQ128 The three movements of Gandhi were named as Non-Cooperation movement Civil disobedience movement amp Quit India movement because1 Gandhi wanted to attract the Indian masses to his movements by giving it a different name each time2 When a movement failed he did not want to use the same name for his new movement 3 Each movement was more rigorous than the previous one4 Gandhi prepared the masses slowly from non-cooperating in 1921 to telling the British to quit India in 1942Which of the above statements is/are correct A 1234B 2 amp 3C 124D 3 amp 4Ans DFRAMED FROM publicwmoint World Meteorological OrganisationQ127 Recently WMO has signified which among the following effects of Ei-Nino in its report 1 Ei Nino event has been successful in triggering the CO2 level resulting in warming influence2 El Niño event had triggered droughts in tropical amp temperate regions 3 Capacity of “sinks” to absorb co2 has been reduced Select the correct answer using the codes given below :A Only 1 B 2 amp 3C 1 amp 3D 123Ans CEl Niño event had triggered drought in tropical regionWMO is an intergovernmental organization and specialised agency of the UN for meteorology weather and climate operational hydrology and related geophysical sciences It is a member of the United Nations Development Group“sinks” includes like forests vegetationFRAMED FROM Wikipedia Q126 Living Planet Report is the world’s leading science-based analysis on the health of planet With reference to this report consider the following statements :1 Ecological footprint calculation is the only basis for the publication of this report2 It is published every year by the World Wide Fund for Nature Select the correct answer using the codes given below :A Only 1 B Only 2C Both are correctD Both are incorrectAns D The Living Planet Report is published every two years by the World Wide Fund for Nature since 1998 It is based on the Living Planet Index and ecological footprint calculations The Living Planet Report is the world’s leading science-based analysis on the health of our only planet and the impact of human activity Humanity’s demands exceed the Earth’s capacity to sustain us The latest edition of the Living Planet Report was released in October 2016 FRAMED FROM Wikepedia Q125 The survey of India works under which of the following ministries of the government of India A Minister of DefenceB Ministry of Home AffairsC Ministry of Science amp TechnologyD Ministry of Tourism amp CultureAnsCFRAMED FROM Laxmikant-Indian polityQ124 Zero Hour in the Indian Parliament starts atA First hour of the sittingB Last hour of the sittingC 1200 noonD No fixed timingsAns CQuestion Hour: The first hour of every sitting of Parliament is generally reserved for the asking and answering of questionsZero Hour: The time immediately following the Question Hour has come to be known as Zero Hour It starts at around 12 noon hence the name and members can with prior notice to the Speaker raise issues of importance during this time Typically discussions on important Bills the Budget and other issues of national importance take place from 2pm onwardsFRAMED FROM THE HINDU amp WIKEPEDIAQ123 In context with the gravitation waves consider the following statements :1 They generally propagate as waves greater than the speed of light 2 Enigmaic sources are the strongest sources of the gravitational wavesSelect the correct answer using the codes given below :A Only 1 B Only 2C Both are correctD Both are incorrectAns BThey are among enigmatic objects in our universe like black holes supernova neutron stars and Big BangThey travel outward from the source at the speed of lightFRAMED FROM THE HINDU amp WIKEPEDIAQ122 Who among the following publishes Global Youth Development Index A Commonwealth SecretariatB World Economic ForumC Security CouncilD Global InnovationAns AIndia has been ranked 133rd out of 183 countries in the 2016 Global Youth Development Index YDI compiled by the Commonwealth Secretariat The Global Youth Development Index report measures countries’ prospects for young people in employment education health civic and political spheresFRAMED FROM NCERT HISTORY CLASS 12thQ121 With reference to the Vijayanagar empire which among the following is/are correctly matched 1 Samara – Battle or war2Yavana – Greeks and other peoples who entered the subcontinent from the north west3 Kuddirai Chettis – Local communities of merchants Select the correct answer using the codes given below :A 1 amp 3B 2 amp 3C 123D Only 2Ans C The amara-nayaka system was a major political innovation of the Vijayanagara Empire It is likely that many features of this system were derived from the iqta system of the Delhi Sultanate The amara-nayakas were military commanders who were given territories to govern by the raya They collected taxes and other dues from peasants craftspersons and traders in the area They retained part of the revenue for personal use and for maintaining a stipulated contingent of horses and elephants These contingents provided the Vijayanagara kings with an effective fighting force with which they brought the entire southern peninsula under their control Some of the revenue was also used for the maintenance of temples and irrigation works FRAMED FROM NCERT HISTORY CLASS 12thQ120 Which among the following were the observations regarding the physical layout of the Vijayanagar empire 1 Embankments were built along these streams to create reservoirs of varying sizes2 Fortifications encircled only the city but not its agricultural hinterland and forests 3 No mortar or cementing agent was employed anywhere in the constructionSelect the correct answer using the codes given below :A 1 amp 3B 2 amp 3C 123D Only 2Ans A Additional points : The stone blocks were wedge shaped which held them in place and the inner portion of the walls was of earth packed with rubble Square or rectangular bastions projected outwards Abdur Razzaq noted that “ between the first second and the third walls there are cultivated fields gardens and houses FRAMED FROM THE HINDU amp WIKEPEDIA Q119 With reference to the LIDAR Light Detection amp ranging consider the following statements :1 LIDAR uses ultraviolet amp visible light only to detect the objects 2 They can target a wide range of materials except non-metallic objects Select the correct answer using the codes given below :A Only 1 B Only 2C Both are correctD Both are incorrectAns D Lidar uses ultraviolet visible or near infrared light to image objects It can target a wide range of materials including non-metallic objects rocks rain chemical compounds aerosols clouds and even single moleculesA narrow laser-beam can map physical features with very high resolutions for example an aircraft can map terrain at 30-centimetre 12 in resolution or better Lidar has been used extensively for atmospheric research and meteorology Lidar instruments fitted to aircraft and satellites carry out surveying and mapping – a recent example being the US Geological Survey Experimental Advanced Airborne Research LidarNASA has identified lidar as a key technology for enabling autonomous precision safe landing of future robotic and crewed lunar-landing vehicles Wavelengths vary to suit the target: from about 10 micrometers to the UV approximately 250 nm Typically light is reflected via backscattering Different types of scattering are used for different lidar applications: most commonly Rayleigh scattering Mie scattering Raman scattering and fluorescence Based on different kinds of backscattering the lidar can be accordingly called Rayleigh Lidar Mie Lidar Raman Lidar Na/Fe/K Fluorescence Lidar and so on Suitable combinations of wavelengths can allow for remote mapping of atmospheric contents by identifying wavelength-dependent changes in the intensity of the returned signal In general there are two kinds of lidar detection schemes: incoherent or direct energy detection which is principally an amplitude measurement and coherent detection which is best for Doppler or phase sensitive measurements Coherent systems generally use optical heterodyne detection which being more sensitive than direct detection allows them to operate at a much lower power but at the expense of more complex transceiver requirements Lidar is popularly used to make high-resolution maps with applications in geodesy geomatics archaeology geography geology geomorphology seismology forestry atmospheric physics laser guidance airborne laser swath mapping ALSM and laser altimetry Lidar sometimes is called laser scanning and 3D scanning with terrestrial airborne and mobile applications FRAMED FROM THE HINDU amp WIKEPEDIA Q118 With reference to the fast neutron reactor consider the following statements:1 In this nuclear fission amp fusion chain reaction is sustained by fast neutrons2 Neutron moderators are employed in these type of reactors Select the correct answer using the codes given below :A Only 1 B Only 2C Both are correctD Both are incorrectAns D A fast neutron reactor or simply a fast reactor is a category of nuclear reactor in which the fission chain reaction is sustained by fast neutrons Such a reactor needs no neutron moderator but must use fuel that is relatively rich in fissile material when compared to that required for a thermal reactor Natural uranium consists mostly of three isotopes U-238 U-235 and trace quantities of U-234 a decay product of U-238 U-238 accounts for roughly 993 of natural uranium and undergoes fission only by neutrons with energies of 5 MeV or greater the so-called fast neutrons About 07 of natural uranium is U-235 which undergoes fission by neutrons of any energy but particularly by lower energy neutrons When either of these isotopes undergoes fission they release neutrons around 1 to 2 MeV too low to cause fission in U-238 and too high to do so easily in U-235 The common solution to this problem is to slow the neutron from these fast speeds using a neutron moderator any substance which interacts with the neutrons and slows their speed The most common moderator is normal water which slows the neutrons through inelastic scattering until the neutrons reach thermal equilibrium with the water Fast neutron reactors can reduce the total radiotoxicity of nuclear waste and dramatically reduce the waste’s lifetime6 They can also use all or almost all of the fuel in the waste Fast neutrons have an advantage in the transmutation of nuclear waste With fast neutrons the ratio between splitting and the capture of neutrons of plutonium or minor actinide is often larger than when the neutrons are slower at thermal or near-thermal epithermal speeds The transmuted odd-numbered actinides eg from Pu-240 to Pu-241 split more easily Fast reactors technically solve the fuel shortage argument against uranium-fueled reactors without assuming unexplored reserves or extraction from dilute sources such as ordinary granite or the ocean Sodium is often used as a coolant in fast reactors because it does not moderate neutron speeds much and has a high heat capacity However it burns and foams in air It has caused difficulties in reactors Since liquid metals have low moderating power and ratio and no other moderator is present the primary interaction of neutrons with liquid metal coolants is the ngamma reaction which induces radioactivity in the coolant Water the most common coolant in thermal reactors is generally not a feasible coolant for a fast reactor because it acts as a neutron moderator However the Generation IV reactor known as the supercritical water reactor with decreased coolant density may reach a hard enough neutron spectrum to be considered a fast reactor All current fast reactors are liquid metal cooled reactors The early Clementine reactor used mercury coolant and plutonium metal fuel Sodium-potassium alloy NaK coolant is popular in test reactors due to its low melting point In practice sustaining a fission chain reaction with fast neutrons means using relatively highly enriched uranium or plutonium most fast neutron reactors have used either MOX mixed oxide or metal alloy fuel Like thermal reactors fast neutron reactors are controlled by keeping the criticality of the reactor reliant on delayed neutrons with gross control from neutron-absorbing control rods or blades – Doppler broadening in the moderator which affects thermal neutrons does not work nor does a negative void coefficient of the moderator Both techniques are very common in ordinary light water reactors Q117 India is a member of:1 Asia-Pacific Economic Cooperation APEC2 Asian Development Bank ADB3 Organization for Economic Cooperation and Development OECD4World Trade Organization WTOSelect the correct answer using the code given below:A 1 and 3 onlyB 2 and 4C 23 and 4D 123 and 4Ans BQ116 With reference to the Pradhan Mantri Fasal Bima Yojana consider the following statements :1 Farmers will pay uniform premium of 2 per cent for all Kharif crops and 15 percent for all Rabi crops2 provision of capping the premium rate has been removed 3 Encouragement of use of technology such as use of smart phones amp remote sensing satellite Which among the above is/are correct A 1 amp 3B 2 amp 3C 1 amp 2D 123Ans DThe new Crop Insurance Scheme has been formulated in line with One Nation–One Scheme theme It replaces existing two schemes viz National Agricultural Insurance Scheme MNAIS and Modified National Agricultural Insurance Scheme MNAIS by removing their inherent drawbacks shortcomingsThere will be no upper limit subsidy given by Government even if balance premium is 90 percentFRAMED FROM THE HINDU amp WIKEPEDIA Q115 A geographical indication is used for products that have a specific geographical origin GI is governed by which of the following legal authorities :1 WTO2 TRIPS3 Food amp agriculture organizationSelect the correct answer using the codes given below :A Only 3B 2 amp 3C Only 1 amp 2D All are correctAns C A geographical indication GI is a name or sign used on certain products which corresponds to a specific geographical location or origin eg a town region or country The GI tag is an indication which is definite to a geographical territory It is used for agricultural natural and manufactured goods For a product to get GI tag the goods need to be produced or processed or prepared in that region It is also essential that the product has special quality or reputation FRAMED FROM THE HINDU amp WIKEPEDIA Q114 With reference to the National Innovation Fund consider the following statements :1 It is an autonomous body of the Department of Science and Technology2 It provides institutional support for scaling up the grassroots innovations across the country3 NIF is mandated to build a national register of traditional knowledge practices related to agriculture plants animal health and human healthSelect the correct answer using the codes given below :A 2 amp 3B Only 1C 1 amp 3D 123Ans D National Innovation Foundation NIF – India is an autonomous body of the Department of Science and Technology DST Government of India It was set up in February 2000 at Ahmedabad Gujarat to provide institutional support for scouting spawning sustaining and scaling up the grassroots innovations across the country NIF is a national initiative to serve the knowledge-rich economically poor people of the country It is committed to making India innovative by documenting adding value protecting the Intellectual Property Rights IPRs of the contemporary unaided technological innovators as well as of outstanding traditional knowledge holders and disseminating them on a commercial as well as non-commercial basis NIF conducts a biennial national competition for grassroots green technologies developed by farmers mechanics artisans and others through their own genius without any recourse to professional help NIF then gets these innovations validated with the help of experts and ascertains the novelty in these innovations by conducting Prior Art Search PAS If the innovation is deemed novel NIF files a patent on behalf of the innovator in his/her name NIF also funds value-addition initiatives in these innovations to upscale them and make them more useful for a larger segment of people Being organised since 2008 IGNITE is an annual competition for student’s ideas and innovations conducted by NIF in partnership with the Central Board of Secondary Education CBSE Some state education boards also partner in the same All students up to Standard 12 from any school and of the same age group but out of school in India are eligible to participate in the competition The IGNITE awards 3 are announced on October 15 the birthday of Bharat Ratna Dr A P J Abdul Kalam the former President of India which is celebrated as the Children’s Creativity and Innovation Day by NIF In 2015 IGNITE competition was renamed as Dr A P J Abdul Kalam IGNITE competition in the memory of Dr Kalam so that the creative children continue to draw inspiration from his spirit NIF is mandated to build a national register of ideas innovations and traditional knowledge TK practices related to agriculture plants animal health and human health With the help of the Honey Bee Network NIF has been able to scout and document over 225000 examples of technological ideas innovations and traditional practices4 Since its inception NIF has also recognised over 816 grassroots innovators young students and outstanding traditional knowledge holders in its various national awards providing them a platform to showcase their creativity5 Through the collaborations with various research and development RampD and academic institutions agricultural and veterinary universities and others NIF has helped in getting thousands of grassroots technologies validated and value-added It has also set up a Fabrication Laboratory Fab Lab with the help of Massachusetts Institute of Technology MIT Boston for product development apart from strengthening in-house research and development facilities for the initial validation of herbal technologies FRAMED FROM THE HINDU amp WIKEPEDIA Q113 Which among the following is/are the composition of the reconstituted Inter state Council 1 Chief Minister2 All the Union Ministers3 Prime MinisterSelect the correct answer using the codes given below :A Only 3B 1 amp 3C 1 amp 2D 123Ans B Only 6 Union Ministers are there The Inter-State Council is a constitutional body to facilitate coordination between states and the centre It is a recommendatory body to investigate and discuss subjects in which some or all of the states or the Central government have a common interest It is set up on the basis of provisions in Article 263 of the Constitution of India by a Presidential Order 1990 based on the recommendation of Sarkaria Commission Q112 In ancient India “ Gutika” meant :A CollegesB HospitalsC MountainsD ViharasAns BFRAMED FROM THE HINDU amp WIKEPEDIA Q111 Consider the differences between the recently discovered S-waves microseism amp P-waves microseism :1 S-waves microseism are bright as compared to the P-waves2 P wave microseisms can be detected easily during major hurricanesSelect the correct answer using the codes given below :A Only 1 B Only 2C Both are correctD Both are incorrectAns B S-waves microseism are faint as compared to the P-waves It will help experts learn more about the Earth’s inner structure and improve detection of earthquakes and oceanic storms Learning more about S waves microseismic will further aid to understand the deeper crust and upper mantle structure FRAMED FROM ECONOMIC SURVEY amp WIKEPEDIA Q110 Polymetallic nodules contains which among the following constituents :1 Nickel2 Copper3 Calcium4 Oxygen5 HydrogenSelect the correct answer using the codes given below :A Only 1 amp 2 B 1235C 123D All are correctAns D The chemical composition of nodules varies according to the kind of manganese minerals and the size and characteristics of the core Those of greatest economic interest contain manganese 27-30 nickel 125-15 copper 1-14 and cobalt 02-025 Other constituents include iron 6 silicon 5 and aluminium 3 with lesser amounts of calcium sodium magnesium potassium titanium and barium along with hydrogen and oxygen as well as water of crystallization and free water Polymetallic nodules also called manganese nodules are rock concretions on the sea bottom formed of concentric layers of iron and manganese hydroxides around a core The core may be microscopically small and is sometimes completely transformed into manganese minerals by crystallization When visible to the naked eye it can be a small test shell of a microfossil radiolarian or foraminifer a phosphatized shark tooth basalt debris or even fragments of earlier nodules FRAMED FROM WIKEPEDIA Q109 Global Gender Report is released by which of the following A World bankB World Trade Organisation C International Monetary Fund D World Economic ForumAns D The Global Gender Gap Report was first published in 2006 by the World Economic Forum The 2016 report covers 144 major and emerging economies The Global Gender Gap Index is an index designed to measure gender equality The highest possible score is 1 equality or better for women except for lifespan 106 or better for women and the lowest possible score is 0 Data for some countries are unavailable FRAMED FROM LIVE MINT amp WIKEPEDIA Q108 With reference to the Pradhan Mantri Surakshit Matritva Abhiyan consider the following statements :1 This scheme is applicable only to the women during their pregnancy period 2 Tests will take place at the government hospitals onlySelect the correct answer using the codes given below :A Only 1 B Only 2C Both are correctD Both are incorrectAns D The scheme is applicable only to the women in their pregnancy period of 3 to 6 months Pradhan Mantri Surakshit Matritva Abhiyan or Yojana is a new initiative of the Narendra Modi Government launched on June 9 2016 The scheme has been launched with the objective of boosting the health care facilities for the pregnant women especially the poor Under the Pradhan Mantri Surakshit Matritva Abhiyan the pregnant ladies will be given free health check-up and required treatment for free on 9th of every month The scheme will be applicable for pregnant women to avail in all Government hospitals across the country The scheme is applicable only for the pregnant women All kinds of medical checkups under this scheme will be completely free Tests will took place at the medical centers government and private hospitals and private clinics across the country FRAMED FROM THE HINDU Q107 Recently which among the following state has adopted fly ash utilization policy A Maharashtra B PunjabC KarnatakaD Tamil NaduAns AFly ash is a fine glass powder by-product recovered from gases of burning coal in thermal power plants during production of electricity They are micron sized earth elements primarily consisting silica alumina and ironFly ash causes air pollution It can also contaminate water and soil systems The wet disposal of Fly ash results in leaching of toxic heavy metals in ground water systemFRAMED FROM THE HINDU Q106 Under IUCN Fishing cat has been classified under which category A EndangeredB VulnerableC ExtinctD Critically endangeredAns BThe fishing cat is broadly but discontinuously distributed in Asia and is primarily found in the Terai region of the Himalayan foothills in India and Nepal in eastern India Bangladesh and Sri Lanka There are no confirmed records from Peninsular Malaysia Vietnam and LaosIn India the presence of fishing cats has been documented in Ranthambhore Tiger Reserve in Sur Sarovar Bird Sanctuary outside protected areas in West Bengal in and around Krishna Wildlife Sanctuary in Coringa Wildlife Sanctuary and adjoining reserve forests in Andhra PradeshFRAMED FROM ECONOMIC SURVEY 2016-17 Q105 With reference to the Trans-Atlantic Trade and Investment Partnership TTIP consider the following statements :1It is a proposed trade agreement between the India and the United States with the aim of promoting trade and multilateral economic growth2 The reports on the TTIP proposals can be accessed only by authorised persons3 Creation of million of new jobs is one of the pillar of TTIPSelect the correct answer using the codes given below :A Only 3B 2 amp 3C Only 1 amp 2D All are correctAns B The Transatlantic Trade and Investment Partnership TTIP is a proposed trade agreement between the European Union and the United States with the aim of promoting trade and multilateral economic growth The American government considers the TTIP a companion agreement to the Trans-Pacific Partnership TPPThe agreement is under ongoing negotiations and its main three broad areas are: market access specific regulation and broader rules and principles and modes of co-operation TTIP aims to liberalise one-third of global trade and could create millions of new jobs FRAMED FROM ECONOMIC SURVEY 2016-17 Q104 With reference to the Unified payment interface consider the following statements :1 It is a payment system regulated by the National Payments Corporation of India2 It facilitates the fund transfer between two bank accounts on the mobile platform instantlySelect the correct answer using the codes given below :A Only 1 B Only 2C Both are correctD Both are incorrectAns B Unified Payments Interface UPI is a payment system launched by National Payments Corporation of India and regulated by Reserve Bank of India which facilitates the fund transfer between two bank accounts on the mobile platform instantly UPI Unified Payments Interface is an advanced version of Immediate Payment ServiceIMPS platform designed for transferring funds using: Transfer through Virtual Payment Address Unique ID provided by bank or Account Number IFSC or Mobile Number MMID or Aadhaar Number or Collect / Pull money basis Virtual ID An MPIN is given to the banking customer once they register for UPI which is required to be entered while confirming a money transfer FRAMED FROM NCERT CLASS 12th BIOQ103 DNA Index System DIS allows generation of DNA profiles from which of the following samples :1 Saliva2 Blood strains 3 Buccal SwabsSelect the correct answer using the codes given below :A Only 1B 1 amp 3C 123D 1 amp 2Ans C DNA profiling also called DNA fingerprinting DNA testing or DNA typing is a forensic technique used to identify individuals by characteristics of their DNA A DNA profile is a small set of DNA variations that is very likely to be different in all unrelated individuals thereby being as unique to individuals as are fingerprints hence the alternate name for the technique DNA profiling should not be confused with full genome sequencing DNA fingerprinting has also been widely used in the study of animal and floral populations and has revolutionized the fields of zoology botany and agriculture A common method of collecting a reference sample is the use of a buccal swab which is easy non-invasive and cheap When this is not available eg because a court order is needed but not obtainable other methods may need to be used to collect a sample of blood saliva semen or other appropriate fluid or tissue from personal items eg a toothbrush razor or from stored samples eg banked sperm or biopsy tissue Samples obtained from blood relatives related by birth not marriage can provide an indication of an individual’s profile as could human remains that had been previously profiled Using PCR technology DNA analysis is widely applied to determine genetic family relationships such as paternity maternity siblingship and other kinships Familial DNA searching sometimes referred to as “Familial DNA” or “Familial DNA Database Searching” is the practice of creating new investigative leads in cases where DNA evidence found at the scene of a crime forensic profile strongly resembles that of an existing DNA profile offender profile in a state DNA database but there is not an exact match FRAMED FROM THE HINDUQ102 Recently India has signed Dollar credit line agreement with which of the following country A ChinaB NepalC PakistanD IranAns BFRAMED FROM THE HINDU amp WIKEPEDIAQ101 Recently Kigali agreement has amended 1987 montreal protocol With reference to this agreement consider the following statements 1 As per this agreement HFCs is the only gas responsible for global warming apart from other gases2 500 million us dollar is the amount of additional funding from developed countries 3 Kigali agreement will be binding on countries from 2019Select the correct answer using the codes given below :A Only 3B 1 amp 2C Only 1D 2 amp 3Ans A Amended Montreal Protocol which was initially conceived only to plug gases that were destroying the ozone layer now includes HFCs responsible for global warming The exact amount of additional funding from developed countries will be agreed at the next Meeting of the Parties in Montreal in 2017 The Paris agreement which will come into force by 2020 is not legally binding on countries to cut their emissions The Kigali Amendment is considered absolutely vital for reaching the Paris Agreement target of keeping global temperature rise to below 2-degree Celsius compared to pre-industrial times FRAMED FROM THE HINDU amp WIKEPEDIAQ100 HIMANSH often in the news is :A Glaciological research stationB Submarine vesselC Micro satelliteD Nuclear VesselAns A A high altitude glaciological research station in Himalaya called Himansh meaning a slice of ice began functioning above 13500 ft 4000 m in a remote region in Spiti Himachal Pradesh The station houses instruments to quantify glacier melting and its relation to changing climate It will also serve as the base for Terrestrial Laser Scanners TLS and Unmanned Aerial Vehicles UAVs for undertaking surveys FRAMED FROM WIKEPEDIAQ99 How recently developed Zika replicon system will be helpful in developing vaccine for Zika virus 1 It will deteriorate the structure of the virus by deleting some of its genes 2 Replicons are the segments of viral genome that are dependent of the cellular chromosome3 They will be used to locate portions of the viral molecule that block or halt viral replicationSelect the correct answer using the codes given below :A Only 2B 2 amp 3C Only 1 amp 3D All are correctAns CReplicons are basically segments of viral genome that can replicate on their own independent of the cellular chromosomeIt has also become important to deal with Zika virus which is spreading rapidly and behaves differently than other viruses as it can be transmitted sexually and is associated with microcephaly and Guillain-Barre syndrome GBSFRAMED FROM WIKEPEDIAQ98 In context with the news what is Digishala A 24 hour government TV channel for cashless lessonsB TV series to be launched for cashless lessonsC A short film based on cashless lessonsD None of the above Ans AFRAMED FROM WIKEPEDIAQ97 Jaguar DARIN III often in the news is :A Twin seat aircraftB Anti tank missileC Rocket launcherD Submarine vesselAns AFRAMED FROM ECONOMIC SURVEY 2016-17Q96 Which among the following commodities are covered under the Baltic Dry index 1 Coal2 Grain3 Iron OreSelect the correct answer using the codes given below :A Only 3B 2 amp 3C Only 1 amp 2D All are correctAns D The Baltic Dry Index BDI is an economic indicator issued daily by the London-based Baltic Exchange Not restricted to Baltic Sea countries the index provides an assessment of the price of moving the major raw materials by sea Taking in 23 shipping routes measured on a timecharter basis the index covers Handysize Supramax Panamax and Capesize dry bulk carriers carrying a range of commodities including coal iron ore and grain Most directly the index measures the demand for shipping capacity versus the supply of dry bulk carriers The demand for shipping varies with the amount of cargo that is being traded or moved in various markets supply and demand – Another index the HARPEX focuses on containers freight It provides an insight on the transport of a much wider base of commercial goods than commodities alone HARPEX is regarded as a Current-Activity Indicator because it measures and charts the changes in freight rates for ‘container ships’ Container ships typically carry a wide variety of finished goods from a multitude of sellers These are factory output goods headed for retail markets at the other end of the supply chain FRAMED FROM WIKEPEDIAQ95 With reference to the Cocoas bonds sometimes seen in the news consider the following statements :1 These are the hybrid bonds that combine debt and equity elements2 These are considered as the most secured bonds issued by banks Select the correct answer using the codes given below :A Only 1 B Only 2C Both are correctD Both are incorrectAns AThese are known as Additional Tier-1 bondsThey are the riskiest debt issued by banks and do not have any set maturity dateA contingent convertible bond CoCo also known as an enhanced capital note ECN is a fixed-income instrument that is convertible into equity if a pre-specified trigger event occursThe concept of CoCo has been particularly discussed in the context of crisis management in the banking industry It has been also emerging as an alternative way for keeping solvency in the insurance industryA contingent convertible bond is defined with two elements: the trigger and the conversion rate While the trigger is the pre-specified event causing the conversion process the conversion rate is the actual rate at which debt is swapped for equityThe trigger which can be bank specific systemic or dual has to be defined in a way ensuring automatic and inviolable conversionA possibility of a dynamic sequence exists—conversion occurs at different pre-specified thresholds of the trigger eventSince the trigger can be subject to accounting or market manipulation a commonly used measure has been the market’s measure of bank’s solvencyThe design of the trigger and the conversion rate are critical in the instrument’s effectivenessFRAMED FROM WIKEPEDIAQ94 What is Urja Ganga that has been recently in news A It is a mission to clean holy river by 2020B It is a project of Gas pipeline to provide cooking gasC It aims to reduce pollutants from Ganga riverD None of the aboveAns BFRAMED FROM WIKEPEDIAQ93 Recently in the news there was a term “Selfie Stick” What is this A A micro satelliteB A printerC A Graphene transistorD A newly launched i-phoneAns A The micro-satellite Banxing-2 is roughly the size of a desktop printer and the media has nicknamed “Selfie Stick” It weighs 47 kilogrammes Micro satellites weigh around 500 to 100 kilograms They are usually cheaper faster and more advanced than traditional satellites The commercial potential has attracted much attention from businesses FRAMED FROM WIKEPEDIAQ92 Which among the following organic compound is present in the whitener that has been banned under the montreal protocol A 111-trichloroethaneB TolueneC TrichloroehtyleneD BromopropaneAns AThis question has been framed keeping in mind that Uttarakhand High court has banned the use of WhitenerThinner contains organic solvents volatile organic compounds unused correction fluid thickens over time as volatile solvents escape into the air It can become too thick to use and sometimes completely solidifiesThinner originally contained toluene which was banned due to its toxicity Later it contained 111-trichloroethane a skin irritant now widely banned under the Montreal Protocol on Substances That Deplete the Ozone Layer and then the slightly safer trichloroethylene Thinners currently used with correction fluid include bromopropaneWhiteners contain hydrocarbons which is deadly solvents that can infuse easily with the blood and can affect the central nervous system of a personFRAMED FROM WIKEPEDIAQ91 With reference to the Ponzi schemes that has been recently in news consider the following statements :1 It is an investment fraud that falls under the purview of SEBI2 Union government amp co-operative banks are the enforcement agencies of these schemesSelect the correct answer using the codes given below :A Only 1 B Only 2C Both are correctD Both are incorrectAns DIt is an investment fraud that do not falls under the purview of SEBIState government is the enforcement agencies of these schemesIt is a fraudulent investment operation where the operator an individual or organization pays returns to its investors from new capital paid to the operators by new investors rather than from profit earned through legitimate sources Operators of Ponzi schemes usually entice new investors by offering higher returns than other investments in the form of short-term returns that are either abnormally high or unusually consistentPonzi schemes occasionally begin as legitimate businesses until the business fails to achieve the returns expected The business becomes a Ponzi scheme if it then continues under fraudulent terms Whatever the initial situation the perpetuation of the high returns requires an ever-increasing flow of money from new investors to sustain the schemePonzi schemes sometimes commence operations as legitimate investment vehicles such as hedge funds For example a hedge fund can degenerate into a Ponzi scheme if it unexpectedly loses money or simply fails to legitimately earn the returns promised and/or thought to be expected and if the promoters instead of admitting their failure to meet expectations fabricate false returns and if necessary produce fraudulent audit reportsA pyramid scheme is a form of fraud similar in some ways to a Ponzi scheme relying as it does on a mistaken belief in a nonexistent financial reality including the hope of an extremely high rate of return FRAMED FROM WIKEPEDIAQ90 Recently Mitochondrial replacement therapy has been in news consider the following statements :1 It involves invitro amp invivo fertilization technique to replace defective mitochondria2 Through this technique embryo remains free from all the defectsSelect the correct answer using the codes given below :A Only 1 B Only 2C Both are correctD Both are incorrectAns DIt involves invitro fertilization technique to replace defective mitochondria2nd statement is fabricated statement as it can’t be free from all the defectsMitochondrial replacement MRT sometimes called mitochondrial donation is a special form of in vitro fertilisation in which the future baby’s mitochondrial DNA comes from a third party This technique is used in cases when mothers carry genes for mitochondrial diseases The two most common techniques in mitochondrial donation are pronuclear transfer and maternal spindle transferIn 2015 MRT was made legal in the United Kingdom and in 2016 the first regulations were issued there clearing the way for procedures to begin In February 2016 the US National Academy of Sciences issued a report describing technologies then current and the surrounding ethical issuesFRAMED FROM WIKEPEDIAQ89 Which among the following countries comprises CLMV countries 1 Cambodia2 Laos3 Malaysia 4Vietnam Select the correct answer using the codes given below :A 124B Only 1 amp 3C 123D All are correctAns A CambodiaLaosMyanmar Vietnam are the CLMV Countries “India’s trade with the CLMV countries is over 11000 million USD and there is immense potential” The tri-lateral highway connectivity in the North East port connectivity improvement and the Act East policy are moves in that direction The External Affairs study proves that there’s a huge potential of about 100billion USD dollars of additional export The trade investment between India and the ASEAN countries is crucial since the CLMV countries cover 32 of the ASEAN region and has a huge market for Indian products and with a 165 million strong population This will attract considerable amount of FDI from India It has an open investment regime and does not discriminate between foreign and local investors It is investing heavily into its transport infrastructure” The Association of Southeast Asian Nations is a regional organisation comprising ten Southeast Asian states which promotes intergovernmental cooperation and facilitates economic integration amongst its members Since its formation on August 8 1967 by Indonesia Malaysia the Philippines Singapore and Thailand the organisation’s membership has expanded to include Brunei Cambodia Laos Myanmar Burma and Vietnam Its principal aims include accelerating economic growth social progress and sociocultural evolution among its members alongside the protection of regional stability and the provision of a mechanism for member countries to resolve differences peacefully ASEAN PLUS THREE : The leaders of each country felt the need to further integrate the nations in the region Beginning in 1997 the bloc started creating organisations with the intention of achieving this goal ASEAN Plus Three was the first of these and was created to improve existing ties with the People’s Republic of China Japan and South Korea This was followed by the even larger East Asia Summit EAS which included ASEAN Plus Three countries as well as India Australia New Zealand the United States and Russia ASEAN PLUS SIX : Asean became Asean Plus Six with additional countries: Australia New Zealand and India And nowadays there are a new free trade area and it is called as Regional Comprehensive Economic Partnership RCEP based on 16 countries of ASEAN plus six RCEP allows the member to protect local sectors and gives more times to comply the aim for developed country members FRAMED FROM WIKEPEDIAQ88 Which among the following are the member countries of SAARC Select the correct answer using the codes given below :A 134B Only 1 amp 3C 123D All are correctAns D The South Asian Association for Regional Cooperation SAARC is the regional intergovernmental organization and geopolitical union of nations in South Asia Its member states include Afghanistan Bangladesh Bhutan India Nepal the Maldives Pakistan and Sri Lanka SAARC comprises 3 of the world’s area 21 of the world’s population and 38 US 29 trillion of the global economy as of 2015 SAARC was founded in Dhaka on 8th December1985 Its secretariat is based in Kathmandu Nepal The organization promotes development of economic and regional integrationIt launched the South Asian Free Trade Area in 2006 SAARC maintains permanent diplomatic relations at the United Nations as an observer and has developed links with multilateral entities including the European Union SAARC has six Apex Bodies they are- • SAARC Chamber of Commerce amp Industry SCCI • South Asian Association for Regional Cooperation SAARCLAW • South Asian Federation of Accountants SAFA • South Asia Foundation SAF • South Asia Initiative to End Violence Against Children SAIEVAC • Foundation of SAARC Writers and Literature FOSWAL Hemant Batra is the current Secretary General of SAARC SAARC also has about 17 recognised bodies The Twelfth Summit approved the SAARC Award to support individuals and organisations within the region The main aims of the SAARC Award are: • To encourage individuals and organisations based in South Asia to undertake programmes and activities that complement the efforts of SAARC • To encourage individuals and organisations in South Asia contributing to bettering the conditions of women and children • To honour outstanding contributions and achievements of individuals and organisations within the region in the fields of peace development poverty alleviation environment protection and regional cooperation • To honour any other contributions and achievement not covered above of individuals and organisations in the region The SAARC Award consists of a gold medal a letter of citation and cash prize of US 25000 ₹15 lakhs Since the institution of the SAARC Award in 2004 it has been awarded only once and the Award was posthumously conferred upon the late President Ziaur Rahman of Bangladesh Member countries : Bangladesh Bhutan India Maldives Nepal Pakistan Sri Lanka and Afghanistan Observer countries: Australia China European Union Japan Iran Mauritius Myanmar South Korea and United States Q87 Consider the following:1 Fringe Benefit Tax2 Interest Tax3 Securities Transaction TaxWhich of the above is/ are Direct Tax/Taxes A1 only B 1 and 3 only C 2 and 3 only D 1 2 and 3 Ans D Fringe Benefit Tax: The fringe benefits tax FBT was the tax applied to most although not all fringe benefits in India A new tax was imposed on employers by India’s Finance Act 2005 was introduced for the financial year commencing April 1 2005 The fringe benefit tax was temporarily suspended in the 2009 Union budget of India by Finance Minister Pranab Mukherjee The following items were covered: • Employer’s expenses on entertainment travel employee welfare and accommodation The definition of fringe benefits that have become taxable has been significantly extended The law provides an exact list of taxable items • Employer’s provision of employee transportation to work or a cash allowances for this purpose • Employer’s contributions to an approved retirement plan called a superannuation fund • Employee stock option plans ESOPs have also been brought under fringe benefits tax from the fiscal year 2007–08 Minimum Support Price : Minimum Support Price MSP is a form of market intervention by the Government of India to insure agricultural producers against any sharp fall in farm prices The minimum support prices are announced by the Government of India at the beginning of the sowing season for certain crops on the basis of the recommendations of the Commission for Agricultural Costs and Prices CACP MSP is price fixed by Government of India to protect the producer – farmers – against excessive fall in price during bumper production years The minimum support prices are a guarantee price for their produce from the Government The major objectives are to support the farmers from distress sales and to procure food grains for public distribution In case the market price for the commodity falls below the announced minimum price due to bumper production and glut in the market government agencies purchase the entire quantity offered by the farmers at the announced minimum price In formulating the recommendations in respect of the level of minimum support prices and other non-price measures the Commission takes into account apart from a comprehensive view of the entire structure of the economy of a particular commodity or group of commodities the following factors:- • Cost of production • Changes in input prices • Input-output price parity • Trends in market prices • Demand and supply • Inter-crop price parity • Effect on industrial cost structure • Effect on cost of living • Effect on general price level • International price situation • Parity between prices paid and prices received by the farmers • Effect on issue prices and implications for subsidy The Commission makes use of both micro-level data and aggregates at the level of district state and the country The information/data used by the Commission inter-alia include the following :- • Cost of cultivation per hectare and structure of costs in various regions of the country and changes there in • Cost of production per quintal in various regions of the country and changes therein • Prices of various inputs and changes therein • Market prices of products and changes therein • Prices of commodities sold by the farmers and of those purchased by them and changes therein • Supply related information – area yield and production imports exports and domestic availability and stocks with the Government/public agencies or industry • Demand related information – total and per capita consumption trends and capacity of the processing industry • Prices in the international market and changes therein demand and supply situation in the world market • Prices of the derivatives of the farm products such as sugar jaggery jute goods edible/non-edible oils and cotton yarn and changes therein • Cost of processing of agricultural products and changes therein • Cost of marketing – storage transportation processing marketing services taxes/fees and margins retained by market functionaries and • Macro-economic variables such as general level of prices consumer price indices and those reflecting monetary and fiscal factors Q86 The main programme of the Red Shirts organised by Khan Abdul Gaffar Khan in support of the Civil Disobedience Movement was:A To proceed on the lines of terrorist amp revolutionary activitiesB To proopagate the Congress programmeC To resist the military operations of the govt in the north-western fronteir portionD To setup an para-military organizationAns B The Civil Disobedience Movement led by M K Gandhi in the year 1930 was an important milestone in the history of Indian Nationalism The prevalent political and social circumstances played a vital role in the launching of the Civil Disobedience Movement The Simon Commission was formed by the British Government that included solely the members of the British Parliament in November 1927 to draft and formalize a constitution for India The chairmanship of the commission rested with Sir John Simon who was a well known lawyer and an English statesman Accused of being an ‘All-White Commission’ the Simon Commission was rejected by all political and social segments of the country In Bengal the opposition to the Simon Commission assumed a massive scale with a hartal being observed in all corners of the province on February 3rd 1928 On the occasion of Simon’s arrival in the city demonstrations were conducted in Calcutta In the wake of the boycott of the recommendations proposed by Simon Commission an All-Party Conference was organized in Bombay in May of 1928 Dr MA Ansari was the president of the conference Motilal Nehru was given the responsibility to preside over the drafting committee appointed at the conference to prepare a constitution for India MK Gandhi was urged by the Congress to render his much needed leadership to the Civil Disobedience Movement On the historic day of 12th March 1930 Gandhi inaugurated The Civil Disobedience Movement by conducting the historic Dandi Salt March where he broke the Salt Laws imposed by the British Government The two main clauses of the Gandhi-Irwin pact entailed : Congress participation in the Round Table Conference and cessation of The Civil Disobedience Movement FRAMED FROM WIKEPEDIAQ85 In which among the following countries Zika virus was prevalent 1 Colombia2 Equador 3 El Salvador 4 JamaicaWhich among the above are correct A 134B 234C 123D 1234AnsDZika virus is not contagious but it is mainly transmitted by daytime-active Aedes aegypti mosquitoes after it bites someone infected with the virus and transmit it by biting another humanFRAMED FROM NCERT HISTORY CLASS 12thQ84 Who considered Sanchi to be a centre of tree and serpent worship A James FergussonB James PrincepC MarshmanD CunninghamAns AFRAMED FROM PEARSON CSAT MANUALQ83 Which among the following are the legislative powers of the President 1 Power to summon two houses of the Parliament 2 President may dissolve the Lok Sabha 3 Bill passed by the parliament becomes an act after the President’s assent 4 Power to send back advice received from the council of ministers Select the correct answer using the codes given below :A 134 B 234 C 123 D1234 Ans C Real Executive Power : Power to send back advice received from the council of ministersFRAMED FROM PEARSON CSAT MANUALQ82 Which among the following are the discretionary powers of the Governor 1 Governor is advised amp aided by the council of ministers of state 2 In case of conflict between the council of ministers amp Governor decision of the governor is final 3 Governor can dissolve the assembly if CM advises him 4 Governor can recommend the President about the failure of the constitutional machinery 5 On his/her discretion Governor can reserve a bill passed by the state legislature for President’s assent Select the correct answer using the codes given below :A 1345B 2345C 1234 D 12345 Ans DFRAMED FROM ccrtindiagovinQ81 With reference to Kathakali consider the following statements : 1 Square and rectangular basic positions are commonly seen in Kathakali 2 Weight of the body is on the outer edges of the feet which are slightly bent and curved 3 It is characterized by facial expressions movement of eye balls amp lower eye lids Select the correct answer using the codes given below :A 1 amp 3 B 2 amp 3 C 1 amp 2 D 123Ans D Introduction Kathakali is the most well known dance drama from the south Indian state of Kerala The word Kathakali literally means Story-Play It is known for its large elaborate makeup and costumes The elaborate costumes of Kathakali have become the most recognised icon for Kerala The themes of the Kathakali are religious in nature They typically deal with the Mahabarat the Ramayana and the ancient scriptures known as the Puranas This is performed in a text which is generally Sanskritised Malayalam A Kathakali performance is a major social event They generally start at dusk and go through out the night Kathakali is usually performed only by men Female characters are portrayed by men dressed in women’s costume However in recent years women have started to become Kathakali dancers Kathakali has a long tradition It dates back to the 17th century It was given its present form by Mahakavi Vallathol Narayan Menon who was the founder of the Kerala Kala Mandalam The actors rely very heavily on hand gesture to convey the story These hand gestures known as mudra are common through out much of classical Indian dance Costume The costume is the most distinctive characteristic of Kathakali The makeup is very elaborate and the costumes are very large and heavy There are several kinds of costume There are: Sathwika the hero Kathi the villain Minukku females and Thatti These basic divisions are further subdivided in a way which is very well known to Malayali Keralite audiences Each character is instantly recognisable by their characteristic makeup and costume The makeup is very elaborate It is so elaborate that it is more like a mask than makeup in the usual sense The materials that comprise the makeup is all locally available The white is made from rice flour the red is made from Vermilion a red earth such as cinnabar The black is made from soot The colours are not merely decoration but are also a means of portraying characters For instance red on the feet is used to symbolise evil character and evil intent Music The music of Kathakali has some similarity to the larger body of South Indian classical music Carnatic sangeet however the instrumentation is decidedly different Its local colour is strongly achieved by the use of instruments such as chenda idakka and shuddha madalam FRAMED FROM ccrtindiagovinQ80 In context with the Western Indian School consider the following statements : 1 The motivating force for the artistic activity in Western India was Jainism 2 Exaggeration of certain physical traits are present in Western Indian School 3 Figures are flat with angularity of features in this type of art Select the correct answer using the codes given below :A 1 amp 3 B 2 amp 3 C 1 amp 2 D 123 Ans D The Western Indian style of painting prevailed in the region comprising Gujarat Rajasthan and Malwa The motivating force for the artistic activity in Western India was Jainism just as it was Buddhism in case of the Ajanta and the Pala arts Jainism was patronised by the Kings of the Chalukya Dynasty who ruled Gujarat and parts of Rajasthan and Malwa from 961 AD to the end of the 13th century An enormous number of Jain religious manuscripts were commissioned from 12th to 16th centuries by the princes their ministers and the rich Jain merchants for earning religious merit Many such manuscripts are available in the Jain libraries bhandaras which are found at many places in Western India FRAMED FROM NCERT HISTORY CLASS 12thQ79 What was Mahanavami Dibba with reference to the ancient period A Audience hallB Hospital where soldiers were treatedC Residence of the BhikshusD Place where Buddhist monks were assembledAns A The entire complex is surrounded by high double walls with a street running between them The audience hall is a high platform with slots for wooden pillars at close and regular intervals It had a staircase going up to the second floor which rested on these pillars The pillars being closely spaced would have left little free space and thus it is not clear what the hall was used for FRAMED FROM THE HINDU amp WIKEPEDIAQ78 Recently India has hosted Asian Ministerial Conference for Disaster Risk Reduction AMCDRR consider the following statements :1 It is a biennial conference jointly organized by all Asian countries2 It is a voluntary and non-binding treaty which recognizes that the UN member State has the primary role to reduce disaster risk3 ‘Asian Regional Plan for Implementation of the Sendai Framework’ has been adopted in this conferenceSelect the correct answer using the codes given below :A Only2B 1 amp 3C Only 1D 2 amp 3Ans D India is hosting the 2016 Asian Ministerial Conference for Disaster Risk Reduction AMCDRR from November 3 to 5 2016 in New Delhi This will be second time India hosting AMCDRR The conference will be hosted by Union Government in collaboration with the United Nations Office for Disaster Risk Reduction UNISDR Key Facts It will be first AMCDRR after advent of Sendai Framework for Disaster Risk Reduction SFDRRR which was adopted at 3rd UN World Conference in Sendai Japan in March 2015 India by hosting AMCDRR re-affirms its commitment to the cause of Disaster Risk Reduction It will also set the direction of Sendai Framework implementation in the region The aim of the conference is to transform the commitments of governments and stakeholders during the Sendai Conference into national and local action AMCDRR 2016 will focus on consultation collaboration and partnership with governments and stakeholders to mainstream Disaster Risk Reduction DRR in the region It will adopt the ‘Asian Regional Plan for Implementation of the Sendai Framework’ endorsed by the Asian countries In this conference senior-level delegations from Asian countries representatives of UN bodies and Disaster Management experts will participate Background AMCDRR is a biennial conference jointly organized by different Asian countries and the UNISDR It was established in 2005 So far 6 AMCDRR conferences have been organised For the first time India had also hosted the second AMCDRR in 2007 in New Delhi About Sendai Framework for Disaster Risk Reduction 2015-30 It is an international Treaty that was approved by UN member states in March 2015 at the Third World Conference on Disaster Risk Reduction held in Sendai Japan It is a voluntary and non-binding treaty which recognizes that the UN member State has the primary role to reduce disaster risk It has framework for 15-year ie 2015 to 2020 It also calls for sharing the responsibility with other stakeholders including local government the private sector and other stakeholders It is successor of the Hyogo Framework for Action 2005–2015 which had been the most encompassing international accord on disaster risk reduction It sets of common standards a comprehensive framework with achievable targets and a legally-based instrument for disaster risk reduction It calls for adopting integrated and inclusive institutional measures for preventing vulnerability to disaster increase preparedness for response and recovery and strengthen resilience Four specific priorities of Sendai Framework: i Understanding disaster risk ii Strengthening disaster risk governance to manage disaster risk iii Investing in disaster risk reduction for resilience iv Enhancing disaster preparedness for effective response and recovery reconstruction and rehabilitation FRAMED FROM WIKEPEDIAQ77 Which among the following are the conventions of the recently ratified Paris agreement 1 Holding the increase in the global average temperature to well below 2 °C above pre-industrial levels2 On the path of Kyoto Protocol it provides a specific division between developed and developing nations3 Making finance flows consistent with a pathway towards low greenhouse gas emissions and climate-resilient developmentSelect the correct answer using the codes given below :A 1 amp 3B Only 2C 2 amp 3D 123Ans A The Paris Agreement is an agreement within the United Nations Framework Convention on Climate Change UNFCCC dealing with greenhouse gases emissions mitigation adaptation and finance starting in the year 2020 It was opened for signature on 22 April 2016 Earth Day at a ceremony in New York As of December 2016 194 UNFCCC members have signed the treaty 120 of which have ratified it After several European Union states ratified the agreement in October 2016 there were enough countries that had ratified the agreement that produce enough of the world’s greenhouse gases for the agreement to enter into force The agreement went into effect on 4 November 2016 The aim of the convention is described in Article 2 enhancing the implementation of the UNFCCC through: a Holding the increase in the global average temperature to well below 2 °C above pre-industrial levels and to pursue efforts to limit the temperature increase to 15 °C above pre-industrial levels recognizing that this would significantly reduce the risks and impacts of climate change b Increasing the ability to adapt to the adverse impacts of climate change and foster climate resilience and low greenhouse gas emissions development in a manner that does not threaten food production c Making finance flows consistent with a pathway towards low greenhouse gas emissions and climate-resilient development Difference between Paris agreement amp Kyoto Protocol : Kyoto Protocol differentiated between Annex-1 and non-Annex-1 countries this bifurcation is blurred in the Paris Agreement as all parties will be required to submit emissions reductions plans While the Paris Agreement still emphasizes the principle of Common but Differentiated Responsibility—the acknowledgement that different nations have different capacities and duties to climate action—it does not provide a specific division between developed and developing nations The Paris Agreement is open for signature by States and regional economic integration organizations that are Parties to the UNFCCC the Convention from 22 April 2016 to 21 April 2017 at the UN Headquarters in New York FRAMED FROM NCERT HISTORY CLASS 12thQ76 With reference to the architectural styles consider the following statements :1 Neo-Gothic characterised by high-pitched roofs pointed arches and detailed decoration2 Gothic style had its roots in buildings especially churches built in northern Europe during the medieval period3 neo-Gothic style was revived in the mid-nineteenth century in England amp was adapted forBombaySelect the correct answer using the codes given below :A 1 amp 3B 2 amp 3C 123D Only 2Ans CThe most spectacular example of the neo-Gothic style is the Victoria Terminus the station and headquarters of the Great Indian Peninsular Railway CompanyFRAMED FROM NCERT CLASS 8thQ75 With reference to the ancient period which among the following is/are correctly marched 1 Mobato : Village headman2 Pykars : Travelling traders3 Chapkan : Long button coatSelect the correct answer using the codes given below :A Only 2B 1 amp 3C 2 amp 3D 123Ans DQ74 Which one of the following is not identified by Central Pollution Control Board as heavily polluting industryA Pulp and paperB SugarC TeaD FertilizerAns CFRAMED FROM NCERT CLASS 12thQ73 With reference to the Guru Nanak consider the following statements 1 He advocated a form of nirguna bhakti2 Sacrifices ritual baths image worship austerities and the scriptures of both Hindus and Muslims were rejected by Guru NanakSelect the correct answer using the codes given below :A Only 1B Only 2C Both are correctD Both are incorrectAns CFRAMED FROM ccrtindiagovinQ72 With reference to the Odissi dance consider the following statements : 1 Torso movement is an unique feature of the Odissi style 2 Lower half of the body remaining static the torso moves from one side to the other along the axis passing through the centre of the upper half of the body 3 There are certain foot positions with flat toe or heel contact 4 In addition to the leg movement there are a variety of gaits for doing pirouettes Which among the above statements are correctly matched A 134B 234 C 123 D 1234 Ans D Odissi is considered a dance of love joy and intense passion pure divine and human Over a period of time three schools of Odissi dance developed they are- Mahari Nartaki and Gotipau The Mahari system traces its roots in the Devadasi tradition The dance form of Odissi that developed in royal courts is called the Nartaki tradition In the Gotipau tradition of Odissi dance young boys dress up in female attires and enact female roles Before the 17th century Odissi dance was held in great esteem due to patronage and support of local rulers and nobles During this period even the royalty was expected to be accomplished dancers However the scenario changed after the 17th century The dancing girls were thought of as prostitutes and from here the social position of dancers began to decline During the colonial period too the position of Odissi dance suffered due to anti-nautch attitude of the British With India gaining independence there began great efforts to revive the classical Indian dances The government came to realize the role of cultural heritage in creating a national identity A number of people and experts took initiatives for the reconstruction and popularization of Odissi dance Some of the notable are Guru Deba Prasad Das Guru Mayadhar Raut Guru Pankaj Charan Das Guru Mahadev Rout Guru Raghu Dutta and Guru Kelu Charan Mahapatra One of the most distinguishing features of Odissi dance is the Tribhangi The notion of Tribhang divides the body into three parts head bust and torso The postures dealing with these three elements are called Tribhangi This concept has created the very characteristic poses which are more twisted than found in other classical Indian dances Mudra is also an important component of Odissi dance The term Mudra means stamp and is a hand position which suggests things Odissi themes are almost religious in nature and mostly revolve around Krishna Q71 Under which of the following conditions security deposits of a candidate contesting for a Lok Sabha seat is returned to him/her1 The nomination made by the candidate if found to be invalid2 The candidate has withdrawn his/her nomination even though it is found validWhich of the statements given above is/are correct A Only 1B Only 2C Both are correctD Both are incorrectAns BQ70 Consider the following statements :1 Rajya Sabha is not subject to dissolution2 Vice-President of India is the ex-officio Chairman of the Rajya Sabha and holds the office of the Vice-President of India for a period of six yearsWhich of the statements given above is/are correct A Only 1B Only 2C Both are correctD Both are incorrectAns AVice-President of India is the ex-officio Chairman of the Rajya Sabha and holds the office of the Vice-President of India for a period of five yearsFRAMED FROM HISTORY NEW NCERT CLASS 12thQ69 With reference to the ancient period who was/were dubashes 1 Dubashes were Indians who could speak two languages – the local language and English2 They worked as agents and merchants acting as intermediaries between Indian society and the BritishWhich among the above statements is/are correct A Only 1B Only 2C Both are correctD Both are incorrectAns CFRAMED FROM WIKEPEDIA amp THE HINDU Q68 With reference to the Organ transplantation consider the following statements 1 Domino transplant allows all organ recipients to get a transplant even if their living donor is not a match to them2 Organ donation is possible even after brain amp cardiac death 3 In organ transplantation brain cannot be transplantedSelect the correct answer using the codes given below :A Only 2B 2 amp 3C Only 1D All are correctAns D Organ transplantation is the moving of an organ from one body to another or from a donor site to another location on the person’s own body to replace the recipient’s damaged or absent organ Organs and/or tissues that are transplanted within the same person’s body are called autografts Transplants that are recently performed between two subjects of the same species are called allografts Allografts can either be from a living or cadaveric source Organs that can be transplanted are the heart kidneys liver lungs pancreas intestine and thymus Some organs like the brain cannot be transplanted Tissues include bones tendons both referred to as musculoskeletal grafts cornea skin heart valves nerves and veins Worldwide the kidneys are the most commonly transplanted organs followed by the liver and then the heart Cornea and musculoskeletal grafts are the most commonly transplanted tissues these outnumber organ transplants by more than tenfold Organ donors may be living brain dead or dead via circulatory death Tissue may be recovered from donors who die of circulatory death as well as of brain death – up to 24 hours past the cessation of heartbeat Unlike organs most tissues with the exception of corneas can be preserved and stored for up to five years meaning they can be banked Transplantation raises a number of bioethical issues including the definition of death when and how consent should be given for an organ to be transplanted and payment for organs for transplantation Other ethical issues include transplantation tourism and more broadly the socio-economic context in which organ procurement or transplantation may occur A particular problem is organ trafficking Transplantation medicine is one of the most challenging and complex areas of modern medicine Some of the key areas for medical management are the problems of transplant rejection during which the body has an immune response to the transplanted organ possibly leading to transplant failure and the need to immediately remove the organ from the recipient When possible transplant rejection can be reduced through serotyping to determine the most appropriate donor-recipient match and through the use of immunosuppressant drugs Autografts are the transplant of tissue to the same person Sometimes this is done with surplus tissue tissue that can regenerate or tissues more desperately needed elsewhere examples include skin grafts vein extraction for CABG etc Sometimes an autograft is done to remove the tissue and then treat it or the person before returning it examples include stem cell autograft and storing blood in advance of surgery In a rotationplasty a distal joint is used to replace a more proximal one typically a foot or ankle joint is used to replace a knee joint The person’s foot is severed and reversed the knee removed and the tibia joined with the femur FRAMED FROM WIKEPEDIA amp THE HINDU Q67 With reference to the Bioprinting consider the following statements :1 Creation of fabricated structures that are identical to the natural structure that are found in the tissues and organs in the human body is one of the main approach of bioprinting2 Bio-ink is a material made from living as well as non-living cells in order to create a desired shape3 Combination of both biomimicry and self-assembly approaches are known as mini tissuesSelect the correct answer using the codes given below :A 1 amp 3B Only 2C 2 amp 3D 1 amp 2Ans A 3D bioprinting is the process of creating cell patterns in a confined space using 3D printing technologies where cell function and viability are preserved within the printed constructGenerally 3D bioprinting utilizes the layer-by-layer method to create tissue-like structures that are later used in medical and tissue engineering fieldsBioprinting covers a broad range of materials Currently bioprinting can be used to print tissues and organs to help research drugs and pills In addition 3D bioprinting has begun to incorporate the printing of scaffolds These scaffolds can be used to regenerate joints and ligaments The first patent related to this technology was filed in the United States in 2003 and granted in 2006 3D bioprinting for fabricating biological constructs typically involves dispensing cells onto a biocompatible scaffold using a successive layer-by-layer approach to generate tissue-like three-dimensional structures Artificial organs such as livers and kidneys made by 3D bioprinting have been shown to lack crucial elements that affect the body such as working blood vessels tubules for collecting urine and the growth of billions of cells required for these organs Without these components the body has no way to get the essential nutrients and oxygen deep within their interiors The first approach of bioprinting is called biomimicry The main goal of this approach is to create fabricated structures that are identical to the natural structure that are found in the tissues and organs in the human body This approach relies on the physical process of embryonic organ development then replicates the tissues by using this process as a model The third approach of bioprinting is a combination of both the biomimicry and self-assembly approaches which is called mini tissues Organs and tissues are built from very small functional components Mini-tissue approach takes these small pieces and manufacture and arrange them into larger frameworkThis approach uses two different strategies The first strategy is when self-assembling cell spheres are arranged into large scaled tissues by using natural designs as a guide The second strategy is when designing precise high quality reproductions of a tissue and allowing them to self-assemble into large scaled functional tissue The mixture of these strategies is required to print a complex three dimensional biological structure Bio-ink is a material made from living cells that behaves much like a liquid allowing people to print it in order to create a desired shape To make bio-ink scientists create a slurry of cells that can be loaded into a cartridge and inserted into a specially designed printer along with another cartridge containing a gel known as bio-paperPotential uses for bio-ink include creating sheets of skin for skin grafts and vascular tissues to replace veins and arteries In bioprinting there are three major types of printers that have been used These are inkjet laser-assisted and extrusion printers Inkjet printers are mainly used in bioprinting for fast and large-scale products One type of inkjet printer called drop-on-demand inkjet printer prints materials in exact amounts minimizing cost and wastePrinters that utilize lasers provide high-resolution printing however these printers are often expensive Extrusion printers print cells layer-by-layer just like 3D printing to create 3D constructs In addition to just cells extrusion printers may also use hydrogels infused with cells In early 2015 3-D printing techniques expanded to include materials such as graphene a material possessing unique properties such as high levels of strength rather than only plastics FRAMED FROM INVESTOPEDIAQ66 Recently Bulldog bonds are in news with reference to these bonds consider the following statements :1 These are purchased from the sterling bonds in order to earn revenue 2 These bonds are similar to the Yankee bonds which can be sold to raise capital3 US investors are restricted to purchase this bond as these are traded in United kingdomSelect the correct answer using the codes given below :A 2 amp 3 B Only 3C 1 amp 2D Only 1Ans C A type of bond purchased by buyers interested in earning a revenue stream from the British pound or sterling A bulldog bond is traded in the United Kingdom If the revenue is used to reduce debt also in British pounds the exchange rate risk is decreased These bonds are issued by non-British institutions that want to sell the bond in the United Kingdom US investors can also purchase this bond but by doing so they take on the risk of the change in value of the sterling 1
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आईएएस 2019 प्रिलिम्स -मौक सवाल-हिंदी मेँ – इस लिँक पर क्लिक करेँ MOCK Q435 WILL BE UPLOADED ON 6TH SEPTEMBER 2019 MOCK Q434- FRAMED FROM LAXMIKANT-INDIAN POLITY Q Consider the following statements :1 Under the Vote of Credit Lok Sabha authorizes the council of ministers to continue to incur expenditure out of the consolidated fund of India till next appropriation bill is adopted2In Budget 2017 Lok Sabha adopted Vote of CreditSelect the correct answer using the codes given below :A Only 1B Only 2C Both are correctD Both are incorrectAns DVote of Credit – It is granted for meeting an unexpected demand upon the resources of India when on account of the magnitude or the indefinite character of the service the demand cannot be stated with the details ordinarily given in a budget Hence it is like a blank cheque given to the Executive by the Lok SabhaSo far it has not been adopted in IndiaUnder the Vote of Account Lok Sabha authorizes the council of ministers to continue to incur expenditure out of the consolidated fund of India till next appropriation bill is adoptedMOCK Q433- FRAMED FROM LAXMIKANT-INDIAN POLITY Q Which among the following motions can be moved in Lok Sabha only 1 Call Attention Motion 2 Adjournment Motion3 Cut Motions4 Censure MotionSelect the correct answer using the codes given below :A Only 2 amp 4B 134C 234D 1234Ans CAdjournment Motion Cut Motions Censure Motion- can be moved in Lok Sabha onlyCall attention motion in the Rajya Sabha is called Motion For Papersi Adjournment Motion:At the end of the question-hour in the Parliament motion moved by a member when it is desired to draw the attention of the Executive for the purpose of discussing a definite matter of urgent public importanceii Privilege Motion:A motion moved by a member if he feels that a Minister has committed a breach of privilege of the House or of any one or more of its members by withholding the facts of a case or by giving a distorted version of facts etciii Censure Motion:A motion which seeks to censure the government for its “lapse” If the motion is passed in the Popular House the Cabinet resignsiv ‘No-Confidence’ Motion:A motion moved by a member to express lack of confidence in the government for any reason The motion if allowed be debated upon At the conclusion of such debate a vote of confidence is sought by the government and if it fails to get the required majority of votes it has to resignv Calling Attention Motion:A member may with prior permission of the Speaker call the attention of a Minister to any matter of urgent public importance and the Minister may make a brief Statement regarding the matter or ask for time to make a Statementvi Cut Motion:A motion that seeks reduction in the amount of a demand presented by the government is known as a cut motion Such motions are admitted at the Speaker’s discretion It is a device through which members candraw the attention of the government to a specific grievance or problem There are three types of Cut Motion:a Disapproval of Policy Cut:It means to express disapproval of the policy underlyingb Economy Cut:Asks for a reduction of the amount of the demand by a specific amountc Token Cut:Is a device to ventilate specific grievances within the sphere of the government’s responsibility The grievances have to be specified Usually the motion envisages a small reduc¬tion in the demandMOCK Q432- FRAMED FROM SHANKAR IAS Q Which among the following statements is/are correct with reference to the Climate Investment Funds 1 The operation of the Financial Mechanism is partly entrusted to the Global Environment Facility GEF2 These funds were approved by MIGA Multilateral Investment Guarantee Agency in 2008 to address climate changeSelect the correct answer using the codes given below :A Only 1B Only 2C Both are correctD Both are incorrectAns DThe Climate Investment Funds CIFs were designed by developed and developing countries and are implemented with the multilateral development banks MDBs to bridge the financing and learning gap between now and the next international climate change agreement CIFs are two distinct funds: the Clean Technology Fund and the Strategic Climate FundThe CIFs are additional to existing Official Development Assistance ODA and aim to enable countries to continue on their development path and achieve the Millennium Development Goals These funds will be operated in close coordination with existing bilateral and multilateral effortsThe funds were approved by the World Bank Board of Directors in July 2008 and on September 26 2008 received pledges of US65 billionThe Climate Investment Funds include the:• Clean Technology Fund• Strategic Climate Fund• Forest Investment Program• Pilot Program for Climate Resilience• Scaling Up Renewable Energy Program and• Private SectorMOCK Q431- FRAMED FROM LAXMIKANT-INDIAN POLITY Q Which among the following statements is/are correct with reference to the Charged Expenditure 1It is that part of the appropriation bill which does not require approval of the Parliament2 If the appropriation bill is defeated in the Lok Sabha it has no impact on the charged expenditureSelect the correct answer using the codes given below :A Only 1B Only 2C Both are correctD Both are incorrectAns CCharged Expenditure :It is that part of the appropriation bill which does not require approval of the ParliamentIf the appropriation bill is defeated in the Lok Sabha it has no impact on the charged expenditureMOCK Q430- FRAMED FROM LAXMIKANT-INDIAN POLITY Q With reference to the Parliamentary form of Government consider the following statements :1Members of executive amp legislature may be different hence coordination between them may be weak2Executive has a definite majority in Lok Sabha thus a check of legislature over executive is weakSelect the correct answer using the codes given below :A Only 1 B Only 2C Both are correctD Both are incorrectAns BPresidential Government : Members of executive amp legislature are different hence coordination between them may be weakParliamentary form of Government : Members of executive are appointed from the legislature the ability of executive to influence legislature is highExecutive has a definite majority in Lok Sabha thus a check of legislature over executive is weakMOCK Q429- FRAMED FROM LAXMIKANT-INDIAN POLITY Q With reference to the Deputy Prime Minister consider the following statements :1 It is the second highest rank in the council of Ministers who are given full powers in the absence of Prime Minister2 It is not a constitutional position3 Deputy Prime Minister also enjoys the rank of a Cabinet MinsterSelect the correct answer using the codes given below :A Only 2B 1 amp 3C Only 3D 2 amp 3Ans DIst statement is a fabricated statementMinisters of State : They are the second highest ranking ministers who are not given independent charge of ministry or department Deputy Prime Minister is not a constitutional positionSupreme Court has held that Deputy Prime Minister also enjoys the rank of a Cabinet MinsterMOCK Q428- FRAMED FROM LAXMIKANT-INDIAN POLITY Q Who among the following is considered as the custodian of the Constitution of India A Chief Justice of IndiaB Supreme Court of IndiaC President of IndiaD Attorney General of IndiaAns CPresident of India is considered as the custodian of the Constitution of India Supreme Court is considered as the Guardian of the Constitution of India MOCK Q427- FRAMED FROM LAXMIKANT-INDIAN POLITY Q Consider the following statements :1 Discretionary powers of the President of India are exercised without the aid amp advice of council of ministers242nd amendment act restored the discretion of President to refer the advice back to the council of Ministers Select the correct answer using the codes given below :A Only 1B Only 2C Both are correctD Both are incorrectAns A44th amendment act restored the discretion of President to refer the advice back to the council of Ministers Discretionary powers of the President of India are exercised without the aid amp advice of council of ministersMOCK Q426- FRAMED FROM RAMESH SINGH-INDIAN ECONOMY Q With reference to the Trade Facilitation Agreement TFA consider the following statements :1 TFA was the first multilateral trade deal in 21 years signed in Bali in 2013 for easing cross border custom rules for faster movement of goods2TFA requires developed countries should reduce the domestic support given to agriculture in the form of Green box subsidies3 It contains provisions for technical amp financial assistance in trade facilitation Select the correct answer using the codes given below :A Only 2B 2 amp 3C Only 1D 1 amp 3Ans CTrade Facilitation Agreement TFA : TFA was the first multilateral trade deal in 21 years signed in Bali in 2013 for easing cross border custom rules for faster movement of goodsTFA contains provisions for technical assistance amp capacity building in trade facilitationProvision of Fourth Ministerial Meeting in Doha Qatar 2001 : TFA requires developed countries should reduce the domestic support given to agriculture in the form of Green box subsidiesMOCK Q425- FRAMED FROM RAMESH SINGH-INDIAN ECONOMY Q Which one of the following does not comes under the category of Back Office Outsourcing A Call centre servicesB Banking C Media amp Entertainment D Travel amp HospitalityAns ACall centre services : Front Office OutsourcingBack Office Business Process Outsourcing BPO ServicesAn organization’s back office management can significantly impact its success Large volumes of data accrue on a daily basis from various transactional processes such as order fulfilment applications processing transaction processing billing and collections that require effective back office solutions Invensis is a reputed leader in empowering numerous global businesses and organizations through high quality back office BPO services that promote enhanced business efficiency and improved bottom-lineback office outsourcing services extend across industries such as:• Finance• Banking• Insurance• Healthcare• Manufacturing amp Chemical• Travel amp Hospitality• Media amp Entertainment• Utilities• Logistics and Customs Brokerage• Automotive• Education• Mortgage• GovernmentMOCK Q424- FRAMED FROM Shankar IAS Q Which of the following best describes the Blue Carbon Initiative A It is an international initiative to prevent climate change through conservation restoration of marine ecosystems by focusing on Mangroves Salt marshes amp SeagrassesB It refers to the technique of capturing carbon dioxide from the atmosphere amp keeping it stored over a long period timeC It is an initiative to understand quantify amp manage greenhouse gas emissions so that rise in temperature by the end of century does not exceed 20 c or even 150c above pre-industrial levelsD It is an international initiative by providing technical amp financial support to targeted developing countries to integrate climate change into their development policies amp budgetsAns AIt is an international initiative to prevent climate change through conservation restoration of marine ecosystems by focusing on Mangroves Salt marshes amp SeagrassesThe Initiative is coordinated by Conservation International CI the International Union for Conservation of Nature IUCN and the Intergovernmental Oceanographic Commission of the United Nations Educational Scientific and Cultural Organization IOC-UNESCO The Initiative works through two working groups: the International Blue Carbon Scientific Working Group and the International Blue Carbon Policy Working GroupMOCK Q423- FRAMED FROM Shankar IAS Q Consider the following :Protected Area Network Fauna1 Great Nicobar Biosphere Reserve : Saltwater crocodile2 Seshachalam hills : Sloth bear3 Cold Desert : Snow LeopardWhich of the pairs given above is/are correctly matched A 1 amp 3B Only 1C 2 amp 3D 123Ans ASeshachalam hills : Slender LorisPanna : Tiger Chittal Chinkara Sambhar amp Sloth BearMOCK Q422- FRAMED FROM Shankar IAS Q With reference to the Hope Spots consider the following statements :1 Andaman amp Nicobar Islands amp Lakshadweep Islands have very recently been named as the new Hope Spots2 These are declared under the Wildlife protection Act 1972Select the correct answer using the codes given below :A Only 1B Only 2C Both are correctD Both are incorrectAns D-Andaman amp Nicobar Islands amp Lakshadweep Islands have recently Not very recently been named as the new Hope Spots-List of Hope spots is prepared by the IUCN amp Mission Blue-Hope Spots are areas of an ocean that need special protection because of their wildlife amp significant underwater habitatsMOCK Q421- FRAMED FROM Shankar IAS Q In which of the following region in India are you most likely to come across the ‘Golden Langur’ in its natural habitat A Grasslands of Western GhatsB Malabar region of KeralaC Western AssamD Sand deserts of north-west IndiaAns CGolden langur is an Old World monkey found in a small region of western Assam India and in the neighboring foothills of the Black Mountains of Bhutan It is one of the most endangered primate speciesof India The regions of its distribution are very small the main region is limited to an area approximately 60 miles square bounded on the south by the Brahmaputra River on the east by the Manas River on the west by the Sankosh River all in Assam India and on the north by the Black Mountains of BhutanMOCK Q420- FRAMED FROM Indian Express Q On account of which of the following reasons Chabahar port is relevant for India 1 Chabahar port will increase dependence of Afghanistan which is a landlocked country on Pakistan2 In October 2017 India began shipment of Rice Wheat amp Pulses to Afghanistan through the Iranian portof Chabahar3 Indian presence at Chabahar port will help in countering Chinese presence at Gwadar port of PakistanSelect the correct answer using the code given below :A Only 3B 2 amp 3C 1 amp 2D 123Ans A-Chabahar port will reduce dependence of Afghanistan which is a landlocked country on Pakistan- In October 2017 India began shipment of Wheat to Afghanistan through the Iranian port of Chabahar- Indian presence at Chabahar port will help in countering Chinese presence at Gwadar port of PakistanMOCK Q419- FRAMED FROM Indian Express Q With reference to the Official Development Assistance consider the following statements :1 ODA was coined by the Development Assistance Committee of the Organization for Economic Co-operation amp Development OECD for the first time in 19592Japan is the only developed nation that signed a free trade agreement FTA with IndiaSelect the correct answer using the code given below :A Only 1B Only 2C Both are correctD Both are incorrectAns BODA was coined by the Development Assistance Committee of the Organization for Economic Co-operation amp Development OECD for the first time is 1969India is the largest recipient of Japanese Official Development Assistance ODA MOCK Q418- FRAMED FROM Google Books Q With reference to the Dongria Kondh consider the following statements :1 These are the Particularly Vulnerable Tribal groups worshiping Niyam Raja of sacred Niyamgiri mountain 2 Racially these belong to the Mongoloid group amp linguistically they belong to the Tibeto-Burman groupSelect the correct answer using the code given below :A Only 1B Only 2C Both are correctD Both are incorrectAns AKarbi tribe : Racially these belong to the Mongoloid group amp linguistically they belong to the Tibeto-Burman groupDongria Kondh : Of Odisha These are the Particularly Vulnerable Tribal groups who worship Niyam Raja of sacred Niyamgiri mountain They also won legal battle against Vedanta group over Bauxite mining in the region MOCK Q417- FRAMED FROM Google Books Q Every year a community celebrates a festival Hari Jyoti for planting fruit bearing trees at the beginning of the rains amp the new sowing season Which of the following is such community/ tribe A GondsB Dongria KondhC BondaD KarbiAns AGonds : Of Madhya PradeshKorku tribe : Of Madhya PradeshKarbi tribe : Of AssamLimbo tribe : Of SikkimBonda : Of OdishaDongria Kondh : Of OdishaKorku tribe : Of Madhya PradeshMOCK Q416- FRAMED FROM THE HINDU Q To fulfill the Government of India’s mission amp to promote the spirit of entrepreneurship in the country Academia Alliance Programme has been formed With whose initiative Academia Alliance Programme has been formed A Niti AyogB Confederation of Indian IndustriesC Startup IndiaD Ministry of New amp Renewable EnergyAns CTo fulfill the Governmentof India’s mission to promote the spirit of entrepreneurship in the country Startup India launched the Startup Academia Alliance programme a unique mentorship opportunity between academic scholars and startups working in similar domains The Startup Academia Alliance aims to reduce the gap between scientific research and its industrial applications in order to increase the efficacy of these technologies and to widen their impact By creating a bridge between academia and industry the Alliance strives to create lasting connections between the stakeholders of the startup ecosystem and implement the third pillar on which the Startup India Action Plan is based – Industry Academia Partnerships and Incubation The first phase of Startup Academia Alliance was kickstarted through partnering with Regional Centre for Biotechnology The Energy and Resources Institute TERI Council on Energy Environment and Water and TERI School of Advanced Studies Renowned scholars from these institutes in fields such as renewableenergy biotechnology healthcare and life sciences were taken on board to provide mentorship and guidance to startups working in relevant arenasMOCK Q415- FRAMED FROM SPECTRUM HISTORY Q Consider the following statements :1 In 1916 session Congress accepted theMuslim League demand of separate electorates 2 Communal award accepted all the muslim communal demands contained in the 14 pointsSelect the correct answer using the codes given below :A Only 1B Only 2C Both are correctD Both are incorrectAns CIn 1916 session Congress accepted the Muslim League demand of separate electorates amp the Congress amp The League presented joint demands to the governmentCommunal award accepted all the muslim communal demands contained in the 14 pointsMOCK Q414- FRAMED FROM THE HINDU Q With respect to the South Asia Sub Regional Economic Cooperation SASEC consider the following statements :1 SASEC program set up in 2001 to promote regional prosperity by improving cross border connectivity 2 World Trade Organisation serves as the secretariat for the SAESC member CountriesSelect the correct answer using the codes given below :A Only 1B Only 2C Both are correctD Both are incorrectAns ASASEC program set up in 2001 to promote regional prosperity by improving cross border connectivityIt brings together Bangladesh Bhutan India Maldives Myanmar Nepal Srilanka Manila Phillipines based Asian development Bank ADB serves as the secretariat for the SAESC member CountriesMOCK Q413- FRAMED FROM THE HINDU Q With respect to the Permanent Court of Arbitration PCA consider the following statements :1 PCA was established by treaty at the first Hague Peace Conference at Netherlands2 The order is not binding on the countries as it can be appealed in the UN tribunal3 121 member states are the part of the PCA including IndiaSelect the correct answer using the codes given below :A 1 amp 3B Only 2C 2 amp 3D 123Ans APermanent Court of Arbitration PCA:PCA was established by treaty at the first Hague Peace Conference at Netherlands in 1899The order is binding on the countries as there is no appeal process in the UN tribunal121 member states 119 members of the United Nations as well as Kosovo amp Palestine are the part of the PCA India is a part to the PCA according to the Hague Convention on 1899 MOCK Q412- FRAMED FROM THE HINDU Q With respect to the Asia Pacific Ministerial Conference on Housing amp Urban Development APMCHUD consider the following statements :1 Sixth edition of the conference held in New Delhi in 2016 with the theme “ A Vision for sustainable Urbanisation in The Asia Pacific by 2020”2 It was established under the aegis amp support of UN HabitatSelect the correct answer using the codes given below :A Only 1B Only 2C Both are correctD Both are in correctAns BSixth edition of the conference held in New Delhi in 2016 with the theme “ Emerging Urban Forms –Policy Reforms amp Governance Structures in the Context of New Urban Agenda”2006 THEME : “ A Vision for sustainable Urbanisation in The Asia Pacific by 2020MOCK Q411- FRAMED FROM THE HINDU Q With respect to the International Trade Centre consider the following statements :1 ITC is the joint technical corporation agency of the UN conference on trade amp Development UNCTAD amp World Trade Organisation WTO2 They are subordinate to the United Nations amp derive most of their financial resources other than the Union Nation BudgetsSelect the correct answer using the codes given below :A Only 1B Only 2C Both are correctD Both are in correctAns AITC is the joint technical corporation agency of the UN conference on trade amp Development UNCTAD amp World Trade Organisation WTOITC’s regular programme is financed in equal parts by WTO amp UNMOCK Q410- FRAMED FROM THE HINDU Q Which among the following crops have been classified under the category of Minor Forest products 1 Tendu Patta2 Bamboo3 Pulpwood 4 SoapnutSelect the correct answer using the codes given below :A 124B Only 1 amp 3C 134D Only 1 amp 4Ans AThe Major Forest Products comprise Pulpwood Sandalwood Social Forestry that incudes Fuel and Timber The Minor Forest Products include the items such as tamarind curry leaf Tendu Patta gallnut Cane Soapnut tree moss and now Bamboo alsoMOCK Q409- FRAMED FROM THE HINDU Q With reference to the news what is “INSTEX” A It is a 2000 ft long device to start clean up in the North Pacific OceanB It is a transaction channel that will allow companies to continue trading with Iran despite US sanctionsC It is a natural gas pipeline being developed with the participation of the Asian Development BankD It is the rule book that sets out how countries will provide information about their Nationally Determined Contributions Ans B• The transaction channel will allow European businesses to trade with Iran despite strict US sanctions• Though the payment channel is a project of Britain France and Germany it will receive the formal endorsement of all 28 EU members• It will support legitimate European trade with Iran focusing initially on the sectors most essential to the Iranian population such as pharmaceutical medical devices and agri-food goods• In the longer term INSTEX aims to be open to third countries wanting to trade with Iran• However INSTEX is not yet operational as it needs Iran to set up a parallel structure of its own which may take some time to complete• While it is aimed at small and medium-sized companies it is expected to send an important message to Iran about Europe’s commitment to keep the nuclear deal aliveObjective The launch of the special payment channel is a clear and practical demonstration of Europe’s commitment to continuing the nuclear dealIt however does not in any way preclude the European Union from addressing Iran’s hostile and destabilising activitiesEurope has toughened its tone on Iran’s ballistic missile programme human rights record and interference in Middle East conflictsMOCK Q408- FRAMED FROM THE HINDU Q With reference to the Pradhan Mantri Shram Yogi Maan-dhan Yojana consider the following statements :1 Spouse will not be entitled to receive pension in case of death2 Workers covered under the Employees’ Provident Fund Organisation will not be entitled to pension3 It is 100 funded by the Union government Select the correct answer using the codes given below :A 1 amp 3B 2 amp 3C Only 2D 1 amp 2Ans C• The unorganised sector workers with income of less than Rs 15000 per month and who belong to the entry age group of 18-40 years will be eligible for the scheme • Those workers should not be covered under New Pension Scheme NPS Employees’ State Insurance Corporation ESIC scheme or Employees’ Provident Fund Organisation EPFO• He or she should not be an income tax payerThe workers of unorganised sector can be home based workers street vendors mid-day meal workers head loaders brick kiln workers cobblers rag pickers domestic workers washer men rickshaw pullers landless labourers own account workers agricultural workers construction workers beedi workers handloom workers leather workers audio- visual workers and similar other occupationsBenefits under Pradhan Mantri Shram Yogi Maan-dhan YojanaMinimum Assured Pension: Each subscriber under the scheme will receive minimum assured pension of Rs 3000 per month after attaining the age of 60 yearsIn case of death during receipt of pension: If the subscriber dies during the receipt of pension his or her spouse will be entitled to receive 50 percent of the pension as family pension This family pension is applicable only to spouseIn case of death before the age of 60 years: If a beneficiary has given regular contribution and dies before attaining the age of 60 years his or her spouse will be entitled to continue the scheme subsequently by payment of regular contribution or may even exit the schemeEqual contribution by the Central Government: Under the PM-SYM the prescribed age-specific contribution by the beneficiary and the matching contribution by the Central Government will be made on a ‘50:50 basis’MOCK Q407- FRAMED FROM THE HINDU Q Which of the following best describes SHREYAS scheme A It is the scheme launched by HRD Ministry to promote entrepreneurship by mentoring nurturing and facilitating startupsB It is the scheme implemented by Sector Skill Council for Higher Education Youth in Apprenticeship and SkillsC It is the scheme launched by HRD ministry for translational and advanced research in Science to fund science projectsD It is the scheme implemented by Institution’s Innovation Council for self-actualisation providing opportunities for a life-long learningAns CSHREYAS: Scheme for Higher Education Youth in Apprenticeship and SkillsFunctioning of the Scheme:The scheme will be operated in conjunction with National Apprenticeship Promotion Scheme NAPS which provides for placing of apprentices or trainees up to 10 percent of the total work force in every industry The scheme will be implemented by the Sector Skill Councils SSCs initially in the Banking Finance Insurance Services BFSI Retail Health care Telecom Logistics Media Management services ITeS and Apparel More sectors would be added over time with emerging apprenticeship demandMOCK Q406- FRAMED FROM IUCN WEBSITE Q With reference to the Sandbag Climate Campaign consider the following statements :1 It was launched as a campaign on the European Union’s Emission Trading Scheme2 It addresses the negative effects of global warming as a result of heightened socioeconomic and environmental vulnerabilitiesSelect the correct answer using the codes given below :A Only 1B Only 2C Both are correctD Both are incorrectAns A–Sandbag or Sandbag Climate Campaign is a Community Interest Company campaigning for changes to European climate change policy especially emissions trading The organisation was launched in 2008 by Bryony Worthington and was the first and founding member of The Guardian’s Environment NetworkSandbag was launched as a campaign on the European Union’s Emission Trading Scheme allowing its members to campaign to reduce the number of permits in circulation and to purchase permits and cancel themClimate Vulnerable Forum CVF: The forum addresses the negative effects of global warming as a result of heightened socioeconomic and environmental vulnerabilitiesMOCK Q405- FRAMED FROM THE HINDU Q With reference to the Pradhan Mantri Kisan Samman Nidhi Yojana consider the following statements :1 It will provide assured income to all Institutional Land holders of Rs 6000 per year2 It is based on providing guaranteed amount of Rs 1000/- or Rs2000 per hectare in case of drought or loss of crop by the animalsSelect the correct answer using the codes given below :A Only 1B Only 2C Both are correctD Both are incorrectAns D• The Pradhan Mantri Kisan Samman Nidhi will provide assured income to small and marginal farmers• All Small and Marginal Farmers SMF with 2 hectares of cultivable land will be provided income support of Rs 6000 per year• The amount will be transferred directly into their account in 3 equal installments• The complete expenditure of Rs 75000 crore for the scheme will borne by the Union Government in 2019-20• Over 12 crore farmer families will be benefitted under the schemeThe scheme is being implemented with effect from December 2018The following categories of beneficiaries of higher economic status shall not be eligible for benefit under the scheme A All Institutional Land holders B Farmer families in which one or more of its members belong to following categories: 1 Former and present holders of constitutional posts2 Former and present Ministers/ State Ministers and former/present Members of LokSabha/ RajyaSabha/ State Legislative Assemblies/ State Legislative Councilsformer and present Mayors of Municipal Corporations former and present Chairpersons of District Panchayats3 All serving or retired officers and employees of Central/ State Government Ministries /Offices/Departments and its field units Central or State PSEs and Attached offices /Autonomous Institutions under Government as well as regular employees of the Local Bodies Excluding Multi Tasking Staff /Class IV/Group D employees4 All superannuated/retired pensioners whose monthly pension is ₹10000/-or more Excluding Multi Tasking Staff / Class IV/Group D employees of above category5 All Persons who paid Income Tax in last assessment year6 Professionals like Doctors Engineers Lawyers Chartered Accountants and Architects registered with Professional bodies and carrying out profession by undertaking practicesMOCK Q404- FRAMED FROM Spectrum- Modern India Q Swadeshi Sangam was formed to ispire the local masses through magic lantern lectures Swadeshi songsWho was/were the members of the Swadeshi Sangam 1 VO Chidambaram Pillai2 Abanindranath Tagore3 Subramania SivaSelect the correct answer using the codes given below :A 1 amp 3B Only 1C 2 amp 3D 123Ans AIn Tirunelveli Tamil Nadu VO Chidambaram Pillai Subramania Siva amp Some lawyers formed the Swadeshi Sangam which inspired the local massesMOCK Q403- FRAMED FROM Spectrum- Modern India Q With reference to the Indian National Movement What was Official Secrets Act A Under this act Natu brothers were deported without trial amp Tilak imprisoned on charges of seditionB Repressive laws under IPC section 124 A were amplified with new provisions under IPC 156 AC It was the administrative measure to curb the freedom of pressD Under this act It ensured greater government control over the universitiesAns COfficial Secrets Act : 1904 It was the administrative measure to curb the freedom of press1897 : Natu brothers were deported without trial amp Tilak imprisoned on charges of sedition1898 : Repressive laws under IPC section 124 A were amplified with new provisions under IPC 156 AIndian Universities Act 1904 : greater government control over the universitiesMOCK Q402- FRAMED FROM The Hindu Q With reference to the Halogen Light Bulbs consider the following statements :1 White coating also known as Phosphor coating on the glass absorbs UV light amp protect from the UV rays2 They have the same tungsten filament as the typical incandescent light bulbs 3 Fluorescent coating is often used in these bulbs to add brightnessSelect the correct answer using the codes given below :A 2 amp 3B 123C Only 2D 1 amp 2Ans CFluorescent bulbs : White coating also known as Phosphor coating on the glass absorbs UV light amp protect from the UV raysVapour lamps : Fluorescent coating is often used in these bulbs to add brightnessA halogen lamp also known as a tungsten halogen quartz-halogen or quartz iodine lamp is an incandescent lamp consisting of a tungsten filament sealed into a compact transparent envelope that is filled with a mixture of an inert gas and a small amount of a halogensuch as iodine or bromine The combination of the halogen gas and the tungsten filament produces a halogen cycle chemical reaction which redeposits evaporated tungsten to the filament increasing its life and maintaining the clarity of the envelope For this to happen a halogen lamp must be operated at a higher envelope temperature 250° C 482° F1 than a standard vacuum incandescent lamp of similar power and operating life this also produces light with higher luminous efficacy and color temperature The small size of halogen lamps permits their use in compact optical systems for projectors and illumination The small glass envelope may be enclosed in a much larger outer glass bulb for a bigger package the outer jacket will be at a much lower and safer temperature and it also protects the hot bulb from harmful contamination and makes the bulb mechanically more similar to a conventional lamp that it might replaceStandard and halogen incandescent bulbs are much less efficient than LED and compact fluorescent lamps and have been banned in many jurisdictions because of thisMOCK Q401- FRAMED FROM The Hindu Q Consider the following statements :1 Origin of Bitcoin is virtually anonymous amp is not monitored by any Central bank or Government2 Anyone with a bitcoin address can send amp receive bitcoins from anyone else with a bitcoin address Select the correct answer using the codes given below :A Only 1B Only 2C Both are correctD Both are incorrectAns CBitcoin is a cryptocurrency a form of electronic cash It is a decentralized digital currency without a central bank or single administrator that can be sent from user to user on the peer-to-peer bitcoin network without the need for are verified by network nodes through cryptography and recorded in a public distributed ledger called a blockchain Bitcoin was invented by an unknown person or group of people using the name Satoshi Nakamoto and released as open-source software in 2009 Bitcoins are created as a reward for a process known as mining They can be exchanged for other currencies products and services Research produced by the University of Cambridge estimates that in 2017 there were 29 to 58 million unique users using a cryptocurrency wallet most of them using bitcoin Bitcoin has been criticized for its use in illegal transactions its high electricity consumption price volatility thefts from exchanges and the possibility that bitcoin is an economic bubble Bitcoin has also been used as an investment although several regulatory agencies have issued investor alerts about bitcoinMOCK Q400- FRAMED FROM M LAXMIKANTH Q Consider the following statements :1In India Only the powers of the Federal Government are enumerated in the constitution amp the residuary powers are left to the states 2 Government of India Act 1935 provided for three fold enumeration ie Federal Provincial amp CurrentSelect the correct answer using the codes given below :A Only 1 B Only 2C Both are correct D Both are incorrectAns B-In US Only the powers of the Federal Government are enumerated in the constitution amp the residuary powers are left to the states -Power to make laws with respect to the residuary subjects which are not enumerated in any of the three list is vested in the ParliamentMOCK Q399- FRAMED FROM M LAXMIKANTH Q Which among the following statement best describes “Discretionary Grants” A It empowers the Parliament to make grants to the states which are in need of financial assistance B These are the grants in lieu of export duties on Jute amp Jute products to the states of Assam BiharOrissa amp West BengalC Theses are the grants for promoting welfare of the scheduled tribes in a stateD These are the grants that empower both the centre amp states to make any grants for any public purpose even if it is not within their respective legislative competenceAns DStatutory Grants : Article 75 empowers the Parliament to make grants to the states which are in need of financial assistanceOther Grants : These are the grants in lieu of export duties on Jute amp Jute products to the states of Assam Bihar Orissa amp West BengalDiscretionary Grants :These are the grants that empower both the centre amp states to make any grants for any public purpose even if it is not within their respective legislative competenceMOCK Q398- FRAMED FROM THE HINDU Q With reference to the news what is Talanoa dialogue A It is a process designed to help countries enhance and implement their Nationally Determined Contributions by 2020B It is a process to help countries by forming the rule book to implement the Paris Climate AgreementC It gives countries a common framework for reporting and reviewing progress towards their climate targetsD It provides a global platform for the conservation of Migratory animals amp their habitatsAns A–The 2017 United Nations Climate Change Conference COP23 was an international meeting of political leaders non-state actors and activists to discuss environmental issues It was held at UN Campus in Bonn Germany from 6–17 November 2017Although COP23 focused primarily on technical details of the Paris Agreement COP23 concluded with what was called the ‘Fiji Momentum for Implementation’ which outlined the steps that need to be taken in 2018 to make the Paris Agreement operational and launched the –Talanoa Dialogue – a process designed to help countries enhance and implement their Nationally Determined Contributions by 2020MOCK Q397 – FRAMED FROM THE HINDU Q Consider the following statements :1 Mangroves for the Future MFF has participation of Asian amp African nations only2 IUCN amp United Nation Development Programme UNDP developed MFF in 20063 MFF not only conserves Mangrove forests but includes all types of coastal ecosystems like coral reefsestuaries wetlands etcSelect the correct answer using the correct codes given below :A 1 amp 3B Only 2C 2 amp 3D 123Ans DMangroves for the Future MFFLocation: Member countries: Bangladesh Cambodia India Indonesia Maldives Myanmar Pakistan Seychelles Sri Lanka Thailand and Viet Nam Outreach countries: Malaysia Dialogue countries: Kenya and TanzaniaDuration: Established in 2006 MFF is currently in its third phase 2015 – 2018 Project Background: The devastation caused by the Indian Ocean tsunami of December 2004 laid bare the vital link between coastal ecosystems and human livelihoods It was United States President Bill Clinton’s vision that rebuilding in tsunami-hit areas should improve natural infrastructure and strengthen resilience against future natural disasters In response to this vision IUCN International Union for Conservation of Nature and the United Nations Development Programme UNDP developed Mangroves for the Future in 2006 Since then MFF has grown to include eight institutional partners plus a growing number of countries At the launch of the Tsunami Legacy report at the United Nations in New York in April 2009 Bill Clinton acclaimed MFF as one of the most positive and forward-looking developments of the post-tsunami periodMangroves for the Future MFF is a unique partner-led initiative to promote investment in coastal ecosystem conservation for sustainable development Co-chaired by IUCN and UNDP MFF provides a platform for collaboration among the many different agencies sectors and countries which are addressingchallenges to coastal ecosystem and livelihood issues The goal is to promote an integrated ocean-wide approach to coastal management and to building the resilience of ecosystem-dependent coastal communities Mangroves are the flagship of the initiative but MFF is inclusive of all types of coastal ecosystem such as coral reefs estuaries lagoons sandy beaches seagrass and wetlandsMOCK Q396 – FRAMED FROM THE HINDU Q Which one of the following best describes the term Malacca Dilemma sometimes seen in news A It refers to the demarcation line used initially by the government of republic of China B ONGC Videsh Limited signed a contract with the petro Vietnam to jointly explore petroleum resourcesC It is the Nine Dash line area that covers most of the South China sea amp overlaps exclusive economic zoneD It signifies China’s dependency for the energy needs on West AsiaAns DThe “Malacca Dilemma” is a term coined by their President Hu Jintao2003 on the over-reliance on the Malacca Straitssea-route where 80 of their energy needsoil imports pass en-route from the Middle East Angola etcshipping lanes through the Malacca Straitsbetween Malaysia and Indonesia This area is also prone to piracy sometimesConflict in the region and their effect on China’s geopolitical and energy strategies and other issues that can crop up from time to time together constitute the “Malacca Dilemma”MOCK Q395 – FRAMED FROM GCCA WEBSITE Q Global Climate Change Alliance Initiative for country’s vulnerability to climate change is managed by the :A The European CommissionB The Global Environment FacilityC UNDPD World BankAns AThe Global Climate Change Alliance Plus GCCA is a European Union flagship initiative which is helpingthe world’s most vulnerable countries to address climate change Having started with just four pilot projects in 2008 it has become a major climate initiative that has funded over 70 projects of nationalregional and worldwide scope in Africa Asia the Caribbean and the Pacific This EU initiative helps mainly Small Islands Developing States SIDS and Least Developed Countries LDCs increase their resilience to climate change The GCCA also supports these group of countries in implementing their commitments resulting from the 2015 Paris Agreement on Climate Change COP21 in line with the2030 Agenda for Sustainable Development and the new European Consensus on DevelopmentThe GCCA initiative is making a significant contribution towards achieving the overall target of at least 20 of the EU budget spent for climate action All GCCA projects must primarily aim at facilitating the transition to a climate-resilient low-carbon future in line with the 2°C targetGCCA funding increased from EUR 3175 million in the first phase 2007-2014 to EUR 420 million in the second phase 2014-2020 Read more on financial resourcesMOCK Q394 – FRAMED FROM THE HINDU Q Which among the following topics are exempted from the courses covered under the LEAP amp ARPIT PROGRAMME for higher education faculty 1 Establishment of the National Anti-profiteering Authority2 Internet of Things3 Tools techniques and experiments in reducing Greenhouse gases emission4 Methodology of Teaching SanskritSelect the correct answer using the codes given below :A 2 amp 4B Only 1C 1 amp 3D 124Ans CHRD Ministry launches LEAP and ARPIT programmes for higher education facultyThe courses cover a diverse range of topics such as:Indian culture and Heritage Studies Tribal and Regional languages Urdu French StudiesPedagogical Innovations amp Research Methodology Tools techniques and experiments in Earth ScienceLatest Trends in Pedagogy and Assessment Mathematics Statistics Zoology Chemistry Physics Biotechnology Development and Counselling Marine Science Calculus Real Time Power Analysis and Smart GridNeural Networks and Deep Learning amp Knowledge discovery Civil Infrastructure for Smart City DevelopmentICT in Science and Maths teaching Engineering Mechanics Design Spectrum DIY Manufacturing TechnologyInnovation and Best Practices in Educational Skills Advanced Concepts in Fluid Mechanics Energy Systems EngineeringLeadership and Governance in Higher Education Engineering Mechanics Physics of Semiconductors and Devices Electrical EngineeringPublic Policy and Administration Bio-Medical engineering Metallurgical Engineering and Materials Sciences Chemical EngineeringEnglish Language Teaching Internet of ThingsHindi Literature amp Linguistics Astronomy and AstrophysicsMethodology of Teaching Sanskrit Aerospace Engineering Tourism and Hospitality ManagementEffective Creations and Innovative Researches in Medieval Gujarati Literature Political Science Economics Psychology Development Perspectives in AgricultureLibrary amp Information Science Ethics Human Rights and Environment Anthropology Gender/Women’s studies Law Social and Rural DevelopmentDisaster Management Climate change MOCK Q393 – FRAMED FROM NITIN SIGHANIA Q Which among the following is/are correctly matched :Community Place1 Dangasia Gujarat2 Gond Madhya Pradesh3 Mirgan OdishaSelect the correct answer using the codes given below :A 1 amp 3B Only 2C 2 amp 3D 123Ans DDangasia GujaratGond Madhya PradeshMirgan Odisha MOCK Q392 – FRAMED FROM SPECTRUM HISTORY Q BR Ambedkar is associated With Which of the following 1 Bahishkrita Hitkarini Sabha2 Hindu Mahasabha3 Hindu Code billSelect the correct answer using the codes given below :A 1 amp 3B Only 1C 2 amp 3D 123Ans ALala Lajpat Rai involvement with Hindu Mahasabha leaders gathered criticism from the Naujawan Bharat Sabha as the Mahasabhas were non-secular which did not conform with the system laid out by the Indian National CongressHindu MahasabhaMOCK Q391 – FRAMED FROM IUCN WEBSITE Q With reference to the Least Developed Countries Fund consider the following statements:1 This fund has been initiated in 2002 by the The Global Environment Facility GEF2 Adaptation amp Mitigation are one of the area of focus of this fundSelect the correct answer using the codes given below :A Only 1B Only 2C Both are correctD Both are incorrectAns AThis fund has been initiated in 2002 by the The Global Environment Facility GEFAdaptation is one of the area of focus of this fundMOCK Q390 – FRAMED FROM INDIAN CULTUREGOV Q Consider the following :Sites Place1 Aalampur Temple : Telanagana2 European Tomb : Gujarat3 Khajurao Monuments : Madhya PradeshSelect the correct answer using the codes given below :A 1 amp 3B Only 3C 2 amp 3D 123Ans D Other Important Sites :Maharaja Chhatrasal Museum Complex : Madhya PradeshMahabalipuram : Tamil NaduUparkot : GujaratKumarakom : KeralaMOCK Q389 – FRAMED FROM IUCN WEBSITE Q389 The Climate Chain Coalition CCC to support collaboration among members and stakeholders to advance blockchain and related digital solutions emerged at :A 2017 United Nations Climate Change ConferenceB One Planet SummitC COP-24 Katowice D Paris Climate SummitAn BThe Climate Chain Coalition CCC was born during the One Planet Summit in December in Paris France The Coalition engages a multi-stakeholder group working on distributed ledger technology DLT to collaborate on mobilizing climate financePlz Note : The 2017 United Nations Climate Change Conference was an international meeting of political leaders non-state actors and activists to discuss environmental issues It was held at UN Campus in Bonn from 6–17 November 2017 Also known as: COP23 UNFCCC CMP13 Kyoto Protocol CMA2 Paris AgreementMOCK Q388 – FRAMED FROM IUCN WEBSITE Q “Partnership for Market Readiness” is an initiative which is managed by the :A Global Environment FacilityB World BankC United Nation Environment ProgrammeD UNDPAns BPartnership for Market Readiness ADMINISTERED BY: The World BankAREA OF FOCUS Mitigation DATE OPERATIONAL: 2011MOCK Q387 – FRAMED FROM THE HINDU Q387 With reference to the religious practices in India Sarvastivadin belongs to which ancient school A TheravadaB MahayanismC RajagirikarsD HetuvadinsAns ASarvāstivāda were an early school of Buddhism established around the reign of Asoka third century BCEIt was particularly known as an Abhidharma tradition with a unique set of seven Abhidharma worksMOCK Q386 – FRAMED FROM THE HINDU Q386 With reference to the Initial Coin Offerings ICO consider the following statements :1 It is like Initial Public Offer that refers to the issue of cryptocurrency in consideration of funds received from investors2 17 billion has been raised globally through ICOs between 2014 amp 2017Select the correct answer using the codes given below :A Only 1B Only 2C Both are correctD Both are incorrectAns A27 billion has been raised globally through ICOs between 2014 amp 2017- An initial coin offering ICO or initial currency offering is a type of funding using cryptocurrenciesMostly the process is done by crowdfunding but private ICO’s are becoming more common In an ICO a quantity of cryptocurrency is sold in the form of tokens coins to speculators or investors in exchange for legal tender or other cryptocurrencies such as Bitcoin or Ethereum The tokens sold are promoted as future functional units of currency if or when the ICO’s funding goal is met and the project launches In some cases like Ethereum the tokens are required to use the system for its purposesAn ICO can be a source of capital for startup companiesMOCK Q385 – FRAMED FROM THE HINDU Q385 Nanotechnology can significantly increase manufacturing at far reduced costs What are the advantages of the Nanotechnology 1 Anti scratch components of the automobiles are possible using the Nanotechnology2 Bullet proof amp stain resistant clothing can be made using the Nanotechnology3 Nanotechnology offer cleaner technologies amp cleaner environmentSelect the correct answer using the codes given below :A 1 amp 2B Only 2C 2 amp 3D 123Ans ANano sized particles can acculumate in various body parts such as nasal cavities lungs amp brainDue to their minute size nano particles are able to accumulate in the environmentMOCK Q384 – FRAMED FROM THE HINDU Q With reference to the “India International Exchange” consider the following statements :1 It was opened very recently at the International Financial Services Centre IFSC in Gujarat2 With this it will be the third largest International Exchange in the world in terms of order responseSelect the correct answer using the using the codes given below :A Only 1B Only 2C Both are correctD Both are incorrectAns D-It was opened IN 2017 at the International Financial Services Centre IFSC in GujaratBUT NOT VERY RECENTLY – With this it will be the fastest International Exchange in the world in terms of order response with the trade speed of four microseconds-This is better than BSE’s domestic exchange in Mumbai which has an order response time of six microseconds- Singapore is the second fastest International exchange has the order response of 60 microsecondsMOCK Q383 – FRAMED FROM THE HINDU Q383 In Context with the “Bio-energy with carbon capture and storage BECCS” consider the following statements :1 It is a greenhouse gas mitigation technology which produces negative carbon dioxide emissions2 BECSS works by involving the process of pyrogenic carbon capture and storage PyCCS or biocharSelect the correct answer using the codes given below :A Only 1B Only 2C Both are correctD Both are incorrectAns A-Bio-energy with carbon capture and storage BECCS is a potential greenhouse gas mitigation technology which produces negative carbon dioxide emissions by combining bioenergy energy from biomass use with geologic carbon capture and storage1 The concept of BECCS is drawn from the integration of trees and crops which extract carbon dioxide CO2 from the atmosphere as they grow the use of this biomass in processing industries or power plants and the application of carbon capture and storage via CO2injection into geological formations2 There are other non-BECCS forms of carbon dioxide removal and storage that include technologies such as biochar carbon dioxide air captureand biomass burial3 and enhanced weatheringAccording to a recent Biorecro report there is 550 000 tonnes CO2/year in total BECCS capacity currently operating divided between three different facilities as of January 2012In the IPCC Fourth Assessment Report by the Intergovernmental Panel on Climate Change IPCC BECCS was indicated as a key technology for reaching low carbon dioxide atmospheric concentration targets8 The negative emissions that can be produced by BECCS has been estimated by the Royal Society to be equivalent to a 50 to 150 ppmdecrease in global atmospheric carbon dioxide concentrations9 and according to the International Energy Agency the BLUE map climate change mitigation scenario calls for more than 2 gigatonnes of negative CO2 emissions per year with BECCS in 205010 According to Stanford University 10 gigatonnes is achievable by this dateAccording to the OECD Achieving lower concentration targets 450 ppm depends significantly on the use of BECCS13An alternative to BECSS is pyrogenic carbon capture and storage PyCCS or biochar14 Which are superior in order to fix carbon in a more stable way: solid C for longer times Carbon dioxide injected into geologic formations eventually leaks back into the atmosphere due to seismic activity and natural faults and problems with the seal of the ancient injection pitsFRAMED FROM THE HINDU Q382 Consider the following :Tribes Place1 Bhoksa Uttarakhand2 Misting Sikkim3 Gonds Madhya PradeshSelect the correct answer using the codes given below :A 1 amp 3B Only 2C 1 amp 2D 123Ans AMisting tribe is in AssamFRAMED FROM THE HINDU Q381 Which of the following best describes Forward linkages with respect to the economic activity 1 These refer to the transactions with the consumers2 For food processing industry these linkages are associated with the primary processing centresSelect the correct answer using the codes given below :A Only 1B Only 2 C Both are correctD Both are incorrectAns AForward linkages :-These refer to the transactions with the consumers- These linkages are associated with the retail storesBackward linkages :-These refer to the transactions with the suppliers-For food processing industry these linkages are associated with the primary processing centresFRAMED FROM LUCENT PUBLICATIONS Q380 Consider the following :Hill Ranges Place1 Rajpipla : Gujarat2 Mahadeo : Madhya Pradesh3 Maikala range : Andhra PradeshSelect the correct answer using the codes given below :A 1 amp 3B Only 2C 1 amp 2D 123Ans CMaikala range : Madhya Pradesh amp ChhatisgarhFRAMED FROM WIKIPEDIA Q379 Consider the following statements :1 Loktak lake the biggest fresh water lake is home to the endangered Sangai deer2 Keibul Lamjao is an integral part of the Loktak LakeSelect the correct answer using the codes given below :A Only 1 B Only 2C Both are correctD Both are incorrectAns CLok tak lake is the largest freshwater lake in Northeast India and is famous for the phumdis heterogeneous mass of vegetation soil and organic matter at various stages of decomposition floating over it The lake is located near Moirang in Manipurstate IndiaThe etymology of Loktak is Lok stream and tak the endThe largest of all the phumdis covers an area of 40 km215 sq mi and is situated on the southeastern shore of the lake Located on this phumdi Keibul Lamjao National Park is the only floating national park in the world The park is the last natural refuge of the endangered Sangai state animal Rucervus eldii eldii or Manipur brown-antlered deer Cervus eldi eldi one of three subspecies of Eld’s deerThe Keibul Lamjao National Park is a national park in the Bishnupur district of the state of Manipur in India It is 40 km2 154 sq mi in area the only floating park in the world located in North East India and an integral part of Loktak LakeThe national park is characterized by many floating decomposed plant materials locally called phumdis To preserve the natural refuge of the endangered Manipur Eld’s deer or brow-antlered deer Cervus eldi eldi or sangai also called the dancing deer listed as an endangered species by IUCN the park which was initially declared to be a sanctuary in 1966 was subsequently declared to be a national park in 1977 through a gazette notification The act has generated local support and public awarenessFRAMED FROM SUSTAINABLE DEVELOPMENTUNORG Q378 “Championing Green Growth and Climate Resilience” to promote green growth emerged at :A Global Green Growth InstituteB GreenpeaceC European Environment Agency D World Sustainable Development Summit 2011Ans AThe Global Green Growth Institute GGGI is a treaty-based international organization headquartered in Seoul South Korea The organization aims to promote green growth a growth paradigm that is characterized by a balance of economic growth and environmental sustainability GGGI provides research and stakeholder engagement for green growth plans especially in developing countries aiming to replace the more typical paradigm based on industrial developmentFounded to support green economic growth that simultaneously addresses poverty reduction job creation social inclusion and environmental sustainability GGGI works across four priority areas that are considered to be essential to transforming national economies including energy water land use and green citiesMotto Championing Green Growth and Climate ResilienceFormation 16 June 2010Headquarters Seoul Republic of KoreaMembership 30 Member countriesCouncil chair Ban Ki MoonDirector-General Frank RijsbermanBudget USD 55 million 2018Q377 The term “Climate Neutrality” sometimes mentioned in the news are related to :A World Wild life FundB UNFCCC SecretariatC Biocarbon FundD World wildlife TrustAns BThe UNFCCC secretariat launched its Climate Neutral Now initiative in 2015 The following year the secretariatlaunched a new pillar under its Momentum for Change initiative focused on Climate Neutral Nowas part of larger efforts to showcase successful climate action around the worldThe UNFCCC secretariat UN Climate Change was established in 1992 when countries adopted the United Nations Framework Convention on Climate Change UNFCCCWith the subsequent adoption of the Kyoto Protocol in 1997 and the Paris Agreement in 2015 Parties to these three agreements have progressively reaffirmed the secretariat’s role as the United Nations entity tasked with supporting the global response to the threat of climate changeSince 1995 the secretariat is located in Bonn GermanyThe secretariat provides technical expertise and assists in the analysis and review of climate change information reported by Parties and in the implementation of the Kyoto mechanisms It also maintains the registry for Nationally Determined Contributions NDC established under the Paris Agreement a key aspect of implementation of the Paris AgreementThe secretariat organizes and supports between two and four negotiating sessions each year The largest and most important is the Conference of the Parties held annually and hosted in different locations around the globe It is the largest annual United Nations conference attended on average by around 25000 participants In addition to these major conferences the secretariat organizes annual sessions of the so-called subsidiary bodies as well as a large number of meetings and workshops throughout the yearIn recent years the secretariat also supports the Marrakech Partnership for Global Climate Action agreed by governments to signal that successful climate action requires strong support from a wide range of actors including regions cities business investors and all parts of civil society At UN Climate Change Conferences a large number of events demonstrate how non-Party stakeholders are working with governments and the UN system to implement the Paris AgreementFRAMED FROM NDC PARTNERSHIPORG Q376 With reference to the Special Climate Change Fund consider the following statements :1 It was established in 1991 under UNFCCC to finance projects which enable the adaptation to climate change2 It is operated by United Nation Environment Programme UNEP amp World Meteorological Organisation WMOSelect the correct answer using the codes given below :A Only 1B Only 2C Both are correctD Both are incorrectAns DIt was established in 2001 under UNFCCC to finance projects which enable the adaptation to climate changeIt is operated by Global Environment Facility GEFEXPLANATION :In 2001 Parties to the UNFCCC established the Special Climate Change Fund SCCF to support climate change activities that are complementary to the GEF’s climate change projects with a special focus on the most vulnerable countries The objective of the Special Climate Change Fund SCCF is to support adaptation and technology transfer projects and programs that: are countryFRAMED FROM IUCNORG Q375 Which among the following country is not the member of the “Mangroves for The Future” A Cambodia B MyanmarC LaosD MaldivesAns CMangroves for the Future MFFLocation: Member countries: Bangladesh Cambodia India Indonesia Maldives Myanmar Pakistan Seychelles Sri Lanka Thailand and Vietnam Outreach countries: Malaysia Dialogue countries: Kenya and TanzaniaDuration: Established in 2006 MFF is currently in its third phase 2015 – 2018 Project Background: The devastation caused by the Indian Ocean tsunami of December 2004 laid bare the vital link between coastal ecosystems and human livelihoods It was United States President Bill Clinton’s vision that rebuilding in tsunami-hit areas should improve natural infrastructure and strengthen resilience against future natural disasters In response to this vision IUCN International Union for Conservation of Nature and the United Nations Development Programme UNDP developed Mangrovesfor the Future in 2006 Since then MFF has grown to include eight institutional partners plus a growing number of countries At the launch of the Tsunami Legacy report at the United Nations in New York in April 2009 Bill Clinton acclaimed MFF as one of the most positive and forward-looking developments of the post-tsunami periodMangroves for the Future MFF is a unique partner-led initiative to promote investment in coastal ecosystem conservation for sustainable development Co-chaired by IUCN and UNDP MFF provides a platform for collaboration among the many different agencies sectors and countries which are addressing challenges to coastal ecosystem and livelihood issues The goal is to promote an integrated ocean-wide approach to coastal management and to building the resilience of ecosystem-dependent coastal communities Mangroves are the flagship of the initiative but MFF is inclusive of all types of coastal ecosystem such as coral reefs estuaries lagoons sandy beaches seagrass and wetlandsFRAMED FROM The Hindu Q374 Which among the following is/are classified under the Third Generation Vaccines 1 DTP vaccine2 DNA Vaccine3 Polio VaccineSelect the correct answer using the codes given below :A Only 3B 2 amp 3C 1 amp 2D Only 2Ans DDTP vaccine – Second generation VaccineDNA Vaccine- Third generation VaccinePolio Vaccine- First generation VaccineDNA vaccination is a technique for protecting against disease by injection with genetically engineered DNA so cells directly produce an antigen producing a protective immunological response DNA vaccines have potential advantages over conventional vaccines including the ability to induce a wider range of immune response typesSeveral DNA vaccines are available for veterinary use Currently no DNA vaccines have been approved for human use Research is investigating the approach for viral bacterial and parasitic diseases in humans as well as for several cancersApplicationsNo DNA vaccines have been approved for human use in the United States Few experimental trials have evoked a response strong enough to protect against disease and the technique’s usefulness remains to be proven in humans A veterinary DNA vaccine to protect horses from West Nile virus has been approvedFirst-Generation Vaccines Attenuated and inactivated vaccines are identified in the first generation which use a primary method in their production Attenuated pathogens full organisms or inactivated bacterial toxin which are effectively immunogenic are used in making these vaccines2nd Generation Vaccines:-The second generation vaccines were created in order to minimize the risks of having the pathogen revert to a dangerous formThe way these vaccines work is that they do not contain the whole organism but rather subunits Subunits may consist of the toxins that the pathogen create if they are bacterial Another example of subunit vaccines are those that only contain protein sections of the pathogen such as an acellular formA great example of a 2nd generation vaccine is DTaP The vaccine contains diptheria toxoid tetanus toxoid pertussis toxoid as well as the acellular version of pertussisAs with the issues with the 1st generation of vaccines the 2nd generation vaccines can generate antibody response and T-helper response but AGAIN no T-Killer responseFRAMED FROM INDIAN EXPRESS Q373 Which among the following is/are the examples of The Near Field Communication 1 Public transport card readers2 Smart phones3 Touch payment terminalsSelect the correct answer using the codes given below :A 1 amp 3B Only 2C 2 amp 3D 123Ans DNear-field communication NFC is a set of communication protocols that enable two electronic devices one of which is usually a portable device such as a smartphone to establish communication by bringing them within 4 cm 16 in of each other1NFC devices are used in contactless payment systems similar to those used in credit cards and electronic ticket smartcards and allow mobile payment to replace or supplement these systems This is sometimes referred to as NFC/CTLS Contactless or CTLS NFC NFC is used for social networking for sharing contacts photos videos or files2 NFC-enabled devices can act as electronic identity documents and keycards3 NFC offers a low-speed connection with simple setup that can be used to bootstrap more capable wireless connectionsFRAMED FROM SHANKAR ENVIRONMENT Q372 With respect to the Global Tiger Forum GTF consider the following statements :1 It is an international symposium to save Tigers in the world with support of South Asian Countries2 Headquarter of the GTF is located in India because India has the largest tiger population in the world Select the correct answer using the codes given below :A Only 1B Only 2C Both are correctD Both are incorrectAns BGTF is an intergovernmental body to undertake worldwide campaign amp a common programme to save tigers in the worldInternational Symposium on Tiger held at New Delhi during February 1993 adopted a Delhi declaration on Tiger conservation Headquarter of the GTF is located in India because India has the largest tiger population in the world FRAMED FROM MAJID HUSSAIN’S INDIAN GEOGRAPHY Q371 Consider the following :1 Jai Samand Lake : Largest Artificial lake2 Pulicat lake : Has a largest number of islands within3 Vembanad lake : Largest KayalsWhich among the above is/are correctly matched A Only 2B 1 amp 3C 2 amp 3D 123Ans BExplanation :1Kolleru lake has the largest number of islands within Kolleru lake is formed between deltas of Godavari amp Krishna riversKolleru Lake is one of the largest freshwater lakes in India located in state of Andhra Pradesh and formsthe largest shallow freshwater3 lake in Asia 15 kilometers away from the city of Eluru Kolleru is located between Krishna and Godavari deltas4 Kolleru spans into two districts – Krishna and West Godavari The lake is fed directly by water from the seasonal Budameru and Tammilerustreams and is connected to the Krishna and Godavari irrigation systems by over 67 major and minor irrigation canals This lake is a major tourist attraction Many birds migrate here in winter such as Siberian crane ibisand painted storks The lake was an important habitat for an estimated 20 million resident and migratorybirds including the grey or spot-billed pelican Pelecanus philippensis The lake was declared as a wildlife sanctuary in November 1999 under India’s Wildlife Protection Act of 1972 and designated a wetland of international importance in November 2002 under the international Ramsar Convention The wildlife sanctuary covers an area of 308 km2Egrets grey herons painted storks and black-headed ibises gathering in thousands at Kolleru Lake Andhra Pradesh IndiaKolleru Lake under Ramsar Convention allowing local communities Here: Vaddi Community to continue their occupation of culture fish and caught fish covers 90100 hectares 222600 acres and Kolleru Lake underWildlife Sanctuary covers 166000 acres 67200 ha2Pulicat lake : Pulicat Lagoon is the second largest brackish water lagoon in India after Chilika Lake Pulicat Lagoon is considered to be the second largest brackish water body in India measuring 759 km2 The Lagoon is one the three important wetlands to attract North-East Monsoon rain clouds during October to December season to Tamil Nadu The lagoon comprises the following regions which adds up 759 km2 according to Andhra Pradesh Forest Department: 1 Pulicat Lake Tamil Nadu-TN amp Andhra Pradesh-AP 2 Marshy/WetlandLand Region AP 3 Venadu Reserve Forest AP 4 Pernadu Reserve Forest AP The lagoon was cut across in the middle the Sriharikota Link Road which divided the water body into lake and marshy land The lake encompasses the Pulicat Lake Bird Sanctuary The barrier island of Sriharikota separates the lake from the Bay of Bengal and is home to the Satish Dhawan Space Centre1 Major part of the lake comes under Nellore district of Andhra pradesh3 Vembanad lake:Vembanad Vembanad Kayal or Vembanad Kol is the longest lake in India1 and the largest lake in the state of Kerala Spanning several districts in the state of Kerala it is known as Vembanadu Lake in Kottayam Punnamada Lake in Kuttanad and Kochi Lake in Kochi Several groups of small islands including Vypin Mulavukad Vallarpadam Willingdon Island are located in the Kochi Lake portion Kochi Port is built around the Willingdon Island and the Vallarpadam islandThe Nehru Trophy Boat Race is conducted in a portion of the lake High levels of pollution have been noticed at certain hotspots of the Vembanad backwaters Government of India has identified the Vembanad wetland under National Wetlands Conservation Programme4 Jai Samand Lake:Dhebar Lake also known as Jaisamand Lake is India’s second-largest artificial lake after Govind Ballabh Pant Sagar1 It is located in the Udaipur District of Rajasthan State in western India It has an area of 87 km2 34 sq mi when full and was created in the 17th century when Rana Jai Singh of Udaipur built a marble dam across the Gomati River It is about 450 km 280 mi from the district headquarters of Udaipur When first built it was the largest artificial lake in the world The surrounding Jaisamand Wildlife Sanctuary around Dhebar Lake can be reached by the state highway to Banswara from Udaipur It is about 270 km 168 mi from Parsad A village on National Highway No 8 Jaisamand Wildlife Sanctuary protects about 1620 square kilometres 16200 ha mostly teakforest on the shores of Dhebar Lake The lake has three islands measuring from 10 to 40 acres 40000 to 162000 m2 each The Dhebar Lake Marble Dam is 3000 m 9843 ft long and is a part of the Heritage Monuments of India The dam also has the Hawa Mahal Palace winter Capital of the erstwhile Maharanas of MewarFRAMED FROM THE HINDU -MAY 2018 Q370 With reference to the CLOUD ACT consider the following statements :1 It has been passed by the US Congress very recently to make artificial rain by spraying clouds with substances like Silver Iodide 2 US has enacted in 2018 by passing the Consolidated Appropriations ActSelect the correct answer using the codes given below :A Only 1B Only 2C Both are correctD Both are incorrectAns BCloud act – The Clarifying Lawful Overseas Use of Data CLOUD Act passed by the US Congress earlier this year seeks to de-monopolise control over data from US authorities  The law will for the first time allow tech companies to share data directly with certain foreign governments This however requires an executive agreement between the US and the foreign country certifying that the state has robust privacy protections and respect for due process and the rule of law Before this Cloud Act an Indian officer investigating would have to raise a request for data to the US government where it is storedHow CLOUD act impacts law enforcement in India :- Timely access to electronic data for police is required to prevent mitigate or prosecute even a routine crime With the enactment of the CLOUD Act an Indian officer for the purposes of an investigation will no longer have to make a request to the US government but can approach the company directlyFRAMED FROM INDIAN EXPRESS -AUGUST 2018 Q369 Which among the following is/are the expected benefits to a country by signing the pact of Duqm port in Oman 1 Port is located near the Persian Gulf through which half of the world’s oil tanker pass2 It has a special economic zone where 25 billion investments are expected to be made by the Indian companiesWhich of the statements given above is/are correct A Only 1B Only 2C Both are correctD Both are incorrectAns AIt has a special economic zone where 18 billion investments are expected to be made by the Indian companiesPort is located near the Persian Gulf through which half of the world’s oil tanker passIt is also near the Chabahar port of IranFRAMED FROM INDIAN EXPRESS -AUGUST 2018 Q368 What is/are the consequence/ consequences of a country becoming the member of the ‘European Bank for Reconstruction amp Development’ 1 Membership would provide access to the technical amp financial assistance of the bank related to the development of the private sector2 Co-financing opportunities access to the international markets will be enhanced through the membershipWhich of the statements given above is/are correctA 1 onlyB 2 onlyC Both 1 amp 2D Neither 1 nor 2 Ans BMembership would provide access to the technical assistance amp sectoral knowledge of the bank related to the development of the private sectorCo-financing opportunities access to the international markets will be enhanced through the membershipExplanation:The European Bank for Reconstruction and Development EBRD is an international financial institution founded in 1991 As a multilateral developmental investment bank the EBRD uses investment as a tool to build market economies Initially focused on the countries of the former Eastern Bloc it expanded to support development in more than 30 countries from central Europe to central Asia Similar to other multilateral development banks the EBRD has members from all over the world North America Africa Asia and Australia see below with the biggest shareholder being the United States but only lends regionally in its countries of operations Headquartered in London the EBRD is owned by 69 countries and two EU institutions 69th being Indiarecently in July 2018 Despite its public sector shareholders it invests in private enterprises together with commercial partnersThe EBRD is not to be confused with the European Investment Bank EIB which is owned by EU member states and is used to support EU policy EBRD is also distinct from the Council of Europe Development Bank CEBFRAMED FROM INDIAN EXPRESS -AUGUST 2018 Q367 STARLINK refers to :A It is a research amp development project developed by Google X to provide internet access to rural amp remote areasB It is the solar powered drone launched by facebook to provide internet access to four billion people around the world C Any type of drone that can be controlled by the Microwave signals of high wavelengthD It is the planned constellation of satellites that would provide high speed global internet connectionAns DStarlink is a satellite constellation development project underway by SpaceX1 to develop a low-cost high-performance satellite bus and requisite customer ground transceivers to implement a new space-basedInternet communication system23 By 2017 SpaceX submitted regulatory filings to launch nearly 12000 satellites to orbit by the mid-2020s4SpaceX also plans to sell satellites that use a satellitebus that may be used for military5 scientific or exploratory purposes6 In November 2018 SpaceX received FCC approval to deploy 7518 broadband satellites in addition to the 4425 satellites that were approved in March 2018 Development began in 2015 and prototype test-flight satellites were launched on 22 February 2018Initial operation of the constellation could begin in 2020 with satellite deployment beginning mid 2019The SpaceX satellite development facility in Redmond Washington houses the research and development operations for the satellite Internet projectFRAMED FROM THE HINDU -AUGUST 2018 Q366 Which among the following sites have been identified for the development of Water Aerodromes 1 Wular lake2 Sabarmati river front3 Chilika lakeSelect the correct answer using the codes given below :A 1 amp 3B Only 3C 2 amp 3D 123Ans CChilika lake IN Orissa Gujarat’s Sardar Sarovar Dam Sabarmati river front have been identified for the development of Water AerodromesFRAMED FROM THE HINDU -AUGUST 2018 Q365 Which among the following products have been classified into Minor Forest Products 1 Tamarind 2 Sandalwood3 Bamboo4 Cane5 Fuel amp TimberSelect the correct answer using the codes given below :A 1345B 245C Only 2 amp 5D 134Ans DMajor Forest Produce and Minor Forest Products The Major Forest Products comprise Pulpwood SandalwoodSocial Forestry that incudes Fuel and Timber The Minor Forest Products include the items such as tamarind curry leaf Tendu Patta gallnut Cane Soapnut tree moss and now Bamboo alsoFRAMED FROM THE HINDU -AUGUST 2018 Q364 Consider the following :1 Magnetic Rheological Fluid Damper2 Macro encapsulation device for treatment of Diabetes3 Smartphone based Camera SensorWhich among the above projects have been developed under the Imprint-2 Initiative A 1 amp 3B Only 2C 2 amp 3D Only 1Ans BMagnetic Rheological Fluid Damper Smartphone based Camera Sensor- are the projects of IMPRINT INITIATIVEFor details of the projects open the link : FROM THE HINDU -AUGUST 2018 Q363 Which among the following have been accorded Geographical Indication status 1 Blue pottery of Jaipur2 Tirupati ladoos3 Mahabaleshwar Strawberry4 Nagpur OrangeSelect the correct answer using the codes given below :A 124B 2 amp 4C 234D 1234Ans DFRAMED FROM THE HINDU -SEPTEMBER 2018 Q362 With reference to the news what is Blockchain Bond A It is the new debt instrument issued by World Bank by using ledger technology B It is a type of bond purchased by buyers interested in earning a revenue stream from the British pound or sterlingC Republic of Seychelles has launched the Bond a novel financing initiative which taps into capital markets to fund ocean-related environmental projectsD It is the bond issued outside India but denominated in Indian Rupees rather than the local currencyAns AThe World Bank is turning to blockchain to help it raise moneyThe international lender is planning to issue what it says is the world’s first global blockchainbond a notable mainstream endorsement of the emerging technologyBlockchain is best known as the technology underpinning bitcoin and other cryptocurrencies It serves as a digital record of financial transactionsThe World Bank has hired Commonwealth Bank of Australia CBAUF to manage the bond which is expected to raise as much as 100 million Australian dollars 73 millionFRAMED FROM THE HINDU -SEPTEMBER 2018 Q361 Which of the following best describes the term “Mobilise Your City” sometimes seen in news A It is an initiative to support three Indian cities to reduce Green House Gas emissionsB It is a part of Swacch Bharat Mission to make Indian cities clean C It is the Heat Action Plan adopted in Climate Change Conference to keep global average temperature below 20 CD It is an initiative to support Indian cities to reduce atmospheric pollution as a part of health initiativeAns AIndia and France sign an implementation agreement on “MOBILISE YOUR CITY” MYC European Union agrees to Euro 35 million for investments and technical assistance within the Mobilise Your City MYC programme in India MYC aims at supporting three pilot cities viz Nagpur Kochi and Ahmedabad for reduction of Green House Gas GHG emissions related to urban transportFRAMED FROM THE HINDU -SEPTEMBER 2018 Q360 With reference to the PISA Programme For International Student Assessment consider the following statements :1 PISA test introduced in the year 2000 by UNICEF United Nations International Children’s Emergency Fund 2 The test is carried out once in every two yearsWhich of the statements given above is/are correct A Only 1B Only 2C Both are correctD Both are incorrectAns DPISA test introduced in the year 2000 by OECDThe test is carried out once in every three yearsThe Programme for International Student Assessment PISA is a worldwide study by the Organisation for Economic Co-operation and Development OECD in member and non-member nations intended to evaluate educational systems by measuring 15-year-old school pupils’ scholastic performance on mathematics science and reading It was first performed in 2000 and then repeated every three years Its aim is to provide comparable data with a view to enabling countries to improve their education policies and outcomes It measures problem solving and cognition The 2015 version of the test was published on 6 December 2016FRAMED FROM THE HINDU -SEPTEMBER 2018 Q359 With reference to O-Smart scheme consider the following statements :1 It is the Earth Ministry’s scheme to address Ocean development activities 2 The scheme covers 16 sub projects with an overall cost of Rs 1700 croresWhich of the statements given above is/are correct A Only 1B Only 2C Both are correctD Both are incorrectAns AThe scheme covers 16 sub projects with an overall cost of Rs 1623 croresFRAMED FROM THE HINDU -SEPTEMBER 2018 Q358 Which among the following is/are modified Operational Guidelines for Pradhan Mantri Fasal Bima Yojana 1 Only Perennial horticulture crops are included on pilot basis under the ambit of PMFBY 2 Farmers will be paid 11 interest by insurance companies Which of the statements given above is/are correct A Only 1B Only 2C Both are correctD Both are incorrectAns D-Farmers will be paid 12 interest by insurance companies-State Governments will have to pay 12 interest for delay in release of state share of subsidy-It includes Perennial horticulture crops on pilot basis under the ambit of PMFBY -It provides add on coverage for crop loss -Release of upfront premium subsidy FRAMED FROM THE HINDU -SEPTEMBER 2018 Q357 With reference to the Pradhan Mantri Jeevan jyoti Bima Yojana consider the following statements :1 It is a life insurance scheme which includes age between 18 to 50 years2 The annual premium of Rs12 will be paid by the Union government 3 The benefit includes Rs 2 lakhs in case of death due to any causeWhich of the statements given above is/are correct A 1 amp 3B Only 3C 1 amp 2D 123Ans BPradhan Mantri Jeevan jyoti Bima Yojana is a accident insurance scheme which includes age between 18 to 50 yearsPradhan Mantri Suraksha Bima Yojana is a life insurance which includes age between 18 to 70 yearsPradhan Mantri Suraksha Bima Yojana : The annual premium of Rs12 will be paid by the Union government Pradhan Mantri Jeevan jyoti Bima Yojana : The annual premium of Rs330 will be paid by the Union government FRAMED FROM THE HINDU -SEPTEMBER 2018 Q356 Which among the following are mandatory to mention on the label of the food items as per regulations of Food Safety amp Standards Regulations Act2018 1Trans fats2 Sugar 3 Salt4 Genetically Engineered Goods / ingredients derived from GMO5 Folic acidWhich of the statements given above is/are correct A 145B 1234C 123D 12345Ans BThe Food Safety and Standards Authority of India FSSAI on August 17 2018 constituted a group of experts from health and nutrition sector to look into the issue of food labellingThe expert panel will be headed by B Sesikeran former director of National Institute of Nutrition NIN and comprises Hemalatha and Dr Nikhil Tandon The panel will study in detail the concerns of the industry and make recommendations The announcement regarding the constitution of the Committee was made by FSSAI CEO Pawan Kumar Agarwal while addressing a national consultation on the draft regulation on food labelling organised by the CUTS InternationalAgarwal also made it clear that Food Safety and Standards Authority of India FSSAI will go ahead with the labelling norms even if there is no full consensus on the matter after the panel’s suggestionsIn April 2018 the FSSAI had come out with the draft of ‘Food Safety and Standards Labelling and Display Regulations 2018’ that propose mandatory red-label marking on packaged food products containing high levels of fat sugar and saltHowever for now the government has put on hold these draft regulations following the concerns raised by stakeholdersDraft provisions of Food Safety and Standards Labelling and Display Regulations 2018• The draft regulations suggest for mandatory declaration by packaged food manufacturers about nutritional information such as calories total fat trans fat sugar and salt per serve on the front of the pack• The draft pitches for a colour code proposes that the high fats such as sugar and salt trans-fat and sodium content should be coloured as ‘red’ if the value of energy from total sugar or fat is more than 10 percent of the total energy in the 100 grams or 100 ml of the product • The colour coding will make it easier for consumers to know about the nutritional value of food products and will help them make choices as per their requirements • It also makes mandatory to label food stuffs as ‘Contains GMO/Ingredients derived from GMO’ if the items contain 5 percent or more Genetically Engineered GE ingredients • The nutritional information should also be provided in the form of bar codeFRAMED FROM THE HINDU -SEPTEMBER 2018 Q355 Consider the following statements with reference to the Great Pacific Garbage Patch that sometimes seen in news :1 It is a gyre of marine debris particles in the central North Pacific Ocean2 It is located from 135°E to 155°WWhich of the statements given above is/are correct A Only 1B Only 2C Both are correctD Both are incorrectAns AThe Great Pacific garbage patch also described as the Pacific trash vortex is a gyre of marine debris particles in the central North Pacific Ocean It is located roughly from 135°W to 155°W and 35°N to 42°NThe collection of plastic floating trash halfway between Hawaii and California extends over an indeterminate area of widely varying range depending on the degree of plastic concentration used to define itThe patch is characterized by exceptionally high relative pelagic concentrations of plastic chemical sludge and other debris that have been trapped by the currents of the North Pacific Gyre3 Despite the common public image of islands offloating rubbish its low density 4 particles per cubic meter prevents detection by satellite imagery or even by casual boaters or divers in the area It consists primarily of an increase in suspended often microscopic particles in the upper water columnThe patch is not easily seen from the sky because the plastic is dispersed over a large area Researchers from The Ocean Cleanup project claimed that the patch covers 16 million square kilometers The plastic concentration is estimated to be up to 100 kilograms per square kilometer in the center going down to 10 kilograms per square kilometer in the outer parts of the patch An estimated 80000 metric tons of plastic inhabit the patch totaling 18 trillion pieces 92 of the mass in the patch comes from objects larger than 05 centimetersResearch indicates that the patch is rapidly accumulatingA similar patch of floating plastic debris is found in the Atlantic Ocean called the North Atlantic garbage patchFRAMED FROM THE HINDU -SEPTEMBER 2018 Q354 Consider the following statements with reference to the Heritage Irrigation Structures that sometimes seen in news :1 These structures have been created to ease irrigation by creating partition between the acidic amp alkaline soil2 This scheme has excluded old operational irrigation structures Which of the statements given above is/are correct A Only 1B Only 2C Both are correctD Both are incorrectAns DAt the 63rd meeting of International Executive Council IEC held at Adelaide Australia on 28 June 2012 President Gao Zhanyi suggested that a process for recognition of the historical irrigation structures on the lines of World Heritage Sites as recognized by UNESCO shall be initiated Accordingly a Task Team comprising of the following members was set up to work out objectives guidelines and procedures to select the historical irrigation structures The Scheme was discussed during the meeting of WG-HIST at 65th IEC meeting The members suggested changes in the scope of the Scheme The present Scheme has been revised and updated to include both the old operational irrigation structures as well as structures that have primarily archival value It is proposed that a historical irrigation and/or drainage structure fulfilling the criterion laid down in this document shall be recognized as “Heritage Irrigation Structure” HIS The nomination forms received by 30 June every year will be processed together and presented to the following Executive Council meeting after due processing Nominations are invited from ICID National Committees for selection of “World Heritage Irrigation Structures” WHIS thatincludes both old operational irrigation structures as well as those having an archival value A Task Team is set up every year to select historical drainage/drainage structures as received from various National Committees NCs to give recognition to the historical irrigation structures on the lines of World Heritage Sites as recognized by UNESCO National Committee can nominate more than one structure using separate nomination form for each Associated Members and non-member countries can nominate their structures through the neighboring active national committees or by submitting directly to the ICID Central OfficeFRAMED FROM THE HINDU -SEPTEMBER 2018 Q353 Which of the following best describes “MOVE” sometimes seen in news A It is the Global Mobility Summit organized by Niti Ayog to make Indian cities pollution freeB It is an Intergovernmental agreement on the National Redress Scheme for Institutional Child Sexual Abuse C It is the Global Mobility Summit organized by UNFCCC between the Commonwealth and the States on environment issuesD It is an inter governmental agreement for the promotion of political amp economic relations with the ASEANAns ATo showcase innovation and build a platform to shape the future of mobility NITI Aayog is proud to host the first Move Summit 2018 In New Delhi on 7th and 8th September 2018 stakeholders from across the sectors of mobility and transportation will gather to co-create a public interest framework to revolutionize transport Together government industry academia civil society and media will set the base for a transport system which is safe clean shared and connected and affordable accessible and inclusiveThe Move Summit will address these challenges through two major channels:THE CORE SUMMIT AND PARALLEL EVENTS It will help leverage a number of unique features of India’s mobility ecosystem:a Tremendous potential for a fundamental shiftb Low lock-in-effectc Scale and size d Frugal innovation ande Globally-recognized technological prowessThe Move Summit will seek to integrate India’s efforts around sustainable development urbanization clean energy and more through the unique lens of mobilityFRAMED FROM THE HINDU -SEPTEMBER 2018 Q352 With reference to the Pradhan Mantri Jan Arogya Yojana consider the following statements :1 Institutional treatment is the part of this Scheme2 It will cover over 10 crore people for secondary amp tertiary care hospitalization 3 Members of the family should not be more than 5 to be eligible for the scheme Which of the statements given above is/are correct A 1 amp 3B Only 2C 2 amp 3D 123Ans B1st statement : Institution treatment means a hospital nursing facility or other It is a fabricated statement3rd statement : It is also wrong It is not the feature of this schemePrime Minister Narendra Modi launched ambitious Pradhan Mantri Jan Arogya Yojana PMJAY under Ayushman Bharat umbrella at Ranchi Jharkhand The scheme aims to provide annual health insurance cover of Rs 5 lakh to 1074 crore beneficiary families ie over 50 crore beneficiaries across India It is touted as world’s largest healthcare scheme that will serve beneficiary population that equals 27-28 European countries and almost equal to population of Canada Mexico and US put together The scheme will become operational from September 25 2018 ie on birth anniversary of Deendayal Upadhyay FRAMED FROM THE HINDU -JUNE 2018 Q351 Which of the following best describes “RIMPAC” sometimes seen in news A It is a specialised agency of the United Nations responsible for regulating shippingB It is the world’s largest military exercise between United States amp South Korea C It is a naval ship that is built and primarily intended for naval warfareD It is the world’s largest international maritime warfare exercise administered by the United States Navy’s pacific fleetAns DRIMPAC the Rim of the Pacific Exercise is the world’s largest international maritime warfare exercise RIMPAC is held bienniallyduring June and July of even-numbered years from Honolulu Hawaii It is hosted and administered by the United States Navy’s Pacific Fleet headquartered at Pearl Harbor in conjunction with the Marine Corps the Coast Guard and Hawaii National Guard forces under the control of the Governor of Hawaii The US invites military forces from the Pacific Rim and beyond to participate With RIMPAC the United States Pacific Command seeks to enhance interoperability among Pacific Rim armed forces ostensibly as a means of promoting stability in the region to the benefit of all participating nations Described by the US Navy as a unique training opportunity that helps participants foster and sustain the cooperative relationships that are critical to ensuring the safety of sea lanes and security on the world’s oceansRIMPAC 2018On 23 May 2018 the Pentagon announced that it had disinvited China because of recent militarization of islands in the South China Sea after China had announced in January that it had been invitedThe PRC has previously attended RIMPAC 2014 amp 2016On 30 May 2018 the US Navy announced that the following navies would take part in the exercise FRAMED FROM THE HINDU -JUNE 2018 Q350 With reference to the “Polargap Project” consider the following statements :1 It is an international mission to capture data about the Earth’s electrical amp magnetic field2 This project is largely funded by the World bankWhich of the statements given above is/are correct A Only 1B Only 2C Both are correctD Both are incorrectAns DPolarGAP is an ambitious international mission to capture new and critical data about the Earth’s global gravity field Innovative radar systems and Lidar technologies will also be deployed from Twin Otter aircraft to fill the ‘data gap’ in measurements of surface elevation over the South Pole region south of 835°Two earth observing satellite missions GOCE and CryoSat 2 mounted by the European Space Agency ESA revolutionised scientists’ ability to ‘map’ the Earth’s global gravity field and monitor how Earth’s ice fields are responding to global change However because GOCE’s orbit did not cross the Poles there is a data gap at the South PoleThe PolarGAP project will collect new gravity data and combine them with datasets from other Antarctic missions to build the first accurately constrained global gravity model This is essential as global gravity data provide unique informationon mass distribution and transport in the Earth System linked to processes and changes in the Solid Earth hydrology cryosphere oceans and atmosphere Key applications of gravity data include geodetic studies levelling and mapping navigation GPS/GLONASS and satellite orbit planningFRAMED FROM THE HINDU -JULY 2018 Q349 Recently environment minister inaugurates advanced system of air quality “SAFAR” With reference to this project consider the following statements :1 It will monitor all the weather parameters like temperature wind speed amp wind direction 2 The system will also monitor existence of Benzene Methane amp TolueneWhich of the statements given above is/are correct A Only 1B Only 2C Both are correctD Both are incorrectAns AScienceamp Technology Earth Sciences Environment Forest amp Climate Change Minister Dr Harsh Vardhan unveiled a state-of-the-art Air Quality and Weather Forecast System– SAFAR System of Air Quality and Weather Forecastingat ChandniChowkin Delhi today The giant true colour LED display gives out real-time air quality index on 24×7 basis with colour coding alongwith 72-hour advance forecastThe system first of its kind in the country was developed indigenously in record time by Indian Institute of Tropical Meteorology Pune and operationalized by India Meteorological Department IMDThe minister said based on the Air Quality Index on a particular day Health advisory and related precaution will be notified to prepare citizens well in advance Dr Harsh Vardhan further added that in addition to monitoring and forecasting of regular air quality and weather parameters the ChandniChowk air quality station will also measure sun’s UV-Index and will provide measurement of online automatic ultrafine particles PM1 and Mercury both of which have direct relevance to human health Based on UVI skin advisories will be issued on display“Our mission model project SAFAR is implemented in four cities of India – Delhi Pune Mumbai and Ahmedabad as an operational service Accordingto a preliminary economic assessment of the benefits of the system if 5 of people suffering from air-pollution related diseases take advantage of the advisories and precautionsin Delhi alone it would result in a saving of nearly Rs 2500 crores in terms of health-related cost benefit” said Dr Harsh Vardhan addressing a large gathering at Town Hall in ChandniChowkThe system will be an integral part of India’s first Air Quality Early Warning System operational in Delhi and will strengthen the existing air quality network of SAFAR Central Pollution Control Board and Delhi Pollution Control CommitteeSAFAR will accelerate public awareness and preparedness of air pollution and weather extremes It will also lead to better understanding of linkages among emissions weather pollution and climate It will monitor all weather parameters like temperature rainfall humidity wind speed and wind directionIn addition to regular air quality parameters like PM25 PM10 Sulfur Dioxide Ozone Nitrogen Oxides Carbon Monoxide the system will also monitor the existence of Benzene Toluene and XyleneBesides health SAFAR system would benefit cost savings to several other sectors like agriculture aviation infrastructure disaster management skill tourism and many others which directly or indirectly get affected by air quality and weather FRAMED FROM THE HINDU -SEPTEMBER 2018 Q348 Which of the following best describes “Global Green Bond Partnership” sometimes seen in news A This partnership will spread catchment area over 689 sq km to provide water for irrigation to cities states regionsB These bonds are issued by world bank in partnership with the government bodies private organisations or individual scientists to increase forest cover C This partnership will support efforts of cities states regions corporations private companies to accelerate issuance of green bondsD These bonds are issued by world bank in partnership with the government bodies private organisations or individual scientists to provide precious water for paddy cropsAns CThe Global Green Bond Partnership GGBP launched at the Global Climate Action Summit GCAS This new partnership will support efforts of sub-national entities such as cities states and regions corporations and private companies and financial institutions to accelerate the issuance of green bondsThe founding members of the Global Green Bond Partnership GGBP include the World Bank IFC – a member of the World Bank Group Amundi European Investment Bank Climate Bonds Initiative Ceres ICLEI – Local Governments for Sustainability Global Covenant of Mayors for Climate amp Energy GCoM and the Low Emissions Development Strategies Global Partnership LEDS GPFRAMED FROM THE HINDU -SEPTEMBER 2018 Q347 With reference to the Price Deficiency Payment Scheme consider the following statements :1 It is proposed to cover all the oil seeds for which minimum support price is notified2 It does not involve any physical procurement of the crops3 All the payments will be done directly into registered bank account of the farmer Which of the statements given above is/are correct A Only 2B 2 amp 3C 1 amp 2D 123Ans DThe Niti Aayog has released a three-year agenda for the Centre Of the several things it has touched upon one is agriculture with a focus on doubling farmers’ income The think-tank has recommended reforms in the APMC Act and tenancy laws and tweaks to the eNAM electronic National Agriculture Market It has also suggested ‘Price Deficiency Payment’ system to address the gaps in Minimum Support Price MSP based procurement of cropsWhat is itUnder Price Deficiency Payment farmers are proposed to be compensated for the difference between the government-announced MSPs for select crops and their actual market prices For crops such as rice and wheat where it is effective now MSP announcements will continue For other targeted crops price deficiency payments will be made However it has to be noted that there may be a cap on the extent to which the Centre will bridge the gap between MSP and market priceNiti Aayog has said that the farmer may be entitled to the difference up to say 10 per cent To avail this benefit eachfarmer would have to register with the nearest APMC mandi and report the total area sown The subsidy may be paid via Direct Benefit Transfer DBT into the farmer’s Aadhaar-linked bank accountWhy is it importantThe key benefit from the price deficiency payment is that it will reduce the need for the government to actually procure food crops transport and store them and then dispose of them under PDS The difference between the support and market prices can instead simply be paid in cash to the farmer Price deficiency payment can also keep India’s bill on food subsidies under check believes Niti Aayog India’s food subsidy schemes have frequently come under the WTO scanner Even in the meeting held in March this year there were questions raised on the minimum support price programmes for wheat sugarcane and pulses by the US EU and AustraliaThese countries see India’s procurement subsidies as trade-distorting In recent years the government has been seeing the accumulation of large food grain stocks in its godowns over and above the buffer requirement This entails storage and wastage costs that add on to the subsidy billFRAMED FROM THE HINDU -SEPTEMBER 2018 Q346 Recently Government has hiked customs duties of several items to curb imports of non-essential goods Which among the following items are exempted under the custom duty 1 E-cigarettes2 Aviation turbine fuel3 Decorative sheets4 Beeds amp BanglesWhich of the options given above is/are correct A 234B Only 1C 1 amp 3D Only 4Ans BCustom DutySno Item 1 Air Conditioner 2 Refrigerators3 Washing Machines Less than 10kg 4 Compressor for ACs Refrigerators 5 Speakers 6 Footwear 7 Radial car tyres 8 Non-industrial diamonds 9 Diamonds semi-processed 10 Lab grown diamonds 11 Cut polished coloured gem stones 12 Jewellery- precious metal or metal clad with precious metal 13 Goldsmith or Silversmith wares – precious metal or metal clad with precious metal 14 Shower bath bath sink wash basin of plastic 15 Plastic items- boxes case containers bottles insulated ware 16 Kitchenware tableware household items of plastic 17 Other plastic items- office stationary fitting for furniture decorative sheets statuettes beads and bangles18 Trunks suitcases brief cases travel bags and other bags 19 Aviation turbine fuel FRAMED FROM THE HINDU -SEPTEMBER 2018 Q345 With reference to the Price Support scheme consider the following statements :1 Physical procurement of the oilseeds pulses amp Copra will be done by NAFED amp Food Corporation of India2 Procurement expenditure amp losses due to procurement will be borne by the State governmentWhich of the statements given above is/are correct A Only 1B Only 2C Both are correctD Both are incorrectAnsAProcurement expenditure amp losses due to procurement will be borne by the Union government as per normsPhysical procurement of the oilseeds pulses amp Copra will be done by Central Nodal agencies with the proactive role of the State governments FRAMED FROM THE HINDU -SEPTEMBER 2018 Q344 India has recently signed COMCASA Agreement What is/are the consequence/consequences for India by signing the agreement 1 It allows the India to transfer electronic systems amp ensure secrecy of its C4ISR systems2 By signing the agreement India would have to buy American Military equipmentWhich of the statements given above is/are correct A Only 1B Only 2C Both are correctD Both are incorrectAns D-It allows the US to transfer high tech electronic systems amp ensure secrecy of its C4ISR Command Control Communications Computers Intelligence Surveillance amp Reconnaissance systems-By signing the agreement It is not mean that India would have to necessarily buy American Military equipmentExplanation :It is one of the three foundational defence pacts that needs to be signed by a country in order to obtain high-tech military hardware from the US Before COMCASA India had signed only one of these agreements – Logistics Exchange Memorandum of Agreement LEMOA – in 2016 The two countries are yet to begin talks on the third agreement – Basic Exchange and Cooperation Agreement for Geo-spatial Cooperation BECA2 The agreement will give Indian military access to function on high-end secured and encrypted communication equipment which are installed on American platforms obtained by Indian Armed Forces These platforms include C-130 J C-17 P-8I aircraft and Apache and Chinook helicopters3 The act is usually known as the Communication and Information on Security Memorandum of Agreement CISMOA But it was changed to COMCASA to signify its India-specific alterations4 It will also provide a legal framework for the transfer of encrypted communication security equipment from the US to India It is believed to be safer and more secure than the system that India uses right now “Signing of Communications Compatibility and Security Agreement COMCASA will enable India to access advanced technologies from USA” Defence Minister Nirmala Sitharaman said while addressing the media5 The agreement was pending for almost ten years One of the major reasons for this was the fear that India may compromise its operational independence Critics had also pointed out that the agreement could jeopardise India’s established military ties with Russia and access to their weapons systemsThe agreement is also of political significance with the general elections scheduled to take place next year In 2016 the BJP government had to face a lot of criticism from the opposition parties for signing LEMOAThese agreements and Donald Trump administration’s decision to give India STA-1 status Strategic Trade Authorization-1 shows the country’s importance in the US strategic calculus“We’ll be meeting PM Modi on how to advance relationship in the new era of growth under his leadership and President Trump We had many productive and forward thinking conversations on our bilateral relationship and our shared future” Pompeo said after ‘22’ talksFRAMED FROM THE HINDU -SEPTEMBER 2018 Q343 Currently India is a member of which among the following organizations / groups 1 Missile Technology Control Regime2 Australia Group3 Wassenaar Arrangement4 Nuclear Suppler GroupWhich of the statements given above is/are correct A Only 2 amp 3B 234C Only 1 amp 2D 123Ans DSome countries are opposing the Indian entry into NSG because India has not signed the Non-Proliferation Treaty NPTQ342 With respect to the Pradhan Mantri Ujjwala Yojana which among the following is NOT correctA It is a social welfare scheme to provide LPG connections in BPL householdsB The scheme was launched in the year 2015C The Government has set a target of 5 crores LPG connections under the YojanaD The objective of the scheme is to safeguard the health of women and children by providing them with clean cooking fuelAns B- The Pradhan Mantri Ujjwala Yojana PMUY is a welfare program of the government of India launched by Indian Prime Minister Narendra Modi in 2016The stated objective of the program is providing 50000000 LPG connections to women from families below the poverty lineFRAMED FROM WIKIPEDIAQ341 Which among the following is/are correctly matched 1 COP 11 : Minimata convention on mercury2 COP 3 : Kyoto protocol on climate change3 COP 1 : Montreal ProtocolSelect the correct answer using the codes given below :A 1 amp 3B Only 3C 2 amp 3D Only 2Ans BCOP-4 conference in Buenos COP 3 : Kyoto protocol on climate changegtCOP 11 : Montreal It took place between 28 November and 9 December 2005 in Montreal Quebec Canada It was the first Meeting of the Parties CMP 1 to the Kyoto Protocol since their initial meeting in Kyoto in 1997 It was one of the largest intergovernmental conferences on climate change ever gtCOP1 : Minimata convention on mercuryFRAMED FROM MAP SECTION Q340 Consider the following :1 Rajpipla range : Rajasthan2 Suket hills : Himachal Pradesh3 Kali river : DelhiSelect the correct answer using the codes given below :A 1 amp 3B Only 2C 123D 2 amp 3Ans BRajpipla range : GujaratKali river : Source : Doon valley in UttarakhandFRAMED FROM WIKIPEDIA Q339 Which of the following is/are true with respect to the petroleum Panchayat yojna 1 It has replaced Pradhan Mantri Ujwal Yojana to deal with issue of safe use of LPG2 It was launched in 20153 Availability of refill cylinders is one of the key feature of this schemeSelect the correct answer using the codes given below :A 1 amp 3B Only 2C 2 amp 3D Only 3Ans DIt was launched in 23rd September 2017It is backup scheme to existing Pradhan Mantri Ujjwala Yojana LPG Panchayat will serve as an interactive platform between those who received LPG cylinders under PMUY One panchayat will have around 100 LPG customers of nearby areas The panchayats discuss issues such as safe practices quality of service provided by distributors and availability of refill cylindersFRAMED FROM WIKIPEDIA Q338 Which among the following species is/are the examples of the Waterfowl 1 Wood Sandpiper2 Little cormorant3 Painted StorkSelect the correct answer using the codes given below :A 2 amp 3B Only 3C 1 amp 2D 123Ans D The most common waterfowl are :Gadwall shoveler common teal cotton teal tufted duck knob-billed duck little cormorant great cormorant Indian shag ruff painted stork white spoonbill Asian open-billed stork oriental ibis darter common sandpiper wood sandpiper and green sandpiper The sarus crane with its spectacular courtship dance is also found hereFRAMED FROM WIKIPEDIA Q337 Which among the following statements is/are true with respect to the Special Drawing Rights 1 These are the foreign-exchange reserve assets defined and maintained by the World Bank 2 Private parties are restricted to hold or use them3 South African Rand amp British pound have been added to the XDR basket effectively from October 1 2016Select the correct answer using the codes given below :A 1 amp 3B Only 3C 2 amp 3D Only 2Ans DSpecial drawing rights ISO 4217 currency code XDR1 also abbreviated SDR are supplementary foreign-exchange reserve assets defined and maintained by the International Monetary Fund IMF The XDR is the unit of account for the IMF and is not a currency per se2 XDRs instead represent a claim to currency held by IMF member countries for which they may be exchanged3 The XDR was created in 1969 to supplement a shortfall of preferred foreign-exchange reserve assets namely gold and the US dollar3XDRs are allocated to countries by the IMF3 Private parties do not hold or use them4 The amount of XDRs in existence was around XDR 214 billion in August 2009 During the global financial crisis of 2009 an additional XDR 1826 billion were allocated to provide liquidity to the global economic system and supplement member countries’ official reserves By October 2014 the amount of XDRs in existence was XDR 204 billion5The value of the XDR is based on a basket of key international currencies reviewed by IMF every five years3 The weights assigned to each currency in the XDR basket are adjusted to take into account their current prominence in terms of international trade and national foreign exchange reserves3 In the review conducted in November 2015 the IMF decided that the Renminbi Chinese yuan would be added to the basket effective October 1 20166 From that date the XDR basket now consists of the following five currencies: US dollar 4173 Euro 3093 Renminbi Chinese yuan 1092 Japanese yen 833 British pound 809FRAMED FROM WIKIPEDIA Q336 Which among the following is/are true with respect to the Deen Dayal SPARSH Yojana 1 it is an annual scholarships to children of Standard VI to IX having good academic records only2 Philately as a hobby is an important component of this scheme3 Children must be between 10 to 18 years of age to be eligible for this schemeSelect the correct answer using the codes given below :A 2 amp 3B Only 3C 1 amp 2D Only 2Ans DDeen Dayal Sparsh YojanaMinister of Communications Shri Manoj Sinha launched a Pan India scholarship program for school children called Deen Dayal SPARSH Yojana to increase the reach of Philately Under the scheme of SPARSH Scholarship for Promotion of Aptitude amp Research in Stamps as a Hobby it is proposed to award annual scholarships to children of Standard VI to IX having good academic record and also pursuing Philately as a hobby through a competitive selection process in all postal circles Briefing the media after the launch of the scheme Shri Sinha said that under the scheme it is proposed to award 920 scholarships to students pursuing Philately as a hobby Every Postal Circle will select a maximum of 40 scholarships representing 10 students each from Standard VI VII VIII amp IX The amount of Scholarship will be Rs 6000/- per annum Rs 500/- per monthPhilately is the hobby of collection and study of Postage stampsFRAMED FROM WIKIPEDIA Q335 Which among the following is/are the cryptocurrencies 1 Litecoin2 Bitcoin3 NamecoinSelect the correct answer using the codes given below :A 1 amp 3B Only 2C 1 amp 2D 123Ans Dcryptocurrencies such as Litecoin Namecoin and PPCoinThe first cryptocurrency to capture the public imagination was Bitcoin which was launched in 2009 by an individual or group known under the pseudonym Satoshi Nakamoto As of September 2015 there were over 146 million bitcoins in circulation with a total market value of 34 billion Bitcoin’s success has spawned a number of competing cryptocurrencies such as Litecoin Namecoin and PPCoinCryptocurrencies make it easier to transfer funds between two parties in a transaction these transfers are facilitated through the use of public and private keys for security purposesThese fund transfers are done with minimal processing fees allowing users to avoid the steep fees charged by most banks and financial institutions for wire transfersFRAMED FROM WIKIPEDIA Q334 With reference to the news what are Bug Zappers A It is is a bio-remediation technique to get rid of oil spillB These are the fluorescent traps to eliminate bugs amp small insectsC These are the tools or methods to reduce the greenhouse gases D These are the Ultraviolet traps to eliminate various small flying insectsAns DUltraviolet traps called bug zappers are used to eliminate various small flying insects They are attracted to the UV and are killed using an electric shock or trapped once they come into contact with the device FRAMED FROM WIKIPEDIA Q333 Which among the following are the migratory wetland species 1 White-bellied Heron2 Siberian Crane3 Red-headed Vulture4 Spoon-billed SandpiperSelect the correct answer using the codes given below :A 1 amp 4B 2 amp 3C 1 amp 2D 2 amp 4Ans DMigratory wetland species: Baer’s Pochard Siberian Crane and Spoon-billed Sandpiper Non-migratory wetland species: White-bellied Heron Grassland species:Bengal Florican Great Indian Bustard Jerdon’s Courser and Sociable Lapwing Forest species:Forest Owlet Scavengers: Indian Vulture Red-headed Vulture White-backed Vulture and Slender-billed Vulture Himalayan Quail and Pink-headed Duck are now considered Extinct for all practical purposesFRAMED FROM WIKIPEDIA Q332 With reference to the CITES what are Appendix II species A species that are listed after one member country has asked other CITES Parties for assistance in controlling trade in a speciesB species that are threatened with extinction and are or may be affected by tradeC species that are not necessarily threatened with extinction but may become so unless trade in specimens of such speciesD Species that are preserved under the biosphere reserves to prevent their extinctionAns CAppendix I : species that are threatened with extinction and are or may be affected by tradeAppendix II : species that are not necessarily threatened with extinction but may become so unless trade in specimens of such speciesAppendix III : species that are listed after one member country has asked other CITES Parties for assistance in controlling trade in a speciesFRAMED FROM WIKIPEDIA Q331 What does Hedge Fund means A Funds provided for replacement and renovation of industriesB Open ended funds that pools capital from accredited individuals or institutional investorsC Start-up capital provided to new entrepreneursD Fund created by the Government of India for enhancing infrastructure financing in the countryAns BHedge Funds :A hedge fund is an investment fund that pools capital from accredited individuals or institutional investors and invests in a variety of assets often with complex portfolio-construction and risk-management techniquesIt is administered by a professional investment management firm and often structured as a limited partnership limited liability company or similar vehicleHedge funds are generally distinct from mutual funds as their use of leverage is not capped by regulators and distinct from private equity funds as the majority of hedge funds invest in relatively liquid assetsHedge funds are made available only to certain sophisticated or accredited investors and cannot be offered or sold to the general publicHedge funds are almost always open-ended and allow additions or withdrawals by their investors generally on a monthly or quarterly basis1 The value of an investor’s holding is directly related to the fund net asset valueFRAMED FROM WIKIPEDIA Q330 Which among the following is/are true with respect to the Vernacular Press Act 1 The Act provided for submitting to police all the proof sheets of contents of papers before publication2 Final decision on the seditious news was to be determined by the Judiciary Select the correct answer using the codes given below :A Only 1B Only 2C Both are correctD Both are incorrectAns AVernacular press act:It was enacted to curtail the freedom of the Indian press and prevent the expression of criticism toward British policies—notably the opposition that had grown with the outset of the Second Anglo-Afghan War 1878–80The act was proposed by Lord Lytton then Viceroy of India and was unanimously passed by the Viceroy’s Council on March 14 1878 The act excluded English-language publications as it was meant to control seditious writing in ‘publications in Oriental languages’ everywhere in the country except for the SouthLord Wellesley regulated the press again in 1799 according to which press had to show and get approval of the government before the publication of any manuscript including advertisement During the Indian Rebellion of 1857 the Gagging Act” had been passed by Lord Canning which sought to regulate the establishment of printing presses and to restrain the mad of printed mater All presses had to have a license from the government with distinction between publications in English and other regional languages The Act also held that no printed material shall impugn the motives of the British Raj tending to bring it hatred and contempt and exciting unlawful resistance to its ordersAt the time the Vernacular Press Act was passed there were thirty five vernacular papers in Bengal including the Amrita Bazar Patrika the editor of which was one Sisir Kumar GhoseThe Vernacular Press Act stated that any magistrate or Commissioner of Police had the authority to call upon any printer or publisher of a newspaper to enter into a bond undertaking not to print a certain kind of material and could confiscate any printed material it deemed objectionable The Act provided for submitting to police all the proof sheets of contents of papers before publication What was seditious news was to be determined by the police and not by the judiciaryFRAMED FROM WIKIPEDIA Q329 Who among the following is/are associated with the Poona Sarvajanik Sabha 1 G SubramaniaIyer2 Ganesh Vasudeo Joshi3 P AnandacharluSelect the correct answer using the codes given below :A 1 amp 3B Only 2C 2 amp 3D 1 amp 2Ans BPoona Sarvajanik Sabha:It was a sociopolitical organisation in British India which started with the aim of working as a mediating body between the government and people of India and to popularise the peasants’ legal rights1 2 It started as an elected body of 95 members elected by 6000 persons on April 2 1870The Pune Sarvajanik Sabha provided many of the prominent leaders of national stature to the Indian freedom struggle including Bal Gangadhar Tilak It was formed in 1870 by S H Chiplunkar Ganesh Vasudeo Joshi Mahadev Govind Ranade et alMany eminent personalities such as Bal Gangadhar Tilak Gopal Hari Deshmukh Maharshi Annasaheb Patwardhan5 etc served as the Presidents of the organizationMadras Mahajan Sabha:The first organisation in the Madras Presidency to agitate for the rights of Indians was the Madras Native Association which was established by publicist GazuluLakshminarasu Chetty in 1849 This organisation did not survive for long and was eventually disbandedIn May 1884 M Veeraraghavachariar G SubramaniaIyer and P Anandacharlu established the Madras Mahajana SabhaFRAMED FROM WIKIPEDIA Q328 Consider the following statements :1 Deposition of iron-rich dust into ocean waters enhances carbon sequestration2 Biochar is added to a landfill or used as a soil improver to create terra preta3 Harvesting of Seeweed is done to generate electricity or as a replacement for natural gasSelect the correct answer using the codes given below :A 1 amp 3B Only 2C 2 amp 3D 123Ans DCarbon SequestrationCarbon sequestration is the process involved in carbon capture and the long-term storage of atmospheric carbon dioxide1 Carbon sequestration involves long-term storage of carbon dioxide or other forms of carbon to mitigate or defer global warming It has been proposed as a way to slow the atmospheric and marine accumulation of greenhouse gases which are released by burning fossil fuels artificial capture and sequestration of industrially produced CO2 using subsurface saline aquifers reservoirs ocean water aging oil fields or other carbon sinksCarbon dioxide may be captured as a pure by-product in processes related to petroleum refining or from flue gases from power generation5 CO2 sequestration includes the storage part of carbon capture and storage which refers to large-scale artificial capture and sequestration of industrially produced CO2 using subsurface saline aquifers reservoirs ocean water aging oil fields or other carbon sinksBiosequestration or carbon sequestration through biological processes affects the global carbon cycle Examples include major climatic fluctuations such as the Azolla event which created the current Arctic climate Such processes created fossil fuels as well as clathrate and limestone By manipulating such processes geoengineers seek to enhance sequestrationPeat bogs are a very important carbon store Wetland soil is an important carbon sink 145 of the world’s soil carbon is found in wetlands while only 6 of the world’s land is composed of wetlandsOcean iron fertilization is an example of such a geoengineering technique23 Iron fertilization24 attempts to encourage phytoplankton growth which removes carbon from the atmosphere for at least a period of timeNatural iron fertilisation events eg deposition of iron-rich dust into ocean waters can enhance carbon sequestration The iron rich feces causes phytoplankton to grow and take up more carbon from the atmosphereWhen the phytoplankton dies some of it sinks to the deep ocean and takes the atmospheric carbon with it By reducing the abundance of sperm whales in the Southern Ocean whaling has resulted in an extra 200000 tonnes of carbon remaining in the atmosphere each year’Seaweed grows very fast and can theoretically be harvested and processed to generate biomethane via Anaerobic Digestion to generate electricity via Cogeneration/CHP or as a replacement for natural gas Ideal species for such farming and conversion include Laminaria digitata Fucus serratus and Saccharina latissimaBio-energy with carbon capture and storage BECCS‘BECCS refers to biomass in power stations and boilers that use carbon capture and storageBiochar is charcoal created by pyrolysis of biomass waste The resulting material is added to a landfill or used as a soil improver to create terra pretaFRAMED FROM WIKIPEDIA Q327 Which among the following is/are true with respect to the CITES 1 CITES is the conservation agreement with the largest membership with 183 Parties2 It is legally binding on the PartiesSelect the correct answer using the codes given below :A Only 1B Only 2C Both are correctD Both are incorrectAns CCITES the Convention on International Trade in Endangered Species of Wild Fauna and Flora is an international agreement between governments Its aim is to ensure that international trade in specimens of wild animals and plants does not threaten their survivalIt was drafted as a result of a resolution adopted in 1963 at a meeting of members of IUCNIt provides a framework to be respected by each Party which has to adopt its own domestic legislation to ensure that CITES is implemented at the national levelFor many years CITES has been among the conservation agreements with the largest membership with now 183 PartiesCITES is legally binding on the PartiesFRAMED FROM WIKIPEDIA Q326 Which among the following is/are true with respect to the Bronze icon of Nataraja 1 The classical form of the depiction appears in stone reliefs by around the 6th-century2 Torso movements are visible as the most common form of Shiva’s dance 3 It typically shows Shiva dancing holding Agni fire in his left back hand the front hand in gajahasta or dandahasta mudraSelect the correct answer using the codes given below :A Only 3B 2 amp 3C Only 1D 1 amp 3Ans DBronze icon of NatarajaAffiliation Shiva SymbolsAgni TextsAnshumadbhed agamaUttarakamika agamaThe classical form of the depiction appears in stone reliefs as at the Ellora Caves and the Badami Caves by around the 6th-century45 Around the 10th century it emerged in Tamil Nadu in its mature and best-known expression in Chola bronzes of various heights typically less than four feet6 some over7 The Nataraja reliefs have been identified in historic artwork from many parts of South Asia in southeast Asia such as in Bali Cambodia and in central AsiaIt typically shows Shiva dancing in one of the Natya Shastra poses holding Agni fire in his left back hand the front hand in gajahasta or dandahasta mudra the front right hand with a wrapped snake that is in abhaya fear not mudra while pointing to a Sutratext and the back hand holding a musical instrument usually a damaru6 His body fingers ankles neck face head ear lobes and dress are shown decorated with symbolic items which vary with historic period and region111 He is surrounded by a ring of flames standing on a lotus pedestal lifting his left leg or in rare cases the right leg and balancing over a demon shown as a dwarf Apasmara2 or Muyalaka who symbolizes ignoranceThe dance of Shiva in Tillai the traditional name for Chidambaram forms the motif for all the depictions of Shiva as Nataraja He is also known as Sabesan which splits as Sabayil aadum eesan in Tamil which means The Lord who dances on the dais The two most common forms of Shiva’s dance are the Lasya the gentle form of dance associated with the creation of the world and the Tandava the violent and dangerous dance associated with the destruction of weary worldviews – weary perspectives and lifestyles• The arch of fire emerges from two makara on each end which are water creatures of water and part of Hindu mythologies • • The upper right hand holds a small drum shaped like an hourglass that is called a ḍamaru in Sanskrit2728 A specific hand gesture mudra called ḍamaru-hasta Sanskrit for ḍamaru-hand is used to hold the drum• • His legs are bent which suggests an energetic dance• The second left hand points towards the raised foot which suggests the viewer to be active and dance despite the circumstances or alternatively as a sign of upliftment and liberation• • The face shows two eyes plus a slightly open third on the forehead which symbolize the triune in Shaivism The Asanapat inscription also mentions a Shiva temple in the Saivacaryas kingdomStone reliefs depicting the classical form of Nataraja are found in numerous cave temples of India such as the Ellora Caves Maharashtra the Elephanta Caves and the Badami Caves Karnataka by around the 6th-centuryNataraja is celebrated in 108 poses of Bharatanatyam with Sanskrit inscriptions from Natya Shastra at the Nataraja temple in Chidambaram Tamil Nadu IndiaFRAMED FROM WIKIPEDIA Q325 Which among the following is/are true with respect to the Pradhan Mantri Vaya Vandana Yojana 1 It is a Pension Scheme for the senior citizens aged 70 years and above2 The scheme is exempted from Service Tax/ GST3 On Premature exit 100 of the Purchase Price shall be refundedSelect the correct answer using the codes given below :A 1 amp 3B Only 2C 2 amp 3D Only 3Ans BPradhan Mantri Vaya Vandana Yojana PMVVY is a Pension Scheme announced by the Government of India exclusively for the senior citizens aged 60 years and above which is available from 4th May 2017 to 3rd May 2018Following are the major benefits under the Pradhan Mantri Vaya Vandana Yojana PMVVY:• Scheme provides an assured return of 8 pa payable monthly equivalent to 830 pa effective for 10 years• Pension is payable at the end of each period during the policy term of 10 years as per the frequency of monthly/ quarterly/ half-yearly/ yearly as chosen by the pensioner at the time of purchase• The scheme is exempted from Service Tax/ GST• On survival of the pensioner to the end of the policy term of 10 years Purchase price along with final pension installment shall be payable• Loan upto 75 of Purchase Price shall be allowed after 3 policy years to meet the liquidity needs Loan interest shall be recovered from the pension installments and loan to be recovered from claim proceeds• The scheme also allows for premature exit for the treatment of any critical/ terminal illness of self or spouse On such premature exit 98 of the Purchase Price shall be refunded• On death of the pensioner during the policy term of 10 years the Purchase Price shall be paid to the beneficiary• The ceiling of maximum pension is for a family as a whole the family will comprise of pensioner his/her spouse and dependants• The shortfall owing to the difference between the interest guaranteed and the actual interest earned and the expenses relating to administration shall be subsidized by the Government of India and reimbursed to the CorporationEligibility Conditions and Other Restrictions1 Minimum Entry Age: 60 years completed2 Maximum Entry Age: No limit3 Policy Term : 10 years4 Minimum Pension: Rs 1000/- per monthRs 3000/- per quarterRs6000/- per half-yearRs12000/- per year5 Maximum Pension: Rs 5000/- per monthRs 15000/- per quarterRs 30000/- per half-yearRs 60000/- per yearThe modes of pension payment are monthly quarterly half-yearly amp yearly The pension payment shall be through NEFT or Aadhaar Enabled Payment SystemThe first instalment of pension shall be paid after 1 year 6 months 3 months or 1 month from the date of purchase of the same depending on the mode of pension payment ie yearly half-yearly quarterly or monthly respectivelyFRAMED FROM WIKIPEDIA : FROM OUR MOCK SERIES 2018 PRELIMSQ324 With reference to the incarnation of the Buddhas what does Ruru Jataka signifies A It is the tale of the three friends who lived in a forest: an antelope a woodpecker and a tortoiseB It is the story of The dumb Prince that is also known as Muga Pakaya JatakaC In this jataka tale the Buddha in a previous incarnation as a monkey king self-sacrifyinly offers his own body as a bridge by which his fellow monkeys can escape from a human king who is attacking themD is the story of how a past incarnation of the Buddha incarnated as a golden deer rescues a merchant from drowning in the riverAns DMahakapi Jataka : In this jataka tale the Buddha in a previous incarnation as a monkey king self-sacrifyinly offers his own body as a bridge by which his fellow monkeys can escape from a human king who is attacking them Ruru Jataka :The Ruru Jataka is the story of how a past incarnation of the Buddha incarnated as a golden deer rescues a merchant from drowning in the river bottom of medallionKurunga Miga Jataka :This story is about three friends who lived in a forest: an antelope a woodpecker and a tortoise Muga Pakaya Jataka/ Mugapakkha Jataka/ Temiya Jataka : This is the story of The dumb PrinceFRAMED FROM WIKIPEDIA : FROM OUR MOCK SERIES 2018 PRELIMSQ323 Which among the following is/are true with respect to the GSF certification Gold standard foundation certificate 1 It is a standard for creating high-quality emission reductions projects in the Clean Development Mechanism CDM2 It was developed in 2003 by World Wide Fund for Nature WWF and Helio International onlySelect the correct answer using the codes given below :A Only 1B Only 2C Both are correctD Both are incorrectAns D GSF Gold standard foundation certificate certificationThe Gold Standard is a standard for creating high-quality emission reductions projects in the Clean Development Mechanism CDM Joint Implementation JI and Voluntary Carbon Market It was designed to ensure that carbon credits are not only real and verifiable but that they make measurable contributions to sustainable development worldwide Its objective is to add branding a label to existing and new Carbon Credits generated by projects which can then be bought and traded by countries that have a binding legal commitment according to the Kyoto ProtocolThe Gold Standard for CDM GS CER was developed in 2003 by World Wide Fund for Nature WWF SouthSouthNorth and Helio International The Voluntary Gold StandardGS VER a methodology for use within the voluntary carbon market was launched in May 2006To be eligible for Gold Standard Certification a project must:1 Be an approved Renewable Energy Supply or End use Energy Efficiency Improvement project type2 Be reducing one of the three eligible Green House Gases: Carbon Dioxide CO2 Methane CH4 and Nitrous Oxide N2O3 Not employ Official Development Assistance ODA under the condition that the credits coming out of the project are transferred to the donor country4 Not be applying for other certifications to ensure there is no double counting of credits5 Demonstrate its additionality by using the United Nations Framework Convention on Climate Change’s UNFCCC Large Scale Additionality Tool6 and show that the project is not a ‘business-as-usual’ scenario6 Make a net-positive contribution to the economic environmental and social welfare of the local population that hosts itFRAMED FROM WIKIPEDIA : FROM OUR MOCK SERIES 2018 PRELIMSQ322 Consider the following statements :1 Barail range is an eastern extension of the Himalayan Range System in north eastern India2 The Garo Khasi and Jaintia hills are part of Deccan Plateau and not part of the Purvanchal rangeSelect the correct answer using the codes given below :A Only 1B Only 2C Both are correctD Both are incorrectAns CBarail range :The Purvanchal Mountains or Eastern Mountains are a sub-mountain range of the Himalayas in northeast IndiaThe Purvanchal Mountains cover the states of Assam Arunachal Pradesh Manipur Tripura Nagaland Meghalaya and MizoramThe range is an eastern extension of the Himalayan Range System in north eastern India It bends sharply to the south beyond the Dihang River gorge and spreads along the eastern boundary of India with Myanmar The Purvanchal range includes the hill ranges of the Patkai Barail range Manipur Mizoram Mizodisambiguation needed and Naga HillsThe Garo Khasi and Jaintia hills are part of Deccan Plateau and not part of the Purvanchal rangeFRAMED FROM WIKIPEDIA : FROM OUR MOCK SERIES 2018 PRELIMSQ321 Which among the following protocols employed the principle of differential treatment in respect to climate change 1 Washington Naval Treaty2 Cartagena Protocol3 Part IV of General Agreement on Tariffs and Trade GATTSelect the correct answer using the codes given below :A 1 amp 3B Only 2C 2 amp 3D 123Ans ACommon but Differentiated responsibilities amp respective capabilities :Common But Differentiated Responsibilities CBDR was formalized in United Nations Framework Convention on Climate Change UNFCCC of Earth Summit in Rio de Janeiro 1992 It was the first international legal instrument to address climate change and the most comprehensive international attempt to address negative impacts to global environment3 CBDR principle acknowledges all states have shared obligation to address environmental destruction but denies equal responsibility of all states with regard to environmental protectionCBDR is based on relationship between industrialization and climate changeCBDR was not the first differential treatments of countries in international agreements There were other protocols agreements that employed principle of differential treatment• Montreal Protocol on Substances that Deplete the Ozone layer Montreal Protocol• • Washington Naval Treaty• Part IV of General Agreement on Tariffs and Trade GATT 19799• principle 23 of Declaration of the United Nations Conference on the Human Environment 1972FRAMED FROM WIKIPEDIA : FROM OUR MOCK SERIES 2018 PRELIMSQ320 Recently a national park has been set up in the Sipahijola Wildlife Sanctuary where clouded leopards are kept in enclosures in a zoological park Where this wildlife sanctuary is located A MeghalayaB TripuraC SikkimD Arunachal PradeshAns BFRAMED FROM WIKIPEDIA : FROM OUR MOCK SERIES 2018 PRELIMSQ319 Recently in the news there was a term Superbugs What is this A These are the microorganism that are essential for the vital functions of the bodyB These are the enzymes that makes bacteria resistant to broad range of beta-lactam antibioticsC These are the bacteria that causes infection which is difficult to treatD These are the super weeds that are essential in the treatment of less fertile soilsAns CNew Delhi Metallo-beta-lactamase-1 NDM-1 is an enzyme that makes bacteria resistant to a broad range of beta-lactam antibiotics These include the antibiotics of the carbapenem family which are a mainstay for the treatment of antibiotic-resistant bacterial infections The gene for NDM-1 is one member of a large gene family that encodes beta-lactamase enzymes called carbapenemases Bacteria that produce carbapenemases are often referred to in the news media as superbugs because infections caused by them are difficult to treat Such bacteria are usually susceptible only to polymyxins and tigecyclineThe most common bacteria that make this enzyme are gram-negative such as Escherichia coli and Klebsiella pneumoniae but the gene for NDM-1 can spread from one strain of bacteria to another by horizontal gene transferFRAMED FROM WIKIPEDIA : FROM OUR MOCK SERIES 2018 PRELIMSQ318 With reference to the ancient Pandu caves consider the following statements:1 These caves depicts the characters of the Pandavas of the Mahabharata epic2 They are a significant group of Indian rock-cut architecture representing the Hinayana tradition 3 These are a group of 22 caves carved between the 1st century BCE and the 3nd century CESelect the correct answer using the codes given below :A 1 amp 3B Only 2C 2 amp 3D Only 3Ans BPandav Caves:Pandu Caves or Trirashmi Leni Leni being a Marathi word for caves are a group of 24 caves carved between the 1st century BCE and the 3nd century CE though additional sculptures were added up to about the 6th century reflecting changes in Buddhist devotional practicesThey are a significant group of early examples of Indian rock-cut architecture initially representing the so-called Hinayana tradition Most of the caves are viharas except for Cave 18 which is a chaitya of the 1st century BCEThe location of the caves is a holy Buddhist site and is located about 8 km south of the center of Nashik or Nasik Maharashtra IndiaTheir name has nothing to do with the characters Pandavas characters in the Mahabharata epicFRAMED FROM WIKIPEDIA : FROM OUR MOCK SERIES 2018 PRELIMSQ317 For which among the following purpose National Water Resource Council has been constituted A It is an international thin tank established in 1996 to promote awareness build political commitment and trigger action on critical water issues at all levelsB To advise the Prime Minister on expenditure of the Australian Government Water Fund between 2004 and 2010C To resolve the water disputes that would arise in the use control and distribution of an interstate riverD It is a non-profit organization that drives economic technology and talent development to support the global water industryAns BNational Water Resource CouncilDissolved 25 November 2014Jurisdiction Commonwealth of AustraliaHeadquarters Turner Australian Capital Territory Motto Australia’s independent voice on national water issuesEmployees 48The key function that the Commission provided was to advise the Prime Minister on expenditure of the Australian Government Water Fund between 2004 and 2010 FRAMED FROM WIKIPEDIA :FROM OUR MOCK SERIES 2018 PRELIMSQ316 Who among the following are the members of the Western Pacific Naval Symposium 1 India2 China3 Malaysia4 Australia5 JapanSelect the correct answer using the codes given below :A 245B 1345C 2345D All are correctAns CThe Western Pacific Naval Symposium are a series of biennial meetings of the Pacific nations to discuss naval matters held on even numbered years A WPNS workshop is held on odd numbered years in between the symposiumsMember countries as of 2010: Australia Brunei Cambodia Canada Chile France Indonesia Japan Malaysia New Zealand Papua New Guinea Peoples’ Republic of China Philippines Republic of Korea Russia Singapore Thailand Tonga United States of America Vietnam Observers: Bangladesh India Mexico PeruFRAMED FROM GK TODAY MAGAZINEQ315 Who among the following is/are the members of the Boao Forum for Asia BFA 1 China2 India3 FICCI Federation of Indian Chambers of CommerceSelect the correct answer using the codes given below :A 1 amp 3B Only 2C 2 amp 3D 1 amp 2Ans AIt is a non-profit organisation that hosts high-level forums for leaders from government business and academia in Asia and other continents to share their vision on the most pressing issues in this dynamic region and the world at large BFA is modeled after the World Economic Forum held annually in Davos SwitzerlandThe Forum is committed to promoting regional economic integration and bringing Asian countries even closer to their development goals FRAMED FROM WIKIPEDIA :FROM OUR MOCK SERIES 2018 PRELIMSQ314 Terai Arc Landscape program aims to protect which among the following terrestrial flagship species 1 African elephant2 Great Horned Rhinoceros3 Asian Elephant4 Golden LionSelect the correct answer using the codes given below :A 1 amp 2B 234C Only 2 amp 3D 124Ans CTerai Arc Landscape Program:The program aims to protect three of the five terrestrial flagship species the tiger the Asian elephant and the great one-horned rhinoceros by restoring corridors of forest to link 13 protected areas of Nepal and India to enable wildlife migrationFROM IES 2018 PRELIMSQ313 What is crowdfunding A Money collected for public welfare projects by levying an entry fee to exhibitions shows etcB Money collected by charitable organisations by placing a donation box at a prominent locationsC Money raised by innovators amp inventors by launching their products amp services through the internetD Money raised by individuals by passing the hat around to onlookers at a street performanceAns CCrowdfunding is the practice of funding a project or venture by raising many small amounts of money from a large number of people typically via the Internet1 Crowdfunding is a form of crowdsourcing and of alternative finance In 2015 it was estimated that worldwide over US34 billion was raised this waythe term crowdfunding refers to Internet-mediated registries This modern crowdfunding model is generally based on three types of actors: the project initiator who proposes the idea and/or project to be funded individuals or groups who support the idea and a moderating organization the platform that brings the parties together to launch the idea Crowdfunding has been used to fund a wide range of for-profit entrepreneurial ventures such as artistic and creative projects medical expenses travel or community-oriented social entrepreneurship projectsWar bonds are theoretically a form of crowdfunding military conflictsThe Crowdfunding Centre’s May 2014 report identified two primary types of crowdfunding:1 Rewards crowdfunding: entrepreneurs presell a product or service to launch a business concept without incurring debt or sacrificing equity/shares2 Equity crowdfunding: the backer receives shares of a company usually in its early stages in exchange for the money pledgedFROM IES 2018 PRELIMSQ312 The meaning of carbon footprint is described by the amount of :A Carbon dioxide released into the atmosphere as a result of the activities of a particular individual organization or communityB Greenhouse gases emitted by industries contributing to global warmingC Carbon emissions released by the burning of jet fuelD Increase in the carbon content of the atmosphere due to the felling of treesAns AA carbon footprint is historically defined as the total set of greenhouse gas emissions caused by an individual event organisation or product expressed as carbon dioxide equivalentA measure of the total amount of carbon dioxide CO2 and methane CH4 emissions of a defined population system or activity considering all relevant sources sinks and storage within the spatial and temporal boundary of the population system or activity of interest Calculated as carbon dioxide equivalent using the relevant 100-year global warming potentialGWP100Carbon footprint is one of a family of footprint indicators which also includes water footprint and land footprint• 4Indirect carbon emissions: the carbon footprints of productso 41Foodo 42Textileso 43Materialso 44Cement• 5Schemes to reduce carbon emissions: Kyoto Protocol carbon offsetting and certificatesCarbon dioxide emissions into the atmosphere and the emissions of other GHGs are often associated with the burning of fossil fuels like natural gas crude oil and coal The Kyoto Protocol defines legally binding targets and timetables for cutting the GHG emissions of industrialized countries that ratified the Kyoto Protocol Accordingly from an economic or market perspective one has to distinguish between a mandatory market and a voluntary market Typical for both markets is the trade with emission certificates:• Certified Emission Reduction CER• Emission Reduction Unit ERU• Verified Emission Reduction VERlocal emissions reduction schemes have no status under the Kyoto Protocol itself they play a prominent role in creating the demand for CERs and ERUs stimulating Emissions Trading and setting a market price for emissionsFROM IES 2018 PRELIMSQ311 Non-performing Assets decline in value when 1 Demand revives in the economy 2 capacity utilization increases3 Capacity utilization through substantive is yet optimal4 Capacity utilization decreases consequent upon merger of unitsSelect the correct answer using the codes given below :A 134B 124C 123D 1234Ans CA Non-performing asset NPA is defined as a credit facility in respect of which the interest and/or installment of principal has remained ‘past due’ for a specified period of time In simple terms an asset is tagged as non performing when it ceases to generate income for the lenderA Non-performing asset NPA is defined as a credit facility in respect of which the interest and/or installment of Bond finance principal has remained ‘past due’ for a specified period of time NPA is used by financial institutions that refer to loans that are in jeopardy of default the so called NPL Once the borrower has failed to make interest or principal payments for 90 days the loan is considered to be a non-performing asset Non-performing assets are problematic for financial institutions since they depend on interest payments for income Troublesome pressure from the economy can lead to a sharp increase in NPLs and often results in massive write-downsAccordingly with effect from March 31 2004 a non-performing asset NPAis a loan or an advance where• Interest and/or installment of principal remain overdue for a period of more than 91 days in respect of a term loan• The account remains ‘out of order’ for a period of more than 90 days in respect of an Overdraft/Cash Credit OD/CC• The bill remains overdue for a period of more than 90 days in the case of bills purchased and discounted• Interest and/or installment of principal remains overdue for two harvest seasons but for a period not exceeding two half years in the case of an advance granted for agricultural purposes and• Any amount to be received remains overdue for a period of more than 90 days in respect of other accounts• Non submission of Stock Statements for 3 Continuous Quarters in case of Cash Credit Facility• No active transactions in the account Cash Credit/Over Draft/EPC/PCFC for more than 91daysFROM IES 2018 PRELIMSQ310 Which of the following concepts are relatable to income of members of the public while considering public welfare 1 Sensitivity of demand2 Elasticity of demand3 Sensitive of expenditure 4 Elasticity of expenditureA 1 amp 2B 2 amp 3C 3 amp 4D 1 amp 4Ans BFRAMED FROM WIKIPEDIAQ309 Consider the following statements :1 Foods containing carotene Vitamin A or cooking oils are safe to be cooked in a microwave2 Thermocol plates are poor barrier to oxygen and water vapor and has a relatively high melting pointSelect the correct answer using the codes given below :A Only 1B Only 2C Both are correctD Both are incorrectAns DThermocol plates:-It is a synthetic aromatic polymer made from the monomer styrene Polystyrene can be solid or foamed General-purpose polystyrene is clear hard and rather brittle It is an inexpensive resin per unit weight It is a rather poor barrier to oxygen and water vapor and has a relatively low melting pointPolystyrene is one of the most widely used plastics the scale of its production being several million tonnes per yearPolystyrene can be naturally transparent but can be colored with colorants Uses include protective packaging such as packing peanuts and CD and DVD cases containers such as clamshells lids bottles trays tumblers disposable cutlery5 and in the making of modelsPolystyrene is very slow to biodegrade and is therefore a focus of controversy among environmentalists It is increasingly abundant as a form of litter in the outdoor environment particularly along shores and waterways especially in its foam form and also in increasing quantities in the Pacific OceanPolystyrene is chemically very inert being resistant to acids and bases but is easily dissolved by many chlorinated solvents and many aromatic hydrocarbon solvents Because of its resilience and inertness it is used for fabricating many objects of commerce It is attacked by many organic solvents which dissolve the polymer Foamed polystyrene is used for packaging chemicalsLike all organic compounds polystyrene burns to give carbon dioxide and water vapor Polystyrene being an aromatic hydrocarbon typically combusts incompletely as indicated by the sooty flamePolystyrene is generally non-biodegradable Polystyrene is commonly used in containers for food and drinks The styrene monomer from which polystyrene is made is a cancer suspect agentAnother Japanese study conducted on wild-type and AhR-null mice found that the styrene trimer which the authors detected in cooked polystyrene container-packed instant foods may increase thyroid hormone levelsWhether polystyrene can be microwaved with food is controversial Some containers may be safely used in a microwave but only if labelled as such67 Some sources suggest that foods containing carotene Vitamin A or cooking oils must be avoidedLike other organic compounds polystyrene is flammableFRAMED FROM WIKIPEDIAQ308 Bio-ethanol can be produced from which of the following feedstocks 1 Bagasses2 Sorghum3 Sugar beetSelect the correct answer using the codes given below :A 1 amp 3B Only 2C 2 amp 3D 123Ans DBio-Ethanol:Ethanol can be produced from a variety of feedstocks such as sugar cane bagasse miscanthus sugar beet sorghum grain switchgrass barley hemp kenaf potatoes sweet potatoes cassava sunflower fruit molasses corn stover grain wheat straw cotton Two types of second generation processes are under development The first type uses enzymes and yeast fermentation to convert the plant cellulose into ethanol while the second type uses pyrolysis to convert the whole plant to either a liquid bio-oil or a syngas Second generation processes can also be used with plants such as grasses wood or agricultural waste material such as strawBy-products such as straw or wood chips can be converted to ethanol Fast growing species like switchgrass can be grown on land not suitable for other cash crops and yield high levels of ethanol per unit areaFRAMED FROM WIKIPEDIAQ307 Which among the following has been classified under the category of Eurythermal organism 1 Red Algae2 Coral reefs3 Golden brown AlgaeSelect the correct answer using the codes given below :A 1 amp 3B Only 2C 1 amp 2D 2 amp 3Ans AEurythermal organisms:Which can tolerate amp thrive in wide range of temperaturesEx: Cat Dog Tiger Red Algae Golden brown Algae Angiosperms sea GrassCryophillic organisms:Which can thrive at lower temperature as low as zero degree centigradeSeals Coral reefs Arctic Crustaceans Salmon FRAMED FROM WIKIPEDIAQ306 As per Kyoto Protocol agreement which among the following is/are the parties of Annex-I Countries 1 Kazakhstan2 Belarus3 TurkeySelect the correct answer using the codes given below :A 1 amp 3B 2 amp 3C Only 3D 123Ans BBelarus Malta and Turkey are Annex I Parties but do not have first-round Kyoto targetsFRAMED FROM WIKIPEDIAQ305 Consider the following :1 Bastar Iron Craft : Chhatisgarh2 Screw Pine handicraft : Odisha3 Pipili Aplique Work : KeralaSelect the correct answer using the codes given below :A 2 amp 3B Only 2C 1 amp 3D Only 1Ans DBastar Iron Craft : ChhatisgarhScrew Pine handicraft : KeralaPipili Aplique Work : OdishaFROM CAPFQ304 Which of the following was/were not related to the Buddha’s life 1 Kanthaka2 Alara Kalama3 Channa4 Goshala MaskariputraWhich among the above statements is/are correct A Only 1B Only 4C 1 amp 2D 3 amp 4AnsBFROM CAPFQ303 With reference to the Wavell plan consider the following provisions :1 Under this plan India was granted dominion status2 Indians would themselves draft the constitution3 Position of secretary of state amp viceroy would remain the same4 Viceroy would retain the power of vetoWhich among the above statements is/are correct A 134B 234C Only 1 amp 4D 1234Ans DThese proposals were not to be applied to the Indian statesFRAMED FROM WIKIPEDIA Q302 Which among the following is/are the examples of the Invasive Species 1 Water Hyacinth2 Wild rose3 Mimosa InvisaSelect the correct answer using the codes given below :A Only 1B 1 amp 3C 1 amp 2D 123Ans DThe invasive water hyacinth is very common often choking the water bodies but it is cleared during destructive floods Another invasive species Mimosa invisa which is toxic to herbivores was cleared by Kaziranga staff with help from the Wildlife Trust of India in 2005Invasive species such as Mimosa and wild rose have posed a threat to the native plants in the regionFRAMED FROM WIKIPEDIA Q301 Consider the following :1 Ambubachi mela : Assam2 Anthurium Festival : Manipur3 Kut-Festival : MizoramSelect the correct answer using the codes given below :A 2 amp 3B Only 1C 1 amp 3D 1 amp 2Ans B1 Ambubachi mela : Assam2 Anthurium Festival : Mizoram3 Kut-Festival : Manipur It is an autumn festival of the different tribes of Kuki-Chin-Mizo groups of Manipur FROM IES 2018 PRELIMS Q300 Consider the following statements :Consider the following statements :1 IPDS strengthens the distribution network in urban areas while DDUGJY does the same in rural areas2 DELP focuses to substitute LED bulbs for incandescent bulbs Which of the following statements is/are correct A Only 1B Only 2C Both are correctD Both are incorrectAns C 1
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Wangari Maathai was the founder of the Green Belt Movement and the 2004 Nobel Peace Prize Laureate She authored four books: The Green Belt Movement Unbowed: A Memoir The Challenge for Africa and Replenishing the Earth As well as having been featured in a number of books she and the Green Belt Movement were the subject of a documentary film Taking Root: the Vision of Wangari Maathai Marlboro Productions 2008 Wangari Muta Maathai was born in Nyeri a rural area of Kenya Africa in 1940 She obtained a degree in Biological Sciences from Mount St Scholastica College in Atchison Kansas 1964 a Master of Science degree from the University of Pittsburgh 1966 and pursued doctoral studies in Germany and the University of Nairobi before obtaining a PhD 1971 from the University of Nairobi where she also taught veterinary anatomy The first woman in East and Central Africa to earn a doctorate degree Professor Maathai became chair of the Department of Veterinary Anatomy and an associate professor in 1976 and 1977 respectively In both cases she was the first woman to attain those positions in the region Professor Maathai was active in the National Council of Women of Kenya 1976–1987 and was its chairman 1981–1987 In 1976 while she was serving in the National Council of Women Professor Maathai introduced the idea of community-based tree planting She continued to develop this idea into a broad-based grassroots organisation the Green Belt Movement GBM whose main focus is poverty reduction and environmental conservation through tree planting Professor Maathai was internationally acknowledged for her struggle for democracy human rights and environmental conservation and served on the board of many organisations She addressed the UN on a number of occasions and spoke on behalf of women at special sessions of the General Assembly during the five-year review of the Earth Summit She served on the Commission for Global Governance and the Commission on the Future Professor Maathai represented the Tetu constituency in Kenya’s parliament 2002–2007 and served as Assistant Minister for Environment and Natural Resources in Kenya’s ninth parliament 2003–2007 In 2005 she was appointed Goodwill Ambassador to the Congo Basin Forest Ecosystem by the eleven Heads of State in the Congo region The following year 2006 she founded the Nobel Women’s Initiative with her sister laureates Jody Williams Shirin Ebadi Rigoberta Menchú Tum Betty Williams and Mairead Corrigan In 2007 Professor Maathai was invited to be co-chair of the Congo Basin Fund an initiative by the British and the Norwegian governments to help protect the Congo forests In recognition of her deep commitment to the environment the United Nations UN Secretary-General named Professor Maathai a UN Messenger of Peace in December 2009 with a focus on the environment and climate change In 2010 she was appointed to the Millennium Development Goals Advocacy Group: a panel of political leaders business people and activists established with the aim to galvanise worldwide support for the achievement of the Millennium Development Goals MDGs Also in 2010 Professor Maathai became a trustee of the Karura Forest Environmental Education Trust established to safeguard the public land for whose protection she had fought for almost twenty years That same year in partnership with the University of Nairobi she founded the Wangari Maathai Institute for Peace and Environmental Studies WMI The WMI will bring together academic research—eg in land use forestry agriculture resource-based conflicts and peace studies—with the Green Belt Movement approach and members of the organisation Professor Maathai died on 25 September 2011 at the age of 71 after a battle with ovarian cancer Memorial ceremonies were held in Kenya New York San Francisco and London Click here for a list of awards achievements and professional affiliations Click here to read some of Professor Maathai’s key speeches and articles Click here for Professor Maathai’s statement on the AIDS crisis in Africa 1
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Table of Contents: Introduction Josef Müller Brockmann Max Bill Richard P Lohse Armin Hofmann Emil Ruder Karl Gerstner Hans Neuberg Carlo Vivarelli Wim Crouwel and the Dutch Total Grid Lella Valle Massimo Vignelli Pierre Mendell Alberto Longhi The Revival of Swiss Grid System in the Cyberspace Neville Brody’s Anti-Swiss Crusade Introduction After the second world war the Swiss Grid Style also known as the International Typographic Style was developed by Swiss designers such as Armin Hofmann Josef Müller Brockmann Max Bill Richard P Lohse Hans Neuberg and Carlo Vivarelli who began to experiment with typography and photo-montage Characterized by a cold emotionally sterile grid style they used structured layout and unjustified type that became very influential in the mid twentieth century and influenced a vast audience These pioneering graphic artists saw design as part of industrial production and searched for anonymous objective visual communication They chose photographic images rather than illustration and typefaces that were industrial-looking rather than those designed for books In short the visual characteristics of the International Typographic Style include: Asymmetrically organizing the design elements on a grid to create Visual unity in a composition Presenting visual and textual information in a clear and factual manner using objective photography and illustration and ensuring that it filters any propaganda and the exaggerated claims of commercial advertising Using sans-serif typography set flush left ragged right — The movement believed sans-serif typography expressed the spirit of a progressive age and that mathematical grids were the most legible and harmonious means for structuring information The initiators of the Swiss Grid Style were of the belief that the visual appearance of the work is not as important as the integrity of its philosophical tenets whereby Design is a socially worthwhile and serious vocation In design there is no room for eccentricity and/or idiosyncrasy Design should be grounded on universal artistic principles and using a scientific approach should provide a well-defined solution to a problem The designer is a visual communicator and not an artist The designer acts as an objective and reliable transmitter of important information between members of society The ideal of design is to achieve clarity and order A leading pioneer of the Swiss Style Josef Müller Brockmann was the founder and editor of the Zurich published journal Neue Grafik who introduced the Swiss Style into America He was concerned with functional and objective design that by restricting design elements in the confine of typographic grid would shift the focus of image on the core message displayed by a clean and sharp geometrical aesthetic The grid was used to define the constant dimensions of the design space and elements were inserted precisely into it so that all parts of a page would be integrated coherently according to the aesthetic order According to Müller Brockmann I have always aspired to a distinct arrangement of typographic and pictorial elements the clear identification of priorities The formal organisation of the surface by means of the grid a knowledge of the rules that govern legibility lines length word and letter spacing and so on and the meaningful use of colour are among the tools a designer must master in order to complete his or her task in a rational and economic matterThe greatest works of art impress through their balance their harmony their proportions all of which can be measured That is one of the reasons why paintings sculptures and buildings that are thousands of years old – by the Egyptians Chinese Assyrians and so on – are still fascinating to us today The objective was an effective and efficient visual communication: information presented this way was assumed not only read more quickly and easily but is also more easily understood and retained in memory Josef Müller Brockmann Josef Müller Brockmann was born in Rapperswil Switzerland in 1914 and studied architecture design and history of art at the University of Zurich and at the city’s Kunstgewerbeschule He began his career as an apprentice to the designer and advertising consultant Walter Diggelman before in 1936 establishing his own Zurich studio specialising in graphics exhibition design and photography According to his own account I became a graphic designer by accident At school I was loth to write much for compositions so I put in illustrations instead My teacher enjoyed them and thought I had talent He suggested that I should pursue an artistic career: gravure etching or retouching for instance So I was apprenticed as a retoucher in a printing works I lasted one day because I said that this wasn’t artistic work After that I was apprenticed to two elderly architects With them I lasted four weeks Then I went to see all the graphic designers I found listed in the telephone directory because I wanted to find out what they did Afterwards I enrolled to study graphic design at the Zurich Gewerbeschule As a graphic designer Müller Brockmann’s skills included letterpress silkscreen and lithography His geometric style was demonstrated in “Musica viva” a series of concert posters for the Zurich Tonhalle in 1951 It is arguably claimed that his work was an adaptation of concrete art which had been described by Theo van Doesburg around 1930 as works of art that are created by means of art’s most genuine means of composition and principles entirely doing without allusions to phenomenon of nature and their abstraction New realities were supposed to be created by forming colors space light and movement The style had to incorporate mathematical methods of spatial organization into graphic work which drew on the language of Constructivism to create a visual correlative to the structural harmonies of the music Müller Brockmann’s 1955 poster Beethoven was supposed to portray Beethoven’s music through a series of concentric curves and has been offered as an example such an adaptation and this assertion had been accepted at its face value by many pundits who were impressed by the novelty elegance and the simplicity of design As Müller Brockmann has stated: In my designs for posters advertisements brochures and exhibitions subjectivity is suppressed in favour of a geometric grid that determines the arrangement of the type and images The grid is an organisational system that makes it easier to read the messageThe grid is an organisational system that enables you to achieve an orderly result at a minimum cost The task is solved more easily faster and better It brings the arbitrary organisation of text into a logical system in keeping with the conflict It can demonstrate uniformity that reaches beyond national boundaries a boon to advertising from which IBM for instance has profited Objective-rational design means legible design objective information that is communicated without superlatives or emotional subjectivity From 1967 he was European design consultant for IBM He is the author of The Graphic Artist and his Design Problems 1961 History of Visual Communication 1971 History of the Poster with Shizuko Muller-Yoshikawa 1971 Nevertheless Müller Brockmann’s work was rigid and soulless suffering from certain self-imposed restrictions of the Swiss style and dogmas such as the rejection of symmetry since fascists had liked it! He has said: symmetry and the central axis are what characterise fascist architecture Modernism and democracy reject the axis I have taken my love of order to the point of manifest boredom producing design solutions which are valid but deadly boring Thanks to the passage of time I am now just about able to examine my posters for the Zurich Tonhalle to discover why some are better than others I am amazed how many are bad The Beethoven poster is good also the “Musica Viva” poster of 1970 with the green lettering on a blue background and the two Tonhalle posters of 1969 and 1972 with the rhythmic type Looking at this juncture at these posters when digital software packages can do any of them in just few minutes and with few of clinks it is easy to dismiss the whole exercise as boring and insignificant Of course the world would have become a boring place should all posters have adopted the Swiss grid style However we have to remind ourselves that when these posters appeared on the scene their geometrical aesthetics were quite novel and rare Perhaps ironically Müller Brockmann has stated that he did not like experiments such as that of Neville Brody’s typefaces that have the potential to rescue the grid style Typefaces designed for Neville Brody By the early 1990s Neville Brody was able with a straight face to recommend abandoning typography’s requirement of legibility — gloating as a chill shot down the spines of his type-pro audiences Müller Brockmann was totally dismissive of Brody’s powerful artistic impact The fact that not all viewers are of commercial types and not everybody is concerned with profit maximizing attitudes that just require to get the information in an efficient and cost effective manner the fact that there are also viewers that are interested in looking at a poster’s typeface from an artistic view point and reflect on them which in the process may also convey the message of an advertisement appears to have been totally alien to him He has said Some set themselves the task of making typography so unreadable that it is almost like a picture puzzle The illegibility is then sold as an artistic project I wouldn’t read something like that unless I had to The same rational criterion applies to wobbly forms and blurred contours: can I read this faster Text is communication of content a fact reflected in classical typefaces and legible typography typefaces designed for Neville Brody are not suitable for advertisements and posters They are exceptions to the rule and individual cases are not a basis for teaching graphic design These alphabets are confused aesthetically lacking and bad Playing around is always an excuse for too little understanding which makes people fall on imagination and speak of artistic freedom inspiration and good ideas Such typefaces are interesting as studies in legibility But I don’t see any sense in them They are a personal attempt to deal with a problem and I find them not only bad but senseless because they lack an area of application In an interview with Eye Magazine for their Winter 1995 issue just one year prior to his passing he was asked what order meant to him: Order was always wishful thinking for me For 60 years I have produced disorder in files correspondence and books In my work however I have always aspired to a distinct arrangement of typographic and pictorial elements the clear identification of priorities The formal organisation of the surface by means of the grid a knowledge of the rules that govern legibility line length word and letter spacing and so on and the meaningful use of colour are among the tools a designer must master in order to complete his or her task in a rational and economic manner Max Bill Max Bill 1908–1994 was born in Winterthur Switzerland An architect painter typographer industrial designer engineer sculptor educator and graphic designer Bill was initially a student at the Kunstgewerbeschule and apprenticed as a silversmith before beginning his studies in 1927 at the Bauhaus in Dessau Germany with teachers such as Wassily Kandinsky Paul Klee and Oskar Schlemmer Bill permanently settled in Zurich Switzerland in 1929 and in 1937 became involved with a group of Swiss artists and designers named the Allianz The Allianz group advocated the concrete theories of art and design and included Max Huber Leo Leuppi and Richard Paul Lohse In 1950 Max Bill and Otl Aicher founded the Ulm School of Design Hochschule fur Gestaltung-HfG Ulm in Ulm Germany a design school initially created in the tradition of the Bauhaus and that is notable for its inclusion of semiotics the philosophical theory of signs and symbols as a field of study Bill was of the view that It is possible to develop an art largely on the basis of mathematical thinking Over the 1967-71 period Bill taught at the Staatliche Hochschule fur Bildende Kunste in Hamburg where he was the chair of environmental design As a graphic designer he enthusiastically embraced the tenets and philosophical views of this modernist movement The majority of his graphic work is based solely on cohesive visual principles of organization and composed of purist forms—modular grids san serif typography asymmetric compositions linear spatial divisions mathematical progressions and dynamic figure–ground relationships Simultaneous Constructions 1945-51 Three Groups 1947 Construction in Black 1939 Richard P Lohse Richard Paul Lohse 1902-1988 was born in Zürich Switzerland in 1902 In 1918 he joined the advertising agency Max Dalang where he trained to be an advertising artist but in his artistic career he started with figurative works and gradually moved to post-cubism style Lohse worked for the Max Dalang agency until 1927 where he became interested in the international avant-garde movements in both its artistic and political aspects In 1937 Lohse a key figure in the Swiss School and Leo Leuppi joined forces to establish Allianz an association of Swiss modern artists promoting publications exhibitions and the dissemination of avant-garde art He collaborated with Max Bill and Verena Loevesberg in the Zurcher Konkrete group which was affiliated with Allianz In 1938 Lohse and Irmgard Burchard his first wife organise the Twentieth Century German Art exhibition in London Soon after Lohse joined the resistance movement where he met his second wife Ida Alis Dürner In 1942 Lohse formulated his conception of constructive painting a style that was highly structural In the words of Fr W Heckmanns His horizontal and vertical structures follow each other in serial and modular orders within the rectangular limits of the canvas The essential content of his work is a rational interpretation of the relationship between artistic practice and the problem of the form of social organization in short a human attitude towards the balance of law and freedom In the years 1947-1956 Lohse was an editor and designer for the swiss architectural magazine bauenwohnen or constructionhabitation A special edition of the magazine was launched for Germany in 1952 Lohse’s style was characterized by his devotion to precision and clarity in his theoretical framework He saw structure not as a preliminary foundation but as a totality of concept in the image He conceptualized the canvas as a field of interacting modules in which the color and the form are complementary in creation of a formal color structure Richard Paul Lohse Fifteen systematic vertical color lines with diagonal violet 1975 Armin Hofmann Armin Hofmann was born in 1920 in Winterthur Switzerland During the 1937-39 period Hofmann studied at Kunstgewerbeschule in Zürich and apprenticed as a lithographer until 1943 From 1943 until 1948 He worked as lithographer in Basel and Berne and in his own graphic atelier In 1946 Hofmann joined the Allgemeine Gewerbeschule AGS in Basel where he and Ruder established a world renowned advanced course in graphic design Kenneth Hiebert a former student of Hofmann recalls that in the early sixties Hofmann would occasionally bring in a Cassandre or Stoecklin poster and perfunctorily tack it to the wall When the students cringed at this apparent maltreatment Hofmann would say “A good poster can take it” What he really meant was that the posters were not intended as museum pieces but as things that should weather the harsh treatment of the streets In the words of Paul Rand His goals though pragmatic are never pecuniary His influence has been as strong beyond the classroom as within it Even those who are his critics are eager about his ideas as those who sit at his feet He had a visiting professorship at the Philadelphia College of Art in 1955 Then came an appointment at Yale University where he regularly conducted working seminars in graphic art and became director of the advanced graphic course in 1967 He carried on teaching abroad in Ahmedabad India Hofmann’s book Graphic Design Manual: Principles and Practiceis is a seminal work in graphic design He has created many posters logos color concepts signage systems and art-in-building projects as well as participating in many exhibitions According to him “ primary in black and white posters is to counteract the trivialization of color as it exists today on billboards and in advertising Emil Ruder Typography has one plain duty before it and that is to convey information in writing No argument or consideration can absolve typography from this duty -Emil Ruder Emil Ruder 1914-1970 was a key player in the development of the Swiss Style Born in Zurich Ruder began his design education at the early age of fifteen when he took a compositor’s apprenticeship By his late twenties Ruder began attending the Zurich School of Arts and Crafts where the principles of Bauhaus and Tschichold’s New Typography were taught leaving an indelible impression on Ruder Academia would continue to play a major role in Ruder’s life though it would naturally evolve into the form of teacher rather than student In 1947 he took a position as the typography instructor at the Schule für Gestaltung Basel Basel School of Design He along with the great Armin Hofmann developed a program structured on principles of objectivity in design He broke away from the subjective style-driven typography of the past and encouraged his students to be more concerned with precision proportions and above all the role of legibility and communication with type Karl Gerstner Born in Basel Switzerland in 1930 Karl Gerstner was a painter and a graphic designer who studied design at Allgemeine Gewerbschule in Basel under Emil Ruder In 1959 he and Markus Kutter confounded Gerstner amp Kutter a design agency which later when the architect Paul Gredinger joined them changed its name to GGK Gerstner’s theory of ‘The Colour Form Model’ presented in his book The Forms of Colour is one of his most significant contribution to graphic design Inspired by the rich and colorful patterns of a Moroccan craftsman art in this book Gerstner explored the multifaceted and intricate relationships between colour and form as the basic structural components of Islamic art Analyzing graphical interrelationships among various dimensions of colour spaces and formal systems of perspective topologies fractals and so on he framed his theory in the context of Wilhelm Ostwald’s 1922 rational theory of forms which provides a seemingly unlimited mathematical base for formal variations Gerstner discussed the work of a like-minded mathematician/artist Hans Hinterreiter who as an early adherent to Ostwald’s theory adopted deconstructive style of painting experimenting with forms and colors based on laws of color organ and form Hinterreiter was also inspired by the Moorish interpretation of Islamic ornamentation of the Alhambra after his 1934 trip to Spain Presenting his own colour-form theory Gerstner assessed Kandinsky’s idiosyncratic metaphysical assertions on the correspondence between colour and form squarered triangleyellow circleblue and suggested his own system of ‘Colour Signs’ Using computer programming he developed a system of new primary forms such as astroids diagons and sinuons and discussed their possible correspondence with aural and tactile sensory modes Gerstner’s book ‘Designing Programmes’ 1964 was a manifesto for system orientated design which he described as ‘programmes’ He defined a design ‘program’ as a set of rules for constructing a range of visual solutions and connected his methodology with the new field of computer programming and presented examples of computer generated patterns that were made by mathematically describing visual elements and combining them according to simple rules Gerstner’s grid for the journal Capital designed in 1962 is still often cited by some as near-perfect in terms of its mathematical properties The smallest unit in Gerstner’s grid or matrix as he called it is 10pt—the baseline to baseline measurement of the text The main area for text and images is a square with an area above for titles and running heads The cleverness lies in the subdivision of the square into 58 equal units in both directions If all intercolumn spaces are two units then a two- three- four- five- or six-column structure is possible without any leftover units Gerstner wrote: “The typographic grid is a proportional regulator for type– matter tables pictures and so on It is a priority programme for a content as yet unknown The difficulty lies in finding the balance between maximum formality and maximum freedom or in other words the greatest number of constant factors combined with the greatest possible variability” Of course sometimes grid becomes a trap — even for an imminent artist like Grestner Gerstner’s typographic experiments with unjustified ragged-right textHollis 2002 and his proposed Integral Typography which extended Max Bill’s ideas on typography Müller-Brockman and Müller 2000 have also been influential Like the Italian futurists Gerstner believed that typography can greatly contribute to the actual discovery of meaning with its whole impact to be greater than the sum of the words and the meanings We have to be careful in our aesthetic judgement — Is it grid that renders this work so astoundingly powerful I am sorry adhering rigidly to a grid system does not guarantee the success of a work Hans Neuberg Hans Neuburg 1904 – 1983 was born in Grulich Austria-Hungary which later became part of Czechoslovakia — the town is now called Králíky and after the division of Czechoslovakia most of the municipality become part of the the Czech Republic At the age fifteen Neuburg enrolled at Orell Füssli AG in Zurich and graduated in 1922 After graduation he worked at various positions in advertising freelance graphic design and magazine editor Over the 1958-65 he and is fellow artists Richard Paul Lohse joseph Müller-Brockmann and carlo vivarelli established “Neue Grafik” magazine After a brief two years period assuming the directorship of the Gewerbemuseum in Winterhur in 1962-64 during which he also taught at the Hochschule für Gestaltung in Ulm and writing a number of books including Graphic Design in Swiss Industry 1965 Publicity and Graphic Design in the Chemical Industry 1967 and Conceptions of International Exhibition 1969 he moved to Ottawa Canada to teach at Carlton University School of Industrial Design in 1971 Carlo Vivarelli Carlo Vivarelli 1919-1986 was a graphic designer painter and sculptor who was born in Zurich and studied at the renowned Kunstgewerbeschule from 1934-39 and in 1946 became Art Director at the progressive avant garde Studio Boggeri in Milan During this time and when he returned to his native Switzerland he became one of the leaders of the Swiss Modernists and in 1958 became a co-founder of Neue Grafik magazine In his later years he concentrated more on his concrete art and sculptures Wim Crouwel and the Dutch Total Grid The concept of the total grid has been the brainchild of Wim Crouwel a dutch graphic designer born in 1928 He is one of the five founders of Total Design a multi-disciplinary design studio in the Netherlands Crouwel studied fine art in Groningen before moving to Amsterdam in the early 1950s where he initially worked for an exhibition design company Because of his interest in architecture and his spatial sensitivities he applied for commissions for cultural institutions such as the Van Abbe Museum in Eindhoven in 1956 and the Stedelijk Museum in Amsterdam shortly afterwards for which Crouwel was solely responsible to develop an identity by posters and catalogues It was at the Stedelijk that Crouwel created his Neu Alphabet an unconventional typeface based on grid system In 1963 Crouwel founded Total Design a multi-disciplinary design agency that its hallmark was modular structuring and grids With a systematic approach to design projects it created the identity for a large number of Dutch companies including some multinationals like IBM and Olivetti Total Design altered the visual landscape of the Netherlands throughout the 1960-70 period In the 1970s Crouwel designed the Dutch Pavilion for the Osaka World Fair as well as numerous postal stamps for the Dutch post office and a controversial redesign of the telephone book using only lowercase letters Crouwel’s typeface was constructed using only horizontal and vertical lines creating an alphabet of all lowercases Although only half of the letters were recognizable with the emergence of personal computers his modern typeface was particularly aimed at digital systems in 1967 However for many Crouwel’s typeface appeared illegible It challenged the design establishment but Crouwel was happily engaged in the ensued controversy and readily confessed that he attaches a higher priority to visual aesthetics relative to functionality Crouwel has stated I simply wanted to make a consistent alphabet on the basis of that grid of squares I did not want any cluttering of vertical stems and did not find a solution within the conventional structure of the characters So I began researching the past looking for alternative signs with which I could replace the conventional forms One could have made them up but I wanted them to have some kind of footing in the history of type His new typeface was redrawn by Brett Wickens and Peter Saville for the Joy Division album ‘Substance’ in the late 80s and then digitized and made available for use in 1997 by The Foundry Crouwel designed a number of other fonts including Gridnick an appropriate reference to his use of grid systems and Mr Gridnick became Crouwel’s endearing nickname —- Lella Valle amp Massimo Vignelli The graphic designs of the Italian graphic designer couple Lella Valle and her husband Massimo Vignelli are also based on concept of total design in the confine of a grid Born in Udine in 1936 Lella Valle studied architecture and met Massimo Vignelli who also studied architecture in Venice in the 1950s The couple moved to to the US during the 1958-1960 period where Lella Vignelli worked in New York for Skidmore Owings amp Merrill and Massimo Vignelli taught at the Chicago Institue of Design In 1960 they returned to Italy and opened a graphic design studio in Milan Five years later Massimo joined Bob Noorda and Jay Doblin in founding Unimark International a design consultancy in Milan In that same year 1965 Vignellies moved to New York in order to manage a Unimark branch that specialized in developing corporate logos and designing the corporate identity for the business clients According to Massimo they intended to return to Milan after a short while but that didn’t come to pass and they settled in New York for good In 1971 they rebranded the practice as Vignelli Associates which created corporate identities for firms such as American Airlines Bloomingdale’s Cinzano Lancia United Colors of Benetton Ford Xerox and the International Design Center New York While working for Unimark Vignellies redesigned the look of the NYC Metropolitan Transit Authority with a new subway map and train identification sign system They Replaced the previously chaotic typography with Helvetica and reduced the train routes down to solid color while geometric lines organized the map and allowed signs to be clearer and more distinct In 1977 Vignellies designed the Unigrid System for the National Park Service The module grid system allowed the the National Park to create brochures in ten basic formats and to keep a consistent recognizable structure across all it’s materials With their training grounded in architecture Vignellies established a vision of an organized systematic structural approach early in their design careers The underlying structure of many of their endeavors in corporate identity publication book design and interiors continues to be the a strictly grid-based design Lella amp Massimo began exploring the grid structure early in their career in Milan by working on corporate entities and projects for various cultural organizations These early works allowed them to build a design style focused on dividing space within a modular grid that was subdivided rationally into distinct zones Breaking down the page into smaller intervals of space permitted a clear translation of complex informational material Most of their designs utilize a limited color palette and use mostly five typefaces Garamond Bodoni Helvetica Univers and Century According to Massimo: Bodoni is one of the most elegant typefaces ever designed When I talk about elegance I mean intellectual elegance Elegance of the mind Some of the typefaces created by Zuzana Licko Vignellies are purists and have a distaste for the bitmap font tool used by Zuzana Licko to develop the font for the influential Emigré journal According to Massimo Vignelli Emigré and Rudy van der Lans are the worst thing to happen to typography Rudy van der Lans who moved to America in 1981 to study photography at the University of California Berkeley where he met and married Zuzana Licko founded the influential Emigré journal in 1984 Vignelli believes Jonathan Hoefler is someone who is carrying the typographic torch today Pierre Mendell “Quality graphic design stands out for the mindset it exhibits: stringent reduced in form always intense never pretentious In this way Pierre Mendell developed a most distinct style He flexibly dealt with particular tasks and through this eminently lived up to the challenge of respective themes Hence Pierre Mendell’s posters are so simple and convincing and will continue to be of great significance beyond this day” – Florian Hufnagl Die Neue Sammlung – The International Design Museum Munich Pierre Mendell 1929 – 2008 one of the world’s leading graphic designers was born in Essen Germany Mendell lived in France between 1934 and 1947 emigrated to the USA in 1947 in 1953 returned to France where he worked in the family textiles company in 1958 began studying graphic design under Armin Hofmann at the Schule für Gestaltung in Basle the Mendell amp Oberer studio was founded in 1961 in Munich For almost 30 years he played a role in creating the visual identity of the neue sammlung – the international design museum munichPierre Mendell has been designing the posters for the Staatsoper in Munich from 1993 to 2006 With over a hundred motifs to his name he has not only successfully created an unmistakable identity for the Munich opera he has also linked this opera house with a form of visual expression that is unparalleled in its originality and immediacy Mendell’s simple almost archaic visual language is admired over the world and his poster designs are represented in leading collections such as the Museum of Modern Art New York Pierre Mendell’s work is characterized by elements which are often missing in much contemporary graphic design: vibrancy communicative force poetry and humor His cultural posters and corporate design identities — including his designs for Vitra and Siemens for which he is probably best known — are timeless yet contemporary The success of his designs demonstrate that the strength of all graphic work depends on an overarching concept not on current fads Pierre Mendell’s awards include the Gold Medal from the Art Directors Club Germany the Gold Medal form the Art Directiors Club New York Best German Poster of the Grand Prix International de l’Affiche Paris and the German Poster Grand Prix Pierre Mendell’s work has been exhibited in the Munich City Museum the International Design Centre Berlin the Galleria Aiap Milano the Muzeum Plakatu Warsaw the Museo Nacional de Bellas Artes Buenos Aires the Centro de la Imagen Mexico City and the Visual Arts Musuem New York His work is represented in the Graphic Design Collection of the Museum of Modern Art New York Pierre Mendell taught from 1987 to 1996 at the Yale University Summer Design Program in Brissago Switzerland Alberto Longhi Per favore fatemi sapere dove posso trovare una biografia e una fotografia di grande designer grafico Alberto Longhi S’il vous plaît laissez-moi savoir où puis-je trouver une biographie et une photo de ce grand designer graphique Alberto Longhi Guity Novin Grid Systems The Revival of Swiss Grid System in the Cyberspace Swiss style focus on clarity eye-friendliness readability and objectivity has made it a powerful tool for web-communications which enhanced by its strong reliance on elements of typography and universality Grid systems in web design have spawned a number of the Cascading Style Sheets CSS frameworks For instance the 960 Grid System Fluidable Columnal and Cardinal are efforts to streamline web development workflow by providing commonly used dimensions These CSS frameworks are designed to simplify the creation of webpages based on a grid system A number of websites have been created using the framework Some of the exemplars are good examples on how using a grid system can produce aesthetically beautiful websites Grids are used to present content in a consistent and predictable manner helping to organise content in a methodical fashion It affords conformity and uniformity increasing the usability of any given system by placing items and information in a predictable manner reducing the cognitive overload of users “According to the principles of consistency systems are more useable and learnable when similar parts are expressed in similar ways learn new things quickly and focus attention on the relevant aspects of a task” Lidwell Holden and Butler 2010: 24 The style can be easily identified for its simplicity and clarity of purpose These two principles are often manifested in the use of asymmetric layouts grids sans-serif typefaces left-flushes and simple but impactful photography These elements are produced in a simple but highly logical structured stiff and harmonious manner It is clear that the Swiss Style is information-oriented This is why designers should think of the information dissemination using its artistic principles Go to the next chapter Chapter 43: Graphic Design and the Postmodern Epoch Neville Brody’s Anti-Swiss Crusade The digital revolution and the introduction of the Macintosh computer in the mid-1980s made the construction and deconstruction of typographical elements easier than it had been in the past Embracing technology that was growing exponentially more sophisticated designers realized more and more complex typographic experiment Neville Brody’s FF Blur is one example Influenced by the late-1970s punk rock aesthetic Brody began his career at the London College of Printing and later designed record covers for various artists while art director of Fetish Records The letterforms of FF Blur—fuzzy around the edges like an out-of-focus photograph—seem to celebrate their own imperfection speaking to his unique background FF Blur resembles type that has been reproduced cheaply on a Xerox machine—degenerated through copying and recopying Soon after Joan and Erik Spiekermann launched FontShop in 1989 Brody and Spiekermann cofounded FontFont which would grow into the world’s largest independent collection of original typefaces until its acquisition by Monotype in 2014 Brody’s other major achievement in this field is FUSE the quarterly magazine for experimental type design he cocreated with Jon Wozencroft Brody Fonts’ decision to join Type Network was no coincidence It was the culmination of a longstanding professional relationship and friendship between Neville Brody and Type Network cofounder David Berlow a shared history spanning three decades The seeds of their collaboration were sown in 1987 when Berlow met Brody and Spiekermann at an ATypI conference in New York “Two years later we met again in San Antonio ” Berlow explained in an interview with Yves Peters “This time I had retail fonts to offer them” In his characteristic irreverent style Berlow continued: “By then FontShop was starting to talk about their global conspiracy to have an international distribution network” Brody released his first retail typefaces through Linotype He based Industria on headlines he had drawn between 1980 and 1986 as the art director for the influential British fashion bible The Face Arcadia and Insignia originated as a banner and a headline type for Arena magazine which he art-directed from 1987 to 1990 after his departure from The Face Following his stint at Linotype Brody moved on to cofound FontFont the first independent foundry aside from Emigre established by type designers In short order FontFont became the cool foundry everyone wanted to work with Peters remembered a conversation he had with Brody during the early days of FontFont: “He explained to me that he wanted the independent foundry to be a bit like a record label To help designers break away from the tired old mainstays FontFont planned to release new designs on a regular basis ‘hit singles’ so to speak Changing trends would cause those typefaces to fade into the background making way for fresh new type in tune with the times in a perpetual cycle of typographic renewal The current font market is remarkably close to his original vision” Brody enlisted Berlow’s company Font Bureau to work on the typefaces he planned to release through FontFont “We helped him make sense of his wild geometric designs” said Berlow Font Bureau produced FF Typeface Four FF Typeface Six and FF Typeface Seven in 1991 and FF Gothic and FF Pop in 1992 Brody’s FF Blur also developed during this period proved to be a milestone: Paola Antonelli eventually acquired it as one of twenty-three digital typefaces for the Museum of Modern Art’s Architecture and Design Collection After this successful start to their collaboration Berlow sent one of the young designers from his studio to London—a guy named Tobias Frere-Jones Frere-Jones assisted Brody in preparing FF World FF Tokyo FF Dome and FF Tyson for release in 1993 as well as FF Harlem 1994’s FF Autotrace and Brody’s contributions to the FF Dirty Fonts series in 1994 and 1995 recalled his efforts for FUSE True to his inquisitive and cutting-edge approach to graphic design Brody had started questioning both the usual methods of type design and the actual shapes of the alphabet very early on in his forays into making digital typefaces Barely one year after starting FontFont the first issue of FUSE hit the proverbial stands Each edition included four experimental typefaces by renowned and up-and-coming graphic designers four posters showcasing those typefaces and one or more additional typefaces by Brody also with their own posters For the most part the contributors were not experienced type designers so Font Bureau took on some of the production and mastering until the FontFont Type Department got up to speed At this point FontShop had started hiring people to do production work on typefaces for both FontFont and FUSE thus ending Font Bureau’s involvement Brody and FontWorks also parted ways Font Bureau and FontShop always had distinct separate relationships with Brody which continued beyond this period In the early nineties Font Bureau commissioned Brody to design their well-known logo “Brody’s idea was to have a perpetually changing logo using different typefaces so we created a logo font with twenty-six different quotes” Sam Berlow said “We were very happy with his design from start to finish” David Berlow continued “We never changed it and only expanded the logo variations for all the formats and proportions it needed to cover to give us the necessary flexibility with different tones of voice” Sam Berlow added: “Brody came back to it in 2012 and developed the current Font Bureau identity and brand guidelines using Benton Sans” In the early aughts Brody Studios ventured into custom typeface design creating memorable typographic stylings for major publications and broadcasters as well as for global brands And now Brody is ready to unleash a new series of retail families sporting his signature wit and inventiveness Brody Fonts joins Type Network in exclusivity with two remarkable designs BF Bonn is a geometric sans with a typical Brody twist The display face blends art deco influences with futuristic tendencies in a series of eight weights ranging from a razor-sharp Thin to a dense massive Ultra Stylistic alternates rein in BF Bonn’s strong personality a little for more conventional applications With BF Buffalo Brody goes full-on hard sci-fi The face’s industrial features combine chiseled outside cuts with tense inside curves Alternate capitals emphasize a faux-monospaced rhythm while stylistic alternates for strategic characters increase the modularity of the letterforms Set out of the box the seven weights from Ultra Light to Ultra Black create striking headlines and titles In the hands of adventurous typographers the faceted character shapes morph into the pieces of an alphabetic jigsaw puzzle “Neville has had a close working relationship with Sam Berlow Jill Pichotta myself and various other Font Bureau designers from the moment Tobias Frere-Jones walked through his door to the present” said David Berlow “Trying to distill your inspiration into a usable typographic language without what Neville calls ‘commercializing’ it is a challenge for all of us Since those early years we have been involved in helping him produce—and in some cases tame—his wildly imaginative designs into usable typefaces David Jonathan Ross currently helps Brody produce his fonts And now we’re moving forward with Neville opening his own store Brody Fonts under the Type Network banner which we are very excited about” “Working at ad agencies and design studios in the 1990s in Dallas Texas I spied The Graphic Language of Neville Brody on the desks and in the hands of countless creatives” said Tamye Riggs a Type Network team member and FontShop alum who chronicled the early days of digital type for Adobe “These big hardback books were well-thumbed and heavily sticky-noted I can tell you that How did a British designer have such an impact on impressionable young minds in the Lone Star State before the web and social media was a thing It’s a bit of a mystery to me but Neville captured the zeitgeist in such a vibrant typographically in-your-face way He’s been so often imitated but never really successfully No one could ever hope to replicate what goes on in his head” “The Graphic Language of Neville Brody came out in my first year at the Royal Academy of Fine Arts I immediately got a copy at the recommendation of my graphic design teacher and Brody became a source of inspiration in my formative years” said Peters “Little did I know that during my internship at Spiekermann’s MetaDesign in August 1991 my first FontShop assignment would be to design a FontWorks ad commissioned by Brody himself We interacted many times during my tenure at FontShop BeNeLux in the early nineties My personal highlight was inviting him as a speaker and jury member for the first FontShop BeNeLux Typography Award Working with Neville again after all those years is like coming full circle” “I’ve long admired Neville’s work from afar and am so thrilled to have him on Type Network” said General Manager Paley Dreier “His one-of-a-kind voice and unique typefaces are a welcome addition to our growing family” This work is licensed under a Creative Commons Attribution-No Derivative Works 30 Unported License 1
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