|
Đội bóng thành London gửi tuyển trạch viên theo dõi ”hiện tượng Euro 2016” |
9 |
|
WHY LONDON DOOR COMPANY |
7 |
|
Fox to Develop Country Music Drama With Melissa London |
7 |
|
Why London Door |
6 |
|
Subscribe to industry startups invited to London accelerator |
6 |
|
Take Me Back to London 「เนื้อเพลง」 – แปลภาษาไทย – Ed Sheeran |
5 |
|
Fashion Influencer Sanjuna Madonakendi Reveals How She Fulfilled Her London Dream |
5 |
|
Multi Cultural London |
5 |
|
Henry London Automatic Watch |
5 |
|
London Escorts |
5 |
|
London Fashion Week Highlights |
5 |
|
5 MINS WITH SHOPYTE LONDON FASHION WEEK SS20 |
4 |
|
RIONA TREACY SS20- LONDON FASHION WEEK |
4 |
|
London Escort |
4 |
|
FoodTreX London |
4 |
|
London eye With River Thames |
4 |
|
Fox to Develop Country Music Drama With Melissa London Hilfers Jason Owen |
4 |
|
Ted Baker London Suede Ruffled Pump |
4 |
|
Har du også set dem Derfor kører London-taxaer rundt i København |
4 |
|
HAREM LONDON SS20 SHOW- LONDON FASHION WEEK |
4 |
|
Arriva Rail launches deaf awareness training programme for London Overground staff |
3 |
|
London Security Company |
3 |
|
Pregnant Rebekah Vardy arrives in London with husband Jamie |
3 |
|
Harry Kane And Eden Hazard Feature In A Star-Studded New Nike Advert Set In London |
3 |
|
Porsche of London |
3 |
|
Connected Aircraft amp Digital Cabin Conference amp Expo London |
3 |
|
Fox Nabs Country Music Family Drama From Melissa London Hilfers Jason Owen amp SideCar With Penalty |
3 |
|
London Fashion Week |
3 |
|
A Week in My Life: Katherine Sale London Director of Operations at Croud |
3 |
|
Heathrow to Central London £100 |
3 |
|
Speakeasy Chiswick West London – UK |
3 |
|
LONDON |
3 |
|
Regale in the Luxury of Garden Summer Houses in Sussex or London |
3 |
|
Tfnc London Black Polyester Dress S |
3 |
|
Buying in East London |
3 |
|
London cloud video editing tool Blackbird wins industry nod |
3 |
|
Where really is London |
3 |
|
Henry London |
3 |
|
CNN International Introduces New Shows from London and Abu Dhabi |
3 |
|
OBA LAMIDI ALAFIN OYO WELCOME IN LONDON |
2 |
|
Mitchell Trubisky doubtful to face Raiders in London |
2 |
|
4 napos városlátogatás Londonban – Hotel |
2 |
|
Timber Decking Cork – the Best Savile Row Tailors in London |
2 |
|
Old Georgians looking to rival London elite in hockey top flight |
2 |
|
McCann London appoints Jessica Tamsedge as new MD |
2 |
|
Network Analytics London – Public Training |
2 |
|
Melanie Jones PR wins Best Hospitality PR Agency at the 2019 Greater London Enterprise Awards By SME News |
2 |
|
London Rickshaws |
2 |
|
Guide to: 8 Hour Layover in London England |
2 |
|
Commuting from Kent to London |
2 |
|
Know about London Winter Wonderland with tips |
2 |
|
London Tourism Video // Visit Britain amp Matador Network |
2 |
|
specialising in rare books and works on paper from the heart of london’s mayfair |
2 |
|
Why American werewolves wouldn’t go to London anymore |
2 |
|
Home Cleaning In London By REAL Professionals |
2 |
|
Donnie McClurkin Announces Live In London and More 20th Anniversary Concerts in the UK ! |
2 |
|
London Coffee Festival 2019 |
2 |
|
London Kerry Person of the Year |
2 |
|
South London band Honkies tune their ramshackle sound into a new EP |
2 |
|
The Worry Monster at Evelina London |
2 |
|
Why is it so hard to live in London |
2 |
|
Atlanta Austin Boston Chicago Dallas Denver Hong Kong London Los Angeles Melbourne NYC Online Providence San Diego San Francisco Santa Monica Seattle Singapore Sydney Toronto Washington DC |
2 |
|
« Facebook Accelerator London » s’intéresse aux start-ups africaines |
2 |
|
London Retail Leaders Series |
2 |
|
UK’s New Manufacturing Hub: London and The South East |
2 |
|
Man faces 14 charges in downtown London shooting that injured 3 |
2 |
|
The London Look |
2 |
|
5 Must Visit Sky Bars in London |
2 |
|
London’s Tower Bridge |
2 |
|
Food Festival In The Tower Of London’s Moat |
2 |
|
Move D house amp disco vinyl dj set London 2017 tracklist |
2 |
|
End of Tenancy Cleaning London |
2 |
|
Dr Alan Belfield Chair of Arup Group brings global business experience to London First board |
2 |
|
Independent London Escort |
2 |
|
London Sightseeing Pass |
2 |
|
Royal London |
2 |
|
Peter Staunton Is One of the Biggest Interior Designers in London |
2 |
|
Celebrate Oktoberfest vegan-style at London’s Vegtoberfest festival |
2 |
|
Trade after Brexit takes centre stage at London International Shipping Week |
2 |
|
Best Sports Good Shop in London |
2 |
|
عطر بربري لندن للنساء Burberry London For Women |
2 |
|
Longford lady Margaret Brown leads tributes to emigrant who died alone in London during Late Late Show interview |
2 |
|
Sam Dada amp Omar Mansoor London Fashion Week S/S 20 Collection |
2 |
|
Jabbing at society’s wounds: London four-piece Legss take us through their debut EP |
2 |
|
Top 10 Best VIP Nightclubs in London |
2 |
|
Benefits Of Hiring A Good Personal Trainer In London |
2 |
|
Sports activities legends have teamed as much as give hilarious tour of theatres in London |
2 |
|
Hard Rock Hotel London |
2 |
|
London Wedding Photographer |
2 |
|
Top 8 Car / Auto Locksmiths in London |
2 |
|
AdForumSummit London: VCCP MullenLowe amp Anomaly |
2 |
|
Long term rental in London |
2 |
|
London mobile connectivity standard agreement to boost coverage |
2 |
|
London Fashion Week AW2019 |
2 |
|
LONDON show ROOMS Paris |
2 |
|
Dev Blog: FFXIV Fan Gathering at Loading Bar in London |
2 |
|
Flexible workspace makes up a third of London property deals |
2 |
|
5 best cocktail bars in London for a girls night out |
2 |
|
Dominique Ansel’s 2019 Pie Night brings in London’s top chefs |
2 |
|
Case handphone – London |
2 |
|
We are international full service modeling agency working in markets such as Paris NY London Milan amp Asia |
2 |
|
21045 London Bus 23006 23003 23018 Model Building Kit Blocks Bricks Gift Toys for Children legoing Technic McLaren P1 Racing Car |
2 |
|
London Marathon 2019 |
2 |
|
afPE London Region Primary PE Conference |
2 |
|
Traveling Solo as a Trans Woman in London |
2 |
|
Carly Rae Jepsen Shows She’s Much More Than Call Me Maybe at London Concert |
2 |
|
Guide to London |
2 |
|
The capital markets union: Should the EU shut out the City of London |
2 |
|
London Pop-ups |
2 |
|
Indians At Madame Tussauds London ! |
2 |
|
Your complete family guide to London |
2 |
|
Kapil Wadhawan addressing the London School of Economics Students’ Union India Forum 2018 |
2 |
|
University of West London Fully Funded Scholarships for African Students |
2 |
|
Kerry 230 v London 113 Hurling match report |
2 |
|
Get ready for Rum Festival Is Coming To West London |
2 |
|
Người bán nhà ở London giảm giá ngày càng mạnh |
2 |
|
Behind the Bar: East London’s newest watering hole The Arches |
2 |
|
Family Europe: London to Florence in 10 Days |
2 |
|
5 Days London – 45 Park Lane – Dorchester Collection 5 Air Ticket Riyadh – London – Riyadh on Saudi Airlines |
2 |
|
Lisa London and Karyn Turk talk new movie Nearly Departed |
2 |
|
Nutshell: Iranian restaurant in London |
2 |
|
Top Christmas Fairs and Markets in London |
2 |
|
Go Behind the Scenes at London Fashion Week Spring |
2 |
|
Moss London Skinny Wedding Suit Jacket In Sage |
2 |
|
Liberty London |
2 |
|
Kitchen Worktops London |
2 |
|
Winnipeg Punk Rockers Mobina Galore Headed to London to Support New Album and Video |
2 |
|
trulondon The unblog dialogue |
2 |
|
Vendu pour 29 408 514 € chez Christie’s London en 2012 |
2 |
|
London Santa’s Grottos |
2 |
|
Radley London Flapover Leather Crossbody – Red |
2 |
|
London Marathon |
2 |
|
Liquify Web Design London |
2 |
|
Patna’s Girl Aayushi’s Film ‘Dear’ to be shown at Film Festival in London |
2 |
|
Fully Funded Queen Mary University of London Chevening Partner Awards 2020 |
2 |
|
Nyae Nyae Chief shares his story in London |
2 |
|
Darbo kalendorius London A5 |
2 |
|
Lecture: London |
2 |
|
PAD LONDON 2018 |
2 |
|
In London with Michael Kors |
2 |
|
Londoners Putting Homes at Risk by Oversharing Online |
2 |
|
London Butcher Shop Goes Vegan for One Day |
2 |
|
Mutoid Man Livestream – Broadcasting From The Black Heart London |
2 |
|
Travel Diary: When in London |
2 |
|
100 Years Ago… – Nayyar’s Travelogue – Qadian to London |
2 |
|
Somalia’s petroleum summit in London draws criticism suspicion and protests |
2 |
|
5 Days London – The Nadler Kensington 4 Air Ticket Riyadh – London – Riyadh on Saudi Airlines |
2 |
|
EMEA Office – London |
2 |
|
Flying taxi companies start buying up London rooftops |
2 |
|
Kerry Team Announcement vs London – AHL Div 2A Rd 1 2018 |
2 |
|
An Afternoon with Aspinal of London |
2 |
|
London Apartment |
2 |
|
Team Announcement: Kerry vs London – AHL Round 4 |
2 |
|
Top 10 in Tech: London’s most valuable Energy startups |
2 |
|
Astoria con Storm in scena al London Coffee Festival dal 28 al 31 marzo |
2 |
|
1044 FM London Interview |
2 |
|
Best Gift Shops in London |
2 |
|
New London Real Estate |
2 |
|
De Minaur Jumps Nine Spots In 2019 ATP Race To London |
2 |
|
5 Best Zero Waste Shops in London |
2 |
|
Where To Stay For Your First Trip To London |
2 |
|
Little Venice – Things to do in London |
1 |
|
MakeoverMonday: London’s Aging Population |
1 |
|
423 Masjid Baru Di London Menggantikan 500 Gereja Yang Ditutup |
1 |
|
London Hairdresser Winner 11/12 |
1 |
|
The other day I heard that eating 4 lbs of red meat about 16 hamburgers is equivalent to flying from New York to London and back in terms of consumption of earth’s resources At first proud and then ashamed of my Million Mile Club status here was my ticket to relieving my guilt Haven’t eaten any red meat for some 48 years But isn’t that statistic interesting I guess if you eat steak on a transatlantic flight you are the bad guy |
1 |
|
Cómo exprimir al máximo una London Pass de un día |
1 |
|
How much funding did RAW provide to MQM London |
1 |
|
Accessibility from Mosul to London and beyond |
1 |
|
The Long Sunday by Peter Fletcher London: Faber amp Faber 1958 |
1 |
|
Caesarstone 5000 London Grey |
1 |
|
pretty streets in london |
1 |
|
LONDON WEBSITE DESIGN SERVICES – LIQUIFY |
1 |
|
Highlights From London Design Fair 2019 |
1 |
|
Exploring East London – Tales of a Solo Female Traveller |
1 |
|
Paleta de Sombras Re-Loaded Revolution London – Basic Mattes |
1 |
|
Claude Gellée Lorrain – The National Gallery of Art London NG6 Title: Landscape with David at the Cave of Adullam Date: 1658 |
1 |
|
LONDON SYLHET NEWS Posts |
1 |
|
Convenient locationin Central London – Kings Cross |
1 |
|
Your Company Ltd London |
1 |
|
The Do’s and Don’ts of Visiting London |
1 |
|
PLAYBOY LONDON |
1 |
|
Ride the Mail Rail Under London |
1 |
|
Popular London Posts |
1 |
|
Bristol London Manchester |
1 |
|
7 Days London 3 I Paris 4 |
1 |
|
Scott Legal Attends FALL AILA Conference in London and Visits US Consulate |
1 |
|
My Incredible London weekend with Virgin Atlantic Airlines |
1 |
|
New and Upcoming London Art Exhibitions |
1 |
|
Top 10 in Tech: London’s most valuable Transportation startups |
1 |
|
Welcome to Monday Sept 30 International Podcast Day it’s also Rosh Hashanah Happy birthday to former WWE wrestler/model/actor Candice Michelle born Candice Michelle Beckman in 1978 Today in 1961 Medford Mayor JW Snider and 16 Jackson County residents paid 196 as the county’s share for the tea lost in the Boston Tea Party protest Snider and the others presented a check to representatives of London tea exporter Davison and Newman The firm had tried for 188 years to collect 4966 it claimed to be owed for the tea shipment that was tossed into Boston Harbor during the 1773 protest In the weather it should be mostly sunny with a high around 60 Here are a few things to do today after you listen to Kerry Eggers’ Tribune sports podcasts: |
1 |
|
London’s Startca Rocks The Park Friday Wrap – Tone Loc Ginuwine Mae Shaggy Snoop Dogg |
1 |
|
After the success of One World London Helen is bringing the show to Devon next summer 2020 the music being performed by Glorious Chorus amp new spoken word contributions – if you’re interested in being part of this project contact Helen |
1 |
|
London’s Calling! |
1 |
|
Reliable cleaning company in London for one time services Expert cleaners London: |
1 |
|
Neuropsychiatry London |
1 |
|
Your bespoke architectural designer based in London |
1 |
|
Call for Papers Women as Wives and Workers: Marking Fifty Years of The Feminine Mystique Saturday 30 November 2013 at Royal Holloway University of London |
1 |
|
Keep in mind these pointers when you go out with sensual North London escorts |
1 |
|
Windsor / London / Woodstock / Paris / Brantford |
1 |
|
HOW TO DESCRIBE A PLACE IN LONDON AND IN NIGERIA comedy |
1 |
|
Tulsi Gabbard to speak in Londonderry Oct 1 |
1 |
|
Award-winning postgraduate accommodation in London |
1 |
|
BEST OF SHOW 2017 INTERVIEW – Gilbert Archer-Cox Stellar London |
1 |
|
VaynerMedia London appoint Ben Allison as VP global media |
1 |
|
PHOTO LONDON 17 – 20 May 2018: this year more than 100 leading galleries |
1 |
|
Ghost Signs of South West London – The Map I recommend you use the ‘View Larger Map’ button below |
1 |
|
London-Saudi Global Terror Stop WWIII |
1 |
|
CULT CREW CULT DOES LONDON UK |
1 |
|
Mole to London Dermatology Unit |
1 |
|
Case handphone – LONDON |
1 |
|
Pennick Nigel – Sacred architecture of London |
1 |
|
London Eye — колесо обозрения в Лондоне |
1 |
|
Paul Wait CEO GTMC London UK |
1 |
|
Facebook Accelerator London opens to companies across… |
1 |
|
The Future of London and New York As Financial Centers |
1 |
|
Bravura London Glycolic Acid 10 Peel – отзыв |
1 |
|
Dande ATEULIWA KUWA BALOZI WA SIMBA SC KATIKA JIJI LA LONDON |
1 |
|
Merlins Magical London Ticket – 5 FOR £60 – Save up to £87 |
1 |
|
Sweet Rose London Fog |
1 |
|
London Security Company is one of the Best Security Companies in London! |
1 |
|
Inside London’s coolest new hotel The Standard |
1 |
|
Unusual Restaurants In London |
1 |
|
Best London Bars |
1 |
|
London Advanced workshop- October 5 2019 |
1 |
|
London Sep 14 – Sep 15 |
1 |
|
County Londonderry |
1 |
|
Mumbai to London |
1 |
|
Dentons London |
1 |
|
Cosmetic Injectables Trainer – Injectables Trainer – Injectables Trainer – Treatment Room in prime Central London |
1 |
|
ALL NEW EVENT – North London Finsbury Park 5K |
1 |
|
Qi DOU Imperial College London |
1 |
|
Event: Africa Writes 1-3 July 2016 London |
1 |
|
The First Escape by Susan Kale London: Putnam 1960 |
1 |
|
Imminence announce London show and European tour |
1 |
|
Why Uber can no longer operate in London |
1 |
|
Namastey London |
1 |
|
Pengalaman Terbang Jakarta ke London dengan First Class Garuda Indonesia |
1 |
|
Daawo wariye Kayse Axmed Digaale oo xaflad balaadhan loogu sameeyay magaalada London |
1 |
|
LONDON COCKTAIL WEEK 2019 BARS |
1 |
|
London Milan Paris NYC |
1 |
|
English Academy in London |
1 |
|
LONDON – THE BEST CITY TO INVEST IN |
1 |
|
The London One World Choir has enjoyed singing the music from the show so much they have decided to continue! Helen will be directing rehearsals in London once a month so contact Helen if you’d like to join The choir will be singing songs with the same themes of One World including peace social justice amp respect for the natural world Information about this choir can be found on the Choirs Page |
1 |
|
Video Arsenal duo Mesut Ozil and Sead Kolasinac are both unharmed after escaping an attempted robbery in London on Thursday |
1 |
|
Hundreds attend funeral for Irishman who died alone in London |
1 |
|
BURGERILLA in LONDON |
1 |
|
YABANIN ÇAĞRISI’nın efsane yazarı Jack London’la röportaj |
1 |
|
Royal Opera House – Saison 2019/20 live aus London |
1 |
|
VA – LA New York London To Ibiza Vol2 2019 MP3 |
1 |
|
London Kolej Eğitimlerimiz için Bize College |
1 |
|
From New York to London Dubai to Beijing we have you covered! |
1 |
|
‘Appalling’ Boris Johnson in ‘stocks’ and cage stunts at London Dungeon |
1 |
|
See what ICAP London staff got up to on their volunteer day at Howletts Wild Animal Park in June 2016 |
1 |
|
The best signs and scenes from the Global Climate Strike in London |
1 |
|
Best Museums In London |
1 |
|
IPTVProviderlondon offers all major PPV event! |
1 |
|
London United Kingdom 07 Oct – 08 Oct 2019 |
1 |
|
Pokemon Center London will offer an exclusive London City Pikachu plush |
1 |
|
Britain London Lewis Clinic |
1 |
|
Why you need to see… London Hughes |
1 |
|
Hambalyo: Khadar Xuseen Iyo Saynab Xaaji Gaydh Oo Meherkoodu Ka Dhacay London |
1 |
|
Office cleaning London |
1 |
|
London: 2020 Square Wall Calendar |
1 |
|
Burberry London Hand |
1 |
|
Ken Rubin Interviewed on Scrum amp Kanban for The Times of London Article |
1 |
|
Experience London for less this autumn |
1 |
|
london |
1 |
|
Independent London Escorts |
1 |
|
Scotland accountancy firm bolsters financial offering with new London office |
1 |
|
Autodesk at Wednesdays London User Group |
1 |
|
Keep in mind these standard guidelines while going out on a day with escorts in London |
1 |
|
Tate Modern London |
1 |
|
Event 4 Event Time: 8pm / Event Location: London UK |
1 |
|
House Cleaning Price List – Cleaning Services London |
1 |
|
Marketing amp Communications Specialist London |
1 |
|
Erotic Massage in West London – Grand Massage |
1 |
|
London Real |
1 |
|
Polish Jazz London Series |
1 |
|
Bitpanda One of the Leading Bitcoin Marketplaces Is Opening a London |
1 |
|
Welcome to All In London mate |
1 |
|
3 Д команда London kings |
1 |
|
March 31 2016 London Rickshaws |
1 |
|
London Fashion Week: Victoria Beckham Debuts Her Beauty Line |
1 |
|
London Dubai |
1 |
|
Bullish bear is a reliable Company with a flawless reputation that works in the sphere of Forex trading and involved in the financial activity on the London Stock Exchange |
1 |
|
London Car is Getting More Expensive |
1 |
|
Kurt Geiger London Soho Pointed Toe Stiletto Pumps |
1 |
|
Lovely London |
1 |
|
6th International Conference on Cardiology and Vascular Biology London UK November 11-12 2019 |
1 |
|
Rex Orange County has added a third London show to his upcoming tour |
1 |
|
Dudoff London |
1 |
|
London: Hundreds rally for Assange outside Belmarsh Prison |
1 |
|
Veteran London litigator Marcus Bowman to leave HFW — but will not go far |
1 |
|
Marcos Baghdatis to join host of legendary players at Champions Tour season ending London finals |
1 |
|
Đội bóng thành London gửi tuyển trạch viên theo dõi ”hiện tượng |
1 |
|
Baylor’s London claims gold medal at World Championships |
1 |
|
Press Release: London Production Duo Releases New Tracks Featuring Bowie Drummer |
1 |
|
London Forex Rush System MT4 Aurum Alter Strategy |
1 |
|
London Capital Group LCG |
1 |
|
Колесо Обозрения London Eye |
1 |
|
Find Best London Airport Transfer for Any Kind Of Transfer/Trip |
1 |
|
Нож в ножнах “LONDON” |
1 |
|
London dairy DIET – Promotional campaign designed by team Icon Dubai |
1 |
|
London hotel offers |
1 |
|
London Wants Trump Out Now As Their Financial System Blows Apart |
1 |
|
London hop on hop off |
1 |
|
Discover the good timesFind a great night out in London |
1 |
|
An Industrial Colorful Loft in London |
1 |
|
My analysis about London escorts and their services |
1 |
|
India Emerging Twenty IE20 by the Mayor of London |
1 |
|
London Tech Job Fair Autumn 2019 |
1 |
|
Smart tv london |
1 |
|
کفش زنانه Carlton London |
1 |
|
Our Core LondonFood Travel |
1 |
|
As an author reader and teacher I have many books to my name – all in the tarot and self-development realm My professional career as a tarot reader and Angelic Reiki healer began at Psychic Sisters within Selfridges London where I worked for seven years I am also a Switchwords mentor a manifesting technique I teach in workshops and via online coaching |
1 |
|
London’s Startca Rocks The Park Thursday Wrap – Pop Evil I Prevail Killswitch Engage In This Moment Five Finger Death Punch |
1 |
|
Professional Dog Training – London Ontario |
1 |
|
Mobile Telecommunications Office Paddington London |
1 |
|
London office: |
1 |
|
Founded in 2008 Paddington Partners is an international recruitment to recruitment company focusing on the leading global recruitment markets With offices in London Singapore Hong Kong Melbourne Dubai and New York we offer candidates access to the best opportunities across the to Search |
1 |
|
In London Golders Green was and maybe still is the home of the Jew community which has recently been coming under anti-Semitic attack but the attack is not coming from the French Chinese Black or Polish communities it is far more likely to be coming from immigrants from the Middle East where there is an ongoing genocide in Palestine |
1 |
|
Case handphone – London big Ben 2 |
1 |
|
London’s Most Popular Shows |
1 |
|
London I love you |
1 |
|
London tonic Cardamom tonic ili Dry ginger |
1 |
|
Sibos 2019 London – September 23-26 |
1 |
|
Permeable resin bound walkways for North London developmentHAMPSTEAD NORTH LONDON |
1 |
|
Pre-book at London Paddington at Liverpool Lime Street at Manchester Piccadilly Station |
1 |
|
Shop online with FREE delivery on all orders over £50 or visit us on the high street in either of our two showroom stores in Burgess Hill and Central London |
1 |
|
Machu London Eye |
1 |
|
Ignis shows off first work for Fuller’s London Pride |
1 |
|
Sterling Ruby Frieze London 2019 |
1 |
|
A Guide To Commuting In London |
1 |
|
A Complete London City Guide- Visit Know amp Explore London |
1 |
|
London Digital Agency |
1 |
|
Warwick in London |
1 |
|
Классные игры которые вы можете скачать бесплатно с нашего сайта Dream Machine Winterstate City Run London Skater Boy Legend Roll Spike Sepak Takraw |
1 |
|
Why Security Services in London is a 1 Priority |
1 |
|
The Quirkiest London Walking Tours You Can Book Right Now For 25 Less |
1 |
|
CRADLE OF FILTH ANNOUNCE SATURDAY NIGHT AT THE LONDON PALLADIUM! |
1 |
|
Bonobo dj set Mixmag London2017 |
1 |
|
Cockney Rhyming Slang from London |
1 |
|
Emir by Rosemary Tonks London: ADAM Books 1963 |
1 |
|
The National Gallery London |
1 |
|
Autumn Date ideas for Londoners |
1 |
|
National Theatre of London: The Audience |
1 |
|
Things To Do This Weekend In London: 5-6 October 2019 |
1 |
|
Massiver Stromausfall : Blackout in London und Teilen Großbritanniens |
1 |
|
HOW WE BUILD A LONDON DOOR |
1 |
|
In the Dark Streets of London |
1 |
|
Million Mask March London Plan to Show amp |
1 |
|
Hot Right Now – London’s hottest restaurants – September 2019 |
1 |
|
10 Interesting Facts About The National Gallery London |
1 |
|
London / Manchester / Leeds / Glasgow / Bristol |
1 |
|
Angel Olsen’s All Mirrors album to premiere at London listening party |
1 |
|
AGÁRDI PÁLINKAFŐZDE – arany- és ezüstérmek a londoni IWSC versenyen |
1 |
|
London Urology |
1 |
|
Flights from New York to London |
1 |
|
Princess Cut London Blue Topaz Channel Set Hoop Earrings in 925 Sterling Silver |
1 |
|
UK London Office |
1 |
|
Our Work – Visit London |
1 |
|
London UK EU |
1 |
|
Aldi to Double Their Store Presence in London |
1 |
|
Economic Change CAN Mezzanine49-51 East Road London N1 6AH |
1 |
|
Interview with a London based nanny |
1 |
|
WEEK END LONDON Eau de Parfum For Women/100ml |
1 |
|
The Rook – Season 1 This London-set series centers on a young woman pursued by sh |
1 |
|
Meet the costume designers on four of London’s new shows |
1 |
|
driving school east london |
1 |
|
London Career Kick-Start Work Experience programme 2020 |
1 |
|
Atherton Leisure Centre 189 Romford Road Stratford London E15 4JF |
1 |
|
Shopping in LondonShopping in London |
1 |
|
Best Prices in London |
1 |
|
ZSL London Zoo save on entry |
1 |
|
HMS President St Katherine’s Dock London |
1 |
|
« On ne peut pas attendre que l’inspiration vienne Il faut courir après avec une massue » Jack London |
1 |
|
Otedola steps in again! Bankrolls Majek Fashek’s London medical treatment |
1 |
|
Cockney Dialect / Londoner Accent |
1 |
|
Follow us on Instagram londonbusinessmagazine |
1 |
|
Executive dinner in London about Customer Experience |
1 |
|
Lobisomens de London |
1 |
|
10 Quiet Places in London to Rest and Relax |
1 |
|
Imperial College London – Sept 19 2019 |
1 |
|
London Makeup School |
1 |
|
Congrats RootsTech London Giveaway Winner! |
1 |
|
Why we founded V London City |
1 |
|
The grand regeneration of London’s historic Battersea Power Station secures £600 million for the third and final stage of revitalization |
1 |
|
My experience with hot model like woman from London escorts |
1 |
|
You can constantly get a girlfriend experience with the aid of escorts in London solutions |
1 |
|
Finding a sensual massage in London was never so easy Visit HunterGround map for best erotic massages! |
1 |
|
New London restaurants – all the recently opened restaurants in London |
1 |
|
Why Choose Liquify Web Design London |
1 |
|
London 1-1777 |
1 |
|
LONDON OXFORD |
1 |
|
London School of English Home |
1 |
|
CITY OF LONDON |
1 |
|
London Eye Madame Tussauds SEA LIFE |
1 |
|
Zilliqa Launches Education Initiative in Partnership with Award-Winning King’s College London Blockchain Society |
1 |
|
One day in London |
1 |
|
British Museum London |
1 |
|
London’s Hidden Rivers: A Walker’s Guide to the Subterranean Waterways of London |
1 |
|
The end of the in-house recruiter DiceTru TruLondon |
1 |
|
London Academy Casablanca: 4 Students Receive Merit-based Scholarships |
1 |
|
Steve MaybankProfessor Birkbeck The University of London FRSS FIEEE |
1 |
|
Tile amp Bathroom Specialists in South London |
1 |
|
Trip Review: Malta Air London Stansted To Cologne |
1 |
|
SCL World Café: Building a Tech Law Curriculum – Friday 15 November 2019 London |
1 |
|
UK army said to use Israeli-made system to end drone chaos at London airport |
1 |
|
ESCP Europe hosts 2nd Tech Days at London Stock Exchange |
1 |
|
Новая коллекция MELSETTER от коллекция обоев London V от Little Greene |
1 |
|
Children’s Portrait Photographer London |
1 |
|
ICAS London |
1 |
|
Looking forward to welcoming you at IMPA London 2019 |
1 |
|
London based |
1 |
|
The Mere Living by B Bergson Spiro Betty Miller London: Victor Gollancz 1933 New York: Frederick Stokes 1933 |
1 |
|
The youngest Londoners have ar |
1 |
|
241-mile London to Leap29 Cycle Challenge for The East Cheshire Hospice |
1 |
|
Tarkett helps London Waste and Recycling Board close the loop |
1 |
|
RWANDA:NYUMA YIMIYGARAGAMBYO YIGITANGAZA YAMAGANA KAGAME USA UBU BITEGUYE IYINDI MYIGARAGAMBYO RUKOKOMA I LONDON |
1 |
|
Event: Raise It Up in london |
1 |
|
This week’s London appointments |
1 |
|
Pam Stone: An American comic in London |
1 |
|
Rimmel London Scandal Eyes Reloaded Tusze do rzęs |
1 |
|
London corporate partner joins Latham from Simmons |
1 |
|
Battlefield 1 Apocalypse DLC February – London Calling Air Assault |
1 |
|
Peaks of Power: Beginnings There’s always somewhere to go someone to defeat! At least that’s what Ryan believed until he ran out of challenges adventures and stories Bored with his life as a casual player he slipped easily into the lifestyle of a professional gamer After reaching the pinnacle of success an email Read More The Unblessed Dead When I was younger my mother saved my settlement from the unblessed dead that would have killed us all It cost her everything to reveal her necromancy and sent shockwaves through our stringent religious settlement Convicted of heresy against our sacred lost texts she died soon after Since then Read More The Tale of the Vampire Bride All I ever wanted was the freedom to live life as I pleased despite my aristocratic parents’ hopes I’d secure a prestigious husband But my fate was far more terrible than an arranged marriage when my family became prisoners to one of the most fearsome and powerful vampires of Read More The Science of Likability: 60 Evidence-Based Methods to Radiate Charisma Make a Powerful Impression Win Friends and Trigger Attraction 100 scientifically-proven ways to make friends quickly turn enemies into friends gain trust and be flat-out likable Utilize the most interesting shocking and counterintuitive findings in psychological science to simply make people want to be around you The Science of Likability takes over 60 seminal scientific and psychological studies Read More The Beauty of Us My name is Jake Althaus and for the most part I seem to have it all A loving partner a devoted dog a promising future in nursing school The only problem is: I’ve been plagued with persistent headaches and though I loathe to admit that anything is wrong a Read More Alt Control Enter I’ve always used video games to get me through the hard times especially throughout my mother’s terminal illness Tasked as not only her caretaker but my little brother’s as well I long to give them a better life and save my mother’s in the process This is why on Read More The Inimitable Jeeves It’s the height of the Jazz Age and the roaring twenties are in full-roar in and around London and the English countryside Bingo Little the twins Steggles and Aunt Agatha are among the banes of young Bertie Wooster’s casual existence but fortunately Bertie has his gentleman’s gentleman his valet Read More Ruson the Vampire Saint amp Other Apocryphal Tales A weird assortment of religion-based short stories spanning genres of fantasy horror satire and folklore Set in an alternate version of our solar system this collection of tales will entertain believer and skeptic alike From the author of the Four Winds – One Storm series herein lay tales of vampires becoming Read More Eve: A Christmas Ghost Story What do you do when a whole town is haunted In 1899 in the North Yorkshire market town of Thorpe Morton a tragedy occurred 59 people died at the market hall whilst celebrating Christmas Eve many of them children One hundred years on and the spirits of the deceased Read More The Director’s Cut: A Novel A Christian Romance: Tia Morales is used to calling the shots She’s the director of the popular sitcom Stars Collide and her life on set is calculated and orderly Well most of the time But her life outside the studio is another matter If only she could get her family Read More London Coven A witch’s familiar must protect London from the monsters that lurk in the shadows the creatures that seek to unravel the fabric of things and send a city to hell Stella Familiar was created by the London Coven out of spit and blood She’s a fighter a blunt instrument Read More Poison My Pretty When Poppy Parker turns 21 the popular TV witch detective discovers she has supernatural powers off the set as well as on When the show is canceled she returns home to figure out how to harness the magic brewing inside her Freaked out by these recent paranormal gifts Poppy Read More Daddy Dom 2: Daddy’s Naughty Gangster I Love You Daddy A DDLG and ABDL 2 in 1 novel collection of kinky BDSM age play stories Two romantic DDLG and ABDL themed love stories for the age play fetishist WARNING: These stories contain heavy sexually explicit content Age Play DDLG MDLG and ABDL themes It features diaper changes wet lactation Dominants and a submissive The characters in this book are consenting adults engaged in a variety Read More Her Web Master An online connection Masked by anonymity No cameras No pictures Curiosity ignited to intrigue I thought I knew what I was getting into but had no idea how far we would go My intention was to test the waters dip my toe in the wading pool Instead I surrendered Read More The Message for the Last Days The future is revealed by understanding the past where history and mystery are intertwined The Message for the Last Days explains the progression of afterlife beliefs found within and outside of the Bible It reveals the original message about Heaven compared to changes in culture over time leading to Read More Royally Schooled They come from two different worlds Their love goes against centuries of tradition But he doesn’t give a damn Maggie The royal family needs a tutor Someone they can trust Someone who isn’t swayed or distracted from their duties by working for royalty I’m perfect for the position since Read More The Last Rite The last rite was never meant to be found Ten years ago the love of Daniel’s life disappeared Then Daniel learns that not only did she commit suicide but she left behind a daughter he never knew he had Taking his estranged daughter home Daniel gets detoured to the Read More Peas Carrots and an Aston Martin He’s inherited every English boy’s dream car But to hold on to it he’ll have to get his hands dirty Eric Sibley loves his upscale job and the good life it provides So when the corporate climber inherits his father’s Aston Martin DB4 he’s excited to drive his wife Read More End of the Road Lars Gunner the frontman for Silent Plaids died 23 years ago and his death was ruled an unfortunate accident Despite the fact that he can’t recall what happened to him in his last moments of life he is convinced that he was murdered He has been trapped in limbo Read More Realmbound: Sword of the Scion Forge alliances Gain powers Save the realm In the realm of Valion a war is fought between the vile demons of the under-realm and the mighty scions mystical beings with the power to wield super-human abilities It is a war that turns cities to ash that leaves the very Read More Daddy Morebucks From the moment she laid eyes upon him Marley knew in her heart that James was not just another client and the difference wasn’t even the large sum of money he offered in return for a single night of submission No what set him apart was the fact that Read More Brave Teaching In this companion volume to Brave Parenting Krissy Pozatek author of The Parallel Process employs the skills she learned in wilderness therapy to show how teachers can build emotional resilience regulation and mindfulness in their students as well as nurture their ability to problem-solve and develop life-skills With examples drawn from Read More The Amazon Dropshipper’s Manual: How to Profit Big in Dropshipping and Stay on Amazon’s Good Side Amazon can be a difficult landscape to maneuver considering category restrictions performance reviews account health and stricter overall policies regarding what you can and can’t sell on their platform Amazon is cracking down hard on dropshippers that ship bad quality products typically from China with ridiculously long delivery times Read More Brett Gets Hammered The beautiful and alluring Tammy Rankin and her brother Andy were positively grief-stricken when their well-to-do father died of a fatal heart attack In fact their grief was intensified when they realized that their young stepmother stood to inherit his vast fortune – that is unless they could somehow suggest Read More Troubled in Paradise After her father’s death the previous year and now in the throes of a gnarly teacher’s beady eye as she thinks ahead to college a small black arachnid bites 15-year-old Susie Speider on the finger and sends her nights into fantastical dreams about taking revenge on her teacher – Read More The Electric In the summer of 1985 15-year-old Sam Crowhurst discovers an old abandoned cinema that screens movies made by ghosts for ghosts Sam and his friends Emma and David find themselves drawn into a world where the likes of Humphrey Bogart Lon Chaney and Theda Bara are still making pictures Read More The Water and the Wild For as long as Lottie Fiske can remember the only people who seem to care about her have been her best friend Eliot and the mysterious letter-writer who sends her birthday gifts But now strange things and people are arriving on the island Lottie calls home and Eliot’s getting Read More Growing Up In Disneyland Growing Up in Disneyland is part biography about Ron’s father Broadway movie and TV star Don DeFore and his own autobiography Don DeFore earned a star on Hollywood Boulevard’s Walk of Fame and was a household name in the 1950s and ’60s He co-starred in numerous TV shows live theater Read More Yes! The Prayer God Loves to Answer God wants to answer your prayers without begging claiming arguing or bargaining Learn how a successful Christian book publishing business began with a vision from God on the side of a busy interstate highway The Prayer God Loves to Answer is a fascinating story of a man who said yes to Read More Diclaim and Dislcose Through some personal turmoil I’ve managed to salvage the best of my life but not until after it was all ripped away by one man’s ignorance and greed as 20 federal agents ascended on my Manhattan apartment in the early hours of the morning Disclaim and Disclose is the Read More Fairer Than Any A sweet historical western romance: Daisy Weathers travels to Texas as a mail order bride The would-be groom takes one look at her scarred face and walks away without a word The jilted Daisy is humiliated and despondent knowing this was her last chance at marriage Sterling a handsome Read More High Plains Holiday In winter of 1888 the small town of Garden City Kansas receives an early Christmas present: a new pastor He’s young handsome and single But to church organist Kristina Heitschmidt he’s nothing but trouble – especially as his first move is to take away her control of the music Read More Blademage Beastmaster Charlie Naylor is a good guy but he’s never been great at multi-tasking When Larynk the god of corn sends Charlie into a fantasy game he just can’t help himself trying By combining his love of daggers magic and animals he becomes the Blademage Beastmaster With a dangerous new Read More Tourists of the Apocalypse Dylan Townsend stands on the beach watching commercial jets fall out of the sky like oak leaves twirling in the wind A wing shears off the one closest to the shore just before it splashes down in the sea Why was she telling him this outlandish story What sort Read More Rescued by a Sea Nymph Is it love at first sight or a gamble of fate Captain James Harlow third son of a viscount expects nothing from life and yearns for adventure He gets his wish when he’s overcome by a group of young miscreants with ties to the peerage losing his hand in Read More Who is Sarah Lawson How would you feel coming home to find a family living in your house who call you Sarah tell you your brother’s name is Andy and insist that you should be ashamed of calling the police for help My name is Rowena Shaw and I’ve never seen any of Read More Birching His Bride Domestic Discipline Quartet Book 1 Lady Eleanor Petersham knows exactly what she wants from her marriage – a man who will worship at her feet Instead her father marries her off to her brother’s best friend the devastatingly handsome authoritative and devilishly dominant Lord Edwin Hyde It doesn’t matter that he makes her entire Read More The Belle of Bedford Avenue At the turn of the 20th century many affluent Brooklyn teens and young adults were bucking the constraints of their immigrant parents and behaving badly: drinking having sex staying out all night stealing scamming local businesses and engaging in other more serious activities When 20-year-old Walter Brooks was murdered Read More She Is Evil! Madness and Murder in Memphis That woman is evil She is evil! Ejaz Ahmad was handsome charismatic and a self-made businessman He arrived in the United States from Pakistan determined to fulfill his mother’s dying wish: to come to America complete his education and make his mark in the world Settling in Memphis Tennessee Read More Conquest Voted 1 Favorite Dystopian Book at Virtual Fantasy Con The future of mankind is in the hands of one woman—but only she can See it Over the last five hundred years Timur Demyan has used his ungodly powers to decimate countless empires Now the immortal villain stands as the Read More The Girlfriend’s Guide to Pregnancy The practical comforting honest and hilarious bestseller for moms-to-be with more than one and a half million copies in print! Your doctor gives you medical advice Your mother buys you baby clothes But who can give you the real skinny when you’re pregnant Your girlfriends of course—at least the Read More Chasing a Flawed Sun Riveting I couldn’t put it down! Not just another addiction memoir Must read! The phrase heroin saved my life could be considered both controversial and even offensive to some However in Chasing a Flawed Sun the author shows us how after breaking him down and almost taking his life several Read More Ripple Effect No one can hide from ripples Throw that one pebble and its effects can last a lifetime Have hope Sixteen years old bullied heartbroken and alone The voices are heard always and they’re much stronger than you think Turning inside and listening to that voice young Jo starts a Read More The Nationalists Described by one reviewer as bloody accurate The Nationalists is an Irish story set against the bloody backdrop of the 1916 Easter Rising the War of Independence and the Irish Civil War From the author of The Scribe The Soaring Spirit Kolbe and Land of Our Father comes a sweeping new novel that spans Read More The Scribe If you’re interested in spiritual fiction The Scribe is for you There is a deep rich vein of spirituality running through The Scribe a novel that resurrects the life of Luke the Evangelist After the crucifixion of Jesus in its immediate aftermath a young widower and member of the Sanhedrin Read More Desert Sequence: Puatera Online Books 1 to 3 Maddie is the NPC with attitude! Follow NPC Maddie on her journey of self-discovery which takes her through the deadly desert plains to the inner programming that makes her who she is Contains all three books of The Desert Sequence: Desert Runner Desert Born and Desert Storm Audio sample at Amazon To request Read More The Past’s Promise She found the ultimate love of her life in another timeand as a man Jessie Wharton is a teacher in the twenty-first century Or at least she was Taking her history class to visit the ruins of a historic fort in west Texas the scorching heat turned her world Read More The Battle Lord’s Lady Three hundred years in the future mankind still is trying to survive the Great Collision that changed the earth forever People live in pockets of civilization called compounds battling the elements and the mutations which have developed over the centuries trying to live and survive day by day Yulen Read More Prime: A Bad Boy Romance When only one man will do Jaxon There’s the best of the best and then there’s me the best of the best of the best I’m a soldier a Special Forces operative with over a hundred successful missions behind me – or at least I was until a mother Read More Second Chance Desire Hot Moon Rising 8 Knox Fort only wants to be left alone Eight years ago his world crashed when his mate walked out on him After a stint in jail for a bar fight he did the only thing he could He emotionally closed off to everyone and everything Now he is content Read More Surrender to Me Former aristocrat turned lowly vampire Devlin Dalcon gets by on his supernatural charm swindling others for money and goods When Devlin encounters bride-to-be Annabelle – another potential victim – he finds the tables have turned as he falls in love with her Audio sample at Amazon To request this Read More The Chalet When Madeline honors her mother’s dying wish and returns to the Chalet she discovers the true secret of the old mansion: a seductive spirit whose undying love has waited decades to claim her for its own Audio sample at Amazon To request this audiobook complete the form below Or Read More Latham’s Landing Anthology All That Remains Sandra has come to Latham’s Landing seeking to discover what really happened to her relative who disappeared there years before persuading her reluctant friend Tina that a little paranormal investigation will be fun The Origin of Fear Four college friends mount an expedition to Latham’s Landing Read More Trail of Blood Occult investigator Sam Logan receives a cryptic call about a man’s missing son that leads him and his partner Carter Mason – a disabled veteran – into a small town infested with vampires With each hour they spend in town after dark they discover just how deep the infestation Read More Human After All Every day for Becker Gray is a struggle to keep himself from collapse and the best way he’s discovered to do that is to hide from his past his guilt and his pain He’s been known to overthink overdrink and under-sleep His job as a detective in the major Read More Unicorn Jokes for Kids and How to Tell Them If you love Unicorns you’ll love this audiobook Jokes are an important part of growing up A day without laughing and learning is a day wasted You do not have to understand every joke You will get it as you grow older If you don’t get a joke you Read More Why Are There Bullies and What Can You Do About Them: An Interactive Book for Children Parents Counselors and Teachers Why are there bullies and what can you do about them This audiobook is written for children parents counselors and teachers to review or open discussions about bullying and what to do about it Audio sample at Amazon To request this audiobook complete the form below Or click here Read More Night Winter and Death Night The town of Yocum Valley is in for the longest darkest night it has ever known A night that will make some doubt their sanity and others fear for their lives A night when the heinous curse of its tainted ancestry will rise in the form of a Read More Bloody Bloody Apple Apple Massachusetts is rotten to the core Every fall when the orchards ripen and the leaves begin to die there are murders We know it and we accept it It’s the price we pay for living in Apple Families mourn but no one is ever caught Now there’s a Read More How to Complain: …And Get What You Deserve Face it – we are a nation of complainers We complain when our team loses when the TV program’s dull when the weather turns on us We grumble about bad politicians and stupid laws and shoes that pinch The average American complains an average of 20 times a day! Read More Peril in Paradise Depressed over her youngest son leaving two years early for college– across the country no less! – Jerria takes up her husband Will’s offer of a relaxing Hawaiian cruise But a series of ominous events onboard the Ocean Haven squashes any idea of a calm tropical vacation Soon Jerria’s Read More Murder On Deck: Jerria Danson Mysteries Volume 2 Against the beauty of an Alaskan cruise passengers begin suffering from something more than routine seasickness Jerria suspects they are being systematically poisoned Can she discover who’s behind the nefarious plan before succumbing to it herself If you love a mild mystery or dream of a cruise grab Murder Read More Tips from the Cruise Addict’s Wife Tips from the Cruise Addict’s Wife is a travel/tour book with a twist it’s like sharing a cuppa with a good friend who just happens to know more than you do This book is loaded with tips and tricks to plan the best cruise ship vacation ever! It’s laced with Read More The Cookie Cutter Legacy In this warm Christian historical fiction Henrietta a tough 95-plus-year-old North Dakota cattle rancher weakened from a bout of pneumonia comes to live with her great-niece in rural Oregon bringing the family treasure with her From the time of Queen Elizabeth I each generation of the Van Demere family Read More The Dim-Witted Hitman: A Cruise Crime “Dimmie my boy it looks like you’re going on a luxury cruise” With those words the hot-headed Irish mobster sends his best hitman to take out his old rival He’ll never control the mob so long as Kerrick is alive Dimmie short for Dim Wit O’Malley who has never Read More Into the Wolf’s Den The Wolf is handsome calculating and rumors say even cruel He owns the local bank and pretty much everything else in town He’s also the man of the house Well he was When I find out that he’s foreclosing on my grandmother’s property I’m furious I go to the Read More All that Remains On the brink of chaos the journey of survival begins Landon Gray a skillful ferry pilot who delivers planes to customers has one final drop in Alabama before Christmas But when an EMP causes the plane he’s in to crash on the remote snow-covered mountains of North Carolina he’s Read More The Last Dragon Lord Complete Set Books 1-3 He’s a supreme dragon lord at the height of his power but there’s a conspiracy brewing Old Dark is a viperous dragon lord who rules the world with brute force For 200 years he and his dragons have terrorized humanity forcing it to pay tribute or die Dark’s palace Read More Kissing Magic Kiss him Don’t fall in love Break a spell with a kiss Karina has heard and seen enough weird stuff for this request to sound legit At 16 Karina has a shot at adventure–and an odd first kiss – when she’s called to Whyland a kingdom in another dimension Read More Caught Up In You Edgeplay: The Complete Serial I know it’s wrong but I just can’t help myself Baily Sinclair’s only decadence is her nightly skinny-dip in the lavish pool on the estate where she works Better to beg forgiveness than ask permission right At least until she’s caught in the act by a stranger who demands Read More In Charge of You Fitting a relationship into a double life is a full-time job and with a super villainess riding shotgun the power is up for grabs Daisy Ellis has a secret By day she is a mild mannered CPA but when the sun goes down her inner domme comes out to Read More Why She Left Us An explosive family of three young sisters and their promiscuous mother descends into suicide and murder in this tragic tale told in five different characters’ points of view chronicling a critical period of time in the lives of a tormented family of women and their men Audio sample at Read More Final Notice She’s serving up mayhem in the Magic City FINAL STRAW Dishing out bad news is Jackie Parker’s job So when her boss grabs her assets one time too many she serves him her notice and hopes he chokes on it There must be a better way for a certified Read More The Goodnight Kiss A teenage serial killer with a mysterious past The deadly hunter sworn to protect her Secrets lies and a shot at redemption It all begins with a kiss When 16-year-old Nic Rutherford heads out for a night on the town she brings a full arsenal Her best weapon A deadly kiss Read More I’m Never Drinking Again: Maybe It’s Time to Think about Your Drinking Have guilt regret or bad decisions ever led you to say I’m Never Drinking Again Are you tired of waking up with a hangover Do you wonder if you drink too much or too often Are you spending too much money on booze Is drinking affecting your health your Read More Royal Wrecker A marriage bargain catapults the prince of rock and the princess of Martinovia to super-couple status but a romantic honeymoon will prove to be the real test Leo: My world is filled with everything most men desire – money women fame The fans are great but I’m an introvert Read More The Realm Between: The Curse: A LitRPG Saga Book 1 Will refused to admit to the HR lady at Radical Interactive that he’d never played their debut virtual reality MMORPG The Realm From what he’d seen in videos and heard from reviewers the game sucked With the company’s failed attempt at entering the gaming industry they switched their sights Read More Bound A Second Chance Military Romance Alex died a military herountil a year later when he was found alive He came home to a broken life His wife had moved on – married to his brother Trying to figure out where he fits in the world Alex just drifts His life bound by the nightmares Read More Woven: Book One Mystic Valley Shifters HOT NEW SHIFTER ROMANCE – Warning Contains Some Adult Content Burying my parents was the hardest thing I had to do or so I thought Then I met Jensen and the unexplainable happened Every time he gets near me my body feels like it might burst into flames Falling Read More Wretched: Book Two Mystic Valley Shifters Haven fought to help his niece Dylan save her destined mate from the clutches of a past enemy Ending the long rival came with a price he had to sacrifice himself to save Tessa his destined mate from death He tried to tell Tessa she was meant for him Read More Willing: Book Three Mystic Valley Shifters Carly’s always been the girl everybody is drawn to everyone except him She can’t seem to get him out of her head but he doesn’t even notice her She thinks it’s because he’s older and doesn’t want to date someone like her But she plans on showing that she’s Read More Whispers: Book Four Mystic Valley Shifters Carter almost died and Kai can’t take the chance of losing her destined made any longer She pushed him away for so long – like Paul did Carly But now when he needs her the most he says he doesn’t want her Can Kai break through his frozen exterior Read More The Glass Heart Jesse’s heart becomes an empty glass left cracked and broken when her husband Alex is killed in action With the help of his brother AJ and his parents Jesse is able to fight the sadness AJ has always loved her – best friends since high school But she married Read More Endless Fantasy Online: The Phoenix Kingdom NOTE: UK CODES ONLY Lucas Luke Patterson an ordinary geeky college student gets a summer job at Vortex Industries His summer job is to test a new virtual reality game using the Vortex Capsule a machine capable of fully immersing you into virtual reality His first session Read More Killstreak 1: Respawn From international best-selling author Stuart Thaman: Lord Kadorax Darkarrow was born on Earth but in Agglor he’s the highest-level assassin anyone can find The leader of the famed Blackened Blades he’s made a name for himself built a kingdom of sorts and only had to respawn once along the Read More The Goblin Wars: Siege of Talonrend From international best-selling author Stuart Thaman: Lady Scrapple lurks in the depths of Kanebullar Mountain building her army of mindless slaves and waiting for the perfect moment to strike As the final pieces are about to fall into place and secure her victory an anomaly is born One of Read More The Target List WAND is a revolutionary new medical tool that cures diseased tissues in human beings without the use of drugs or surgery Ten years in design and production the technology has a 95 success rate in curing most forms of cancer in animals and human beings The brainchild of 48-year-old Read More Couch Potato Chaos – Gamebound You know those times when you’re surrounded by a squadron of bloodthirsty ninjas your back is to the wall you’re down to your last heart container and all hope seems lost In situations like that it’s important not to panic to take a deep breath and to remember that Read More Land of My Dreams Alone and betrayed American professor Bonny Bryant longs for a haven of peace She accepts a position at a small Christian college in Fort William Scotland craving escape from her painful past The passionate love which develops when she meets fellow professor and sheep farmer Kieran MacDonell is something Read More Bend Me Break Me One girl Lonely Broken Lost One boy Determined Guilty Lost Two hearts One terrible secret It will either bring them together or tear them apart Audio sample at Amazon To request this audiobook complete the form below Or click here to search for other audiobooks Click here to search Read More The Mask: A Halloween Regency Novella Miss Henrietta Moore’s life is about to get Mysterious When Sally Henri’s maid comes across a Mask in a trunk of old costumes Henrietta is entranced and transformed She secretly wears the mask at the first of October’s masquerades hoping to catch the attention of the man she thinks Read More Maggie’s Run: Outback Brides Book 1 Maggie Walker has never called Wirra Station home Orphaned as a child she spent more time at boarding school and then working in the city than she ever spent on the edge of the outback But when her great aunt dies Maggie inherits everything and reluctantly returns to tidy the Read More In Too Deep: Stewart Island Book 1 What if the man you loved played a part in your father’s death As an elite police diver tormented by her father’s fatal drowning accident Piper Harland is forced back to the one place she’d sworn never to return Her tiny hometown on New Zealand’s isolated Stewart Island hasn’t Read More Sword Sirens: The Weatherblight Saga Book 1 Amongst the remnants of the ancient Saidican Empire lies Golias Hollow an underground community of people who’ve taken refuge from the tainted surface Completely cutoff from the outside world the men and women of the Hollow follow the teachings of the prophet Dormiar sacrificing a select few to the Read More Design For Justice After a brief vacation graphic designer Remi Painter starts working for the Hunger House a homeless shelter in downtown York Pennsylvania refining their website under a tight deadline for chump change and feeding the community in his off time But when he finds remnants of human remains in a Read More Painting the Whole Picture: Portrait of an Artist with Epilepsy Today artist Joshua Holmes is secure in Christ at peace with his timing eager to create and ready to overcome any life obstacle In 38 years he faced a myriad of struggles before arriving at a place of acceptance Born a fighter from day one he defied misdiagnoses cerebral Read More Steel for Hire Some jobs turn you into a zombie Literally Captain Jayde Thrin of the cargo ship Determination has one goal: make enough money to retire in style Her small mercenary crew travels the universe taking on odd jobs but when a botched gig lands them in hot water it’s up Read More The Wizard and the Frog An incompetent wizard turned my girlfriend into a frog and that’s just the beginning The name’s Jack and I hunt monsters for a living I’ve been doing this for a while but my associate is new Dormuris is an elf I rescued from a troll and he’s a wizard Read More The Steps: 12 Secrets to Raising Happy and Successful Kids As parents we are always searching for ways to raise our children smarter better and happier This is a different kind of parenting book with unique insights that can last a lifetime Using storytelling to convey the message Dr Andrew Watson and Dr Charles Watson PhD give us an Read More Symbiosis: Justice Keepers Saga Book 1 Thousands of years ago the Overseers scattered humans across the galaxy Now one of them has found her way back home On a mission to recover an escaped alien life-form young Justice Keeper Anna Lenai pursues the felon into uncharted space – and finds the lost home world of Read More The Serpent in the Stone: The Gifted Series Sara Markham is used to secrets She has two of her own: her paranormal powers and her father’s unsolved murder 20 years ago The first is a secret she can’t divulge and the other she yearns to unravel When her archaeology firm is tapped to excavate a ruin in Read More Vile: The Faces of Evil Book 8 Deputy Chief Jess Harris knows her time is running out Somehow she must protect the people she loves and any more innocent victims from the serial killer obsessed with her Is sacrificing herself the only way to stop this evil Even though it’s part of a series it can Read More Play of Light I lived in paradise and I loved Spencer Pierce At 14 my life was perfect The beach was my playground and the boy who stole my heart lived just around the corner But perfect never lasts In one horrifying moment I lost it all My family was destroyed and Read More Threads of Silk Born in the middle of nowhere Yaqian a little embroidery girl from Hunan Province finds her way to the imperial court a place of intrigue desire and treachery From the bed of an Emperor the heart of a Prince and the right side of an Empress Yaqian weaves her Read More Zaria Fierce and the Secret of Gloomwood Forest “Come here Princess and let me eat you” On her birthday Zaria Fierce finds her usual path to school blocked by an ugly river-troll At first she’s surprised and curious but then Olaf threatens to eat her which is an act Zaria could not in good conscience consent to Read More Prestigium When NYPD Detective Tanya Cora investigates a series of robberies of magical artifacts followed by the murder of a college student by an apparent vampire she is forced to consider a world beyond the one she was trained to deal with Even before her homicide assignment she’d been aware Read More Darkspire Reaches The wyvern has hunted for the young outcast all her life a day will come when after being rejected by civilization and the tribes she must at last face him Abandoned as a sacrifice to the wyvern a young girl is raised to fear the beast her adoptive clan Read More The Dark and the Dawn: Kansas Crossroads Book 3 Jeanette Peterson and her sister Abigail are running from a dark past and hiding from an even darker future When Jeanette assists the set-in-his-ways bachelor doctor with a difficult case she realizes she has a calling to become a nurse and asks him to mentor her Hesitant at first Read More Jane Eyre Jane Eyre is a plain orphan girl unloved and abused by her Aunt Reed who is sent away to boarding school Strong of heart and craving independence Jane embarks upon a life of governess to a young French girl named Adele the benefactor of the mysterious Mr Rochester Life at Read More A Careless Wind: Kansas Crossroads Book 7 When Rachel’s fiance was killed in a railroad accident leaving her with nowhere to go she came to the Brody Hotel as a last resort Nicholas wanted a life of adventure with the girl of his dreams by his side but the death of his brother cast a pall Read More Dragon Moon I’m 19 and wish I had a clue about my future Instead of my own bed this morning I woke in the strange land of Lur Neval My name is Scarlett but the Nevalese call me Dragon Mage Seems it’s my job to preserve the all-important dragons and oh Read More This Bitter Treasure A dying invalida house full of treasuresa family haunted by tragedy Mystery and heartbreak await estate sale organizer Audrey Nealon when she accepts a lucrative new job in a posh New Jersey town Eager to settle their mother’s estate and close the door on their elegant family home the Read More Clutch 2018 Romantic Comedy Winner – American Fiction Awards Clutch: A Novel is the laugh-out-loud chick lit romance chronicling the dating misadventures of Caroline Johnson a single purse designer who compares her unsuccessful romantic relationships to styles of handbags – the Hobo starving artist the Diaper Bag single dad the Briefcase Read More Seal of Secrets: A Driftwood Mystery The Catholic Church’s Seal of Confession prevents a sexual predator from being brought to justice Native American policeman Charley Whitehorse and his partner Tony Esperanza are on his trail as he cuts a swath of robbery and murder across the Pacific Northwest In the quaint coast town of Driftwood Read More The Princess and the Pig Prince Once upon a time a poor grandfather and his wife lived in a shabby house One day grandpa found a dirty pig in the mud pond They were so happy that they took it home washed it clean and loved it as a child The prince lifted the Read More Planning the Perfect Party: A Step by Step Guide from Start to Finish amp Beyond Do you want to host the best and most memorable party ever Pulling a party together can be stressful and time-consuming You don’t need to feel anxious depressed or overwhelmed Simply create a plan review and revise the plan if necessary implement and follow the plan My book will Read More The Gift of Hockey From our youth we all remember a piece of clothing that was very special to us For example a scarf a hat or a sweater that has long been discarded and yet from time to time it comes back to us as a wonderful memory After many decades for Read More Why Does Daddy Always Look So Sad From an early age Jude knew he was different Following an early childhood filled with quirky behaviors and marginalization Jude was diagnosed with Asperger’s syndrome With the support of his parents Jude navigated through school and university albeit with difficulty Jude’s life changed when he discovered he was going Read More ABC’s amp Names ABC’s amp Names is the first of the Little ABC’s Books series There are 26 names one for each letter of the alphabet For instance: L Is for Lisa a sweet little girl She is rarer than a diamond and fairer than a pearl Her Daddy is a soldier She Read More Return to Me Determined to find the source of the nightly creaking she alone can hear Sam Reading discovers Harrison Benning a ghost who becomes corporeal for one night of the year: the summer solstice Their warm friendship soon becomes powerful love that lasts through decades tragedies and even beyond death Audio Read More The Die is Cast Stories by Mike McPhail and Danielle Ackley-McPhail based on the 1986-96 military science-fiction role-playing game The Alliance Archives By the late 21st century humanity has final reached for the stars and established an off-world colony in the system of Tau Ceti only to discover that man’s greatest enemy is Read More Beyond Broken Pencils He has a goal and a plan If he carries through with the plan his sister will die first His ex will die next and he will die last In between he’ll take out as many people as he can Students Security guards Teachers First responders They are all Read More Vionna and the Vampires: Moriarty Lord of the Vampires Book 1 When you have eliminated the impossible whatever remains however improbable must be the truth So said Sherlock Holmes of Baker Street more than a century ago Vionna Valis and Mary Jane Kelly are a pair of hardworking psychic detectives experiencing a run of bad luck A new detective agency Read More Scratched Off Failure means more people die “The Big One” could make Sam’s career orbreak him FBI Special Agent Samuel Kerman has been tasked to catch a wildly erratic serial killer dropping bodies in Pennsylvania state parks The victims differ and the manner of murder changes every time Amid the mountains Read More What The Dog Ate The vet handed Maggie Baxter a plastic specimen bag containing a pair of size-tiny lavender thong panties extracted from her dog but they were not hers Or rather they were hers now since she’d just paid 734 to have Dr Carter surgically remove them from Kona’s gut This is Read More Stray Magic Cara Snow is newly divorced stuck working for a jerky boss at a pet boutique and dreading her soon-to-be-empty nest with only her beloved corgi for company Worse still her ex just got engaged Doesn’t she deserve some romance too Or at least a date for the Fur Ball Read More Whiskey Women: The Untold Story of How Women Saved Bourbon Scotch and Irish Whiskey Without women whiskey may not exist In Whiskey Women Wall Street Journal-best-selling author Fred Minnick tells the tales of women who have created this industry from Mesopotamia’s first beer brewers and distillers to America’s rough-and-tough bootleggers during Prohibition Women have long distilled marketed and owned spirits companies These strong Read More The Girl at the Museum: Transsexual Erotica Shemale on Female Lesbian Romance Sassy blonde college student Lori recalls the day she met the beautiful and extremely feminine young transwoman Mia at the local art museum The chance encounter leads to friendship and much more as both young ladies learn to expand their horizons A 7000-word lesbian romance between a woman and Read More Once a Pirate Narrator Louise Barnes played Miranda in the hit STARZ series BLACK SAILS! The Earl of Sutcliffe has a problem – his son Daniel prefers men to women After two years of marriage to Lady Kathryn Sinclair Daniel hasn’t produced an heir Desperate to continue his bloodline Sutcliffe turns to Read More Haunting Obsession “She wants to be loved by youalone!” Daryl Beasley collects all things Maxine Marie whose famous curves and fast lifestyle made her a Hollywood icon for decades after her tragic death Daryl’s girlfriend Loretta Stevens knew about his geeky lifestyle when they started dating but she loves him quirks Read More Married to the Alien Doctor Traded She had been traded by her own captain to the Alliance Empire She and the rest of the female crew from the human starship Dakota were to be married off as the Alliance was suffering from a demographics issue there weren’t enough Alliance women Dru didn’t care what Read More Prison Of Solitude Skylar and Liam have escaped Vulture Hill but they are not free yet The gates to the Containment Zone are still closed and getting out will be their biggest challenge yet First they must travel to their home where Liam has hidden the cure for the grey-skin virus Then Read More The Cruise When Cara is made redundant and unable to find another job in journalism she takes on a seasonal position on a cruise ship with Billie her best friend’s girlfriend Billie isn’t her type at all but as the two grow closer during their time at sea Cara finds herself Read More Proper Cuppa Tea A disastrous office affair has left Channing Hughes unemployed and very bloody cynical Her late grandfather has named her sole heir of the Hughes fortune but there is no Hughes fortune The only way out from under the hefty tax bill is to sell the manor as quickly as Read More Captive Dreams Anna Goodman’s mother is dead her father has given up on life and her brother is missing in action in World War II Anna’s dreams for the future are held captive by the responsibilities the war and life have thrust upon her She’s desperate to hold the farm together Read More Sandhill Dreams Lainie Gardner once dreamed of becoming a nurse Of serving her country Of doing something important in the war But rheumatic fever changed all that and instead of running home to her parents’ coddling Lainie is determined to find a war job at Fort Robinson in Nebraska’s sandhills where Read More A Long Cool Rain NEW RELEASE from wonderfully humorous romance writer Linda Seed Smart funny gripping stories about people who feel real He’s just uncovered a long-held family secret She’s caught in the middle between love and loyalty Colin Delaney’s wealthy family has been a central coast fixture for generations The family is Read More Rational Creatures: Stirrings of Feminism in the Hearts of Jane Austen’s Fine Ladies In the third romance anthology of The Quill Collective series 16 celebrated Austenesque authors write the untold histories of Austen’s heroines brave adventuresses shy maidens talkative spinsters and naughty matrons Peek around the curtain and discover what made Lady Susan so wicked Mary Crawford so capricious and Hettie Bates Read More Cycle of Hope On September 17 2000 Tricia Downing’s life took a detour While training on her bicycle one sunny Colorado afternoon Tricia collided with a car that turned directly in her path and instantly became paralyzed from the chest downAs a competitive road and track cyclist and lifelong athlete losing the Read More Tycoon Book 1: Seeking to Live a Modest Life in a Fantasy World Pulled into another world after his death Kirin now has to live a life full of things unknown to him His knowledge as a tycoon seemed worthless and the struggle to survive became apparent but with the leveling system backing him up he aims to live a life that Read More Heaven’s Gate: Volume 1 Heaven’s Gate was a video game Alfred didn’t intentionally join In fact it wasn’t technically a video game Alfred had somehow ended up on a planet millions of miles away from Earth but with dungeons hot girls and strange creatures appearing at every turn Just like a video game Read More Fool Me Twice Cartwright Brothers Book 1 Some husbands bought their wives flowers others bought jewellery Mine He returned the things he stole I should have known better Hot guys didn’t hit on big girls without an agenda They didn’t approach them in bars and talk their way into your bed They also didn’t make you Read More Too Dangerous Lewis Cousins Book 5 Jasmine’s a tough savvy woman who’s worked hard to get where she is Used to being used by men and women looking to get ahead she doesn’t trust easily when it comes to relationships Shane’s her cousin’s best friend from Australia who’s been working in Cherry Springs while he Read More |
1 |
|
Electrohomeopathy is a version of homeopathy few people know about Allow me to explain: Cesare Mattei 1809–1896 an Italian count was interested in homeopathy Mattei believed that fermented plants gave off ‘electrical’ energy that could be used to cure illness He also believed that every illness had a cure provided in the vegetable kingdom by God He began to develop his system from 1849 The large bottles are labelled ”Red” ”Green” “White” “Yellow” and “Blue” so the actual ingredients remained a secret Ointments were made up with ingredients from the small and large bottles The vial labelled “Canceroso 5” was used for bruises cancers chilblains hair loss skin diseases and varicose veins among other conditions Although dismissed by the medical profession as quackery Mattei’s system was popular It formed part of the treatment at St Saviour’s Cancer Hospital in London from 1873 |
1 |
|
Dentist in London |
1 |
|
Venture Capital Jobs and Internships in London |
1 |
|
Bar Takeovers at the London Cocktail Week Pop-Up Covent Garden |
1 |
|
Bourse Brunel London en Master 2019-2020 |
1 |
|
Cleaners London Reliable Cleaning Company in London for loyal customers |
1 |
|
LONDON SHOWROOM |
1 |
|
In recent times there has been much talk of Polish plumbers and Chinese Winkle pickers and stuff like that There are at this time French folk in London many of whom are working in informatics as the French are extremely competent at designing video games |
1 |
|
Where to eat after the London Marathon 2019 |
1 |
|
Christmas-Tour nach London |
1 |
|
Festival of The Dead: London |
1 |
|
Online News From London |
1 |
|
Become an Expert and Professional Driver In East London |
1 |
|
VIDEO: Yemi Alade Breaks Down “Woman of Steel” at London Album Release Party |
1 |
|
London Street |
1 |
|
LONDON COCKTAIL WEEK 2019 – 04-13 OCTOBER |
1 |
|
Amazing customer service included from our friendly and knowledgeable team based in London and The USA |
1 |
|
VanElse Africa Fashion Week London |
1 |
|
Flights from New York to London for the Next Few Days |
1 |
|
UPDATE: Roquan Smith May Not Be Going to London |
1 |
|
London Help to Buy |
1 |
|
World Athletics in London 2017 : Usain Bolt Stood in Officer Model Question Sets |
1 |
|
4 Phd and Postdoc Positions in the Laboratory of Dr Andela Saric University College London |
1 |
|
2016 KATA PENGANTAR Bismillahirrahmanirrahim Puji dan syukur penyusun panjatkan kehadirat Allah SWT yang telah senantiasa melimpahkan nikmat yang tiada tara yang tidak hentinya memberikan kesabaran dan kekuatan kepada penyusun sehingga dalam penulisan makalah ini penyusun senantiasa diberikan kemudahan Shalawat beserta salam semoga tercurah limpah kepada junjunan alam yang telah membawa perubahan zaman dari zaman jahiliyah ke zaman ilmiah yakni nabiyyina Muhammad SAW beserta keluarga sahabat beserta umat yang tunduk dan patuh terhadap sunahnya Makalah ini disusun untuk memenuhi tugas terstruktur pada mata kuliah Manajemen Investasi jurusan Manajemen Keuangan Syariah Fakultas Syariah dan Hukum Universitas Islam Negeri Sunan Gunung Djati Bandung tahun akademik 2015/2016 Dalam penyusunan makalah ini penyusun telah berusaha semaksimal mungkin agar penyajiannya sesuai dengan harapan dan tuntutan sebuah makalah yang sempurna Penyusun menyadari atas segala kekurangan dan keterbatasan baik dari segi teknik maupun isi Oleh karena itu diharapkan makalah ini dapat memberikan sumbangan pemikiran yang berharga dalam dunia pendidikan dan khususnya bagi saya sebagai penyusun makalah ini Oleh karena itu penyusun mengharapkan segala kritik dan saran yang bersifat membangun bagi penyusun Bandung April 201 6 Penyusun DAFTAR ISI KATA PENGANTAR i DAFTAR ISI ii BAB I PENDAHULUAN A Latar Belakan g Masalah 1 B Rumusan Masalah 1 C Tujuan Penulisan 2 BAB II PEMBAHASAN A Sejarah Obligasi 3 B Pengertian Obligasi 5 C Jenis-jenis Obligasi 14 D Karakteristik Obligasi 34 E Risiko Obligasi 37 F Pihak-pihak yang Terlibat dalam Penerbitan Obligasi 40 G Struktur Obligasi Syariah 42 H Obligasi sebagai Sumber Pendanaan dalam Perusahaan 45 I Soal Latihan Obligasi 47 BAB III SIMPULAN 50 DAFTAR PUSTAKA 51 BAB I PENDAHULUAN A Latar Belakang Masalah Obligasi atau Bonds adalah surat utang jangka panjang yang memiliki kewajiban membayar bunga pinjaman secara periodik dan mengembalikan pinjaman pokoknya pada waktu jatuh tempo Sebagai surat utang penerbitan obligasi melibatkan perjanjian kontra yang meningkat antara pihak penerbit issure dengan pihak Pembeli Pinjaman/investor/ bondbolder Obligasi sebelum diperdagangkan harus mengikuti proses pemeringkatan Pemeringkatan terhadap obligasi akan diterbitkan bertujuan untuk menilai kinerja perusahaan Surat berharga obligasi merupakan instrument utang bagi perusahaan yang hendak memperoleh modal Keuntungan dari membeli obligasi diwujudkan dalam bentuk kupon Berbeda dengan saham maka obligasi tidak mempunyai hak terhadap manajemen dan kekayaan Obligasi terdiri atas dua macam yakni obligasi konvensional dan obligasi syariah B Rumusan Masalah Berdasarkan latar belakang masalah di atas maka dapat dirumuskan masalah sebagai berikut: 1 Bagaimana sejarah munculnya obligasi 2 Apa pengertian obligasi 3 Apa saja jenis-jenis obligasi 4 Apa karakteristik obligasi 5 Bagaimana risiko obligasi 6 Siapa saja pihak-pihak yang terlibat dalam penerbitan obligasi 7 Bagaimana struktur obligasi 8 Bagaimana peran obligasi dalam perusahaan 9 Bagaimana soal latihan obligasi C Tujuan Penulisan Berdasarkan latar rumusan masalah di atas maka dapat dirumuskan tujuan masalah sebagai berikut: 1 Mahasiswa mampu mendeskripsikan tentang sejarah obligasi 2 Mahasiswa dapat mendeskripsikan tentang pengertian obligasi 3 Mahasiswa mampu mendeskripsikan tantang jenis-jenis obligasi 4 Mahasiswa dapat mendeskripsikan tentang karakteristik obligasi 5 Mahasiswa mampu mendeskripsikan tentang risiko obligasi 6 Mahasiswa mampu mendeskripsikan tentang pihak-pihak yang terlibat dalam penerbitan obligasi 7 Mahasiswa mampu mendeskripsikan tentang struktur obligasi 8 Mahasiswa mampu mendeskripsikan tentang obligasi sebagai sumber pendanaan dalam perusahan 9 Mahasiswa mampu mendeskripsikan tentang soal penghitungan obligasi BAB II PEMBAHASAN A Sejarah Obligasi Ketika Perang Dunia I pecah dana yang dimiliki pemerintah Amerika Serikat AS tidak seperti saat ini Kenyataannya jumlah dana yang tersedia saat itu tidak mampu menutup semua biaya perang yang diperlukan Perdebatan tentang biaya perang ini langsung menjadi isu topik dan permasalahan nasional Menghadapi situasi ini pemerintah AS memanfaatkan kendalinya atas uang rakyat Pemerintah AS menaikkan pajak warganya untuk mencukupi kekurangan biaya perang Tiga tahun setelah Perang Dunia I selesai tepatnya pada tahun 1917 pemerintah AS menemukan cara yang lebih mudah sekaligus menjadi solusi alternatif untuk menutupi hutang negara di tahun berikutnya dan juga untuk menyokong pertumbuhan ekonomi AS Solusi alternatif ini disebut Liberty Bond atau Obligasi Liberty yang telah membebaskan AS dari krisis keuangan Liberty Bond diterapkan pemerintah AS untuk mendapatkan uang lebih untuk menutupi defisit negara Caranya Obligasi tersebut dijual kepada warga negara Amerika dengan iming – iming premis atau imbalan yang tinggi Sungguh mengejutkan dalam waktu singkat pemerintah AS berhasil mengumpulkan dana yang begitu besar dari hasil penjualan obligasi ini Besarnya pajak yang berhasil dikumpulkan mampu mencegah terjadinya krisis keuangan akibat defisit anggaran negara Semakin lama penjualan obligasi menjadi semakin banyak dan membesar Tak ayal lagi surat utang yang disebut Obligasi Liberty itu pun semakin dikenal masyarakat luas Di bawah ini adalah salah satu contoh iklan yang digunakan pemerintah AS untuk mendorong masyarakat membeli obligasi Liberty Obligasi secara ringkasnya adalah utang tetapi dalam bentuk sekuriti Penerbit obligasi adalah sipeminjam atau debitur sedangkan pemegang obligasi adalah pemberi pinjaman atau kreditur dan kupon obligasi adalah bunga pinjaman yang harus dibayar oleh debitur kepada kreditur Dengan penerbitan obligasi ini maka dimungkinkan bagi penerbit obligasi guna memperoleh pembiayaan investasi jangka panjangnya dengan sumber dana dari luar perusahaan Faktor keamanan investasi inilah yang sangat penting untuk dipahami Sederhananya meskipun dunia berada dalam kekacauan akibat perang dan masih adanya kemungkinan pemerintah AS tidak mampu mengembalikan uang rakyat yang telah membeli obligasi investasi ini menawarkan tempat investasi yang tidak hanya aman tetapi juga memiliki resiko yang sangat kecil Dan memang benar setelah perang usai Departemen Keuangan AS tidak mampu membiayai Obligasi Liberty yang telah dibeli oleh masyarakat Untuk mengatasinya pemerintah AS mengeluarkan obligasi yang baru Hingga saat ini obligasi diciptakan terus menerus untuk membiayai investasi dari nasabah Karena pemerintah tidak mampu lagi membiayai maka solusi yang diambil adalah dengan memproduksi uang sebanyak mungkin tanpa menggunakan jaminan emas atau benda berharga lainnya Dengan kata lain pemerintah AS mencetak uang kertas sebagai alat pembayaran obligasi nasabahnya tanpa satu jaminan pun Dapat dibayangkan hal ini membawa akibat buruk bagi masa depan negara Amerika Serikat Memang benar negara dapat menciptakan banyak uang untuk membayar investasi dari pembelian obligasi dan dari situlah muncul problem baru yang harus dihadapi pemerintah B Pengertian Obligasi Obligasi atau Bonds adalah surat utang jangka panjang yang memiliki kewajiban membayar bunga pinjaman secara periodik dan mengembalikan pinjaman pokoknya pada waktu jatuh tempo Par value atau Maturity value adalah jumlah dana yang harus dibayar penerbit pada waktu jatuh tempo Kupon bunga coupon rate adalah suku bunga obligasi dan biasanya merupakan suku bunga tetap selama masa pinjaman Bila penerbit obligasi tidak dapat memenuhi pembayaran pada waktu jatuh tempo maka pemegang obligasi bondholders memiliki klaim atas asset penerbit Obligasi merupakan suarat utang dari suatu lembaga atau perusahaan yang dijual kepada investor untuk mendapatkan dana segar Obligasi memiliki beberapa karakteristik: 1 Surat berharga yang mempunyai kekuatan hukum 2 Memiliki jangka waktu tertentu atau masa jatuh tempo 3 Memberikan pendapatan tetap secara periodik 4 Ada nilai nominal yang disebut juga nilai pari par vaule stated value atau nilai kopur Besarnya persentase pembayaran yang diberikan secara periodik atas pembayaran persentase Tertentu didasarkan atas dasar nominalnya atau disebut pembayaran kupon cupon Kupon merupakan penghasilan bunga obligasi yang didasarkan atas nilai nominal yang dilakukan berdasarkan paejanjian biasanya setiap tahun atau setiap semester atau triwulan Penentuan tingkat kupon obligasi bisa ditetntukan tingkat bunga komersial yang sedang berlaku setelah obligasi memasuki masa jatuh tempo maturity date pemilik obligasi akan menerima pokok pinjaman dan satu kali pembayaran kupon Besarnya pelunasan obligasi oleh penerbit saat jatuh tempo akan ekuivalen dengan harganya Sebagai surat utang penerbitan obligasi melibatkan perjanjian kontra yang meningkat antara pihak penerbit issure dengan pihak Pembeli Pinjaman/investor/ bondbolder Kontrak perjanjian yang mengikat antara penerbit dengan pihak pemberi pi n jaman sebagai investor minimal harus berisi empat hal 1 Besarnya tingkat kupon serta periode pembayaranya 2 Jangka waktu jatuh tempo 3 Besarnya nominal dan 4 Jenis obligasi Obligasi sebelum diperdagangkan harus mengikuti proses pemeringkatan Pemeringkatan terhadap obligasi akan diterbitkan bertujuan untuk menilai kinerja perusahaan Surat berharga obligasi merupakan instrument utang bagi perusahaan yang hendak memperoleh modal Keuntungan dari membeli obligasi diwujudkan dalam bentuk kupon Berbeda dengan saham maka obligasi tidak mempunyai hak terhadap manajemen dan kekayaan Artinya perusahaan yang mengeluarkan obligasi hanya mengakui mempunyai utang kepada si pemegang obligasi sebesar obligasi yang dimilikinya Oleh karena itu dalam struktur modal perusahaan yang terlihat dalam neraca obligasi dimasukkan dalam modal asing atau utang jangka panjang Utang ini akan dilunasi apabila telah sampai waktunya Obligasi adalah surat berharga atau pun sertifikat yang berisi kontrak antara pemberi pinjaman dengan penerima pinjaman Surat obligasi adalah selembar kertas yang menyatakan bahwa pemilik kertas tersebut memberikan pinjaman kepada perusahaan yang menerbitkan obligasi Pada dasarnya memiliki obligasi sama persis dengan memiliki deposito berjangka Hanya saja obligasi dapat diperdagangkan Obligasi memberikan penghasilan yang tetap yaitu berupa bunga yang dibayarkan dengan jumlah yang tetap pada waktu yang telah ditetapkan Obligasi juga memberikan kemungkinan untuk mendapatkan capital gain yaitu selisih antara harga penjualan dengan harga pembelian Kesulitan untuk menentukan penghasilan obligasi disebabkan oleh sulitnya memperkirakan perkembangan suku bunga Apabila suku bunga bank menunjukkan kecenderungan meningkat pemegang obligasi akan menderita kerugian Pada beberapa negara istilah obligasi dan surat utang dipergunakan tergantung pada jangka waktu jatuh temponya Pelaku pasar biasanya menggunakan istilah obligasi untuk penerbitan surat utang dalam jumlah besar yang ditawarkan secara luas kepada publik dan istilah surat utang digunakan bagi penerbitan surat utang dalam skala kecil yang biasanya ditawarkan kepada sejmlah kecil investor Tidak ada pembatasan yang jelas atas penggunaan istilah ini Ada juga dikenal istilah surat perbendaharaan yang digunakan bagi sekuriti berpenghasilan tetap dengan masa jatuh tempo 3 tahun atau kurang Obligasi memiliki risiko yang tertinggi dibandingkan dengan surat utang yang memiliki risiko menengah dan surat perbendaharaan yang memiliko risiko terendah yang mana dilihat dari sisi durasi surat utang di mana makin pendek durasinya memiliki risiko makin rendah Obligasi dan saham keduanya adalah instrumen keuangan yang disebut sekuriti namun bedanya adalah bahwa pemilik saham adalah bagian dari pemilik perusahan penerbit saham sedangkan pemegang obligasi adalah semata merupakan pemberi pinjaman atau kreditur kepada penerbit obligasi Obligasi juga biasanya memiliki suatu jangja waktu yang ditetapkan di mana setelah jangka waktu tersebut tiba maka obligasi dapat diuangkan sedangkan saham dapat dimiliki selamanya terkecuali pada obligasi yang diterbitkan oleh pemerintah Inggris yang disebut gilts yang tidak memiliki jangka waktu jatuh tempo Penerbit obligasi ini sangat luas sekali hampir setiap badan hukum dapat menerbitkan obligasi namun peraturan yang mengatur mengenai tata cara penerbitan obligasi ini sangat ketat sekali Penggolongan penerbit obligasi biasanya terdiri atas: Lembaga supranasional seperti misalnya Bank Investasi Eropa European Investment Bank atau Bank Pembangunan Asia Asian Development Bank Pemerintah suatu negara menerbitkan obligasi pemerintah dalam mata uang negaranya maupun Obligasi pemerintah dalam denominasi valuta asing yang biasa disebut dengan obligasi internasional sovereign bond Sub-sovereign propinsi negara atau otoritas daerah Di Amerika dikenal sebagai Obligasi daerah municipal bond Di Indonesia dikenal sebagai Surat Utang Negara SUN Lembaga pemerintah Obligasi ini biasa juga disebut agency bonds atau agencies Perusahaan yang menerbitkan obligasi swasta Special purpose vehicles adalah perusahaan yang didirikan dengan suatu tujuan khusus guna menguasai aset tertentu yang ditujukan guna penerbitan suatu obligasi yang biasa disebut Efek Beragun AsetProses penerbitan obligasi : Proses yang umum dikenal dalam penerbitan suatu obligasi adalah melalui penjamin emisi atau juga dikenal dengan istilah underwriting Dalam penjaminan emisi satu atau lebih perusahaan sekuritas akan membentuk suatu sindikasi guna membeli seluruh obligasi yang diterbitkan oleh penerbit dan menjualnya kembali kepada para investor Pada penjualan obligasi pemerintah biasanya melalui proses lelang Fitur yang terpenting dalam suatu obligasi adalah : Nilai nominal atau nilai utang pokok yaitu nilai yang harus dibayar bunganya oleh penerbit dan harus dilunasi pada saat akhir masa jatuh tempo Harga penerbitan yaitu suatu harga yang ditawarkan kepada investor pada saat penjualan perdana obligasi Nilai bersih yang diterima oleh penerbit adalah setelah dikurangi dengan biaya-biaya penerbitan Tanggal jatuh tempo yaitu suatu tanggal yang ditetapkan di mana pada saat tersebut penerbit wajib untuk melunasi nilai nominal obligasi Sepanjang pembayaran kembali / pelunasan tersebut telah dilakukan maka penerbit tidak lagi memiliki kewajiban kepada pemegang obligasi setelah lewat tanggal jatuh tempo obligasi tersebut Beberapa obligasi diterbitkan dengan masa jatuh tempo hinga lebih dari seratus tahun Pada awal tahun 2005 pasar atas obligasi euro dengan masa jatuh tempo selama 50 tahun mulai berkembang Pada pasaran Amerika dikenal 3 kelompok masa jatuh tempo obligasi yaitu Jangka pendek surat utang atau bill: yang masa jatuh temponya hingga 1 tahun Medium Term Note: masa jatuh temponya antara 1 hingga 10 tahun Jangka panjang obligasi atau bond: jatuh temponya di atas 10 tahun Kupon suku bunga yang dibayarkan oleh penerbit kepada pemegang obligasi Biasanya suku bunga ini memeiliki besaran yang tetap sepanjang masa berlakunya obligasi tetapi juga bisa mengacu kepada suatu indeks pasar uang seperti LIBOR dan lain-lain Istilah kupon ini asal mulanya digunakan karena dimasa lalu secara fisik obligasi diterbitkan bersama dengan kupon bunga yang melekat pada obligasi tersebut Pada tanggal pembayaran kupon pemegang obligasi akan menyerahkan kupon tersebut ke bank guna ditukarkan dengan pembayaran bunga bank pemabagian hasil terhadap bank atas 20 pajk utang Tanggal kupon tanggal pembayaran bunga dari penerbit kepada pemegang obligasi Di Amerika kebanyakan pembayaran kupon obligasi dilakukan secara tengah tahunan yang artinya pembayaran kupon dilakukan setiap 6 bulan sekali Di Eropa kebanyakan obligasi adalah secara tahunan atau 1 kupon pertahun Dokumen resmi suatu dokumen yang menjelaskan secara terinci hak-hak dari pemegang saham Di Amerika ketentuan ini diatur oleh departemen keuangan pemerintah dan undang-undang komersial di mana dokumen ini di hadapan pengadilan diperlakukan sebagai suatu kontrak Ketentuan dalam dokumen resmi tersebut sulit sekali diubah di mana perubahan hanya dapat dilakukan atas persetujuan mayoritas pemegang obligasi Hak opsi: suatu obligasi dapat memuat ketentuan mengenai hak opsi kepada pembeli obligasi ataupun penerbit obligasi Hak pelunasan beberapa obligasi memberikan hak kepada penerbit untuk melunasi obligasi tersebut sebelum masa jatuh tempo obligasi Obligasi jenis ini dikenal sebagai obligasi opsi beli Kebanyakan obligasi jenis ini memberikan hak kepada penerbit untuk melakukan pelunasan obligasi pada nilai pari Pada beberapa obligasi mengharuskan penerbit untuk membayar premi yang disebut premi opsi Ini utamanya digunakan bagi obligasi berbunga tinggi Pada obligasi jenis ini terdapat banyak sekali persyaratan yang ketat yang membatasi kegiatan operasional penerbit maka guna membebaskan penerbit dari pembatasan-pembatasan dilakukanlah pelunasan dini atas obligasi tersebut namun dengan biaya yang lebih tinggi Hak jual beberapa obligasi memberikan hak kepada pemegang obligasi untuk memaksa penerbit melakukan pelunasan awal atas obligasinya sebelum masa jatuh tempo lihat opsi jual Tanggal pelaksanaan opsi adalah tanggal dimaka opsi beli atau opsi jual dapat dilaksanakan sebelum masa jatuh tempo obligasi di mana pada umumnya terdapat 4 cara pelaksanaan opsi yang demikian ini yaitu : a Gaya Bermuda memiliki beberapa tanggal pelaksanaan yang biasanya disesuaiakan dengan tanggal kupon b Gaya Eropa hanya memiliki satu tanggal pelaksanaan ini merupakan kasus khusus gaya Bermuda c Gaya Amerika opsi dapat dilaksanakan setiap saat hingga masa jatuh tempo Penjualan karena kematian adalah opsi yang diberikan kepada ahli waris pemegang opsi untuk menjual kembali obligasinya kepada penerbit dalam hal terjadinya kematian pada pemegang obligasi atau menderita cacat tetap Dana jaminan atau yang juga dikenal dengan istilah sinking fund adalah suatu syarat dalam dokumen resmi yang mensyaratkan adanya suatu porsi tertentu dari obligasi yang dapat dicairkan berkala Penerbit juga dapat membayar kepada wali amanat yaitu dengan cara melakukan pembelian secara acak atas obligasi yang diterbitkannya atau pilihan lainnya dengan membeli obligasi di pasaran lalu menyerahkannya kepada wali amanat Obligasi konversi adalah obligasi yang mengizinkan pemegang obligasi untuk menukarkan obligasi yang dipegangnya dengan sejumlah saham perusahaan penerbit Obligasi tukar atau dikenal juga dengan nama Exchangeable bond XB yang memperkenankan pemegang obligasi untuk menukarkan obligasi yang dipegangnya dengan saham perusahaan selain daripada saham perusahaan penerbit biasanya dengan saham anak perusahaan penerbit Di samping menghadapi risiko perkembangan suku bunga yang sulit dipantau pemegang obligasi juga menghadapi risiko kapabilitas capabilities risk yaitu pelunasan sebelum jatuh tempo Sebelum obligasi ditawarkan di pasar terlebih dulu dibuat peringkat rating oleh badan yang mempunyai wewenang Rating tersebut disebut sebagai credit rating yang merupakan skala risiko dari semua obligasi yang diperdagangkan Skala ini menunjukkan seberapa aman suatu obligasi bagi pemodal Keamanan ini ditunjukkan dengan kemampuannya untuk membayar bunga dan melunasi pokok pinjaman Salah satu varian produk obligasi adalah obligasi konversi Obligasi konversi sekilas tidak ada bedanya dengan obligasi biasa misalnya memberikan kupon yang tetap memiliki jatuh tempo dan memiliki nilai nominal atau nilai pari var value Hanya saja obligasi konversi memiliki keunikan yaitu dapat ditukar dengan saham biasa Pada obligasi konversi selalu tercantum persyaratan untuk melakukan konversi Misalnya setiap obligasi konversi bisa dikonversi menjadi 3 saham biasa setelah 1 Januari 2005 dengan harga konversi yang telah ditetapkan sebelumnya Sama dengan alat investasi yang lainnya obligasi konversi tidak ubahnya dengan menabung Bedanya surat tanda menabung tidak dapat diperjualbelikan sedangkan obligasi konversi dapat diperjualbelikan Pilihan terhadap alat investasi ini karena kemampuannya memberikan penghasilan optimal sebab obligasi konversi bisa digunakan sebagai obligasi atau saham Apabila suku bunga yang ditawarkan obligasi konversi lebih tinggi dari suku bunga bank atau perusahaan tidak membagikan dividen yang besar maka pemegang obligasi konversi tidak perlu mengonversikan obligasi konversinya Bila diperkirakan emiten berhasil mendapatkan laba yang tinggi sehingga mampu membagi dividen yang lebih besar daripada bunga obligasi konversi pemegang obligasi konversi lebih baik mengonversi obligasinya menjadi saham untuk mendapatkan dividen Imbalan yang dapat diperoleh pemegang obligasi konversi dapat terdiri dari bunga bila mempertahankan sebagai obligasi dividen bila melakukan konversi capital gain bila berhasil menjual obligasinya dengan harga lebih tinggi daripada harga perolehannya atau mendapatkan diskon saat membeli Capital gain juga bisa didapat jika pemegang obligasi konversi melakukan konversi kemudian berhasil menjual saham tersebut di atas harga perolehannya C Jenis Obligasi Beberapa perusahaan bank pemerintah dan lembaga berwenang lainnya dapat menerbitkan obligasi dalam denominasi mata uang valuta asing lainnya yang tampak lebih stabil dibandingkan mata uang domestiknya Penerbitan obligasi dalam denominasi valuta asing ini juga memberikan kemungkinan bagi penerbit obligasi ini memasuki pasar perdagangan obligasi di luar negaranya Penerbitan obligasi ini juga sering digunakan sebagai suatu sarana lindung nilai terhadap risiko gejolak perubahan nilai tukar Beberapa obligasi ini dijuluki dengan nama panggilan yang khas seperti terlihat di bawah ini : Obligasi Eurodollar atau Eurodollar bond Obligasi berdenominasi USD yang diterbitkan oleh penerbit obligasi dari suatu negara di luar Amerika Obligasi Kangguru atau Kangaroo bondadalah obligasi dalam denominasi mata uang dolar Australia AUD yang diterbitkan oleh penerbit obligasi dari suatu negara di luar Australia dan diperdagangkan pada pasar Australia Obligasi Maple atau Maple bond adalah obligasi dalam denominasi mata uang dolar Kanada yang diterbitkan oleh penerbit obligasi dari suatu negara di luar Kanada dan diperdagangkan pada pasar Kanada Obligasi Samurai atau Samurai bond adalah obligasi dalam denominasi mata uang yen yang diterbitkan oleh penerbit obligasi dari suatu negara di luar Jepang dan diperdagangkan pada pasar Jepang Obligasi Yankee atau Yankee bond adalah obligasi dalam denominasi mata uang USD yang diterbitkan oleh penerbit obligasi dari suatu negara di luar Amerika dan diperdagangkan pada pasar Amerika Obligasi Shogun atau Shogun bond adalah obligasi dalam denominasi mata uang dolar yen yang diterbitkan di Jepang oleh penerbit obligasi dari suatu negara di luar Jepang Bulldog bond adalah obligasi dalam denominasi mata uang poundsterling yang diterbitkan di London oleh suatu lembaga atau pemerintahan asing Pinjaman Ninja atau Ninja loan suatu pinjaman sindikasi dalam denominasi mata uang yen oleh kreditur asing Obligasi Formosa atau Formosa bond adalah obligasi dalam denominasi mata uang dolar baru Taiwan yang diterbitkan oleh penerbit obligasi dari suatu negara di luar Taiwan dan diperdagangkan pada pasar Taiwan Obligasi Panda atau Panda bond adalah obligasi dalam denominasi mata uang renminbi RMB yang diterbitkan oleh penerbit obligasi dari suatu negara di luar RRT dan diperdagangkan pada pasar Cina Ada dua jenis pasar obligasi yaitu: 1 Pasar Primer Merupakan tempat diperdagangkannya obligasi saat mulai diterbitkan Salah satu persyaratan ketentuan Pasar Modal obligasi harus dicatatkan di bursa efek untuk dapat ditawarkan kepada masyarakat dalam hal ini lazimnya adalah di Bursa Efek Surabaya BES sekarang Bursa Efek Indonesia BEI 2 Pasar Sekunder Merupakan tempat diperdagangkannya obligasi setelah diterbitkan dan tercarat di BES perdagangan obligasi akan dilakukan di Pasar Sekunder Pada saat ini perdagangan akan dilakukan secara Over the Counter OTC Artinya tidak ada tempat perdagangan secara fisik Pemegang obligasi serta pihak yang ingin membelinya akan berinteraksi dengan bantuan perangkat elektronik seperti email online trading atau telepon Sebagai fatwa Dewan Syariah Nasional DSN No 32/DSN-MUI/IX/2002 obligasi syariah adalah suatu surat berharga jangka panjang berdasarkan prinsip syariah yang dikeluarkan emiten kepada pemegang obligasi syariah yang mewajibkan emiten untuk membayar pendapatan kepada pemegang obligasi syariah berupa bagi hasil/margin/fee serta membayar kembali dana obligasi pada saat jatuh tempo Obligasi syariah bukan merupakan utang berbunga tetap tetapi lebih merupakan penyerta dana yang didasarkan pada prinsip bagi hasil Transaksinya bukan akad utang-piutang melainkan pernyataan Obligasi sejenis ini lazim dinamakan muqaradhah bond dimana merupakan nama lain dari mudharabah Dalam bentuknya yang sederhana obligasi syariah diterbitkan oleh sebuah perusahaan atau emiten sebagai pengelola atau mudharib dan dibeli oleh investor atau shahib maal Dana yang terhimpun disalurkan untuk mengembangkan usaha lama atau pembangunan suatu unit baru yang benar-benar berbeda dari usaha lama Bentuk alokasi dana yang khusus specially dedicated dalam syariah di kenal dengan istilah mudharabah muqayyadah Atas penyertaannya inversot berhak mendapatkan nisbah keuntungan tertentu yang dihitung secara proporsional dan dibayarkan secara periodik Berdasarkan pengertian dan karakteristik obligasi syariah yang telah diapaparkan maka dapat diketahui bahwa obligasi syariah berbeda dengan konsep obligasi konvensional yang sudah dikenal di kalangan praktisi dan masyarakat pada umumnya Menurut Magginson 1997 obligasi adalah instrumen hutang jangka panjang yang digunakan oleh perusahaan atas pemerintah untuk meningkatkan uang modal khusus dari sekelompok pemberi pinjaman yang berbeda Kebanyakan obligasi membayar bunga secara semesteran tiap enam bulan pada tingkat bunga kupon yang telah ditentukan memiliki jatuh tempo awal 10 sampai 30 tahun Dan par value nilai nominal yang harus dibayar kembali pada saat jatuh tempo Menurut definisi dari Bursa Efek Indonesia obligasi merupakan surat utang jangka menengah-panjang yang dapat dipindahtangankan yang berisi janji dari pihak yang menerbitkan untuk membayar imbalan berupa bunga pada periode tertentu dan melunasi pokok hutang pada waktu yang telah ditentukan kepada pihak pembeli obligasi tersebut Obligasi ini merupakan fixed income security yang memberikan bunga kepada pemegangnya sebagai pendapatan bondholder Hal ini sangat berbeda dengan karakteristik obligasi syariah yang tidak mendasar pada bunga tetapi pada bagi hasil/margin/fee Selain itu ada beberapa hal lain yang membedakan antara obligasi syariah dengan obligasi konvensional diantaranya tentang syarat adanya underlying asset dalam penerbitan Perbedaan antara obligasi syariah obligasi konvensional dan saham menurut Adam amp Thomas 2004 adalah sebagai berikut: Perbedaan antara Obligasi Syariah dan Obligasi Konvensional Instrumen Obligasi Syariah sukuk Obligasi Sifat Bukan merupakan hutang bagi penerbitnya tetapi merupakan lembar saham kepemilikan atas asset/ proyek/jasa spesifik yang tidak dibagikan Hutang bagi penerbitnya Nilai buku asset Minimum 51 asset berwujud tangible asset pada kontrak mereka disyaratkan untuk menyokong penerbitan sukuk al-ijarah Secara umum tidak mensyaratkan Tuntutan claim Pemilik menuntut atas asset/proyek/jasa yang dijaminkan dan lain-lain Kreditor menuntut atas peminjaman hutang dan pada beberapa kasus menerapkan hokum gadai atas asset Keamanan Keamanan dijamin oleh hak kepemilikan atas asset atau proyek yang dijaminkan Dalam penjaminan asset atau proyek selain bentuk-bentuk peningkatan jaminan yang telah ditentukan Secara umum obligasi tidak aman kecuali pada kasus seperti firs mortgage bond obligasi yang dijamin dengan properti equipment trust certificates obligasi yang dijamin dengan asset tertentu dan lain-lain Prinsip dan pengembalian return Tidak dijamin oleh penerbit Dijamin oleh penerbit Tujuan Harus diterbitkan hanya untuk tujuan halal secara Islami Dapat diterbitkan untuk beberapa tujuan Perdagangan Sekuritas Penjualan atas minat kepemilikan pada asset/proyek/jasa yang spesifik dan lain-lain Penjualan atas intrumen hutang Tanggung jawab pemegang/pemilik Tanggung jawab untuk kewajiban yang telah ditentukan berkaitan dengan asset/proyek/transaksi yang dijaminkan terbatas pada partisipasi dalam penerbitan Bondhoder / pemegang obligasi tidak bertanggungjawab atas kondisi keuangan penerbit Obligasi yang dikeluarkan oleh emiten juga beragam jenisnya tergantung keinginan dari emiten itu sendiri Jenis-jenis obligasi seperti halnya saham dapat dilihat dari berbagai segi sebagai berikut: 1 Ditinjau dari segi peralihan a Obligasi atas unjuk bearer bonds Obligasi atas unjuk adalah obligasi yang tidak tercantum nama pemiliknya dan dapat ditransfer dari satu pemilik ke pemilik lain cukup melalui penyerahan saja b Obligasi atas nama registered bonds Obligasi atas nama yang harus diperjualbelikan melalui bursa efek 2 Ditinjau dari segi cara penetapan dan pembayaran bunga dan pokok a Obligasi dengan bunga tetap Bunga pada obligasi ini ditetapkan pada awal penjualan obligasi dan tidak berubah sampai dengan jatuh tempo b Obligasi dengan bunga tidak tetap mengambang Bunga pada obligasi ini ditetapkan pada waktu pertama kali untuk kupon pertama sedangkan pada waktu jatuh tempo kupon pertama akan ditentukan tingkat bunga untuk kupon berikutnya demikian seterusnya Biasanya obligasi dengan bunga mengambang ini ditentukan relatif terhadap suatu patokan suku bunga misalnya 1 di atas JIBOR Jakarta Inter Bank Offering Rate 15 di atas LIBOR London Inter Bank Offering Rate c Obligasi tanpa bunga Obligasi tanpa bunga atau biasa dikenal dengan nama Zero coupon bonds adalah suatu obligasi yang tidak memberikan pembayaran bunga secara berkala atau tanpa kupon sebagaimana obligasi pada umumnya Obligasi ini diperdagangkan dengan menggunakan harga diskonto dari nilai pari Pemegang obligasi berhak untuk menerima pembayaran secara penuh pada saat yang telah ditentukan pada masa jatuh tempo obligasi Investor menerima keuntungan bunga berupa selisih antara harga diskonto dan nilai pari obligasi saat jatuh tempo 3 Ditinjau dari segi penerbit a Obligasi oleh pemerintah Obligasi pemerintah atau biasa juga disebut government bond adalah suatu obligasi yang diterbitkan oleh pemerintahan suatu negara dalam denominasi mata uang negara tersebut Obligasi pemerintah dalam denominasi valuta asing biasa disebut dengan obligasi internasional sovereign bond b Obligasi oleh swasta Obligasi swasta atau obligasi perusahaan yang dalam istilah asing dikenal sebagai corporate bond adalah suatu istilah yang digunakan bagi instrumen utang jangka panjang yang pada umumnya berjangka waktu sekurangnya 1 tahun sejak tanggal penerbitannya Istilah surat berharga komersial atau commercial paper kadangkala digunakan bagi instrumen utang dengan jangka waktu jatuh tempo yang lebih pendek Kadangkala istilah obligasi swasta digunakan bagi seluruh obligasi yang diterbitkan oleh lembaga non pemerintah dalam denominasi mata uang setempat Namun secara tegas istilah ini hanya digunakan bagi obligasi yang diterbitkan oleh perusahaan Obligasi yang diterbitkan oleh penguasa setempat dan organisasi supranasional tidak termasuk dalam kategori ini Obligasi swasta ini seringkali terdaftar pada bursa efek dan Jaringan komunikasi elektronik Electronic communication network – ECN seperti Market Axess dan kupon obligasi biasanya tidak dikenai pajak Kadangkala pula obligasi ini diterbitkan dengan tanpa kupon bunga namun dengan nilai pencairan obligasi yang tinggi sekali dibandingkan dengan nilai jualnya Walaupun obligasi ini terdaftar di pasar modal namun perdagangan terbesar dari obligasi ini yang paling berkembang dibeberapa pasar perdagangan adalah terpusat pada suatu pasar tertentu atau pialang tertentu dan sering pula dilakukan perdagangan di luar bursa over the counter Beberapa obligasi swasta diterbitkan dengan memiliki unsur opsi beli yang memberikan hak kepada penerbit obligasi untuk melunasi / menebus obligasinya sebelum tanggal jatuh tempo yang tercantum Dan pada obligasi konversi dapat pula dikonversikan dengan saham perusahaan tersebut 4 Ditinjau dari segi jatuh tempo a Obligasi jangka pendek b Obligasi jangka menengah c Obligasi jangka panjang Di Amerika obligasi dibedakan menjadi beberapa jenis yaitu Treasury bond obligasi pemerintah pusat Municipal bond obligasi pemerintah negara bagian dan Corporate bond obligasi perusahaan swasta Namun di Indonesia hanya dikenal dua jenis obligasi yaitu obligasi negara dan obligasi korporasi 1 Treasury Bond Pemerintah dalam hal ini Treasury department di Indonesia disebut dengan kantor kas dan pendapatan negara atau Departemen Keuangan dapat meminjam dana jangka panjang dari masyarakat dengan menerbitkan treasury note yang memiliki waktu jatuh tempo satu sampai 10 tahun atau treasury bond yang memiliki waktu jatuh tempo 10 sampai 30 tahun Ingat kembali bahwa surat utang pemerintah jangka pendek yang memiliki waktu jatuh tempo kurang dari satu tahun disebut treasury bills Surat utang jangka panjang pemerintah pusat bebas dari risiko default free of default risk karena pemerintah pasti mengembalikan utangnya Hal itu dimungkinkan karena pemerintah pusat memiliki hak untuk mencetak uang untuk membiayai utangnya bila diperlukan Akan tetapi hal itu tidak berarti bahwa sekuritas tersebut tidak berisiko risk-free Investor masih menghadapi risiko naiknya suku bunga yang akan membuat nilai atau harga sekuritas tersebut menurun ingat bahwa harga obligasi berbanding terbalik dengan suku bunga Karena treasury bond tidak memiliki risiko default sekuritas tersebut memberikan suku bunga yang sangat rendah Meskipun demikian suku bunga rata-ratanya masih diatas rata-rata suku bunga pasar uang yang merupakan instrumen jangka pendek Pada tahun 1985 departemen keuangan mulai menerbitkan sekuritas dengan system book entry transaksi dilakukan melalui media elektronik tanpa dokumen dimana pembayaran suku bunga secara periodik dibedakan dari pembayaran kembali pinjaman pokok yang disebut Separate Trading of Registered Interest and Principal Securities STRIPS Dengan memiliki sekuritas tersebut investor biasanya lembaga penyimpanan dapat menjualnya kembali secara terpisah pinjaman pokoknya saja atau suku bunganya saja Sebelumnya pada tahun 1982 sektor swasta sudah menciptakan sekuritas yang mirip disebut Treasury Investment Growth Funds yaitu dengan membeli sekuritas treasury dengan pembayaran kupon secara periodik disebut coupon bond kemudian memecahnya menjadi sekuritas baru yaitu obligasi tanpa pembayaran kupon disebut zero-coupon bond Swasta dan pemerintah menciptakan sekuritas tersebut memecah sekuritas untuk meningkatkan keuntungan dengan menjawab kebutuhan investor yang ingin menghindari risiko reinvestasi reinvestmenr risk Bagi investor meskipun obligasi memberikan bunga tetap investasi tersebut mengandung risiko ketidakpastian pengembalian Risiko itu muncul karena pembayaran kupon bunga obligasi selama periode investasi misalnya sepuluh tahun harus diinvestasikan kembali Reinvestasi mengandung risiko karena suku bunga yang berlaku pada saat reinvestasi tidak dapat dipastikan berfluktuasi sehingga tingkat pengembalian obligasi secara keseluruhan juga berfluktuasi Sebaliknya tingkat pengembalian dari zero coupon bond tanpa pembayaran kupon bunga dapat diketahui pada awal pembelian obligasi sehingga tidak terdapat risiko reinvestasi reinvestment risk Dengan demikian investor bersedia menerima suku bunga yang lebih rendah dibandingkan jenis obligasi dengan pembayaran kupon Dengan melakukan pemecahan treasury coupon bond menjadi treasury strip tanpa pembayaran kupon zero coupon bond maka investor dapat menghindari reinvestment risk dan penerbit obligasi dapat meningkatkan keuntungannya Sebagai contoh sebuah bank membeli treasury dengan nilai 1juta dengan kupon sebesar 10 selama periode 10 tahun dan dijual pada harga par pada waktu jatuh tempo Pembayaran kupon cash payment dari obligasi tersebut tertera dalam tabel nanti Bank tersebut kemudian membuat sekuritas baru dengan memecah strip obligasi tersebut menjadi sepuluh zero coupon bond masing-masing seharga 100000 dengan suku bunga lebih rendah misalnya 975 Untuk memudahkan perhitungan suku bunga pasar untuk mengukur present value dari pembayaran kupon diasumsikan sama Dengan menghitung present value dari zero coupon bond diperoleh nilai 1015528 yang lebih besar dari harga beli treasury coupon bond sebesar 1juta Apabila biaya menerbitkan sekuritas baru tersebut yaitu jika bank mengumpulkan pembayaran treasury coupun bond kemudian meneruskannya pass them through kepada pemegang zero coupon strip lebih rendah dari 15528 maka bank akan memperoleh keuntungan 2 Municipal Bond Municipal Bond adalah surat utang jangka panjang obligasi yang diterbitkan oleh pemerintah negara bagian di Amerika Serikat untuk membiayai kepentingan publik atau umum seperti membangun gedung sekolah jalan umum dan prasarana umum lainnya Obligasi jenis itu bebas dari pajak Ada dua jenis municipal bond yaitu general obligation bond dan revenue bond General obligation bond tidak memiliki sumber pembayaran yang jelas hanya dijamin dengan full faith and credit dari penerbitnya yaitu janji akan membayar utangnya dari semua sumber daya yang ada Biasanya dibayar dari penghasilan pajak sehingga untuk menerbitkan sekuritas itu harus mendapat persetujuan dari pembayar pajak Revenue bond dijamin dari pendapatan suatu proyek revenue generating project Sebagai contoh obligasi yang diterbitkan untuk membiayai pembangunan jalan tol akan dibayar dari pendapatan pengoperasian jalan tol tersebut Jika pendapatannya tidak cukup maka investor akan mengalami kerugian Hal ini menunjukkan municipal bond tidak default free Tahun Pembayaran Kupon Suku Bunga Zero Coupon Bond Nilai Sekarang PV Zero Coupon Bond 1 100000 975 91116 2 100000 975 83022 3 100000 975 75646 4 100000 975 68926 5 100000 975 62802 6 100000 975 57223 7 100000 975 52140 8 100000 975 47508 9 100000 975 43287 10 100000 975 39442 11 1000000 975 394416 Total 1015528 3 Corporate Bond Corporate bond atau Obligasi korporasi adalah surat utang yang diterbitkan oleh perusahaan besar untuk mencari dana jangka panjang Pada umumnya sekuritas itu memiliki face value 1000 dan memberikan pembayaran bunga dua kali dalam setahun semiannually Selain itu corporate bond pada umumnya bersifat callable yaitu penerbit dapat menarik kembali to redeem obligasinya setiap saat Derajat risiko corporate bond bervariasi bergantung pada kondisi kesehatan perusahaan penerbitnya Suku bunga corporate bond dan obligasi lainnya bervariasi selain dipengaruhi risiko default juga tingkat likuiditas pembebanan pajak penghasilan dan jangka waktu pinjaman a Risiko default Obligasi yang memiliki risiko default seperti obligasi korporasi akan memiliki risk premium premi risiko yaitu selisih antara suku bunga obligasi yang memiliki risiko default dengan obligasi yang bebas risiko default free seperti treasury bond Semakin tinggi derajat risiko obligasi semakin tinggi risk premium sehingga suku bunga yang diberikan obligasi tersebut akan lebih tinggi dibandingkan obligasi yang bebas risiko Untuk mengetahui derajat risiko obligasi tertentu dapat diperoleh dengan mempelajari bond rating peringkat obligasi seperti yang disediakan oleh lembaga pemeringkat terkenal Moody’s Investors Service dan Standard and Poor’s Corporation Obligasi yang memiliki risiko default rendah dengan peringkat Baa BBB atau lebih tinggi disebut Speculative-grade atau dikenal dengan sebutan junk bond dan memberikan suku bunga yang tinggi b Likuiditas Suku bunga obligasi juga dipengaruhi tingkat likuiditas yaitu kemudahan atau kecepatan sekuritas untuk dikonversi menjadi dana tunai dengan biaya rendah Sekuritas dengan tingkat likuiditas yang tinggi akan lebih disukai dibandingkan sekuritas dengan tingkat likuiditas yang rendah faktor lain dianggap tetap Treasure bond memiliki tingkat likuiditas yang paling tinggi karena sekuritas tersebut memiliki pasar yang luas deep mudah dijual secara cepat dengan biaya rendah Obligasi korporasi memiliki tingkat likuiditas yang relative rendah karena hanya sedikit sekuritas dari suatu perusahaan tertentu yang ditransaksikan di pasar sehingga dalam keadaan darurat emergency akan sangat mahal menjual sekuritas tersebut karena sulit untuk mendapatkan pembeli dengan cepat c Pembebanan pajak penghasilan Municipal Bond yang tidak default free dalam kurun waktu yang lama lebih dari 40 tahun ternyata memberikan suku bunga yang lebih rendah dibandingkan dengan treasury bond yang default free Keanehan tersebut terjawab karena municipal bond tidak dikenakan pajak penghasilan Dengan tingkat pajak penghasilan sebesar 40 municipal bond dengan nilai 1000 dan memberikan kupon sebesar 80 yanglebih menguntungkan dibandingkan dengan treasury bond dengan nilai yang sama dan pembayaran kupon sebesar 100 Karena municipal bond tidak dikenakan pajak pembayaran kupon sebesar 80 setara dengan suku bunga sebesar 8 Sebaliknya meskipun suku bunga treasury bond lebih besar yaitu 10 pajak penghasilan sebesar 40 mengurangi kupon yang diterima yaitu hanya sebesar 60 atau setara dengan suku bunga 6 Dengan demikian pembebanan pajak penghasilan menurunkan suku bunga riil dari treasury bond dan hal itu sejalan dengan risiko default yang dikandungnya Obligasi korporasi memiliki beberapa karakteristik antara lain: · Registered bond Pada awalnya obligasi merupakan bearer bond yang memberikan pembayaran bunga kepada mereka yang memegang kupon bond Kini bearer bond telah diganti dengan registered bond yang dijual tanpa kupon Meskipun demikian suku bunga obligasi tetap disebut dengan coupon interest payment Untuk memperoleh pembayaran bunga pemegang obligasi mendaftarkan dirinya ke penerbit · Restrictive covenants Karena manajer perusahaan lebih memperhatikan kepentingan para pemegang saham daripada pemegang obligasi manajer direkrut diberhentikan dan besaran kompensasinya ditentukan oleh dewan direksi yang mewakili pemegang saham maka pemegang obligasi menginginkan adanya Restrictive covenants yaitu perjanjian yang membatasi perilaku penerbit seperti: membatasi jumlah dividen yang dapat dibayar oleh perusahaan membatasi kemampuan perusahaan untuk menerbitkan tambahan uang dan menghalangi manajer untuk melakukan merger Semakin banyak batasan yang dikenakan terhadap manajemen dalam Restrictive covenants semakin aman obligasi tersebut sehingga suku bunga yang diberikan juga rendah · Call provision Karakteristik ini memberi hak kepada perusahaan penerbit untuk menarik kembali obligasinya disebut callable bond Alasan perusahaan untuk menarik kembali obligasinya antara lain: 1 Dapat membeli kembali obligasinya dengan harga lebih murah apabila suku bunga turun ingat bila suku pasar turun kewajiban penerbit dengan bunga tetap jangka panjang menjadi sangat mahal 2 Menghindari sinking fund yaitu kewajiban membayar bagian dari utang pokok setiap tahun 3 Menghindari batasan terhadap manajemen untuk menerbitkan saham apabila kondisi menguntungkan 4 Untuk merubah struktur capital misalnya: ketika perusahaan memiliki kelebihan dana Callable bonds tidak disukai oleh pemegang obligasi karena perusahaan penerbit memiliki hak untuk menarik kembali obligasinya Namun callable bonds memberikan pengembalian yang lebih tinggi apabila dibandingkan dengan noncallable bonds · Convertible bonds Beberapa obligasi dapat diubah menjadi saham sehingga memungkinkan pemegang obligasi menikmati keuntungan perusahaan apabila harga saham meningkat Selain itu pemegang obligasi memiliki opsi untuk tidak melakukan konversi bila kondisi perusahaan memburuk Karakteristik tersebut dapat menghindari pandangan negative pasar terhadap perusahaan penerbitnya Harga obligasi dengan konversi lebih mahal yang berarti juga memberikan suku bunga lebih rendah dibandingkan dengan obligasi tanpa konversi ingat harga obligasi berbanding terbalik dengan suku bunga Ada beberapa jenis obligasi korporasi yang dibedakan berdasarkan jenis jaminannya dan urutan pembayaran apabila perusahaan mengalami default yaitu: · Secured bond Adalah surat utang yang memiliki jaminan collateral Sebuah gedung dapat dijadikan jaminan untuk membiayai konstruksinya dan apabila perusahaan gagal maka pemegang obligasi dapat melikuidasi gedung tersebut Secured bond memiliki risiko rendah sehingga memberikan suku bunga yang rendah pula · Unsecured bonds Obligasi jenis ini hanya dijamin dengan kepercayaan dari penerbitnya disebut juga dengan debentures Surat utang tersebut memiliki prioritas klaim terhadap asset yang lebih rendah risiko lebih tinggi sehingga memberikan suku bunga yang lebih tinggi dibandingkan secured bonds Subordinated debentures memiliki prioritas klaim terhadap asset yang lebih rendah dibandingkan dengan debentures sehingga menghadapi risiko default yang lebih tinggi dan memberikan suku bunga yang lebih tinggi pula · Variable-rate bonds Dapat berupa obligasi yang dijamin atau tidak dijamin Suku bunga obligasi jenis itu berubah dengan berubahnya suku bunga pasar seperti suku bunga treasury bond Inovasi munculnya surat utang tersebut dipicu oleh suku bunga yang sangat berfluktuasi pada tahun 1980 dan 1990-an · Junk bonds Perusahaan pemberi peringkat seperti Moody’s Investors Service dan Standard and Poor’s Corporation memberi peringkat sekuritas menurut risiko default yang dikandungnya Obligasi dengan peringkat AAA dikatakan sebagai obligasi yang memiliki peringkat tertinggi yang memiliki tingkat risiko default terendah Obligasi di atas peringkat Baa menurut Moody’s dan BBB menurut Standard and Poor’s Corporation dikategorikan sebagai Investment grade Sedangkan obligasi dengan peringkat dibawahnya dikategorikan sebagai speculative grade atau disebut juga junk bonds Karena berisiko junk bonds memberikan suku bunga yang tinggi D Karakteristik Obligasi 1 Nilai nominal atau nilai utang pokok yaitu nilai yang harus dibayar bunganya oleh penerbit dan harus dilunasi pada saat akhir masa jatuh tempo 2 Harga penerbitan yaitu suatu harga yang ditawarkan kepada investor pada saat penjualan perdana obligasi Nilai bersih yang diterima oleh penerbit adalah setelah dikurangi dengan biaya-biaya penerbit 3 Tanggal jatuh tempo yaitu suatu tanggal yang ditetapkan dimana pada saat tersebut penerbit wajib untuk melunasi nilai nominal obligasi Sepanjang pembayaran kembali / pelunasan tersebut telah dilakukan maka penerbit tidak lagi memiliki kewajiban kepada pemegang obligasi setelah lewat tanggal jatuh tempo obligasi tersebut Beberapa obligasi diterbitkan dengan masa jatuh tempo hinga lebih dari seratus tahun Pada awal tahun 2005 pasar atas obligasi euro dengan masa jatuh tempo selama 50 tahun mulai berkembang Pada pasaran Amerika dikenal 3 kelompok masa jatuh tempo obligasi yaitu: a Jangka pendek surat utang atau bill: yang masa jatuh temponya hingga 1 tahun b Medium Term Note : masa jatuh temponya antara 1 hingga 10 tahun c Jangka panjang obligasi atau bond: jatuh temponya di atas 10 tahun 4 Kupon suku bunga yang dibayarkan oleh penerbit kepada pemegang obligasi Biasanya suku bunga ini memeiliki besaran yang tetap sepanjang masa berlakunya obligasi tetapi juga bisa mengacu kepada suatu indeks pasar uang seperti LIBOR dan lain-lain Istilah kupon ini asal mulanya digunakan karena dimasa lalu secara fisik obligasi diterbitkan bersama dengan kupon bunga yang melekat pada obligasi tersebut Pada tanggal pembayaran kupon pemegang obligasi akan menyerahkan kupon tersebut ke bank guna ditukarkan dengan pembayaran bunga 5 Tanggal kupon tanggal pembayaran bunga dari penerbit kepada pemegang obligasi Di Amerika kebanyakan pembayaran kupon obligasi dilakukan secara tengah tahunan yang artinya pembayaran kupon dilakukan setiap 6 bulan sekali Di Eropa kebanyakan obligasi adalah secara tahunan atau 1 kupon pertahun 6 Dokumen resmi suatu dokumen yang menjelaskan secara terinci hak-hak dari pemegang saham Di Amerika ketentuan ini diatur oleh departemen keuangan pemerintah dan undang-undang komersial dimana dokumen ini di hadapan pengadilan diperlakukan sebagai suatu kontrak Ketentuan dalam dokumen resmi tersebut sulit sekali diubah dimana perubahan hanya dapat dilakukan atas persetujuan mayoritas pemegang obligasi 7 Hak opsi: suatu obligasi dapat memuat ketentuan mengenai hak opsi kepada pembeli obligasi ataupun penerbit obligasi 8 Hak pelunasan beberapa obligasi memberikan hak kepada penerbit untuk melunasi obligasi tersebut sebelum masa jatuh tempo obligasi Obligasi jenis ini dikenal sebagai obligasi opsi beli Kebanyakan obligasi jenis ini memberikan hak kepada penerbit untuk melakukan pelunasan obligasi pada nilai pari Pada beberapa obligasi mengharuskan penerbit untuk membayar premi yang disebut premi opsi Ini utamanya digunakan bagi obligasi berbunga tinggi Pada obligasi jenis ini terdapat banyak sekali persyaratan yang ketat yang membatasi kegiatan operasional penerbit maka guna membebaskan penerbit dari pembatasan-pembatasan dilakukanlah pelunasan dini atas obligasi tersebut namun dengan biaya yang lebih tinggi 9 Hak jual beberapa obligasi memberikan hak kepada pemegang obligasi untuk memaksa penerbit melakukan pelunasan awal atas obligasinya sebelum masa jatuh tempo lihat opsi jual 10 Tanggal pelaksanaan opsi adalah tanggal dimaka opsi beli atau opsi jual dapat dilaksanakan sebelum masa jatuh tempo obligasi dimana pada umumnya terdapat 4 cara pelaksanaan opsi yang demikian ini yaitu: a Gaya Bermuda memiliki beberapa tanggal pelaksanaan yang biasanya disesuaiakan dengan tanggal kupon b Gaya Eropa hanya memiliki satu tanggal pelaksanaan ini merupakan kasus khusus gaya Bermuda c Gaya Amerika opsi dapat dilaksanakan setiap saat hingga masa jatuh tempo d Penjualan karena kematian adalah opsi yang diberikan kepada ahli waris pemegang opsi untuk menjual kembali obligasinya kepada penerbit dalam hal terjadinya kematian pada pemegang obligasi atau menderita cacat tetap E Risiko Obligasi Bagi penerbit dan pembeli obligasi risiko yang sering dihadapi adalah risiko karena perubahan suku bunga Apabila suku bunga naik harga obligasi akan turun pembeli obligasi rugi dan apabila suku bunga turun harga obligasi akan naik penerbit obligasi yang rugi Karena itu kemudian muncul obligasi yang ditawarkan dengan suku bunga mengambang floating rate Misalnya ditentukan bahwa suku bunga obligasi sama dengan suku bunga rata-rata deposito jangka waktu enam bulan pada bank-bank pemerintah ditambah dengan 100 Suad Husnan dan Enny Pudjiastuti 2004:370 Menurut Fabozzi dalam Maria Immacuatta 2006 ada beberapa risiko yang dihadapi oleh investor dalam investasi obligasi yaitu sebagai berikut: 1 Interest-Rate Risk Harga dari sebuah obligasi akan berubah pada arah yang berlawanan dari perubahan tingkat bunga: Jika tingkat suku bunga naik maka harga obligasi akan turun Begitu pula sebaliknya jika suku bunga turun maka harga obligasi akan naik Jika seorang investor harus menjual obligasi sebelum jatuh tempo peningkatan tingkat suku bunga bermakna bahwa investor akan mengalami capital loss misal investor menjual obligasi dibawah harga beli Risiko jenis ini dikenal dengan interest-rate risk atau market risk Risiko ini merupakan risiko yang pada umumnya dialami oleh investor pada pasar obligasi 2 Reinvestment Risk Variabilitas pada tingkat reinvestment akibat adanya perubahan pada tingkat bunga pasar dinamakan reinvestment risk 3 Call Risk Sebagian perusahaan menetapkan untuk menarik atau membeli obligasi yang diterbitkannya pada harga dan waktu tertentu Hal ini menyebabkan investor akan mengalami call risk dimana pada tanggal tertentu perusahaan penerbit obligasi akan menarik kembali obligasinya 4 Default Risk Default Risk juga berkaitan dengan risiko gagal bayar artinya risiko penerbit obligasi yang mengalami kebangkrutan Akibat adanya risiko ini obligasi yang memiliki Default Risk dalam perdagangan di pasar obligasi mempunyai harga yang rendah dibandingkan dengan US Treasury securities Dilain pihak obligasi ini dalam perdagangan di pasar obligasi memiliki yield yang lebih besar dari treasury bond 5 Inflation Risk Peningkatan Inflation risk atau purchasing power risk disebabkan oleh bervariasinya nilai aliran kas yang diterima oleh investor akibat dampak adanya security due inflasi Contohnya jika investor membeli obligasi pada coupon rate sebesar 7 tetapi tingkat inflasi adalah 8 maka purchasing power aliran kas secara nyata akan dikurangi 6 Exchange-Rate Risk Obligasi yang diperdagangkan denominasi valuta asing memiliki nilai yang tidak dapat diketahui dengan pasti Nilai obligasi dalam mata uang lokal baru dapat diketahui ketika pembayaran kupon atau nilai pokok pinjaman terjadi 7 Liquidity Risk Liquidity atau marketable risk bergantung pada kemudahan suatu obligasi untuk dijual kembali sebesar nilai obligasinya 8 Volatility Risk Harga suatu jenis obligasi tertentu bergantung pada tingkat suku bunga dan faktor-faktor lainnya yang mempengaruhi nilai obligasi tersebut Perubahan pada faktor-faktor tersebut berpengaruh pada harga obligasi Risiko jenis ini dikenal dengan volatility risk F Pihak-Pihak Yang Terlibat Dalam Penerbitan Obligasi Syariah Dalam penerbitan obligasi syariah akan melibatkan beberapa pihak yang saling terkait satu dengan yang lainnya Pihak-pihak tersebut menurut Sunarsih 2008 adalah: 1 Obligor Obligor adalah pihak yang bertanggungjawab atas pembayaran imbalan dan nilai nominal sukuk yang diterbitkan sampai dengan sukuk/obligasi syariah jatuh tempo Dalam hal sovereign sukuk obligor nya adalah pemerintah 2 Investor Investor adalah pemegang sukuk yang memiliki hak atas imbalan marjin dan nilai nominal sukuk sesuai partisipasi masing-masing Investor yang dimaksud disini bisa islamik investor ataupun investor konvensional 3 Special Purpose Vehicle SPV Special Purpose Vehicle SPV adalah badan hukum yang didirikan khusus untuk penerbitan sukuk Special Purpose Vehicle SPV berfungsi : i sebagai penerbit sukuk ii menjadi counterpart pemerintah atau corporate dalam transaksi pengalihan asset iii bertindak sebagai wali amanat trustee untuk mewakili kepentingan investor 4 Trustee bisa Principal Trustee atau Co Trustee Trustee mewakili kepentingan pembeli obligasi trustee melakukan semacam penilaian terhadap perusahaan yang akan menerbitkan obligasi untuk meminimalkan resiko yang akan ditanggung obligor 5 Appraiser Appraiser adalah perusahaan yang melakukan penilaian terhadap aktiva tetap perusahaan yang akan melakukan emisi untuk memperoleh nilai yang dipandang wajar 6 Custody Custody menyelenggarakan kegiatan penitipan bertanggungjawab untuk menyimpan efek milik pemegang rekening dan memenuhi kewajiban lain sesuai kontrak antara kustodian dan pemegang rekening Kustodian bisa berupa Lembaga Penyimpanan dan Penyelesaian Perusahaan Efek dan Bank Umum yang telah memperoleh persetujuan Bapepam 7 Shariah Advisor Penerbitan sukuk obligasi syariah harus terlebih dahulu mendapatkan pernyataan kesesuaian prinsip syariah syariah compliance endorsement untuk meyakinkan investor bahwa sukuk obligasi syariah telah distruktur sesuai syariah Pernyataan syariah compliance tersebut bisa diperoleh dari individu yang diakui secara luas pengetahuannya di bidang syariah atau institusi yang khusus membidangi masalah syariah Untuk penerbitan sukuk obligasi syariah di dalam negeri syariah compliance endorsement dapat dimintakan kepada Dewan Syariah Nasional-MUI Untuk penerbitan sukuk obligasi syariah internasional diperlukan endorsement dari ahli/lembaga syariah yang diakui komunitas syariah internasional misalnya IIFM 8 Arranger atau Manajer Investasi Manajer investasi merupakan pihak yang mengelola dana yang dititpkan investor untuk diinvestasikan di pasar modal 9 Paying Agent Agen biasanya sebuah bank komersial yang diberi wewenang oleh penerbit surat berharga untuk membayar kewajiban pokok dan bunga kepada pemegang surat berharga agen tersebut bertindak sebagai pembayar dan menarik biaya untuk jasa pelayanan G Struktur Obligasi Syariah Menurut Sunarsih 2008 obligasi syariah sebagai sumber pendanaan dan sekaligus investasi memungkinkan berbagai bentuk struktur yang dapat ditawarkan untuk tetap menghindarkan dari riba Berdasarkan pengertian obligasi syariah maka obligasi syariah dapat memberi : 1 Bagi hasil berdasarkan akad Mudharabah Muqaradhah Qiradh atau Musyarakah Karena akad Mudharabah atau Musyarakah adalah kerjasama dengan skema bagi hasil pendapatan atau keuntungan obligasi ini akan memberikan return dengan menggunakan term indicative/expected return karena sifatnya yang floating dan tergantung pada kinerja pendapatan yang dibagihasilkan 2 Margin/Fee berdasarkan akad Murabahah atau Salam atau Istishna’ atau Ijarah Dengan akad Murabahah/Salam/Istishna atau Ijarah sebagai bentuk jual beli dengan skema cost plus basis obligasi jenis ini akan memberikan fixed return Walaupun bentuk akad yang diterapkan dalam obligasi syariah itu banyak namun dilihat dari akad yang digunakan sampai saat ini baru dua jenis obligasi syariah yang sedang berkembang di Indonesia yaitu : obligasi dalam perhitungan penilaian dan pemberian hasil return 1 Obligasi Mudharabah Obligasi Mudharabah adalah skema kerja sama dengan skema bagi hasil pendapatan atau keuntungan obligasi jenis ini akan memberikan return dengan menggunakan term indicative/expected return karena sifatnya yang floating dan tergantung pada kinerja pendapatan yang dibagihasilkan Alasan memilih penerbitan obligasi syariah dengan struktur mudharabah dikarenakan obligasi syariah mudharabah ini telah memiliki pedoman khusus yaitu dengan disahkannya Fatwa No 33/DSN-MUI /IX/2002 Dalam fatwa tersebut dinyatakan bahwa obligasi syariah mudharabah adalah obligasi syariah yang menggunakan akad mudharabah Selain itu pemilihan obligasi mudharabah juga disebabkan karena : a Bentuk pendanaan yang paling sesuai untuk investasi dalam jumlah besar dan jangka yang relatif panjang b Dapat digunakan untuk pendanaan umum general financing c Mudharabah merupakan pencampuran kerja sama antara modal dan jasa kegiatan usaha sehingga menjadikan strukturnya memungkinkan untuk tidak memerlukan jaminan collateral atas asset yang spesifik Hal ini berbeda dengan struktur yang menggunakan dasar akad jual beli yang mensyaratkan jaminan atas asset yang didanai d Kecenderungan regional dan global dari penggunaan struktur mudharabah dan bai bi-tharman ajil menjadi mudharabah dan ijarah Dalam praktik obligasi ijarah dapat dilakukan dengan dua cara : a Investor sebagai penyewa musta‟jir dan emiten sebagai perwakilan agent investor dan pemilik properti sebagai orang yang menyewakan properti mu‟jir Dengan cara ini ada dua jenis kontrak yaitu: kontrak antara investor dengan emiten disebut kontrak wakala agent contract dan kontrak antara emiten dengan pemilik properti disebut kontrak ijarah b Investor menyewakan properti kepada emiten dengan kontrak ijarah dan menerbitkan obligasi syariah ijarah Emiten wajib membayar margin/fee kepada investor dan membayar dana obligasi syariah setelah waktu yang telah ditetapkan pada waktu obligasi jatuh tempo Berikut ini adalah model struktur obligasi syariah ijarah menurut Nafik 2009: Struktur Obligasi Syariah Ijarah diantaranya: 1 Obligator penjual/dealer 2 SPV/KIK 3 Obligator penyewa 4 Investor sukuk holder 5 Proses sukuk untuk membeli aset 6 Hak atas aset 7 Pendapatan sewa / Margin penjualan 8 Proses pembelian / penjualan aset 9 sewa 10 Sewa asset 11 Membeli sukuk 12 Sukuk Ijarah 13 Sertifikat Ijarah H Obligasi Syariah Sebagai Sumber Pendanaan Bagi Perusahaan Setiap perusahaan memerlukan modal untuk melakukan kegiatan operasionalnya Modal ini didapat dari ekuitas atau dari hutang Ekuitas disini adalah modal sendiri yang terdiri atas saham retained earnings dan agio saham Namun dari tiga jenis ekuitas itu yang bisa diperoleh dari masyarakat adalah saham dan agio saham Jika pemilik perusahaan bersedia berbagi kepemilikan dan menginginkan penggalian dana yang tidak terbatas maka perusahaan bisa menjual saham kepada masyarakat melalui pasar modal Sedangkan dana yang berasal dari hutang adalah berupa obligasi Obligasi yang diterbitkan di pasar modal tidak memerlukan jaminan aset karena sudah dijamin oleh penjamin emisi Selanjutnya hutang demikian memiliki jatuh tempo yang panjang karena memang obligasi didesain sebagai hutang jangka panjang Jumlahnya tidaknya terbatas karena dana digali dari masyarakat luas Sepanjang masyarakat masih memiliki dana dan percaya kepada pasar modal maka dana ini akan terus tersedia Widoatmodjo 2009 Upaya perusahaan untuk mendapatkan dan menambah modal ini menjadi bagian yang tidak terpisahkan dari kegiatan berinvestasi terutama di pasar modal Sejak tahun 2002 di Bursa Efek Indonesia diperdagangkan instrumen keuangan baru yaitu obligasi syariah Obligasi syariah ini diterbitkan selain untuk menutupi kebutuhan modal kerja juga bisa digunakan untuk pembangunan infrastruktur baik oleh perusahaan ataupun pemerintah Dengan demikian obligasi syariah bisa dimanfaatkan sebagai alternatif seumber pendanaan bagi perusahaan Obligasi syariah sebagai sumber pendanaan bagi perusahaan lebih kompetitif dibandingkan dengan obligasi konvensional hal ini disebabkan k emungkinan memperoleh dari bagi hasil pendapatan lebih tinggi daripada obligasi konvensional 1 Obligasi syariah aman karena digunakan untuk mendanai proyek-proyek yang prospektif 2 Bila terjadi kerugian di luar kontrol investor tetap memperoleh aktiva 3 Terobosan paradigma bukan lagi surat hutang tetapi surat investasi 4 Lebih lanjut Hanafi 2006 menyatakan bahwa obligasi syariah yang merupakan salah satu instrumen dalam pasar modal memiliki kelebihan dan kekurangan dibandingkan dengan instrumen yang lain yaitu: a Obligasi syariah meningkatkan likuiditas pemula dan investor dan hal ini akan mengurangi risiko tambahan risk premium pada produk pasar modal yang lain dan memberikan kontribusi pada biaya yang lebih rendah untuk wirausahawan b Obligasi syariah meningkatkan aliran dana terhadap total asset di pasar modal c Obligasi syariah meningkatkan diversifikasi instrumen di pasar modal d Beberapa model dapat di derivasi dari obligasi syariah selama dibutuhkan e Emiten terbatas dibanding dengan instrumen keuangan yang lain f Biaya obligasi syariah cukup tinggi dan memiliki skala yang luas I Soal Latihan Obligasi 1 Suatu obligasi mempunyai coupon rate sebesar 12 membayar couponnya per 6 bulan mempunyai 3 tahun sampai jatuh tempo dan sekarang dijual pada harga Rp 953500 Jika nilai nominalnya adalah 1 juta berapa YTM tahunannya Uraikan jawaban anda a 10 b 12 c 14 Dik: INT 12 X Rp 1000000 INT 120 M Rp 1000000 PV Rp 953500 n 3 tahun Dit: YTM YTM INT M-PV/n x 100 MPV/2 YTM 120000 1000000 – 953500/3 x 100 1000000 953500/2 YTM 135500 x 100 976750 YTM 14 gtgt Jadi besar nya nilai YTM yaitu 14 2 Berapa harga obligasi apabila obligasi tersebut mempunyai nilai par 100000 Obligasi akan jatuh tempo 4 tahun yang akan datang Rate of return yang diminta adalah 8 Kupon rate obligasi adalah 10 per tahun Jawab: Dik: par 100000 n 4 tahun r YTM 8 cpn 10 x 100000 10000 Dit: PV PV cpn cpn cpn cpn par 1r¹ 1r² 1r³ 1r ⁴ PV 10rb 10rb 10rb 10rb100rb 1008¹ 1008² 1008³ 1008 ⁴ PV 925926 857339 793832 8085328 PV 10662425 gtgt Jadi harga obligasi tersebut sebesar Rp 10662425 BAB III SIMPULAN Surat berharga obligasi merupakan instrument utang bagi perusahaan yang hendak memperoleh modal Obligasi adalah surat berharga atau pun sertifikat yang berisi kontrak antara pemberi pinjaman dengan penerima pinjaman Obligasi syariah adalah suatu surat berharga jangka panjang berdasarkan prinsip syariah yang dikeluarkan emiten kepada pemegang obligasi syariah yang mewajibkan emiten untuk membayar pendapatan kepada pemegang obligasi syariah berupa bagi hasil/margin/fee serta membayar kembali dana obligasi pada saat jatuh tempo Karakteristik obligasi diantaranya nilai nominal atau nilai utang pokok harga penerbitan tanggal jatuh tempo kupon tanggal kupon dokumen resmi hak opsi hak pelunasan hak jual tanggal pelaksanaan opsi Risiko yang akan dihadapi dalam obligasi adalah interest-rate risk reinvestment risk call risk default risk inflation risk exchange-rate risk liquidity risk volatility risk Pihak-pihak yang terlibat dalam penerbitan obligasi diantaranya Obligor investor special purpose vehicle spv trustee bisa principal trustee atau co trustee appraiser custody shariah advisor arranger atau manajer investasi paying agent Struktur obligasi syariah diantaranya Obligator penjual/dealer SPV/KIK Obligator penyewa Investor sukuk holder Proses sukuk untuk membeli aset Hak atas aset Pendapatan sewa / Margin penjuala n Proses pembelian / penjualan aset sewa Sewa asset Membeli sukuk Sukuk Ijarah Sertifikat Ijarah DAFTAR PUSTAKA Kasmir 2012 Bank dan Lembaga Keuangan Lainnya Jakarta: PT RajaGrafindo Persada Mangani Ktut Silvanita 2009 Bank dan Lembaga Keuangan Lain Jakarta: Erlangga Budisantoso Budi dan Sigit Triandaru 2006 Bank dan Lembaga Keuangan Lain Yogyakarta: Salemba Empat Buku catatan perkuliahan manajemen investasi Wikipediacoid |
1 |
|
Bloomstones London- New Arrival Quartzites |
1 |
|
Animation Studio London |
1 |
|
London’s top 10 most hated office jargon phrases |
1 |
|
Wall Clock London Ont |
1 |
|
5 Days London -Hard Rock Hotel London 4 Air Ticket Riyadh – London – Riyadh on Saudi Airlines |
1 |
|
Find the best hotel and flight deals in London City |
1 |
|
schwarz Damen Buffalo London Bandeaukleid mit Fransen 67678691 QONLBWP |
1 |
|
Things to do in London now |
1 |
|
cleaning services london » |
1 |
|
NightLife in LondonNightLife in London |
1 |
|
knife attack at London Tube Station dic 2015 |
1 |
|
London is Calling |
1 |
|
Direct Flights from New York to London |
1 |
|
The London Clearances a background paper on race housing and policing |
1 |
|
The Best Romantic Restaurants In London |
1 |
|
Biodata Lengkap Adila Fitri Pemain London Love Story |
1 |
|
LONDON SHOOTING |
1 |
|
Electric-driven ‘London cabs’ part of Copenhagen green effort |
1 |
|
King’s College London International Hardship Fund in UK 2019 |
1 |
|
TfL announces 20mph speed limit for central London |
1 |
|
The journey of London Escorts Girls |
1 |
|
Norwegian golfers fall way below par in London |
1 |
|
MQM K Altaf Hussain Ki London Me Biwi Or Bety Ki Video dykhy |
1 |
|
Granite London |
1 |
|
smilelondon 2019 – 18th November |
1 |
|
London Fog glacé |
1 |
|
Chateaux amp Saints – London Southampton UK to Barcelona Spain |
1 |
|
Potters Field Park London UK |
1 |
|
Meet us at Xerocon London13-14 November 2019 |
1 |
|
100 Code 12 Monkeys 13 Medos 1600 Penn 1864 2 Broke Girls 2012 Onda Zero 2091 24 Horas 3 Porcento 30 Rock 37 Days 666 Park Avenue A Bíblia – The Bible A Casa das Sete Mulheres A Diarista A Escuta The Wire A Família Adaams A Gifted Man A Grande Família A Maldição da Familia Bell A Maldição De Oak Island A Mulher Invisível A Place to Call Home A Sete Palmos Six Feet Under A Teia A to Z A Young Doctors Notebook About A Boy AD The Bible Continues Aftermath Agent Carter Agent X Alcatraz Além da Imaginação Alias Alienígenas do Passado ancient aliens Allegiance Almost Human Almost Royal Alphas American Crime American Crime Story American Horror Story American Odyssey Amores Roubados Angel Angel From Hell Angelby Angie Tribeca Animal Kingdom Antologia do Medo Fear Itself APB Aquarius Aranyélet Arnold Arquivo X Arrested Development Arrow Arthur and George Arvingerne Ascension Ash vs Evil Dead Atlanta Atlantis Austin e Ally Avengers Assemble Awake Awkward Backstrom Bad Education Bad Judge Bad Teacher Bag of Bones Ballers Band Of Brothers Banished Banshee Bates Motel Battle Creek Beauty and the Beast Becker Bedrag Being Mary Jane Ben Hur Benders Beowulf: Return to the Shieldlands Berlin Station Betrayal Better Call Saul Better Things Between Big Love Billions Bitten Black ish Black Mirror Black Sails Black Widows Blindspot Blood e Oil Bloodline Blue Bloods Blunt Talk Boardwalk Empire Body Of Proof BoJack Horseman Bones Borgia Bosch Boss Boy Meets Girl Breaking Bad Breakout Kings Broadchurch Brooklyn Nine Nine Brothers and Sisters Bunheads Burn Notice Californication Camelot Caprica Castle Chance Channel Zero – Candle Cove Chapolin Colorado Charlies Angels Chasing Life Chaves Chicago Fire Chicago Med Chicago PD Childhoods End Chosen Chuck Class Cleverman Clipped Code Black Code of a Killer Cold Case – Arquivo Morto Colony Coma Complications Constantine Containment Continuum Contratempos – Quantum Leap Cooper Barretts Guide to Surviving Life Covert Affairs Crazy Ex Girlfriend Crazy Ex-Girlfriend Crazyhead Criminal Minds Criminal Minds – Beyond Border Cristela Crossing Lines Crowded CSI – Cyber CSI – Las Vegas CSI – Miami CSI – Nova York Cult Da Vincis Demons Dag Dallas Damien Danger 5 Dark Angel Dark Matter Date My Dad Defiance Defying Gravity Degrassi: Next Class Demolidor Desaparecidos no Alasca Designated Survivor Desperate Housewives Deus Inc Deutschland 83 Devils Playground Devious Maids Dexter DIG Dirk Gentlys Holistic Detective Agency Divorce Doctor Foster Doctor Thorne Doctor Who Dois Homens e Meio – Two and a Half Men Dominion Doragon bôru cho Downton Abbey Dr Horribles Sing Along Blog Dr House Dr Ken Dupla Identidade El Ministerio del Tiempo Elementary Elena of Avalor Empire Entourage ER Emergency Room Plantão Médico Eu a Patroa e As Crianças Everybody Loves Raymond Extant Eye Candy Eyewitness Faking It Falling Skies Falling Water Família Moderna – Modern Family Fargo Fear The Walking Dead Felizes para Sempre Finding Carter Flaked Flesh And Bone Força Tarefa Forestillinger Forever Freakish Freaks and Geeks Frequency Fresh Off The Boat Friends Friends with Better Live Frikjent Fringe From Darkness From There To Here Fuller House Galavant Game of Silence Game of Thrones Gang Related Gangland Undercover Garota Conhece o Mundo Girl Meets World Generation War Filhos da Guerra Getting On Gilmore Girls Girls Glee Glitch Golden Boy Goliath Gomorrah Gossip Girl Gotham Grace and Frankie Graceland Gracepoint Grand Hotel Grandfathered Graves Greys Anatomy Grimm Ground Floor H2O Meninas Sereias Halt and Catch Fire Hannibal Hap and Leonard Harpers Island Hatfields and McCoys Haven Hawaii Five 0 Heartbeat Helix Hell On Wheels Hemlock Grove Hércules – A Lendária Jornada Heroes Heroes Reborn HIM Hit e Miss Hollands Hoop Homeland Hot in Cleveland Houdini and Doyle House of Cards House of Lies How I Met Your Mother How To Get Away With Murder Hulk and the Agents of SMASH Humans Hunters I Am Cait iCarly Impastor Innan Vi Dor Insecure Into the Badlands iZombie Jack Taylor JAG – Judge Advocate General Jamaica Inn Jane the Virgin Jekyll e Hyde Jessica Jones Jogo de Mentiras Jonas Jordskott Jornada Nas Estrelas – Start Trek Justified Kevin Can Wait Kevin from Work Killjoys Kingdom Knights of Sidonia Kolchak LA Ink Lady Dynamite Largados e Pelados A Tribo Law e Order – SVU Le Bureau des Légendes Legends Legends of Tomorrow Les Revenants Les Témoins Lethal Weapon Lie To Me Life in Pieces Life In Squares Limitless Lois e Clark – As Novas Aventuras do Superman London Spy Longmire Lost Lost Girl Love Lucifer MacGyver Mad Dogs Mad Men Madam Secretary Magnífica 70 Major Crimes Mako Mermaids – An H2O Adventure Mammon Man Seeking Woman Man With a Plan Manhattan Manhattan Love Story Marcella Marco Polo Marry Me Mars Marseille Marvel Agents of SHIELD Mary Jane Master Of None Masters of Sex Medici Masters of Florence Mercy Street Merlin Midnight Texas Midwinter of the Spirit Mike e Molly Milat O Assassino do Bosque Minority Report Missing Mistresses Modus Mom Monk Motive Mozart In The Jungle Mr Robinson Mr Robot Murder in the First Narcos Nashville NCIS – Investigações Criminais NCIS – Los Angeles NCIS – New Orleans NCIS Investigações Criminais Necessary Roughness New Girl Nightwing – The Series No Tomorrow Norskov Notorious Nowhere Boys O Canto da Sereia O Grande Gonzalez O Hipnotizador O Mestre The Master O Negócio Olympus Once Upon A Time Once Upon a Time in Wonderland One Big Happy One Mississippi One Tree Hill Orange is the New Black Ordinary Lies Orphan Black Os 10 Mandamentos Os Invasores The Invaders Os Simpsons Os Vingadores – Os Herois Mais Fortes da Terra Outcast Outlander Outsiders Parades End Paranoid Paranormal Survivor Parenthood Partners In Crime Pé na Cova Peaky Blinders Penny Dreadful Person of Interest Pitch Place of Execution Planeta Terra – O Mundo Como Voce Nunca Viu Playing House Please Like Me Poldark Political Animals Portas Para o Além Power Powers Preacher Pretty Little Liars Prison Break Private Eyes Proof PSI Psych Public Morals Punky a Levada da Breca Pure Genius Quantico Queen of the South Ray Donovan Real Humans Reaper Recovery Road Rectify Red Band Society Reign Remember Me Rescue Me Residue Resurrection Revenge Revolution Ripper Street Riquinho Richie Rich Riverdale Rizzoli e Isles Rookie Blue Rosemarys Baby Rosewood Royal Pains Rules Of Engagement Rush Rush Hour Salamander Salem Salvation Satisfaction US Saving Grace Saving Hope Scandal Scorpion Scream Scream Queens Second Chance Secrets and Lies – US Segredos da Nasa Sense8 Sequestered Sex and Drugs and Rock and Roll Sex and the City Shades of Blue Shadowhunters Shameless US Shameless US Sherlock Shogun Shooter Show Me a Hero Significant Mother Silicon Valley Six Skins UK Sleepy Hollow Sliders Smallville Smash Sobrenatural Son of Zorn Sons of Anarchy Sons of Liberty South of Hell Spartacus Stalker Stan Against Evil Stan Lees Lucky Man Star Wars – The Clone Wars Star-Crossed StartUp Still the King Stitchers Stonemouth Stranger Things Strike Back Suits Supergirl Superstore Surviving Jack Tales of the Gold Monkey Tatau Teen Wolf Telenovela Texas Rising The 100 The Affair The Americans The Andromeda Strain The Astronaut Wives Club The Bastard Executioner The Big Bang Theory The Black Adder The Blacklist The Bold Type The Brink The Casual Vacancy The Catch The Closer The Company A companhia The Confession A confissão The Crown The Detour The Divide The Doctor Blake Mysteries The Durrells The Enfield Haunting The Exorcist The Expanse The Family The Finder The Five – UK The Flash The Following The Fosters The Frankenstein Chronicles The Girlfriend Experience The Goldbergs The Golden Girls The Good Place The Good Wife The Good Witch The Great Indoors The Grinder The Hollow Crown The Job Lot The Killing The Knick The Last Kingdom The Last Man On Earth The Last Ship The Leftovers The Librarians The Lizzie Borden Chronicles The Magicians The Man In The High Castle The Mentalist – O Mentalista The Messengers The Middle The Mindy Project The Missing The Moonstone The Munsters The Muppets The Mysteries of Laura The New Normal The Newsroom The Night Shift The O C The Odd Couple The Office The Originals The Outcast The Pacific The Path The Player The Ranch The Real O Neals The Red Road The Returned The River The Romeo Section The Royals The Scandalous Lady W The Secret Circle The Shannara Chronicles The Sopranos The Spiral The Story of God With Morgan Freeman The Strain The Third Eye The Trials Of Jimmy Rose The Tudors The Vampire Diaries The Walking Dead The Whispers The Young Pope This is Us Those Who Cant Those Who Kill Todo Mundo Odeia o Chris Togetherness Tomorrow When the War Began Top Of The Lake Touch Transporter The Series Trapped Tratamento de Choque – Anger Management Travelers True Blood True Detective Truth Be Told Turn Tut Tutankhamun Twin Peaks Twisted Tyrant Ultimate Homem Aranha Um Drink No Inferno Um Inferno Congelado Hellfjord Um Maluco no Pedaço Unbreakable Kimmy Schmidt Undateable Under the Dome Undercover Underground Unforgettable UnREAL Upp Till Kamp Van Helsing Van Vlees en Bloed Veep Veronica Mars Versailles Vikings Vinyl War and Peace Wayward Pines Weeds Weird Loners Welcome To Sweden Westworld Wet Hot American Summer – 10 Years Later Wet Hot American Summer – Fist Day of Camp When We Rise White Collar Wicked City Wilfred Will Witches of East End Without a Trace – Desaparecidos Wolf Creek Wonderland AU Wrecked Wynonna Earp X Company Xena Yonderland You Me Her Young and Hungry Younger Youre the Worst Z Nation Zé do Caixão |
1 |
|
to Shoreditch – London’s Hipster Hotspot |
1 |
|
London West |
1 |
|
WHAT TO SEE AT LONDON DESIGN FESTIVAL 2019 |
1 |
|
London slips versus New York – Brexit blamed by Duff amp Phelps |
1 |
|
Green School in London |
1 |
|
Carucior sport Chicco London bara pliabila RedPassion 0luni |
1 |
|
FF Group ищет покупателя компании Links of London |
1 |
|
No 2019g 30oktobra līdz 1novembrim Londonā notiks ikgadējā ETTU – ITTF treneru konference2019gada 11 jūnijs |
1 |
|
London Liverpool Street to Cambridge |
1 |
|
We provide domestic home cleaning services to both residential and commercial establishments in London and around M25 our dedicated team are thoroughdependable dedicated and committed to providing exceptional services to our customer |
1 |
|
North East London |
1 |
|
Why it’s Important to take ‘Me Days’ as a Londoner – … |
1 |
|
“Sri Lanka Revival” in London boosts private sector confidence on tourism recovery |
1 |
|
Travel to London and watch the Tennis Wimbledon Championship |
1 |
|
NEWS BLACKPINK’s Jisoo is in London |
1 |
|
Stocks fall for Hong Kong Exchange and Clearing after bid for the London Stock Exchange |
1 |
|
– GAURAV SINGHAL BTech CSE 2001 – 05Techno Functional ConsultantApple Inc London UK |
1 |
|
a London based nodejs amp front-end developer |
1 |
|
Londoni Worldwide of Bangladesh Bir Bengali ostro dhoro Bangladesh swadhin koro! |
1 |
|
FULLER’S LONDON PRIDE BİRA TADIM NOTU |
1 |
|
London Rebels |
1 |
|
London in a BMW CSL – Stunning 1 of 500 Right-Hand-Drive CSLs |
1 |
|
Voted No 1 Top Hotel in London |
1 |
|
Acclaim at Londonderry |
1 |
|
Digital Dexterity: Hot Topic at Gartner DWS London |
1 |
|
Vocabulary by from London UK |
1 |
|
London Brighton |
1 |
|
Rob Zombie and Marilyn Manson’s London Gig Was More Rock Show Less Horror Fest |
1 |
|
London amp Westminster Light Horse Volunteers Uniform Button 1779-97 |
1 |
|
Are Double-Sided Graves the Solution to London’s Burial Crisis |
1 |
|
9/13 – London |
1 |
|
Quality by Design / PAT – London |
1 |
|
serving clients worldwide from london uk and new york city ny |
1 |
|
Welcome to London Maths |
1 |
|
x london escorts |
1 |
|
Cannes Lions 2017: Saatchi amp Saatchi London celebrate a Gold four Silvers and four Bronze Lions for Deutsche Telekom Mattessons and Direct Line |
1 |
|
King’s College Hospital London in the UAE opens Marina Medical Centre |
1 |
|
London Ontario’s Forest City Film Festival celebrates the art of cinema through a regional lens with a focus on national and global films and filmmakers connected to Southwestern Ontario We honour successes showcase new compelling artists and inspire future ones |
1 |
|
Reliable cleaning company London that offers care for your carpets and upholstery: |
1 |
|
The Cheapest Flights from New York to London for the Year Ahead |
1 |
|
New Portrait Days London |
1 |
|
Serving London and surrounding area |
1 |
|
May’s Brexit pleas falling on deaf ears in London Brussels |
1 |
|
Udmelding efter angrebene i London |
1 |
|
FOXXRIVER LONDON |
1 |
|
Beat Horizon All Day Festival – O2 Brixton Academy London |
1 |
|
ABOUT 1000 LONDONERS |
1 |
|
Billie Eilish has announced a MASSIVE worldwide tour include nights in Manchester Birmingham and London |
1 |
|
21 Best London Themed Afternoon Tea |
1 |
|
5 Days London – Indigo London Paddington 4 Air Ticket Riyadh – London – Riyadh on Saudi Airlines |
1 |
|
Monthly Season Ticket Oxford Street-West London |
1 |
|
London 13th Dec 2019 Up to 300 Participants |
1 |
|
Finding the best wedding dress shop in London |
1 |
|
Arsenal football player Aubameyang driving his £3 Million LaFerrari in Central London!!! |
1 |
|
PressTV-Arrests in London climate protest top 750 |
1 |
|
COVERAGE Bang Yong Guk in London |
1 |
|
The finest stone in London |
1 |
|
London Tours London Tours of 2018 |
1 |
|
London HotelsLondon Hotels |
1 |
|
Bloody London |
1 |
|
Unique ways to bond with your uni mates in London |
1 |
|
Wall Clocks London On |
1 |
|
SCL Sir Brian Neill Lecture: “Disability amp Innovation: The Universal Benefits of Inclusive Design” to be given by Haben Girma – Tuesday 26 November 2019 London |
1 |
|
If you are looking for Cheap London Theatre Breaks or Theatre tickets for a London West End Show you have found the right place! Showstopper is a site specialising in London Theatre Breaks and we will try and cater for all of your needs |
1 |
|
Ux Oslo-London |
1 |
|
Harrisment is an award winning creative agency with over 30 years of experience We’re based in London Cardiff and wherever the work takes usWe partner with our clients to solve their design and marketing challenges freeing them to focus on growing their business |
1 |
|
Perusahaan : FxPro UK Limited amp FxPro Financial Services Limited Kantor Pusat : London Tahun Berdiri : 2006 Badan Regulasi : FCA No509956 Cysec No 078/07 FSB No 45052 BaFin No 121095 ACPR No 72430 CNMV No 1722 |
1 |
|
londonuk |
1 |
|
Upcoming London restaurants – hot new openings coming soon |
1 |
|
The Top 40 – London’s best restaurants |
1 |
|
ROCA London Galery Exhibition |
1 |
|
Why London |
1 |
|
London Property Prices: A Modern Problem |
1 |
|
Mister Sunday: London |
1 |
|
Poke London |
1 |
|
Rum Runners London ON |
1 |
|
Faded London |
1 |
|
London West End Theatre Break Specials |
1 |
|
London Leading The Fintech Race Surpassing The US |
1 |
|
Heathrow Airport Transfers to Central in London |
1 |
|
London TV studio hire |
1 |
|
Best Cleaning Service in London United Kindom |
1 |
|
Future of Work Summit – London |
1 |
|
Event 2 Event Time: 8pm / Event Location: London UK |
1 |
|
The best places to eat near London’s football clubs |
1 |
|
Maharaja London Scoops Prestigious ‘Wedding Caterer of the Year’ Award |
1 |
|
Furniture Hire amp Catering Equipment Hire London |
1 |
|
Nasher Miles London Expander Soft-Side Luggage Set of 2 Trolley Bags 20 amp 24 Inch |
1 |
|
Fragrance: Jo Malone London ‘Poppy amp Barley’ Is BACK! |
1 |
|
A young boy cowers behind seats as the Loma Prieta earthquake strikes 1989 of the first McDonald’s in the Soviet Union Moscow 1991 More pictures: https://tco/gvb7wIg3pC marking Henry James in Cambridge Cemetery in Cambridge Massachusetts Photo’s: WW1 Propaganda Posters See more images here: https://tco/HNbmpGhYDA Sickles and Mrs Wilmerding at the 50th reunion for the Battle of Gettysburg See more images here: https://tco/BuzRgNvSUW in the 1960s 1911 Abiti Antichi See more pictures: https://tco/AcS7JhmhSD London with daughters Becky left and Joan York 1942 child labor laws See more photos: https://tco/NTjigZLQhz https://tco/eDgPdsJ8OA |
1 |
|
Deadline: 10/25/2019 – Quality Assurance Development Automation Speakers Needed on 05/13/2020 in London England for 2020 Continuous Lifecycle London – Free Speaker Bureau Expert Wanted |
1 |
|
London Knee Specialists |
1 |
|
Orchid amp The Wasp shortlisted for The London Magazine amp Collyer Bristow Prize Fiction |
1 |
|
Subscribe to industry Media Zambia’s leader in billboard and airport startups invited to London accelerator |
1 |
|
Mehwish Hayat to participate in London marathon |
1 |
|
Jerry of the Islands Michael Brother of Jerry The Red One by Jack London |
1 |
|
FULLER’S LONDON PORTER BİRA YORUMU |
1 |
|
Is London more beautiful in the fog |
1 |
|
Luxury Escorts in London Providing You girls Above 100 country Girls |
1 |
|
Grand Theft Auto: Mission Pack 1 – London 1969 |
1 |
|
Agile Tour London 2019 |
1 |
|
75 Chase Side Southgate London N14 Days |
1 |
|
Prophet Jeremiah Omoto Fufeyin Shut down London for Father’s |
1 |
|
Lewis Hamiltoni veganburgerikett avas Londonis esimese restorani |
1 |
|
London Event: How to be Successful in Russia |
1 |
|
London Jack |
1 |
|
Creeper have returned with news of a tiny London show |
1 |
|
Urządzenia i SABONA of London |
1 |
|
Hobbs amp Shaw blasts open a new door in the Fast universe as it hurtles action across the globe from Los Angeles to London and from the toxic wasteland of Chernobyl to the lush beauty of Samoa |
1 |
|
Greetings from London |
1 |
|
Yes you can Provided that your invite is addressed to the Saudi embassy in London something we can check then we can certainly obtain the visa for you If you are not residing in the UK then you can still complete the information and use an international courier service to send it to us in London When complete we will use international courier 1 to 2 days to send it back We receive applications for British and EU passport holders from all over the world including the USA Singapore Middle east countries all EU countries Asia and Africa |
1 |
|
Facebook Announces Funded Training Program For Young African Entrepreneurs In London: Apply Here |
1 |
|
Best/Top Black Magic Removal Experts amp Specialist in ManchesterLondonUK-Book Your Appointment TodayCall US: 44-7417572666 Email psychic powers can help in providing the following: |
1 |
|
We’re Hiring a Sustainability Strategist for Futerra London |
1 |
|
Tanqueray – London Dry 750ml |
1 |
|
“We have now used the London Door Company on three separate occasions over a period of twenty years The service has always been exceptional The craftsmanship design and fitting are outstanding” |
1 |
|
The London Investor Show |
1 |
|
Finnish rooftop sauna open in the heart of London |
1 |
|
Durban firm helps East London dry dock get shipshape |
1 |
|
NOSSOS AMIGOS BRASILEIROS LOTARAM O ESTANDE DO GAMES MAGAZINE NA ICE LONDON 2019 |
1 |
|
THE BEST Restaurants Near Brick Lane in London |
1 |
|
Couple of qualities of golden-haired London escorts that makes them charming and attractive |
1 |
|
Chief Commercial Officer London Stansted |
1 |
|
About in booboo-londoncom |
1 |
|
london convention centre |
1 |
|
Top 10 London Al Fresco Dining Terraces |
1 |
|
London tales – helping PiLabs with dev consulting |
1 |
|
The lodge woonden In the london |
1 |
|
Cosmopolit Cleaning – Professional Cleaning Company in London |
1 |
|
XBOX 360 London 2012 Olympics September 5 2012 |
1 |
|
LONDON SHOW ROOMS PARIS SS15 |
1 |
|
Why You Should BUY from IPTVProviderlondon |
1 |
|
Smart tv london – Gumtree |
1 |
|
Upset Hindus urge London fashion brand to withdraw “Om Ganesha Leggings” amp apologize |
1 |
|
Comedy Clubs in London |
1 |
|
VIDEO DUDOFF LONDON |
1 |
|
Getting to Olympia London |
1 |
|
ISNR Abu Dhabi delegates promote event at DSEI London |
1 |
|
1920 London 2016 Hindi Movie Watch Online HD Print Free Download |
1 |
|
London Afrobeat Collective |
1 |
|
London Detective Mysteria’s Victorian-Era Romance Available on Windows PC Now |
1 |
|
London Expo 2020 |
1 |
|
【时间表】吉隆坡KUL — 胡志明Ho Chi Minh City 单程RM89 来回RM243 — 清迈Chiang Mai 单程RM136 来回RM318 — 上海Shanghai 单程RM216 来回RM421 — 澳门Macau 单程RM156 来回RM321 — 曼谷Bangkok 单程RM116 来回RM278 — 墨尔本Melbourne 单程RM306 来回RM739 — 济州岛Jeju 单程RM246 来回RM504 — 大阪Osaka 单程RM296 来回RM675 — 台北Taipei 单程RM266 来回RM527 — 柏斯Perth 单程RM266 来回RM679 — 首尔Seoul 单程RM286 来回RM602 SEP — 越南大叻Da Lat 单程RM99 来回RM222 Exp: 29 Sep Trang住宿】TOP 6 6 6 6 6 6 西门町值得入住的Budget酒店 · 靠近车站 · 香港HKG amp Studios Japan™必玩攻略】日本环球影城 必去逛街商场 Valley美食半日游 River One Day Rottnest Island Ferry Bike Day Trip （booking via – London Court – Hay Street– Blue House – Swan Tower — Kings Park — Perth Day 3 Day 4 Day 5 Day 1 25热门景点 1：KLIA2机场 – 曼谷DMK机场 – 酒店 – Terminal 21 – MK火锅 |
1 |
|
Evelina London has been saving lives improving health and inspiring futures for 150 years |
1 |
|
HOUSES FOR SALE IN East London Gonubie |
1 |
|
Atlanta Austin Chicago Dallas Denver Houston London NYC Online Seattle Washington DC |
1 |
|
This Hypersonic ‘Space Plane’ Can Get From New York to London in One Hour |
1 |
|
Our Signals are sent mostly during London and New York market sessions |
1 |
|
Junior Agogo To Be Buried On Sept 20 In London |
1 |
|
Big Picture Book of London |
1 |
|
– Day trips from London – London in 2 days |
1 |
|
LondonMayfair |
1 |
|
Madeon kicks off Good Faith Live tour in London Review |
1 |
|
This summer become a floral Bohochic ft Zink london |
1 |
|
New london shop gets ‘kinetic facade’ |
1 |
|
Teoxane Academy UK Conference London |
1 |
|
VIDEO: The Royal Suite at the Savoy Hotel London a tour – Elite Traveller Magazine Freemasonry |
1 |
|
Pepper Tree London |
1 |
|
LONDON 389 |
1 |
|
Bailey London |
1 |
|
However should one go to Brixton in London or City Road in Bristol one would be left in no doubt that one was entering a Black neighbourhood Just as should one visit several towns in the North West of the United Kingdom one would very quickly notice that one was in a Muslim area |
1 |
|
LONDON COLLEGE OF MUSIC DİPLOMA DEGREE LCM PROGRAMI |
1 |
|
London Summer Course Sessions |
1 |
|
Rimmel London |
1 |
|
London is now the AI capital of Europe according to Sadiq Khan |
1 |
|
Mary J Blige / The London Sessions |
1 |
|
London Cocktail Week Pop-Up Covent Garden |
1 |
|
Choose London Door Company This Season – From Luxury Front Doors to Garden Doors |
1 |
|
ARCHITECTURAL PHOTOGRAPHY FOR VISIONARY ARCHITECTURE FIRMS DOING REMARKABLE THINGS IN LONDON AND SOUTHWESTERN ONTARIO |
1 |
|
DRWF Fundraising: Cyclists raise £2900 at RideLondon-Surrey 100 |
1 |
|
A Brief History of Benjamin Franklin’s Residences on Craven Street London: 1757 – 1775 |
1 |
|
Skrydžiai į Londoną |
1 |
|
Research shows that listeners are more likely to retain messages that are delivered by a professional voice talent Our voice recording service gives you instant access to the best voice actors in the world Our site is so easy to use that now anyone can find and hire the same dedicated sound that comes from studios of New York City Los Angeles Chicago London Sydney and other international and local citiesLet us help you hire voice over artists online and find the perfect actor for your project You’ll save money time and our automated system handles invoices and receipts instantly Get casting today! |
1 |
|
Our 1 Event Time: 8pm / Event Location: London UK |
1 |
|
Arsenal player Aubameyang driving his £2 Million LaFerrari in Central London |
1 |
|
The Best Vegan And Vegetarian Roast Dinners In London |
1 |
|
032C Berlin 8-BALL TV AAAARG AFFIDAVIT ART AGAINST ART Berlin ART in AMERICA ARTFORUM ART NEWS ARTNET BAFFLER BIDOUN BOMB New York BRAND-NEW-LIFE Zürich BROOKLYN RAIL CIVILIZATION New York CREATIVE INDEPENDENT COMMUNE CONTEMPORARY ART DAILY CONTEMPORARY ART WRITING DAILY DISART DRUDGE REPORT ECONOMIST E-FLUX DISSENT FAST COMPANY FILM COMMENT FINANCIAL TIMES FAILED ARCHITECTURE FLASH ART Milan FRIEZE GALAXIA Y2K GREY ROOM HACKER NEWS INTERVIEW JACOBITE KALEIDOSCOPE LA REVIEW of BOOKS LIBRARY STACK LOGIC LONDON REVIEW of BOOKS MAY REVUE Paris N1 NEW INQUIRY NEW YORKER NY REVIEW of BOOKS NOVEMBRE OCTOBER PARIS REVIEW PIN-UP POINT QUIETUS REAL LIFE REDDIT RHIZOME RIBBON FARM SELVA SMALL PRESS SPEX Berlin SPIKE Berlin/Vienna STARSHIP Berlin STRELKA MAGAZINE Moscow TANK London TEXTE ZUR KUNST Berlin TOPICAL CREAM New York TRIPLE CANOPY New York UBU WEB VESTOJ VIEWPOINT X-TRA Los Angeles |
1 |
|
SCL Event: Agile Methodologies: A Different Contractual Paradigm – Thursday 7 November 2019 London |
1 |
|
Project Management Graduate Programme – London Starting October 2019 |
1 |
|
5 Days London – Radisson Blu Edwardian Hampshire 5 Air Ticket Riyadh – London – Riyadh on Saudi Airlines |
1 |
|
Harry Styles London September 12 2019 |
1 |
|
London İnternet Cafe |
1 |
|
17 gadus vecs jaunietis no skatu platformas 10 stāva Londonā nogrūž sešgadīgu puisēnu |
1 |
|
Honey I’m Taking The Kids to London |
1 |
|
Flights from New York to London at any time with low cost |
1 |
|
Tips for Visiting Westminster Abbey in London |
1 |
|
Glossier London Pop-Up Store |
1 |
|
Lola is the London RampB singer floating up from the underground |
1 |
|
Unlock London |
1 |
|
London’s leading music industry education provider |
1 |
|
Businessmen as Lovers by Rosemary Tonks London: The Bodley Head Ltd 1969 |
1 |
|
2019 Frieze London Cheat Sheet |
1 |
|
Education Park Nominated For The PIE Education Agency Of The Year 2019 London |
1 |
|
Le meilleur London Fog à Montréalpoint |
1 |
|
Imperial War Museum London |
1 |
|
5 napos városlátogatás Londonban – Hotel |
1 |
|
Led Zeppelin – 1972-12-22 – London Wendy |
1 |
|
Conflict as a force for good – London Business School TEDx |
1 |
|
London Fashion Week S/S 20 Day Three by walnutwax |
1 |
|
LONDON COCKTAIL WEEK BARS |
1 |
|
WE ARE LONDON DOOR COMPANY |
1 |
|
Iptv in London |
1 |
|
Sunrise Inc – London Milano Paris Official Single |
1 |
|
Loughborough London academic publishes book on the business of women’s sport |
1 |
|
5 Days London – Hilton Park Lane London 5 Air Ticket Riyadh – London – Riyadh on Saudi Airlines Breakfast |
1 |
|
Usain opens Tracks amp Records London |
1 |
|
Gallery: You Me At Six Jimmy Eat World Deaf Havana Sundara Karma The Maine As It Is Milk Teeth Gunnersville Festival London |
1 |
|
The London School of English |
1 |
|
ONLINE LOVE PROBLEM SOLUTION IN LONDON MOLVI SHABIR KHAN 91-9875805466 |
1 |
|
Senior Advertising: Organisation is looking for Students and a Professor to take part in a panel on 24 October in London |
1 |
|
Discover some of London’s best private dining rooms |
1 |
|
Domestic cleaning London |
1 |
|
K-9 Concepts by Anne – All Breed Dog Training in London amp St Thomas |
1 |
|
The SSE Arena Square London |
1 |
|
MetaCompliance: Tech firm creates 70 jobs in Londonderry – BelfastTelegraphcouk |
1 |
|
Ariana Grande: Live in London |
1 |
|
ESCP Europe – London Campus |
1 |
|
London Fashion Week: To show του οίκου Burberry video |
1 |
|
London Garage Orchestra with MC Kie amp Enamie |
1 |
|
Free Things to Do in London |
1 |
|
Jack London’un “Amentü”süne deneysel çevirmen yaklaşımım |
1 |
|
Dinosaur Pile-Up are going to headline The Forum in London |
1 |
|
COPY IN WOOD OF THE BHUDDER MOSQUE WINDOW AT AHMADABAD MADE BY THE WORKMEN OF LOCKWOOD OF DE FOREST IN INDIA NOW IN SO๊UTH KENSINGTON MUSEUM LONDON SIZE 75 X 12 FEET ILLUSTRATION OF THE WONDERFUL TRACERY OF THE EARLIEST MOHAMMEDAN PERIOD AS WORKED OUT BY THE HINDU WORKMEN |
1 |
|
FCE English Exam and school in London England |
1 |
|
Twitter KBRI London |
1 |
|
Fee Kemacetan di London |
1 |
|
Connect With Porsche of London |
1 |
|
FACEIT Major London 2018 |
1 |
|
The Best Street From London Fashion |
1 |
|
Live Trading from London Open Till New York Close |
1 |
|
Fashion Jobs in London and Fashion News in the UK |
1 |
|
Life Comes to Seathorpe by Neil Bell London: Eyre and Spottiswoode 1946 |
1 |
|
PT Tempo Scan Mahoni Has Officially Opened The First Boutique Of Jo Malone London In Indonesia |
1 |
|
RegTech Summit London |
1 |
|
Flat Tyres and Cosy Vans in New Volkswagen Campaign by BBH London |
1 |
|
London Has Fallen |
1 |
|
Creative website design and development from a top London web design agency |
1 |
|
Londoners by star sign |
1 |
|
Advisory firm accuses Transport for London of mishandling sale of £120 |
1 |
|
Birkbeck – University of London |
1 |
|
Our for London |
1 |
|
Share Trading In London Delayed By Technical Issue |
1 |
|
Design Research Society London UK |
1 |
|
The Cheapest Flights for this Month from New York to London |
1 |
|
London East Asia Film Festival 2019: the official press release |
1 |
|
Capita signs new contract with London Borough of Bexley |
1 |
|
is a United Kingdom based educational and information web siteby Kryss Katsiavriades and Talaat Qureshi in London |
1 |
|
Case handphone – London Big Ben |
1 |
|
London record hotel openings in 2020 will boost sports and MICE sectors |
1 |
|
Щиро вітаємо всю команду Книжкового Арсеналу з надзвичайно важливою та заслуженою перемогою London Book Fair Literary Festival Award!!! |
1 |
|
Download the London Mathematical Society Newsletter |
1 |
|
2019年Harrods 哈罗德圣诞美妆日历一览，101 London Pass 哈罗德圣诞美妆日历一览，101 2019 圣诞美妆日历101 Lab Manuka Honey 限时秒杀，线上低至 28折，额外满￡30， 10 荷柏瑞保健品全场满 £30 10 8折，最抢手的小黑瓶精华套装，带一瓶50ml Sports 限量发售Jordan Air 3 Retro，发售价£165。 |
1 |
|
London Honestly |
1 |
|
Revolution Beauty London |
1 |
|
25 Most Instagrammable Restaurants in London |
1 |
|
FEBRUARY 2019INNOVATION COMES TO LONDON |
1 |
|
November 04th to 06th 2019 London UK |
1 |
|
Dust amp Grooves – Live London Recording |
1 |
|
London midday: Stocks in the red as Sino-US worries linger |
1 |
|
LONDON COCKTAIL WEEK EVENTS |
1 |
|
EAST LONDON |
1 |
|
Cheap London Airport Cruise port Transfers |
1 |
|
SOUTHBANK MEN’S CLOTHING LONDON |
1 |
|
10000 Londoners to get planting with free GiveItAGrow kits |
1 |
|
Escaped high filial Savannah cat terrifies London’s leafy Hampstead |
1 |
|
NEXT Feng Shui Mastery course is 19th amp 20th October 2019 london classes and Live streamed |
1 |
|
Best IPTV Providers in London |
1 |
|
Official World Record la única ONG internacional de registro de récords mundiales comunica formalmente la obtención de un nuevo récord mundial excepcional en el campo de la World Record sympathizes with the cause of nurse Jessica Anderson and opens the process to register the world record for the London Marathon in a normal 21st century uniform |
1 |
|
London’s Best Sunday Roasts |
1 |
|
LONDON BUS |
1 |
|
St George’s University of London |
1 |
|
London Dairy |
1 |
|
Account Services Positions: London |
1 |
|
Mines and Money London |
1 |
|
MYANMAR EMBASSY – London |
1 |
|
London Olympic Games |
1 |
|
London Has Age of Ultron |
1 |
|
Zločini iz mržnje u porastu u Londonu |
1 |
|
London Eye 4 Attractions |
1 |
|
WORKTOPS IN LONDON 1G11 0TJ SE18 1PW EN6 2HT EC1V 9AB SW4 7BB E10 7QT E12 5JT – BEST GRANITE amp QUARTZ UB1 2DL UB6 QAL |
1 |
|
London In Bloom 2019 judges award Silver Gilt to Mecklenburgh Square |
1 |
|
Fascia workshop London March 7/8 2015 |
1 |
|
The London Health Show |
1 |
|
Quality London Stone Merchants |
1 |
|
London IVF Fertility Clinic |
1 |
|
5G Apocalypse London Mark Steele VIDEO |
1 |
|
Not Tonight by Kathleen Sully London: Peter Davies 1966 |
1 |
|
Gifting Escort Girls In London |
1 |
|
London April 2015 |
1 |
|
Lunch from London |
1 |
|
REPORTER: TOTALLY THAMES FESTIVAL LONDON |
1 |
|
London Punk Rock color WHITE – Enigma Wigs Ziggy Stardust Bowie Underground Bundle with Cap MaxWigs Costume Wig Care Guide |
1 |
|
Fun day out at the London Stadium for a quid |
1 |
|
The US military’s Space Command is up and running Is this common sense or a prelude to Star Wars Guests: Alexandra Stickings Researcher in Space and Security Policy RUSI Sandstone Report 4: Down and Out in Pyongyang and London |
1 |
|
Smart tv in North London London |
1 |
|
Pop-ups in London – 27th September – 4th October 2019 |
1 |
|
Live Review: Metric End 2018 At London’s Kentish Forum |
1 |
|
WBS London |
1 |
|
February 2016London Calling |
1 |
|
London Fashion Week S/S 20 Day Two by walnutwax |
1 |
|
London Fashion Week S/S 20 Day One by walnutwax |
1 |
|
London Hotels – Unique Accommodations |
1 |
|
SCL Student Tech Law Challenge 2020 – Friday 21 February 2020 London |
1 |
|
Блогер DashaGreenApple рассказывает о своих любимых кофейнях Ростова в которых и кофе вкусный и интерьер школа London Express в Ростове-на-Дону |
1 |
|
ATP Tennis London |
1 |
|
New International Economic Order American Credit System Green Fascism London-Saudi Global Terror Stop WWIII |
1 |
|
Fireplaces London |
1 |
|
In Our Metropolis by Phyllis Livingstone London and Melbourne: Hutchinson amp Co 1940 |
1 |
|
1-1 feedback on your poems with Rebecca Goss London |
1 |
|
Food Intolerance Testing in London |
1 |
|
The London Motor Show 2018 |
1 |
|
Walk Your Way Through London’s Literary History This October |
1 |
|
LONDON SPOON CLUB |
1 |
|
Fall/Winter 2016-2017 : London Men’s |
1 |
|
IL PROFUMO: NEROLI VOYAGE di FLORIS LONDON |
1 |
|
Quality English language courses for adults in London Canterbury and online |
1 |
|
Part of the School of Law at Birkbeck University of London |
1 |
|
Reliable cleaning company in London that offers specialised cleaning services Specialist cleaners London: |
1 |
|
London 2012 Olympic Handball Arena |
1 |
|
MTC Man and Van East London |
1 |
|
The easyBus London Network |
1 |
|
Check the profiles and videos of London Escorts |
1 |
|
PDF Download Trinity College London Piano Exam Pieces amp Exercises 2018-2020 Initial Grade |
1 |
|
Big Bus London Hop- |
1 |
|
London Dubai or Bali…Travel in Style like Nibir Adnan Nahid |
1 |
|
London Kills |
1 |
|
Liam Payne London September 16 2019 |
1 |
|
Customer Experience World: London UK |
1 |
|
London Eye Madame Tussauds |
1 |
|
LONDON SHOWS |
1 |
|
Create a profile post an ad and find the perfect carers in London and across the UK |
1 |
|
What’s On At The Best Art Galleries In London |
1 |
|
American University of London KSA Salary: 8000-200000 tk/month Phone: Click to contact |
1 |
|
London Vet Show |
1 |
|
trulondon Recruiting The unblog dialogue |
1 |
|
How to do London on a Backpacker’s Budget |
1 |
|
London’s Most Famous Spanish Tapas Restaurant – Bar Available |
1 |
|
Fire Risk Assessments in London |
1 |
|
What our customers think of London Box Office |
1 |
|
Warner Bros Studio Tour London |
1 |
|
Spanish Lessons in London |
1 |
|
Ripon Ahmed London |
1 |
|
EartH Hall London |
1 |
|
The Scariest and Best Halloween Events in London 2019 |
1 |
|
Paleta de Sombras Jewel Collection Revolution London – Deluxe |
1 |
|
WWII UK poster encouraging mothers to cooperate with the evacuation program for children of London More photos: https://tco/WrQfPQCfEh it on ladies Bueckeberg circa 1937 Their facial expressions are quite revealing musicians with vihuela and guitar early 1900s in 1945 with Churchill Roosevelt and Stalin at the Livadia Palace and the same spot in 2012 More pictures: https://tco/cBhnjdISfl strike London 1958 Lee and Rob Zombie at Lee’s London flat d’Avorio Ivory Coast 1970 Photo by Mario de Biasi More pics: https://tco/9mmuPCz4Cd Duke Serge in costume See more pics: https://tco/f9RHIzCgiq K Polk the 11th President of the United States was the first president to be photographed while in office Bowie his wife Angie and their son Zowie February 1974 See more images here: https://tco/ISvlAX0Ucm Sartre and Albert Camus 1944 Newman and Joanne Woodward See more photos here: https://tco/uTfhNCDU9p Carter the original wonder woman in the seventies you need is umbrellas! See more pictures: https://tco/oyFPFyYNbn https://tco/eWXqnTioK7 |
1 |
|
LONDON BRUSH COMPANY |
1 |
|
London Fashion Week S/S 20 Day Five by walnutwax |
1 |
|
Odum EP 1971 Fundamental of Ecology Thirth Edition WB Saunders Co Philadelphia and London 546 p |
1 |
|
Free Mimosa amp Cardamom Deluxe Body Creme Sample 15ml With Any Purchase Updated! Jo Malone London GWP |
1 |
|
MaxFax London |
1 |
|
Enter the “Your Ticket to RootsTech LONDON 2019” Giveaway |
1 |
|
London Korean Links |
1 |
|
Frankfurt Vs Arsenal: Meriam London Menang 3-0 |
1 |
|
“THIS IS THE BEST LONDON ESCORTS” |
1 |
|
The best art exhibitions in London this October |
1 |
|
BAMFORD LONDON CELEBRATES POPEYE’S 90TH ANNIVERSARY WITH LIMITED EDITION POPEYE GMT |
1 |
|
Coffee Enema Treatment London |
1 |
|
PIEoneer Awards 2019 London |
1 |
|
DHL Express brings electric vans to London |
1 |
|
Samsung smart tv in London |
1 |
|
London Has Fallen 2016 Subtitle Indonesia |
1 |
|
Abstract works by London artist featured in exhibit |
1 |
|
Best Christmas family shows to see in London in 2019 |
1 |
|
Welcome WELCOME TO THE REIGATE MARBLE SHOP LTD SPECIALIST IN KITCHEN WORKTOP RESTAURANT BARS FOR LONDON AND SOUTH EAST |
1 |
|
Visit of the London Googleplex |
1 |
|
January 27 2018 London Attractions 2018 |
1 |
|
When London parks used sheep as natural lawnmowers 1926-1938 |
1 |
|
SCL Outsourcing Group Half-Day Masterclass – Wednesday 20 November 2019 London |
1 |
|
How To Purchase The Best Office Blinds In London |
1 |
|
ANH : London – Windsor – Bath – Cardiff – Oxford – London |
1 |
|
Network Rail awards final west London station upgrade contracts for Crossrail project |
1 |
|
Granite World London |
1 |
|
The Most Instagrammable Places in London |
1 |
|
All London Tours |
1 |
|
Using the Zones of Regulation as a whole class tool The London ASD CEN 2018 |
1 |
|
Chief Executive Officer London |
1 |
|
Reposted from November 2 2009 The hottest summer on record made doing the tourist thing a bit more difficult It was a family vacation and we started things off in Midhurst seeing some ruins and relaxing a bit before heading up to London and the more intense part of our trip The tea-room we stopped in that afternoon had sandwiches and sodas and although it wasn’t air-conditioned there was a trellised garden in the back which was quite pleasant We were waiting for food when a man and a woman sat down nearby He had full motorcycle leathers she did not but both carried helmets It must have been quite a ride for the woman was visibly excited trembling even and was watching her companion very intensely The man began to talk He was not well-spoken but by the swagger in his demeanor I could tell that he’d done this routine many times before She was reading him watching his little show An afternoon thrill Or was he worth another look Her intensity of concentration suggested that she was ambivalent she nodded a little too vigorously and her smiles of attraction alternated with fleeting grimaces of repulsion Our food came and we ate quietly the boys were still jet-lagged The couple finished their drinks and were off I could hear the cycle rev as they sped away to parts unknown At that moment I was glad that my courting days were over that my family was intact and I was happily married The mating dance is fascinating but not always pretty |
1 |
|
We deliver outside of London too |
1 |
|
Pop-ups in London – 20th – 27th September 2019 |
1 |
|
IT Support London IT Support Los Angeles Business Outsourced IT and Managed IT Services |
1 |
|
La dama pirata y el escocés – Julia London 2019 |
1 |
|
Freedom Makeup London ProArtist Ultimate Mattes |
1 |
|
Rize coached group exercise classes in London |
1 |
|
Masterclasses at the London Cocktail Week Pop-Up Covent Garden |
1 |
|
The London Cocktail Week Pop-up – The Full Line Up |
1 |
|
The project was led by the Environmental Research Group at King’s College London supported by the University of Leeds and is now hosted at: |
1 |
|
Layers of London |
1 |
|
Londoni Worldwide Limited |
1 |
|
The Cheapest Round-trip Tickets from New York to London |
1 |
|
Chartered Accountants Worldwide are proud to introduce the 2019 chartered stars who will attend this year’s One Young World in London |
1 |
|
IPTV subscription 1 month 3000 channels VOD in SW20 London for … |
1 |
|
COOKING LESSONS in LONDON SAUCE by the Langham |
1 |
|
London Optical |
1 |
|
Music Performance College amp School in London |
1 |
|
The London Central Mosque and the Islamic Cultural Centre is Given Grade II Listed Status |
1 |
|
London Babulu 2017 DVDScr Telugu Full Movie Online Free |
1 |
|
UK: Aldi to double London store footprint by 2025 The news from the UK’s fifth-biggest supermarket comes after it posted record financial results |
1 |
|
ALLIENZ ARENA in Munich Germany 2005 OLYMPIC STADIUM and CROSSRAIL STATION London UK 2010 and 2014 MERCEDES BENZ STADIUM Stuttgart Germany 2011 NATIONAL ARENA Bucarest Rumania 2011 BAKU CRYSTAL HALL Baku Azerbaijan 2012 INTERNATIONAL AEROPORTS OF COLOGNE MUNICH DÜSSELDORF MEMMINGEM ALICANTE |
1 |
|
Tanzania High Commission London UK |
1 |
|
London Sightseeing Cruises |
1 |
|
trulondon 9 – Feb 26’th – All new line up |
1 |
|
London will diese Woche Brexit-Pläne vorlegen |
1 |
|
Call of the Wild Jack London |
1 |
|
Herbert Smith Freehills London |
1 |
|
London English School – курсы английского языка в Новосибирске! |
1 |
|
Xn protel Cements its 5 Star London PMS Pedigree |
1 |
|
Juliany Moraes da Rock MGT é destaque nas passarelas do London |
1 |
|
Up to 50 Hate Crimes Are Reported Everyday in London |
1 |
|
Spana in Londons nya häftiga matmarknad |
1 |
|
TERESA GARCÍAPR amp FIGARGLOBAL DIRECT TO CONSUMER SENIOR DIRECTORPEPE JEANS LONDON |
1 |
|
London Dermatology offers first class care and advice at the Hospital of St John amp St Elizabeth |
1 |
|
Embody Fitness London |
1 |
|
2nd International Women Health and Breast Cancer Conference London UK August 13-14 2020 |
1 |
|
Spanish Lessons London |
1 |
|
London Franklin Sq |
1 |
|
London English |
1 |
|
Paleta de Contorno Ultra Cream Contour Revolution London |
1 |
|
London Coven |
1 |
|
Air League 110th Anniversary Exhibition – RAF Museum London |
1 |
|
WHAT IS LONDON COCKTAIL WEEK |
1 |
|
Dr Tunç Tiryaki İstanbul Cellest Plastik Cerrahi Kliniği ve London TiryakiSurgery Clinic direktörüdürÖzellikle estetik meme ve vücut cerrahisi konusunda tanınan Dr Tunç Tiryaki aynı zamanda rejeneratif cerrahinin dünyadaki öncülerinden biridir |
1 |
|
The London Office |
1 |
|
Fashion jobs London |
1 |
|
Barts and The London QMUL School of Medicine and |
1 |
|
เปิดแนวคิด พี่ตูน ก่อนเริ่มก้าวใหม่ กับโครงการ London Marathon ออกวิ่ง 5 ภาค กับ กิจกรรม Toyota C-HR I Adidas Play to Win |
1 |
|
Connect with Euro London |
1 |
|
Brilliantly-Designed And Hard-Hitting Cuban Propaganda Goes On Display In London |
1 |
|
What’s New at Porsche of London |
1 |
|
Ayam E Fatimiya sa – London UK |
1 |
|
To Build a Fire Jack London |
1 |
|
Kima is a Nigeria-born Wales-raised contemporary RnB artist living in London Kima flaunts her soulful vocals in her debut single ‘Morning’ which tells the story of a turbulent relationship and separation Kima hopes that by sharing her life stories through music coupled with her sense of humour she will be able to help other women to see their innate value and encourage them to reach their full potential |
1 |
|
Dinosaur Pile-Up are going to headline The Forum in London More » |
1 |
|
London Hernia |
1 |
|
French Restaurant in London |
1 |
|
East London Dry Gin 70cl – Case of 6 |
1 |
|
We are proud to provide first-class care as London’s leading charitable hospital |
1 |
|
Book Launch ‘The Dynamics of Regional Migration Governance’ Wednesday 30 October London |
1 |
|
Moto Guzzi protagonista al London Design Festival |
1 |
|
London antacite |
1 |
|
Euro London Appointments |
1 |
|
Playboy London |
1 |
|
Event 3 Event Time: 8pm / Event Location: London UK |
1 |
|
The London Loop: Recreational Path Guide |
1 |
|
Graduate Systems Engineer Rail – London UK |
1 |
|
London New York és Milánó férfimodelljei |
1 |
|
Köln – Paris – London – Oslo – Warsaw – Madrid |
1 |
|
Employee Benefits Live 2019 ready to welcome delegates at ExCel London |
1 |
|
MALVERN HOUSE LONDON |
1 |
|
In our London offices our collection and data feed services are supplemented by our analyst team producing deep sporting insight coupled with data visualisation to drive narrative out of the numbers |
1 |
|
Курс Future London Academy 2019 по UX и продуктовому дизайну |
1 |
|
London Wellwoman Clinic |
1 |
|
London Fog Dimensional Castle Stone |
1 |
|
London Eye River Cruise |
1 |
|
Flight Prices for a Month from New York to London One Way |
1 |
|
71-75 Shelton Street London Greater London WC2H 9JQ UNITED KINGDOM |
1 |
|
An Insight Into Making Of Wax Statues at Madame Tussauds London! |
1 |
|
This is what makes IPTVProviderlondon the … |
1 |
|
Tantric Massage London |
1 |
|
Architecture London Somerset House United Kingdom Wallpapers |
1 |
|
Harry Styles Dinner in London September 28 2019 |
1 |
|
Visit Know amp Explore London |
1 |
|
Women in Fund Management Insight Day London – 14th October |
1 |
|
World Research International conference London United Kingdom 07th December 2018 |
1 |
|
The Best Ways To Find Luxury And Alternative Experiences In London |
1 |
|
Arrival at Londonderry Ireland May 21 1932 |
1 |
|
Powerchair Hire London |
1 |
|
Courses in London All Levels A1 A2 B1 B2 C1 C2 |
1 |
|
Hemel thug jailed for life after ‘senseless’ murder in London |
1 |
|
BBC — London |
1 |
|
Bourse Universitaire Brunel London Royaume Uni 2020-2021 |
1 |
|
The Best Music Teachers in London |
1 |
|
London Fields |
1 |
|
کفش مردانه Rocky Leather Zip Boot – Walk London |
1 |
|
2FOR1 offers including the Tower of London |
1 |
|
GRAPHIC DESIGNER London |
1 |
|
Professor Paul Baker author of the Polari dictionary and the upcoming book Fabulosa! The Story of Polari Britain’s Secret Gay Language explains how Polari emerged from criminal cant and London’s theatres and docks to be used a code language for gay men in the oppressive 1950s – and then not long after it entered the slang lexicons of the general public via popular sketch comedy and the mouth of an annoyed princess |
1 |
|
Анонс Roden 1/72 London General Omnibus Company type B |
1 |
|
London Cleaning System |
1 |
|
Hemel thug convicted of murder after ‘senseless’ stabbing in London |
1 |
|
Kruder amp Dorfmeister – London |
1 |
|
London Progressive Journal |
1 |
|
West African nations unitefor London 9s |
1 |
|
London-based collective 404 have returned with a brand new track |
1 |
|
Pre-book at London Victoria Station |
1 |
|
Indonesian Education and Culture Attaché in London |
1 |
|
London W1K 3JE |
1 |
|
Monday – Friday : 7:30AM – of London |
1 |
|
Floris London wants you to find… |
1 |
|
La Dame de Pic London x Selfridges |
1 |
|
London Fog |
1 |
|
Bevor der Parteitag der britischen Konservativen beginnt hat Grossbritanniens Premierminister Boris Johnson noch einen TV-Auftritt bei dem er sich gegen schwere Vorwürfe wehren muss: Als Londoner Bürgermeister soll Johnson seine damalige Geliebte bevorteilt haben |
1 |
|
London will nach Tory-Parteitag scheinbar Brexit-Pläne vorlegen |
1 |
|
VIDEO: Yemi Alade Breaks Down “Woman of Steel” at London Album… |
1 |
|
Try our on demand grocery service Currently on trial in London and Manchester |
1 |
|
BathroomsWe have fitted bathrooms in 100’s of properties in London and further afield over the last 15 years |
1 |
|
Jaguar North West London |
1 |
|
London By Bike |
1 |
|
28 Things To Do In London England |
1 |
|
Londoners have highest expectations for workplace design and technology |
1 |
|
London Manchester Bristol |
1 |
|
World music fest nazvan je po srpskoj reči MERAK koja iako potiče iz turskog jezika odavno se odomaćila kod nas sa značenjem zadovolјstva koje proističe iz malih stvari – označava želјu žudnju za nečim ćef uživanje ugodno raspoloženje ali i setu Upravo ova srpska reč ušla je u internacionalni rečnik reči koje nije moguće prevesti na druge jezike na kome radi dr Tim Lomas psiholog na Univerzitetu Istočni London koji se bavi istraživanjem o tome kako se pozitivna osećanja opisuju u različitim jezicima sveta Merak fest ima za cilј da na koncertnom podijumu prezentuje upravo taj osećaj po kojem je Niš prepoznatlјiv putem muzike inspirisane srpskom tradicijom ali i da istovremeno promoviše autentičnost muzičkog izraza umetnika iz različitih delova sveta i njihovu muziku koja kroz određeni muzički pravac koristi motive tradicionalne muzike različitih zemalјa |
1 |
|
Ergebnisse der Flüchtlingspolitik: London 2019 – ohne Worte |
1 |
|
London 2017: South Africa’s Luvo Manyonga aims for gold at the Worlds after missing out on gold at Rio 2016 by 1cm |
1 |
|
Londoner Ausstellung „Bond in Motion“ zeigt James Bond Autos und technische Spielereien |
1 |
|
Jean Taylor at the caribArt Exhibition LONDON 2018 |
1 |
|
Hilton London Gatwick Jobs Offering Latest Career Opportunities |
1 |
|
Living Roofs and Walls: from policy to practice – 10 years of urban greening in London and beyond |
1 |
|
Visiting Stonehenge and Avebury on a Day Trip from London |
1 |
|
1 What is IPTVProviderlondon |
1 |
|
London Korean Film Festival 2019: the official press release |
1 |
|
The Lead Developer London: 12/10 Good Doggo: The Power of Positive Transformation |
1 |
|
Study with me at Goldsmiths University London |
1 |
|
York Station one of the busiest in the UK halfway between London and Edinburgh is home to York Station Taxis Ltd |
1 |
|
BIS: forex volumes rise to 66 trillion as London trading soars |
1 |
|
Aku Almond London dan GAY |
1 |
|
IKEAHackers to KnitHacker to London Kaye |
1 |
|
Websplosion London: |
1 |
|
Moving amp Storage Company in London Ontario |
1 |
|
One Aldwych in London: Herberge zur zum Nulltarif entdecken |
1 |
|
Grand Theft Auto: London 1961 |
1 |
|
ErlebnisReiche Tage in London |
1 |
|
Extremely Neat 4 Bedroom Terrace Duplex At Osapa London For Rent |
1 |
|
Caster Semenya is the athlete to beat in the women’s 800m at London 2017 |
1 |
|
London Business School MBA Essay Tips for 2019-2020 |
1 |
|
London Hip Specialists |
1 |
|
London Sale |
1 |
|
Leicester Square London 2018 |
1 |
|
Prospects for a new team in Division 4 of the London Chess Posts |
1 |
|
fixed tips bet fixed bet tips 1X2 fixed booking tips fixed basketball tips fixed betting tips telegram fixed Btts tips fixed bts tips fixed betting tips 100 fixed bike tips fixed best tips fixed tipscom fixed cs tips fixed correct tips fixed combo tips fixed correct score tips fixed tips 1X2com 24 7 fixed tipscom fixed matches tipscom best fixed tips correct score manipulated fixed tipscom fixed tips arena fixed tips app fixed tips arena VIP fixed accumulator tips fixed advisor tips fixed accurate tips fixed matches tips apk fixed matches tips app fixed matches and tips fixed betting tips APK Europol fixed tips England fixed tips elite fixed tips European fixed tips Emily fixed tips fixed matcheseuropoltips fixed tips daily fixed deposit tips fixed draw tips fixed dojave tips fixed double tips fixed matches daily tips free fixed tips daily 24 7 fixed tips daily win fixed matches tips download fixed gear downhill tips fixed tips free fixed tips for today fixed tips football fixed football tips today fixed football tips in Kenya fixed football tips Facebook fixed matches free tips Facebook fixed gear tips for beginners fixed tips soccer free fixed tips ht/ft fixed tips Gratuit fixed gear tips for beginners fixed gear tips fixed games tips Kenya tips fixed games fixed tips 1X2 777 gmail football fixed games tips fixed soccer games tips Germany fixed tips golden fixed tips fixed tips ht/ft fixed matches tips ht ft apk fixed matches tips ht ft app 247 fixed tips-home of daily wins fixed matches tips ht ft free fixed matches tips ht ft pro apk fixed matches tips ht ft download fixed matches tips ht ft apk download fixed matches tips ht fixed matches ht ft tips 7/24 fixed tips in Kenya tips fixed income tips fixed income calculator tips fixed interest rate fixed deposit tips India fixed betting tips in Kenya fixed football tips in Kenya fixed deposit investment tips italy fixed tips Italian fixed tips fixed tips Kenya fixed tips king fixed betting tips Kenya Kenyan fixed tips fixed football tips in Kenya Kampala fixed tips fixed match king tips best fixed tips in Kenya London fixed tips Lazio fixed tips Lewandowski fixed tips Lagos fixed tips Latino fixed tips Juventus fixed tips japan fixed tips fixed tips matches fixed tips – max bet 1000 fixed match tips for today fixed match tips 1X2 fixed match tips app fixed matches tips fixed mindset tips fixed match tips forum fixed match tips prediction fixed match tips for tomorrow fixed tips prediction fixed professional tips fixed pick tips fixed premium tips fixed payed tips 24 7 fixed tips prediction fixed matches tips pro fixed matches sportal tips fixed football prediction tips fixed limit poker tips naija fixed tips Norway fixed tips Nairobi fixed tips Nigeria fixed tips nani fixed tips NBA fixed tips fixed tips online fixed tips of the day fixed odds tips fixed odds tips weekend fixed odds tips today fixed odds tips forum soccer fixed odds tips free fixed odds tips sure fixed odds tips best fixed odds tips fixed result tips fixed retainer tips fixed racing tips fixed horse racing tips fixed gear riding tips tips fixed interest rate real fixed tips martin’s money tips fixed rate bonds Roma fixed tips royal fixed tips qatar fixed tips fixed tips soccer free fixed tips soccer fixed tips site fixed sure tips fixed sportal tips fixed soccer tips 1X2 fixed super tips fixed single tips fixed soccer tips today fixed source tips fixed VIP tips fixed tips arena vip verified fixed tips Valencia fixed tips vitibet fixed tips fixed tips today fixed tips telegram fixed tips twitter fixed tennis tips fixed ticket tips 24 7 fixed tips today free fixed tips today fixed matches tips today fixed odds tips today fixed betting tips telegram fixed over under tips unlimited fixed tips uk fixed tips usa fixed tips Uganda fixed tips ultimate fixed tips us fixed tips xanthi fixed tips fixed win tips fixed winning tips 100 fixed wood burning tips fixed odds tips weekend real fixed winning tips sure fixed win tips wwwfixed tipscom elite dangerous fixed weapon tips world fixed tips wwwfixed tips 1×2com zone fixed tips zulubet fixed tips zidane fixed tips zulu fixed Fixed Matches |
1 |
|
London Cocktail Week |
1 |
|
Case handphone – London Stamp |
1 |
|
WOULD FAMOUS MUSLIM ASTROLOGER CALL 91-9779341325 USA CANADA KUWAIT IN UK AMERICA LONDON SOUTH AFRICA |
1 |
|
Few attractive features that you could find in all the North London escorts |
1 |
|
Animal rights organisation Surge launches vegan poster campaign in London |
1 |
|
The Best Ways to Save Space in London |
1 |
|
London police arrest 750 in one busy day VIDEOS — RT UK News |
1 |
|
Mūsų vaikai visą gyvenimą jausis tarsi svetimšaliai atvykę į kita kalba kalbančią šalį kur eismas vyksta kita puse ir žmonės juokiasi iš visai kitų dalykų Kaip lietuviai pirmą kartą patekę į Londoną Mūsų sūnums daug kas šiame normalių žmonių“ pasaulyje atrodo nauja nežinoma Juos visko reikia mokyti Guodžia tai kad galima išmokyti – kaip ir lietuviai išmoksta angliškai ar vairuoti kita eismo kryptimi“ – sako Gargžduose gyvenanti Jūratė Kontrimienė gt |
1 |
|
INTERTANKO is currently seeking a Nautical Manager to join our team based in London |
1 |
|
London AttractionsLondon Attractions 2018 |
1 |
|
Featured Places 6: Let’s go to London |
1 |
|
Dog Boarding amp Doggie Daycare in London and St Thomas |
1 |
|
London EV Company – Electric-driven ‘London cabs’ part of Copenhagen green effort |
1 |
|
Nicolas de Staël Landscape Study ‘Etude de paysage – A Yvonne Zervos – Amicalement’ 1952 Tate Britain London |
1 |
|
Graham Sutherland Form over River 1972 Tate Britain London |
1 |
|
subtrackerLondon VO Spouse Sponsorship ApplicantsFamily Sponsored |
1 |
|
The London African Gospel Choir performs Paul Simon’s Graceland |
1 |
|
London Escorts Service |
1 |
|
Welcome to the Neuropsychiatry London |
1 |
|
14th NALDIC North and Northeast London RIG |
1 |
|
London- United Kingdom – Central London |
1 |
|
Find your nearest FaceGym London Manchester New York and LA coming soon! |
1 |
|
London School LSBF |
1 |
|
Puzzle 3D London Bridge |
1 |
|
Daniel London |
1 |
|
London Inventory Trade rejects £32bn bid from HKEX |
1 |
|
London Grammar представили альбом «Truth Is A Beautiful Thing» |
1 |
|
Startups pinpointed as key to digital transformation at London Shipping Week |
1 |
|
LILI – FULL SERVICE AND EROTIC MASSAGE IN LONDON |
1 |
|
Boston – London competition intensifies as American plots return |
1 |
|
Welcome to RATP Dev London |
1 |
|
Welcome Everyone EAST LONDON DRIVING SCHOOL |
1 |
|
Parent of Maths student in London |
1 |
|
London jobs requirements and careers |
1 |
|
The New Technology Lawyer – SCL Annual Conference 2019 Wednesday 2 October 2019 London |
1 |
|
Lloyd’s of London to go electronic next year |
1 |
|
London Box Office |
1 |
|
CAPTIVATE GROW EVOLVE Captivate your audience grow sales and evolve your business with web design in Bristol Oxford Reading and London |
1 |
|
City of London Corporation: Secret Histo |
1 |
|
I always obtain more pleasure with North London escorts instead of sexy girls |
1 |
|
‘Affinity in Autonomy’ by Sony Design at the London Design Festival 2019 |
1 |
|
London Radio |
1 |
|
London Fashion Week Men’s |
1 |
|
IMAGINE CINEMAS LONDON |
1 |
|
London Spine Specialists |
1 |
|
Ms Utkarsha Shantaram Bankar’s training program in ‘Leadership and Management Skills’ at ASHA Center Glouestershire London UK during 24th Aug to 15th Sept 2018 |
1 |
|
London Training Centre |
1 |
|
Burberry London Bag |
1 |
|
909 Romford RoadManor ParkLondon E12 5JTTel: 020 8514 8782Mob: 07876228284email: infobgraniteuk |
1 |
|
Clapham personal trainer in clapham common london |
1 |
|
The ‘Wolf Of Wall Street’ Experience Arrives In London in an Immersive style |
1 |
|
Savaitgalio kelionė į Londoną |
1 |
|
Bloomberg Square Mile Relay London |
1 |
|
Joanna’s Story: Taking on RideLondon for Guts UK |
1 |
|
Online Casino London |
1 |
|
London Underground |
1 |
|
Are you ready to drink water the London way |
1 |
|
Intercontinental London Park Lane Jobs Offering Career Opportunities |
1 |
|
25 Most Instagrammable Places In London |
1 |
|
The Hidden Gems of London |
1 |
|
FULL SERVICE ECOMMERCE AGENCY BASED IN LONDON |
1 |
|
London Dermatology Unit |
1 |
|
Christmas London Christmas in London 2018 |
1 |
|
End of tenancy cleaning London |
1 |
|
Spring cleaning London |
1 |
|
Robbie Williams Themed Boat Party in London Town |
1 |
|
a Party at Club london With dj |
1 |
|
Be More Chill Goes To London |
1 |
|
London Downpour Ends Heatwave |
1 |
|
Unique London Experiences |
1 |
|
I have a lot of reasons to choose London escorts as my partner for day |
1 |
|
London 1-1654 |
1 |
|
5 Days London – The Capital 5 Air Ticket Riyadh – London – Riyadh on Saudi Airlines |
1 |
|
World Travel Market London 2019 |
1 |
|
London ENT Unit |
1 |
|
Flights from New York to London Get flights to London from NYC |
1 |
|
Olafur Eliasson: ‘In Real Life’ at London’s TATE Modern |
1 |
|
Курсы английского языка в Великобритании от EC London |
1 |
|
London – October 4 2019 |
1 |
|
Opium Fogs by Rosemary Tonks London: Putnam 1963 |
1 |
|
Pantone Color Institute Releases Fashion Color Trend Report Spring/Summer 2020 For London Fashion Week |
1 |
|
Atdikbud London |
1 |
|
Londoners by location |
1 |
|
Londoners by age |
1 |
|
Stacy London |
1 |
|
A visit to Casa LOEWE London |
1 |
|
LONDON COCKTAIL WEEK EVENT SCHEDULE |
1 |
|
Radio Ava serves as a 24-hour media in London for Persian people and produces entertainment programs arts sports education and information This Radio delivers the programs on various platforms connected to the Internet and the Radio Ava website Since 2013 Radio Ava has been launched and the radio station was moved to North London in 2018 The main focus of Radio Ava’s activities is to support the Persian people who work in various fields Due to lack of a media with this line of activity in Farsi-language media the focus of Radio Ava is to fill this gap in the media |
1 |
|
January 20 2018 Top 10 London Attractions of 2018 |
1 |
|
Snow in London! |
1 |
|
The American School in London has a new Innovator in Residence |
1 |
|
London South East Colleges celebrates double award recognition |
1 |
|
Envolez-vous pour London |
1 |
|
Reliable cleaning company in London for regular services Professional cleaners London: |
1 |
|
Book Max cleaners London now: |
1 |
|
London Souvenirs and London Gift Shop – Fancy That of London Souvenirs |
1 |
|
London Province on Youtube |
1 |
|
14 London Malayalam Radio |
1 |
|
Here’s A First-Look At The London City Pikachu Plush Exclusive To Pokemon Center London |
1 |
|
London Combed Egyptian Cotton Bath Mat |
1 |
|
North London escorts recognize ways to share funny adult jokes in a sexual fashion |
1 |
|
Usain in London 2012 |
1 |
|
London North Eastern Railway LNER |
1 |
|
MDM Sounds London City Sounds WAV |
1 |
|
GCSE Spanish Private Tuition London |
1 |
|
London Fashion Week S/S 20 Day Four by walnutwax |
1 |
|
The secret language of London’s grim Taboo |
1 |
|
Universityof London |
1 |
|
London Literature Festival – Forms of Enchantment: Fairy Tales Reimagined |
1 |
|
Richard James S/S 2012 London |
1 |
|
Eugene Goostman a computer programme made by a team based in Russia succeeded in a test conducted at the Royal Society in London It convinced 33 per cent of the judges that it was human a 13 years boy said academics at the University of Reading which organised the test It is thought to be the first computer to pass the iconic test |
1 |
|
Covercoco London Luxury Face Serum Diamond Ampule – 30ml |
1 |
|
Ароматы взрывающие мозг! Это Beaufort London! |
1 |
|
Applique murale LED ultra design London – Blanc |
1 |
|
Vintry amp Mercer Hotel London |
1 |
|
Samuel Oki London |
1 |
|
London Fashion Influences |
1 |
|
5 Bedroom Fully Detached Duplex At Osapa London For Sale |
1 |
|
Second Look: MATILDA at Cambridge Theatre London |
1 |
|
10 Off w/ Paradox London Voucher Code |
1 |
|
Follow these tips to have much better fun with naked North London escorts |
1 |
|
Fine Indian Cuisine in London- Kahani Restaurant |
1 |
|
A Fashionable Guide to London |
1 |
|
London 3 Nights |
1 |
|
Miss CL By Carlton London amp Cara Mia Women’s footwear min 80 off |
1 |
|
Why settle for anything less than a London Door |
1 |
|
Brussels Airlines flies daily from Entebbe to London via Brussels |
1 |
|
London Forex Rush |
1 |
|
Destination Olympia London |
1 |
|
Your Moment of Zen with London Kaye Croc |
1 |
|
Islam Channel Celebrates Eid Festival at London Marriott Hotel |
1 |
|
Lesbian girls can get erotic women companions through North London escorts |
1 |
|
Latin Business Spanish London |
1 |
|
London marketing platform Ometria raises 21m Series B |
1 |
|
The Essence House by The London Essence Company |
1 |
|
London Areas We cover |
1 |
|
Meet our London office |
1 |
|
Magento London Agency |
1 |
|
London amp Ellis’s Pussy Aroma Game – Ellie Idol amp London Lix |
1 |
|
London Plastic Surgery |
1 |
|
Jan 29 EXPEDITION: London |
1 |
|
Guest in London 2017 Hindi 720p DvDRip x264 |
1 |
|
London Night Tube Anniversary |
1 |
|
Rob Location:- London UK |
1 |
|
Лондон London Оксфорд Oxford Снова Будапешт Budapest again |
1 |
|
London Business Magazine |
1 |
|
Smart tv in London |
1 |
|
Event Presentation: Learn with Google – Understand your multi-screen users with Google Analytics May 2014 London |
1 |
|
Home Cleaners London |
1 |
|
Potret Cantik Pinka Haprani Cucu Megawati Soekarnoputri yang Tinggal di London |
1 |
|
Can You Buy a Property in London’s Zone 1 |
1 |
|
Best fares to London Liverpool Street |
1 |
|
Rio calling London! |
1 |
|
Why Buy from Porsche of London of London |
1 |
|
Positive Professional Dog Training in London Ontario |
1 |
|
Suxufi Kayse Axmed Digaale oo Xaflad Balaadhan oo Soodhawayna Loogu Qabtay London |
1 |
|
London’s Hair Transplant Clinic |
1 |
|
Frieze London 2018 |
1 |
|
London Attack at Westminster Apparently Targeted via 4Chan Pastebin |
1 |
|
Science Online London |
1 |
|
These Radical ideas from the British Labour Party are part of the agenda of the Fabian Society which was written with the cooperation of a group of avowed “Globalists” many of whom are living above the long arm of British Law in the Independent State of the “City of London” from where they have been conducting the installation of the “Globalist” domination of the entire world |
1 |
|
Rent or Buy Water Coolers in London |
1 |
|
London’s Urban Foxes on the Increase |
1 |
|
Our Independent Escort in London friends utterly agree according to your needs They have the best level of seduction and also the stamina of supplying you with immunizes pleasure |
1 |
|
Art Fair Guide: Everything You Need to Know About the 7 Fairs Taking Over London During Frieze Week 2019 |
1 |
|
During London Fashion Week 2017 African |
1 |
|
1-1 feedback on your poems with Judy Brown London |
1 |
|
3 Does IPTVProviderlondon have all UFC events |
1 |
|
Ade Olawayo Barking London |
1 |
|
london C of the Willing |
1 |
|
A huge blaze broke out overnight at Camden Lock Market in north London London Fire Brigade LFB sa… |
1 |
|
The London Office Professional and Reliable! |
1 |
|
Mari Kim’s trip to London for “Immortal Beloved” |
1 |
|
Max Cleaners London |
1 |
|
New International Economic Order American Credit System Financial Warfare Green Fascism London-Saudi Global Terror Stop WWIII |
1 |
|
Dust London: Homeware from Organic Materials |
1 |
|
The Lead Developer London: 12/10 Good Doggo: The Power of Positive Conference Speaker: Speaker Bios |
1 |
|
Londonski smog 1952 |
1 |
|
13-15 April London UK |
1 |
|
NALDIC South London RIG Re-launch |
1 |
|
Marques Almeida comes to Olympia London for Fashion Week |
1 |
|
Paddy Pimblett returns at Cage Warriors London |
1 |
|
Hamilton opens new showroom in Cannon Street Central London |
1 |
|
IDE Unveils WISPR Evolution at DSEi 2019 in London |
1 |
|
BeauFort London |
1 |
|
Moto Guzzi V7 Tomoto star del London Design |
1 |
|
آدمکش لندن London Kills 1 |
1 |
|
Phil Clark is a Professor of International Politics at the School of Oriental and African Studies SOAS at the University of London An Australian by nationality but born in Sudan Dr Clark is a political scientist specialising in conflict and post-conflict issues in Africa particularly questions of peace truth justice and reconciliation This is the latest post in our symposium… |
1 |
|
London’s best dumplings |
1 |
|
Sea-to-Summit Slovenia: Two Londoners Organise The Country’s Hardest Ever Triathlon |
1 |
|
London-based Project Uses Microsoft Architecture to Make Blockchain Easier for Developers |
1 |
|
Academic Case Analysis Completed by Imperial College London Students Based on the ‘Strategic Partnering’ Book |
1 |
|
King’s College Hospital London opens the doors of its Dubai-based hospital featuring the best of British healthcare |
1 |
|
Blockpass Launches First London Meet-Up |
1 |
|
Art Academy London |
1 |
|
Latest from La Dame de Pic London |
1 |
|
LONDON waiting for an artificial sun |
1 |
|
Watch the mind melting live-stream of Aphex Twin at London’s Printworks |
1 |
|
Курсы английского языка в Лондоне – интенсивная языковая подготовка от London School of English |
1 |
|
The best of Olympia London straight to your inbox |
1 |
|
IN BANKING DUBLIN / LONDON |
1 |
|
The Burlington Arcade Afternoon Tea at Four Seasons Hotel London at Park Lane |
1 |
|
Connor McMichael scores hat trick in fourth game back with London Knights leads OHL in goals |
1 |
|
Dedy Londong |
1 |
|
avidlondoner |
1 |
|
Meantime London Pale Ale Beer NRB 330ml – Case of 24 |
1 |
|
Course fees in London and Canterbury include |
1 |
|
The Goods Yard Kings Cross London UK |
1 |
|
Visit London City 2016Welcome to V London City! |
1 |
|
SCL Adjudication Scheme Launch Event – Tuesday 15 October 2019 London |
1 |
|
Job in London Immediate start |
1 |
|
London Photographer Reveals the Secrets To Taking The Perfect Food Photo |
1 |
|
NOTTING HILL LONDON UK |
1 |
|
How do I meet a man for sex in London |
1 |
|
Loss Prevention Manager London |
1 |
|
Bocanci de piele London Square Timberland cu 3 |
1 |
|
The best place to catch a concert in London might be a stranger’s living room |
1 |
|
Whats on in London |
1 |
|
NYC / London / Hong Kong / Tel Aviv / San Juan |
1 |
|
ignis’ first work for Fuller’s London Pride for Asahi UK |
1 |
|
London Eye Unit |
1 |
|
London’s Startca Rocks The Park Saturday Wrap – Flo Rida T-Pain Pitbull |
1 |
|
Picking the Best Place in London to Set Up |
1 |
|
کفش مردانه Leather Star Chelsea Boots – Walk London |
1 |
|
ENJOY A DIFFERENT VIEW WITH CITY CRUISES London’s No1 sightseeing cruise on the Thames |
1 |
|
New International Economic Order American Credit System Green Fascism London-Saudi Global Terror Narco-Terrorism Stop WWIII |
1 |
|
Scholarship for International Students at University of London 2019/2020 |
1 |
|
Smart tv in South East London London |
1 |
|
Physiotherapy and Sports Injury Clinics in London |
1 |
|
Top ten things to do in London |
1 |
|
MetaCompliance: Tech firm creates 70 jobs in Londonderry – new TV and broadband deal will save you £150 a year |
1 |
|
Surreal Design of a Lighting Collection from Child Studio of London |
1 |
|
About Euro London |
1 |
|
Ultra London |
1 |
|
IOE Writing Centre – UCL – London’s Global University |
1 |
|
Lauren London’s |
1 |
|
I shockingly agree with Vince Cable on the London Stock Exchange |
1 |
|
‘Some Nigerians order pizza from London to Nigeria via British Airways’-… |
1 |
|
Alexandre Winkler RSHom United Kingdom London |
1 |
|
Reasons To Hire London Airport Minicabs From Britannia Airport Cars |
1 |
|
London In Love |
1 |
|
Land Rover North West London |
1 |
|
22 St James’s Walk Clerkenwell London EC1R 0AP |
1 |
|
Krug Encounters 2019: Neneh Cherry curates all female line up for London event |
1 |
|
London Theatre Breaks |
1 |
|
Find the same Cheap London Theatre Break for less and we’ll match the price! |
1 |
|
Fly to London |
1 |
|
Know About the Complete Range of Rimmel London Cosmetics |
1 |
|
The Bloater by Rosemary Tonks London: The Bodley Head 1968 |
1 |
|
The Autobiography of Ethel Firebrace written anonymously by Gay Taylor and Malachi Whitaker London: The Cresset Press 1937 |
1 |
|
A visit to London : A trip to remember |
1 |
|
100 Years Ago… – Nayyar’s travelogue: Qadian to London |
1 |
|
London / Milan Fashion Week and a round up of my outfits |
1 |
|
Buffalo London 1339 Brown |
1 |
|
Illustrator Sophie for The Camel Assembly Londonlt/pgt |
1 |
|
5 Things to Know for RootsTech London 2019 |
1 |
|
London Class |
1 |
|
London to Tel Aviv |
1 |
|
RIYADH DUBAI LONDON |
1 |
|
Rize with coached group exercise classes in London |
1 |
|
Colonic Hydrotherapy Practitioner in London |
1 |
|
11 Top Tips for Surviving the London Underground |
1 |
|
10 Reasons Why London is a Great Place to be a Graduate |
1 |
|
Erotic Massage In London |
1 |
|
Ed Sheeran – Take Me Back To London Feat Stormzy Zippyshare iTunes |
1 |
|
Inside London’s Extraordinarily Curious Museum Of Sex Objects |
1 |
|
The trulondon9 Schedule: Feb 26 Live from London |
1 |
|
Londonda Xoşməramlı Dəniz səfirlərinin görüşü |
1 |
|
104d St John StClerkenwellLondonEC1M 4EH |
1 |
|
Creeper have returned with news of a tiny London show More » |
1 |
|
saatchilondon |
1 |
|
লন্ডন সম্পর্কে কিছু অজানা তথ্য Amazing facts about the country LONDON |
1 |
|
Driving school amp lessons in London |
1 |
|
WIN £250 To Spend At Closet London |
1 |
|
MUSEUM LONDON |
1 |
|
Digital Marketing – BLS Global London |
1 |
|
Woman Scream Scream 2019-London-UK |
1 |
|
London JavaScript INN MUNICH CITY CENTRE |
1 |
|
Corinthia Hotel Wedding Photography London |
1 |
|
Most Popular Cleaning Services in London |
1 |
|
Gaëtan or The Stock-Taking by Edith de Born London: Chapman amp Hall 1950 |
1 |
|
Things To Do Today In London: Tuesday 1 October 2019 |
1 |
|
April 13-14 2020 London UK |
1 |
|
London Tours and Sightseeing |
1 |
|
Advisory firm accuses Transport for London of mishandling sale of £120 million property |
1 |
|
BCAM Conference 2019 London |
1 |
|
Havas London poaches Vicki Maguire from Grey for top creative role |
1 |
|
Earth-i attend DSEI 2019 in London |
1 |
|
London Fashion Week SS20 |
1 |
|
The Great Plague of London |
1 |
|
We are Chartered Accountants Lawyers Solicitors Consultants Recruitment and Financial Advisors based in Slough and London |
1 |
|
Elizabeth line – London’s newest railway |
1 |
|
6 Iconic Gay-Friendly Wedding Venues in London |
1 |
|
The best plays to see in London now |
1 |
|
ove Problem Solution MOLVI JI B 91-9779341325 KUWAIT FAMOUS MUSLIM ASTROLOGER CALL 91-9779341325 USA CANADA KUWAIT IN UK AMERICA LONDON SOUTH AFRICA UK |
1 |
|
Speaker at London World Tour’17 |
1 |
|
WeWork Refused To Host A Fundraising Event In London For An Abortion Charity Because It’s “Politically Sensitive” |
1 |
|
London kings Ментальная карта Самооценивание визитки команды Оцениваем сценарий |
1 |
|
Pigūs lėktuvų bilietai į Londoną! Vos nuo 3874 EUR į abi puses |
1 |
|
Browse venues in London |
1 |
|
Iota Unum Talk in London |
1 |
|
London Berry – 30ml French Perfume |
1 |
|
A Map of Pop-up Bars for London Cocktail Week 2019 |
1 |
|
US soldier in an M-1 light tank before WWII head of Ordnungspolizei Order Police Kurt Daluege left with Reinhard Heydrich center and Heinrich Himmler right in 1935 on a hunting trip See more images here: https://tco/wFO5JmA6Wc Hawking with his family 1970s Driver Stan Fox’s Horrific Crash in the 1995 Indy 500 – May 28 1995 More pics: https://tco/gwhXenGWMo Mirren 1970s More photos: https://tco/WRPE2f8nIr turquoise water at Peyto Lake in Banff National Park Canada Chief Gerard A Barbara looks up at the burning towers of the World Trade Center on September 11 2001 in New York City Moments later he would go in never to return More pictures: https://tco/UYv8vJGN5B Attitude Era – The Rock and the Undertaker Walken 22 years old See more photos: https://tco/hS6n0WhnsV coolin it at 3am in LA ’51 Clapton Sinatra at Playboy Club London 1966 See more pictures: https://tco/FxreLKZIxH White working on her New Year’s resolutions 1929 Check out for more: https://tco/mK6bLJXD6H They Did Post Mortem Photography https://tco/MeDFxZnye5 |
1 |
|
London based learning at The Shard |
1 |
|
1 Onslow Gardens London N10 3JT |
1 |
|
The Full Line Up at The London Cocktail Week Pop-Up Covent Garden |
1 |
|
INTERIORS BY VERSACE HOME EXTERIORS BY LONDON |
1 |
|
21oc London |
1 |
|
The Trend Continues – Young Designers Take Center Stage in London amp Milan |
1 |
|
Best Way To Get Luxury Escorts in London |
1 |
|
London escorts instantly get adult girls for an enjoyable time |
1 |
|
We are the Reliable Cleaning Company in London |
1 |
|
‘Rajita Power Brands London’ |
1 |
|
Hotel Jobs in London – Latest Vacancies |
1 |
|
SCL Junior Lawyers Group Event: Making a Career of IT – Tuesday 22 October 2019 London |
1 |
|
MOQDISHO IYO LONDON |
1 |
|
SASAMI – MOTH Club Hackney London – 24/09/2019 |
1 |
|
Professor Ravinder Barn from the Department of Law and Criminology at Royal Holloway University of London has been presented with a shield of appreciation from Al-Quds Open University |
1 |
|
Is London The Best City For Business |
1 |
|
London Fire Risk Assessments |
1 |
|
Enterprise Digital Summit London |
1 |
|
October half term 2019: kids’ activities in London |
1 |
|
A Fully Furnished Model Apartment in the Tallest Building in London’s Tech City |
1 |
|
Fox to Develop Country Music Drama With Melissa London9:30 AM |
1 |
|
Scott Legal Attending IBA Conference in London |
1 |
|
Tape London |
1 |
|
Trump urges end to political correctness in wake of London attack |
1 |
|
About Porsche of London |
1 |
|
EFG London Jazz Festival |
1 |
|
MetaCompliance: Tech firm creates 70 jobs in Londonderry – moment 17-month-old boy buries his dad 21 stabbed to death |
1 |
|
Street Art and Graffiti: Penang – Bali – Colombo- Amritsar- Mumbai – London |
1 |
|
Topman S/S 2013 London |
1 |
|
Some impressive suggestions from London escorts to get sexy body in quick manner |
1 |
|
Southwark London |
1 |
|
Daina Of London Color Sensation Quad Eye Shadow – 05 Autumn |
1 |
|
London Office |
1 |
|
Assistant Director Maritime Affairs Department London UK |
1 |
|
Goodbye Europe hello Londoner |
1 |
|
Facebook Accelerator London opens to African companies for the first time |
1 |
|
Why Study University of London with SAA-GE |
1 |
|
A London salon with a differenceFounded on an ‘anti-factory’ ideology |
1 |
|
Review: Influencer Marketing – Prolific London Roundtable Discussion |
1 |
|
Welcome to London South Bank University |
1 |
|
London School Of Makeup With A Difference |
1 |
|
Dr/ samir Abdelgfar – London |
1 |
|
Carpet cleaning London |
1 |
|
New International Economic Order London-Saudi Global Terror Stop WWIII |
1 |
|
COMING SOON: JO MALONE LONDON |
1 |
|
London Sylhet News 24 News |
1 |
|
Bank Underground Station London |
1 |
|
UK: Lib Dem Candidate For London Mayoral Race 2020 Says Legalize Cannabis Reduce Crime Create Better Health Outcomes |
1 |
|
Is it time for London to have |
1 |
|
লন্ডন London সম্পর্কে কিছু অজানা তথ্য |
1 |
|
The Lady editor quits as magazine leaves historic London home |
1 |
|
Line-Up! is the finale song in the One World show – the song is a ‘call to action’ for us to unite in the name of peace freedom amp justice In London the New YVC youth choir joined the London One World Choir for this song adding their unique flavour and body beats! Further information about this show and more video footage is available on the One World Page |
1 |
|
Rules the Oldest Restaurant in London |
1 |
|
Crisgilba London United Kingdom |
1 |
|
THANK YOU FOR PARTICIPATING IN LONDON TECH JOB FAIR AUTUMN 2019 BY TECHMEETUPSCOM |
1 |
|
We offer a wide range of professional cleaning services throughout Central and Greater London |
1 |
|
Exchanging SGD to USD and buying ETFs using Interactive Brokers on the London stock exchange |
1 |
|
Our appreciation of the unique architectural style of London homes is what makes our doors so special |
1 |
|
Where to Stay in London For First Time Tourists – A Complete Guide To The Best Areas and Hotels |
1 |
|
Stream London Hospital Now |
1 |
|
ANH: LONDON– BATH – BIBURY – OXFORD – LIVERPOOL – MANCHESTER – EDINBURGH – YORK |
1 |
|
CASE STUDY – VISIT LONDON |
1 |
|
Norwich to London Liverpool Street |
1 |
|
LONDON COCKTAIL WEEK PASSES!! |
1 |
|
Nakon svojih prvih bendova Hot Pants i Los Carayos godine 1987 sa svojim bratom Antoanom je formirao sastav Mano Negra sa kojim su napravili veliki hitove poput Bongo Bong ili Mala Vida a ime njihovog benda u bukvalnom prevodu znači crna ruka Kao što je u Srbiji to bili ime tajne organizacije čiji je član bio Gavrilo Princip isto je i u Andaluziji krajem 19 veka pod istim imenom postojala navodno militantna tajna anarhistička skupina Španci i dan danas taj izraz koriste za nekog ko radi nešto ilegalno Međutim Manu Čao je ideju za ime benda dobio čitajući strip u kom je Mano Negro bilo ime gerila bande iz Južne Amerike 1992 godine Chao je unajmio voz da obiđe ratom zahvaćenu Kolumbiju Vagone je napunio cirkuskim umetnicma hipicima i pankerima kako bi zabavili seljake i gerilce na tim prostorima O tom putovanju je njegov otac novinar Ramon Čao napisao knjigu Voz leda i vatre Nakon toga 1995 godine usled nesuglasica članovi benda se razilaze Posle raspada Manu Chao je otišao u Srednju Ameriku Usledio je prvi solo projekat Clandestino 1998 a zatim albumu Próxima Estación: Esperanza 2001 koji je dobio nagradu londonskog Bi-Bi-Sija za najbolјi world music album Manu je nastavio solo karijeru ali ga na živim nastupima pratio bend Radio Bemba Kao što je i sam poznat kao revolucionar i prilično nekonvencionalan politički aktivista tako je i izabrao ime svog sastava Naime Radio Bemba je način komunikacije koju su pobunjenici uz Če Gevaru i Kastra koristili tokom revolucije na Kubi Tamo se i sada tako naziva prenošenje vesti i tračeva na ulici daleko od zvaničnih kanala komunikacije koje vlasti mogu da kontrolišu Dobar deo vesti koje se prenose Radio Bembom su tračevi ali uglavnom su istiniti La Ventura treći bend sa kojim Manu Čao nastupa znači srećna okolnost ili sreća |
1 |
|
Review Sepeda London Taxi |
1 |
|
Dune London Loupe Smart Slider Sandals |
1 |
|
R13 LEICESTER v LONDON IRISH |
1 |
|
London Airport Transfer |
1 |
|
The Latest News for RootsTech: London 2019 amp SLC 2020 |
1 |
|
London – Bali Business Class from £1295 Return! |
1 |
|
“The London Door Company were great from start to finish We love our new front door It has completely transformed the front of our house and you can see and hear the quality when you close it behind you I have no hesitation to recommended them” |
1 |
|
Insight Day London – 7th amp 17th October |
1 |
|
Photo London 2017: Expanded vision of photography |
1 |
|
Easy To Hire Airport Minicab Anywhere In London |
1 |
|
WOULD FAMOUS MUSLIM ASTROLOGER CALL 91-9779341325 USA CANADA KUWAIT IN UK AMERICA LONDON |
1 |
|
Microgaming ICE London 2018 |
1 |
|
Bring London to Life: 3 Key Themes for Students |
1 |
|
Security Services London |
1 |
|
Her First Real News Story – “London Betty” – Full Free Maverick Movie |
1 |
|
Кроссовки Buffalo London кожаные |
1 |
|
An OPIUM in SHANGHAI China was forced to buy opium as a result of two warsUp to 20 of the population were addicted Check out for more pics: https://tco/7zHXdoF5T8 finders were used in World War I to figure out which way enemy planes were coming from 1945 See more: https://tco/YfOLxtJUTs Portuguese Reading Room Rio de Janeiro Brazil Margrethe II of Denmark See more images here: https://tco/vgDTob2X88 muscles of the first perfect 10 in Olympic history at age 14 Nadia Comaneci See more photos here: https://tco/XmTubBmVLi Scientists in 1961 by Larry Keenan in Los Altos Hills California 1969 Pratt shows off the van he lived in while -homeless- in Maui Hawaii 1980 See more images: https://tco/p524VCFlk0 Welch in Paris 1967 More images: https://tco/RbdthkP8IS Leigh 1950s Vegas December 1982 Imperial Palace Flamingo and a De Tomaso Pantera Photo by Chris B See more pictures: https://tco/XuJFLarRrV Lady Jacqueline Kennedy in India 1962 Duchess Victoria Melita of Hesse leading her daughter Princess Ella on her pony: 1899 See more images here: https://tco/scrZK7qx50 Eastwood checking his revolver 1962 Ralph Crane 1950s See more pics: https://tco/A1dq2c5CGL Wright Military Flyer arrives at Fort Myer Virginia 1908 pole vaulter Guinn Smith at the 1948 London More pics: https://tco/agceo2wbMQ Bridge State Park Garfield Arkansas X takes a photo of his friend Muhammad Ali shortly after winning the heavyweight boxing championship in 1964 More images: https://tco/mILmqksO3K https://tco/IWHxi5d2wt |
1 |
|
Video Recordings: Biohacker Summit London 2016 |
1 |
|
Face masks to decoy t-shirts: The rise of anti-surveillance fashion As top designers wrapped up London Fashion Week and made their way to Paris to grab the world’s |
1 |
|
Moving London Forward |
1 |
|
Register Your on in London |
1 |
|
London Murder |
1 |
|
Pace To Race are proud members of London Sports – Sport Tech Hub Cohert for 2019/2020 |
1 |
|
Media Contacts Database List and Directory London UK |
1 |
|
YOU CAN NOW SEE MANOLO BLAHNIK’S SIGNATURES DESIGNS AT THIS LONDON MUSEUM |
1 |
|
Your London life |
1 |
|
Londoner Auktionen : Es ist wieder „Frieze-Week“ in London |
1 |
|
Escorts in London |
1 |
|
Not to worry if you have missed out on this one our next one is here! LONDON TECH JOB FAIR SPRING 2020 by TechMeetupscom |
1 |
|
Cerita Seram Di Tower Cinema Peckham London |
1 |
|
Kejadian terjadi pada sabtu malam sekitar tengah malam dan pertunjukan terakhirnya telah usai Bernard Mattimore dan Jerry Adams asisten manajer dan juga proyektor Menara Cinema tua ini di Peckham London selatan sedang berjalan menuju pintu belakang ketika berhenti mereka akhirnya tahu ada kehadiran makhluk halus di bioskop tersebut |
1 |
|
PAD London 2019: 3 тренда и 45 хитов коллекционного дизайна |
1 |
|
Save with a London Eye and River Cruise combination ticket getting the best views of London! |
1 |
|
Are Double-Sided Graves the Solution to London’s Burial стимуляция мозга репрограммирует его клетки |
1 |
|
Londonda Xoşməramlı Dəniz səfirlərinin görüşü FOTO |
1 |
|
Tower Of London |
1 |
|
Part Of London Sport Tech Hub Cohort 3 |
1 |
|
Whole Body Laser Treatment on the Rise at London Clinic Prima Britannia |
1 |
|
Day Trip London |
1 |
|
Paduan kisah Yunani dan tarian Indonesia di London |
1 |
|
Nicole Farhi S/S 2013 London |
1 |
|
Partially nude pictures of North London escorts give me liberty to choose them easily |
1 |
|
1960s modern townhouse in London SE23 |
1 |
|
London Rating Network / Personal |
1 |
|
Join our network and choose from 63 properties offering flexible office co-working and meeting room solutions in London |
1 |
|
SEO LONDONwwwseo-londonorg/ – OUR STORY IS OUT NOW |
1 |
|
SHOW ME ANY LONDONER |
1 |
|
Mayor London Breed and Planning Director John Rahaim Announce Director Rahaim’s Retirement |
1 |
|
JOHN LONDON WEST |
1 |
|
London Based Stores |
1 |
|
Fixed Gear London |
1 |
|
Deep State CIA Was Spying on Julian Assange 24-7 in Ecuador’s Embassy in London – Spanish Security Company Was Feeding The CIA Audio-Video |
1 |
|
Why should you book your tickets with London Box Office |
1 |
|
10 Off on Selected London Bus Tour Tickets |
1 |
|
Retired General Manager London |
1 |
